We're building a super chaebol in Hong Kong

After touring the Hutchison Whampoa headquarters, Su Cheng and Zhang Qizheng bid farewell to Wei Li and left Central.

The next destination was the Carrian Bank in Tsim Sha Tsui, Kowloon.

"What do you think of this Mr. Wei Li?" Su Cheng asked Zhang Qizheng with a smile in the car.

"Without a doubt, he is a very talented manager. Someone like him could become a powerful executive even at top global companies like Walmart, JPMorgan Chase, or IBM," Zhang Qizheng said after thinking for a moment.

Zhang Qizheng had worked for several companies on Wall Street and had been the general manager of a listed company, so he knew a lot about professional managers there.

"After completely taking down Hutchison Whampoa, I hope to bring him under my command," Su Cheng said with a smile.

"Boss, I strongly agree with this approach. Hutchison Whampoa is a very large group, and it's difficult to find a manager who can control such a large group. In that case, it's better to use the existing one," Zhang Qizheng agreed.

Tomorrow, Hutchison Whampoa will hold a board meeting. In addition to Su Cheng taking office as an executive director of Hutchison Whampoa, there is another matter that Su Cheng is focusing on.

That is to see which shareholders are present and learn about them.

In fact, there are not many shareholders left on the board of directors of Hutchison Whampoa, and more are scattered among many shareholders.

And most of those shareholders who wanted to sell their shares have already sold them.

The remaining ones either don't pay much attention to the stock market and hold shares purely for dividends,

or they don't lack money and are holding their shares to wait and see.

So, for the time being, it is difficult to obtain more shares from the stock market.

A six-story building was inconspicuous among the surrounding high-rise buildings. This is where the head office of Carrian Bank is located.

The building was originally rented, but after Tianyuan Company helped Su Cheng acquire Carrian Bank, it also spent an additional eight million Hong Kong dollars to acquire the building along with the land.

Soon, Su Cheng arrived at the general manager's office of the bank.

Currently, the general manager of Carrian Bank is a middle-aged man named Ouyang Hai, who previously served as a regional manager at Hang Seng Bank.

Compared to Carrian Bank, Hang Seng Bank is a behemoth-like listed bank, ranking among the top three in Hong Kong.

Therefore, a regional manager from Hang Seng Bank managing a small bank like Carrian Bank is simply a piece of cake.

"Hello, boss, I am Ouyang Hai." Seeing Su Cheng, Ouyang Hai knew who he was and quickly stood up from his seat.

Before Ouyang Hai took office, Zhang Qizheng had already briefly introduced some of Su Cheng's background, which is why Ouyang Hai agreed to switch jobs.

With such a big boss behind him, this bank cannot be too bad.

"Well, let's sit down and talk." Su Cheng nodded and said.

Zhang Qizheng consciously went out to find a place to sit. After all, this was not within his scope of responsibility, and he didn't need to know too much.

"How well do you understand the situation of Carrian Bank?" Su Cheng asked after sitting down.

He knew that this Manager Ouyang had not been in office for many days.

"Boss, after handing over with the previous general manager and after these few days of in-depth understanding, I now know Carrian Bank completely," Ouyang Hai said with a smile.

"Well, very good, then briefly introduce the current situation of the bank." Su Cheng nodded and said.

"Okay, boss, when I took over, our Carrian Bank had a total of more than 13.5 million Hong Kong dollars in savings deposits, but after the news of the bank's change of ownership spread, many people came to our bank to withdraw their deposits, so currently there are only more than 6 million Hong Kong dollars in savings deposits left.

But boss, don't worry, after our bank is completely stabilized after a while, we will launch some high-interest savings benefits, and soon many customers will come to deposit money.

In addition, the company currently has more than 3 million Hong Kong dollars in loans that have not been recovered. Currently, customers' repayments are very punctual, and there have been no overdue phenomena.

In addition, our bank's current debt situation is very good, and we do not owe any funds."

Ouyang Hai briefly reported on some of the situations of Carrian Bank.

Listening to his report, Su Cheng could feel that the real situation of this bank was simply too simple, so simple that everything was clear at a glance.

This is also because the previous boss was too timid about the development of Carrian Bank. Although there was no profit or loss, it was impossible to develop the bank.

"Then what development plan do you have?" Su Cheng asked.

"Boss, I graduated from Oxford University and stayed in London to work in a bank for five years after graduation. Later, after returning to Hong Kong, I joined Hang Seng Bank. It can be said that I have very rich experience in the banking industry. With my many years of management experience at Hang Seng Bank, if Carrian Bank wants to grow and develop, it is impossible to rely on the two most basic businesses of deposits and loans.

Therefore, I plan to add guarantee, agency, consulting, payment collection, bond issuance, investment business, etc. on the basis of these two businesses. Only by building up our business will our bank's ways of making money become more and more, otherwise, it will be difficult to develop," Ouyang Hai said seriously.

Su Cheng nodded, then smiled and said, "Normal banks do need to develop like this, but our bank may have to change its development strategy."

Ouyang Hai said in confusion: "Boss, please tell me."

"The reason why I acquired Carrian Bank is actually entirely for my own convenience, because my liquid funds are very large, so large that you can hardly imagine, so I need to have a private bank that specializes in serving me. My transactions are very frequent. Having my own bank makes it naturally more convenient to mobilize funds. As for developing customers, it is not very important to me," Su Cheng explained simply.

"Private bank? It is also a good direction for development, but Carrian Bank's reputation is too small. If we develop in this direction, the difficulty will be greater," Ouyang Hai said.

As for Su Cheng's saying that his liquid funds are very large, he selectively ignored it.

Even if it is large, it should only be a few hundred million Hong Kong dollars.

In fact, there are three service categories in Western banking. The first category is mass banking, which does not limit the customer's asset size, which is the common ordinary bank; the second category is VIP banking, which requires the customer's assets to be above 100,000 US dollars; the third category is private banking, which requires the customer's assets to be above 1 million US dollars.

If Su Cheng positions Carrian Bank as a private bank, it will not only be conducive to facilitating his own capital mobilization, but if Carrian Bank becomes famous, developing strong customers will make it more convenient for Su Cheng to call funds.

Seeking monthly tickets, seeking recommendation tickets~