Set sail1992

Chapter 508 Zhou Anming's Opportunity
Zhou Anming and Ma Shaojun were very excited, apparently happy that Zhang Qihang had found a good property for the region.

However, compared to Zhou Anming and Ma Shaojun, Qin Yong's reaction was much more flat. In other words, he seemed to have something to say, but he hesitated to say anything.

Qin Yong's reaction naturally did not hide from the eyes of Zhou Anming and Ma Shaojun. Without hesitation, Ma Shaojun asked directly: "Comrade Qin Yong, what's the matter? You don't like this project?"

"This one……"

Qin Yong hesitated for a moment, but he still said it. He said as tactfully as possible: "It's not that I don't like this project, I'm just a little worried. If according to what Comrade Zhang Qihang said, this Isuzu bus costs 150 million, so expensive Cars, ordinary people can’t afford them, right?”

Ok?
What Qin Yong said made Zhou Anming and Ma Shaojun startled: It seems to be the same reason, Xiao Qin is right, this is 150 million, who can spend so much money at once?
The two subconsciously turned their heads to look at Zhang Qihang.

Facing the gazes of Zhou Anming and Ma Shaojun, Zhang Qihang was not only calm, but even had a smile on his face: "I have considered this problem, and it is actually very simple to solve this problem. Since ordinary people can't afford it, we should directly cooperate with the bank." , can’t we just get a mortgage?”

"Mortgage loan?" Qin Yong was stunned: "That's a 150 million car. From buying the car to the registration fee to landing, a line in the province costs about 250 million. You don't have to worry about the person who buys the car when the time comes. Not paying back?"

"Worried? What do I have to worry about? I wish they wouldn't pay back the money," Zhang Qihang said with a smile: "He has to go to the bus station every day to wait in line for the departure, right? If they dare not pay back the money, I'll arrange it directly People brought the bank and the comrades of the police to block the entrance of the long-distance station. I don’t believe that any car owner can stand his car being taken away by the bank..."

Before Zhang Qihang finished speaking, Qin Yong patted his forehead vigorously: "Look at my brain!"

He realized it all at once: it is almost a risk-free business for banks to provide loans to those who intend to run passenger transport by road.

The reason is very simple, unlike ordinary people buying a motorcycle, this thing is a pure consumer product, if this person runs away or hides, the bank really has nothing to do with him for a while, but the problem is that for those who buy a bus For people, the purpose of buying a bus is to make money for transportation. This bus is a means of production, essentially no different from a factory, and it is used to make money for themselves.

How would a boss react when he saw his factory was closed by the bank and the police?It is estimated that he has the desire to hang himself; in the same way, a car owner sees that his car has been blocked by the bank and the police, how will he react?It is estimated that I will also think about hanging myself: that is an annual income of 90 million yuan!Every day of delay, thousands of dollars in income are lost!

If he does some small goods business again, attracts regular customers and finds a way to increase the attendance rate, it is not impossible to earn millions of dollars a year. In this case, he will think about not repaying the loan?

How can it be? !
I am afraid that what he thinks every day is to quickly repay this month's loan, preferably ten days and a half months in advance, so that the bank will not even have the slightest chance to take away my car. Those grandchildren in the bank, Don't even think about delaying Lao Tzu's money!

If it is a guy with a little ambition, maybe he is thinking about being more active when repaying the loan, and then find a way to borrow another sum of money, buy another car for passenger transportation, and earn double the money.

Thinking of this, Qin Yong couldn't help but start to think secretly: If he can get a loan, should he let his wife get some money for his brother-in-law, and then the two will run passenger transport together?With my personal connections and relationships, of course, whichever route is the most profitable will run that route.

"Loan? That's a good idea," Zhou Anming nodded repeatedly, "But is the bank willing to provide loans for such a project?"

"According to my understanding of the bank, this kind of project is a high-quality loan resource. The bank is very happy to give such a project a mortgage. After all, this kind of project has a stable revenue and the risk is very controllable," Zhang Qihang said: "Of course Well, if the bank has its own worries, this matter is easy to handle. Our Huateng Group can provide guarantee services for our customers who buy cars... Maybe there are some people who think that they can occupy the country and the bank. Cheap, but I'm sure it's definitely not going to happen a lot, so I don't think the risk is that great."

Zhou Anming thought for a while, then nodded: "It's also true."

For a person with a normal brain circuit, if he knows what his income will be in the next month, two months, or a year or two, will he still rely on the bank's loan and refuse to repay it?I am afraid that he is the one who is most anxious to repay the loan. Even if there are some people who are not smart enough, I believe this situation should be very rare. If Huateng Company provides credit guarantee for customers who buy cars with loans, the bank There should be no more problems there.

Thinking of this, Zhou Anming no longer hesitated: "Since the prospect of this project is so good, the region will definitely support you...By the way, what is your goal?"

Zhang Qihang immediately stated: "I hope to build a large-scale bus manufacturing enterprise with an annual output of 10 buses of various types in five years, and build this bus factory into a bus factory integrating various types of vehicles and various uses within [-] years." It is a well-known comprehensive bus production base in China."

Bragging, no matter what the future holds, let’s talk about it first. If you don’t even dare to brag, how can the leaders support you?

Sure enough, after hearing Zhang Qihang's statement, Zhou Anming was immediately overjoyed: annual production of 150 buses?The price of an Isuzu GALA is [-] million. Wouldn't the turnover of [-] buses be...

I'm dripping!
150 billion? !
When Zhang Qihang just said that his five-year goal is to build a factory with an annual output of 150 buses, Zhou Anming still felt that Zhang Qihang's goal was a bit petty, but after knowing that the 150 buses can bring After the sales of [-] billion yuan, he couldn't calm down immediately: Nima, this is [-] billion yuan!
Of course, these 100 buses cannot all be Isuzu GALA, and must include other models, and the prices of other models may not be so high, but anyway, the annual sales of [-] billion It's still enough...

With a sales volume of 100 billion a year, Zhou Anming began to feel uneasy again when he thought of this: Leaving aside the other projects of Huateng Industrial Group, is this bus factory project alone enough for him to take another step up?After a little calculation, Zhou Anming's heart suddenly became hot...

(End of this chapter)