Countercurrent 1982

Chapter 2160 Difficult Tasks

When it comes to electronic Internet payment, people may think of mobile APP software such as Alipay and WeChat Wallet. In fact, the earliest electronic Internet payment in China appeared in 1998, and its initial stage can be traced back to 1990. .

From 1990 to 1993, the era of electronic data interchange became the initial period of China's e-commerce.

From 1993 to 1997, the government led the organization to carry out the "Three Gold Projects" stage, laying a solid foundation for the development of e-commerce.

In 1993, the National Economic Informatization Joint Conference and its office were established with the then Chairman Zou Jiahua, and successively organized the "Three Gold Projects" such as the Golden Pass, the Golden Card, and the Golden Tax, and made significant progress .

And just at the end of last year, the state established the State Council National Informatization Work Leading Group, headed by the Vice Premier, and participated by more than 20 ministries and commissions to lead and organize China's informatization construction.

In 1996, Jinqiao Network and the Internet were officially opened.

In 1997, the Information Office organized relevant departments to draft and compile China's informatization plan.

In April 1997, the National Informatization Work Conference was held in Shenzhen, and various provinces, municipalities and regions successively established informatization leading groups and their offices. The provinces began to formulate their own informatization construction plans including e-commerce.

In 1997, advertisers began to use online advertising.

Since April 1997, China Goods Ordering System (CGOS).

中国内地第一笔Internet电子交易的时间是1998年3月18日下午3点30分。

The first payer for the online transaction was Mr. Wang Keping from Zhejiang TV Broadcasting Center; the payment method for the first payment was the Great Wall Card of Bank of China; the first payment was 100 yuan; The company's 100 yuan for Internet access.

1998年10月，国家经贸委与信息产业部联合宣布启动以电子贸易为主要内容的“金贸工程“，它是一项推广网络化应用、开发电子商务在经贸流通领域的大型应用试点工程。 1999年3月8848等B2C网站正式开通，网上购物进入实际应用阶段。

As a private enterprise, Tianyin Group needs to solve two problems if it wants to become the express train of the national Internet economic strategy and obtain the permission after the Internet. The first point is to reach a cooperation agreement with the relevant banks. It needs the permission of the national financial management department, and only in this way can his e-commerce website open the Internet financial payment function, making it a truly fully functional electronic payment transaction platform.

However, it is very difficult to achieve these two points. After all, this involves the issue of national financial security. In this kind of matter, no leader dares to give this kind of authorization to a private enterprise.

Back then, Jack Ma, the founder of Alibaba, went to BJ several times to discuss financial guarantees with relevant department leaders, but the results disappointed him. It was not until many years later that Alibaba formed a strong credit system, and this industry When it gradually became profitable, the bank finally agreed to cooperate with Alibaba and finally launched the Alipay business.

It is very difficult for Duan Yun to get the support of the bank in this era. Without some special means, it is impossible to achieve it.

That night, Duan Yun and the members of the chamber of commerce present roughly explained his plan, and asked members from all over the world to help Tianyin Group to establish logistics outlets covering relevant provinces and cities. Next, he planned to spare some time to go to BJ to find Banks willing to cooperate.

It can be said that Duan Yun is a person who wants to establish a complete e-commerce network in China by virtue of his own strength and influence. Considering that the current conditions are not mature in all aspects, he has encountered difficulties, which are far more difficult than the follow-up. When Ma Yun and others encountered much greater difficulties, some difficulties were even unimaginable.

But now that the goal has been set, Duoyun must achieve it, because he knows what it means to be able to control a strong e-commerce network in later generations. He has almost subverted the traditional business model in the past and caused serious damage to the real economy. Huge impact, so if Duan Yun does not engage in the construction of the e-commerce network, then the chamber of commerce members and entity business network that he established in the early years throughout the country will eventually gradually decline.

So from this point of view, the construction of the e-commerce network is the key to the development of Tianyin Group in the next ten or even decades. Regardless of the price, no matter how difficult it is, Duan Yun must win.

In the blink of an eye, it entered late February. After the Spring Festival, the company's employees began to return to work one after another. After Duan Yun finished handling the company's affairs, he immediately flew to BJ.

Duan Yun came to BJ this time, on the one hand, because he missed Ruixue. The two hadn't seen each other for more than three months. Although they talked on the phone and wrote letters every week, for this couple who have begun to enter the stage of warming up their love , which is obviously not enough.

The other purpose is to go to BJ to talk to the person in charge of the relevant bank to discuss the issue of bank Internet payment.

In fact, Duan Yun has no idea whether this negotiation will be successful, because he also knows that although he has cooperated with many domestic banks over the years and has a good relationship with some responsible persons, Internet payment is very important to the current situation. For banks, there are policy and risk issues, and no leader dares to take such a big risk, so it is not easy for Duan Yun to get them to cooperate with him.

But in any case, this step must be taken. If there is no agreement with the heads of these banks, then Duan Yun can only negotiate with the leaders of the country's financial sector, which may require the use of some contacts.

After five hours of flight, Duan Yun's private plane finally landed at BJ's Capital Airport, and near the airport, there was already a special car waiting there. Duan Yun got in the car and returned to his own in BJ that night. In the courtyard.

The weather in BJ in February was still a bit cold, but in Duan Yun's room, it was very warm and lively.

Knowing that Duan Yun has returned to BJ, sister Duan Fang and her husband came to Duan Yun's residence together. The three of them got together to eat hot pot that night, talking and laughing, chatting while eating, the atmosphere seemed very warm and relaxed .

Today's Wu Zhenglong looked very happy, because just yesterday, the couple went to the hospital, and after examination, they found out that Duan Fang was pregnant. It is estimated that by the end of this year, he will be a father.

(End of this chapter)