Urban Sims

The presence of the balancer made Zhou Ming vigilant and took certain measures to respond in advance.

The first is to cancel the original plan to open the branch of the quick bank to every city and stop the strategic expansion.

Second, tighten the loan business, raise the loan threshold, limit the amount of a single loan, and should not exceed 500,000 credit points, and the repayment period should not exceed 3 years.

The last is to gather liquidity, and let Swift Bank launch some wealth management products with a "deposit for three years and an annual interest rate of 3%" and a "deposit for five years and an annual interest rate of 3.5%". These products are characterized by higher interest rates, but Once a deposit is made, it cannot be withdrawn halfway, otherwise there will be no interest, and a deduction of 2% for breach of contract.

Sure enough, in less than a month, each city in the 52 district, the legal system of the city management system, and the "Anti- usury Law", a new legal provision, let countless lenders cheer:

That is, any form of loan, regardless of whether there is interest or not, regardless of whether it is an individual or an organization, issuance more than three times is illegal and the lender does not need to repay

The meaning of this legal provision is understood in one sentence: there are more than three loans and customers do not have to repay

Legal experts explain patiently on TV, but the Internet is boiling.

"So, the 200,000 credits I borrowed from Quick Money Bank, can I not pay it back?"

"Hahahaha, my house and suspension car are safe! What if Quickbank does not take me!"

"I already knew that, I should borrow more, and only borrowed 300,000. I was dead!"

"Not good! The quick money bank has lost so much. It can only be used from the deposit, embezzled part of it, and made up for the loss. I must quickly withdraw all the money I have in it!"

"If you have saved money in Quick Money Bank, hurry and get the money! The people in the queue have to squeeze the window, and if you go late, you will have no money to withdraw!"

"It is said that Swift Bank has lost more than 3 trillion yuan in terms of loans. Swift Bank is determined. If you don't go to withdraw money, you won't get any points!"

In all cities, rumors spread, panic spread, and faced with a huge run-up, even if Qianzhuang, the money manager, no matter how he feeds the user, he can't stop the run-up, and the trend is getting worse.

Only a week later, the number of depositors in the bank has lost 96%, and the savings amount has lost 99%.

But what stunned the schadenfuckers was that both the depositors and the savings had been lost to this level. The Quick Money Bank was still operating normally, and the staff of the money bank were very calm.

Two weeks after the run-on crisis, when Quick Banking opened the Banking Treasury and showed the full 1 million dollars (of course, only 20% was true), everyone was stunned.

"How rich is Swift Bank?"

"Asshole, who would say that Quick Money Bank is going to fall, I will beat him to death!"

"My five-year wealth management product! It was originally stored in a good place, but after listening to the words of those people, I took it out and lost more than 5000!"

"There are always 99% of people in this world, which can be classified as idiots. I did not take out the money, and I will deposit five thousand in it tomorrow."

"I went back to save money, and I bought five-year wealth management products."

"In the future, my credit will not be saved except for Quick Bank."

The run of money has ended, and Quick Money has not only survived the crisis, but has established an extremely strong reputation among the depositors. After the crisis, more depositors have come to deposit than before.

Blessed by misfortune!

In fact, Zhou Ming had made adequate preparations before the new laws and regulations were issued and the run-up storm occurred in the Anti- usury Law.

First, a large number of various types of assets under the Quick Money Bank were sold at low prices and turned into liquidity.

The second is that on the Money Life Online, 100,000 pieces of money were auctioned and exchanged for 80 billion credit points, injecting a large amount of blood.

The third is to add the 200 billion credits earned in the catering industry in recent years, which finally blocked the loan business. The huge bloodshed in the fast bank.

Yes, Zhou Ming counted it, but it was just a legal decree that caused his quick bank to lose more than 300 billion yuan, although it was not as exaggerated as the "3 trillion" rumored by the Internet.

With 300 billion credits, if the exchange ratio of 1 million: 1 is exchanged for money, it will be 300,000!

lost heavily!

Almost let him accumulate five years, all in vain.

It was the last century of accumulation in the catering industry that saved everything for him.

Because five years ago, he invested 3,000 dollars to acquire a smart kitchen robot manufacturing company on the verge of bankruptcy, and then founded a condiment company. According to the condiment company, more than 80 new condiments produced by the condiment company were combined with the intelligent kitchen robot. After the production of the "God Eater 1" kitchen robot, plus the addition of his Chef God cooking skills, was introduced to the market, in just half a year, the Cook God 1 kitchen robot occupied more than 70% of the kitchen robot market. And it triggered a "God Eater Storm".

Then Zhou Ming went into catering, invested in hundreds of family restaurants, and launched new seasonings in the condiment market ... In the catering field, Zhou Ming made more money in a more relaxed way (mainly Credit points).

After Qianzhuang survived the crisis, Zhou Ming did not cut off all the loan business, but only kept the "money loan" item.

Because money is always a precious and scarce product in this world, there will always be people who have insufficient credit points and need to borrow or borrow money to buy money, and Quick Money Bank will still provide loan services for these customers, but the condition is: loan Before the payment is made, the money purchased by the customer will be deposited in the Quick Bank, and the customer shall not withdraw it.

This means that even if the client wants to break the contract, there is no way to empty the white wolf and play with some smug little cleverness.

And Quick Money Bank has no losses. Money and credit are all in its own hands. What tricks can customers play?

Of course, if you do this, the profitable space of Quick Bank will definitely be reduced significantly, only one-tenth of the previous one.

In addition to the money earned in the catering field, the money earned from the money auction fee on the Money Life Network, the annual net profit of 60 billion credit points, after deducting lying in the Quick Bank, that is 2 trillion credit points Zhou ’s depositors ’deposits and the annual interest expense incurred by Zhou Ming cannot even guarantee that all of his asset groups will be able to break even.

Instead of accepting depositors ’deposits, that ’s an idiot behavior ... so Zhou Ming thought of a clever way, with 100% certainty, to solve this problem:

Enter medical service with all strength!

"Quick Money Bank, together with Yanshou Medical, not only will I close all other hospitals in District 52, but also make all the money!"

...

After five months.

A vital medical company with more than 300,000 yuan of investment and more than 100 billion credit points was formally established.

This "vital building" located in the city center stands directly opposite the Oriental Hospital. It is not only weak in momentum, but also more magnificent!

Because the height of the vitality building is one level higher than that of the Oriental Hospital, a full 100 levels!

Buy advanced medical equipment!

Well-known talented medical talents, pay a high salary, dig!

Newly graduated medical university graduates, recruit! Lots of tricks!

In short, the madness of Zhou Ming's money-smashing in the past few months has made everyone stunned and taken a deep breath.

Even the Oriental Hospital opposite the Shengji Building was stayed, especially when I heard that the boss of the Shengji Medical Company had made a rant, that the leadership of the Dongfang Hospital would be stunned for a minute and then broke out. Laughing, the chief dean Kang Jinkai even mocked: "Idiots say dreams! Break down Dongfang in ten years? Dongfang Hospital, kill you in one year!"

However, when I saw the building on the opposite side that blocked the scenery and sunlight and deliberately raised one floor, I don't know why. Kang Jinkai had a hairy illusion in his heart.

...

Inside the vitality building.

On the 88th floor, in a corridor.

"Is the medical device enough? The manpower is not enough? Any difficulties, you can mention it! I just ask: Can you start various medical research and development plans in the shortest time?"

Zhou Ming, who was watching while walking, passed by one laboratory after another and asked the responsible people next to him.

"Enough is enough, equipment, manpower, funding, all aspects are enough! Wait for the research team of each project, the staff is properly arranged, and after the work is completed, within one to two weeks, all R & D plans can be on track. ! "

The head of the left hand, a middle-aged Wang Dawei, nodded his head. He was originally the person in charge of the longevity project of Zhiyuan Hospital, but this hospital is bleak and the treatment is not good. 10 times treatment, he hesitated directly without hesitation.

The woman in her 30-year-old right-handed dress with a smart temperament, outstanding appearance, and a document in her hand, Tang Hong, also the manager of the marketing department and personnel department of the vital medical company, blinked her beautiful eyes and showed a charming face 'S smile said: "Boss, please rest assured, within a week, every department, every work, every person of the vital medical company, I will arrange for you to be organized."

Tang Hong is very confident in herself. She used to be the CEO of a communications company with more than 30,000 employees for five years. Now she manages 10,000 people in this medical institution. This is not for her. Too much challenge.

Moreover, the market of the medical industry is ten times higher than that of the communications industry, and Tang Hong, who has a larger platform for development, also has to prove to her father: What a ridiculous decision to hand over the communications company to the incompetent brother. ! Kick her out of the family group, she will make them feel deeply regret!

In addition, Tang Hong had a strange thought in his heart when he learned that the boss of Shengli Medical Company, who was also in his 30s and was still single, looked at this handsome and confident man.

"Huh, isn't that Xiaofeng?"

When passing by a cancer research room, Zhou Ming's eyes lit up across the glass wall and saw an acquaintance, Gu Naifeng.

He went in, said hello, and asked a few questions.

"Xiaofeng, what are you studying? Are you still used to working here? Are there any difficulties?"

Gu Naifeng was just immersed in work, put down the utensils in his hand, and told Zhou Ming some restraint: He is studying the relationship between the infinite division of cancer cells and life extension, and the working environment here is also very good, better than school There are many, and the treatment is very satisfactory, and the work place is also close to your home, so there is no difficulty.

Zhou Ming nodded, pointed at Gu Naifeng, and said to Wang Dawei, Tang Hong and other people beside him: "I am very optimistic about him, Xiaofeng, and feel that his future is unlimited, so he pays for his five-year college tuition Your money, you all help to cultivate and train him, and he will definitely be of great use in the future! "

"understand!"

"Boss, we must vigorously cultivate Xiaofeng! Don't let you down."

These responsible persons immediately patted their **** to ensure that ~ www.readwn.com ~ said that they would cultivate Xiaofeng, and they all knew that this young man was not an ordinary researcher, but a celebrity in the eyes of his boss.

Bathed in these enthusiasms, Gu Naifeng, with eyes full of jealousy, jealousy, and envy, had to touch his head and feel the pressure on his body, which suddenly became a little bit big.

...

After inspecting the Shengji Building and returning home, first of all, extract the complete set of medical technical information from the system warehouse space, and then look at the warehouse, where there is a pile of eternal grass and tens of thousands of Bhutan, In Zhou Ming's mind, he has a complete set of plans.

First, within three years, let vital medical treatment be fully digested and absorbed, and those medical technologies accumulated in the previous life.

In another two years, let the research team, combined with the longevity principle of eternal grass and Blautan, develop a more powerful life extension technology.

Five years later, when the research results come out, it is almost possible to drop a nuclear bomb in the medical field of Area 52.

Therefore, within ten years, the defeat of Dongfang Hospital was not Zhou Ming's bragging speech.