The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties
Chapter 16 Beiyuan Investment was established!
Chapter 16 Beiyuan Investment was established!
December 1989, 12, Earth Day.
The Office of Economy, Trade and Industry, not far from the Osaka Prefectural Office (Osaka City Hall), welcomed a special guest.
Kitahara Sosuke parked his black and white AE86, got off the car, and saw the magnificent building complex of the Economic and Trade Office. It is indeed an important government agency in charge of economic and trade. The architectural luxury is no worse than the nearby Osaka prefectural office. .
At this time, the Department of Economy, Trade and Industry was still called the Department of International Trade and Industry, and it did not have as many powers as it later did. I missed it last night. Fortunately, Fujiwara Norika didn't respond.
Otherwise, if she keeps asking questions from the Ministry of Economy, Trade and Industry, he will also have a headache.
After the signing of the Plaza Accord, RB's economy took off at a high speed, and the skyrocketing housing market and stock market gave birth to a large number of shell clubs. They accumulated large sums of money and focused on real estate and stock speculation to make huge profits.
The Ministry of Justice, which was originally in charge of business registration, was extremely troubled, so it temporarily allocated the work to the Ministry of Tibet and the Ministry of International Trade and Industry, first implemented centralized registration, and then aggregated it to the Ministry of Justice for unified processing.
The legal affairs bureau in Osaka has cumbersome procedures, and her own affairs are extremely busy. Of course, Kitahara Sosuke preferred the Agency for Trade and Industry to register the company.
As for why he didn't choose Tibet, the National Tax Agency, Financial Services Agency and other institutions and the banking industry under this thing are the mortal enemies. He is a bank employee and registered a company in his own name. If he deals with Tibet, they will not be able to Check it out for yourself?
This is also one of the reasons why Kitahara Cangsuke did not choose to mortgage the matryoshka with the real estate in his hands indefinitely.
If you do that, first of all, it will attract the attention of a large number of colleagues and officials of the Ministry of Tibet. Let's not say whether you can last until you make huge profits by doing this. As long as you start this way, you will completely stink your reputation in the circle. .
The reputation of the banking industry is bad, and it will be difficult to move forward. If you also provoke the bunch of eagle dogs in Tibet, you will become full of pitfalls in business in the future, and the gains will outweigh the losses.
The practice of shorting the stock market is similar. Not only is it easy to be noticed by the above, but it may also be shaken by the consortium, and in the end, stealing chickens will not make a profit.
Therefore, after weighing it again and again, Kitahara Sosuke chose to sell the property to obtain funds instead of continuing to use these assets to play tricks.
With the first money, he is confident to manipulate it and slowly roll out a huge snowball without taking huge risks for a small profit.
It was a holiday, and the interior of the Department of Commerce and Industry was deserted. Only a few emergency windows were still open. Civil servant positions were not very popular these days. College students who had the skills wanted to go to big companies to be high-ranking people. Opt into institutional work.
The RB system is different from the previous domestic one, with multiple parties coexisting, consortiums manipulating elections behind the scenes, and a group of gangsters, even if ordinary people sneak in, they won't be able to get ahead.
Therefore, during this period, government units were short of manpower and could not recruit people.
Kitahara Canosuke took Fujiwara Norika around the front hall and came to the small room at the back, where a young woman in business attire was already standing. When she saw them coming, she bowed, with a friendly and professional attitude. The smile makes people unable to pick out a single question.
"Hello Mr. Kitahara, I am Kudo Baihui, who is in charge of receiving you. Do you want to start registration now?"
Norika Fujiwara, who was holding a lot of documents, looked around curiously. It turns out that there is such a VIP private room in the Ministry of International Trade and Industry!
"Yes, let's start now." Kitahara Aosuke sat on the soft sofa and let Fujiwara Norika settle down.
Someone knocked on the door and came in to deliver tea and cakes, and then retreated, leaving only three people in the private room.
Kudo Baihui secretly looked at the young man in front of him, quite curious.Originally, she was forced to work overtime by the head of the class to serve this sudden arrival of a man. Although she was not happy, she thought it would be better than other people who would accompany the general affairs and save a few big-bellied perverts, so she put up with it. this breath.
Usually, the clients who work overtime on weekends are powerful and powerful people, but this one is too young.
"I'm very honored to serve Kitahara-kun. Are all the required documents on the list ready?" Kudo Momoe asked enthusiastically.
"Fujiwara, show Miss Kudo all the documents." Kitahara Canosuke called Kitahara Masao after returning home last night, but his father readily agreed to his request.
He is also looking forward to and curious about Kitahara Canosuke's next plan, and wants to see what amazing results his son with an ALL IN attitude can produce.
With the recommendation of Masao Kitahara, the executive director of the East Industrial Head Office, he no longer has to worry about approval issues, he just needs to submit the documents and wait for the green light all the way.
In fact, Kitahara Masao didn't understand his operation.With his assistance, Kitahara Sosuke can directly apply for a special financing project, and then the bank will contribute to help him get Takeuchi Rubber, and the process will be much simpler.
If you are worried that the branch and sub-branch will apply for a card, it is enough to put his name of Kitahara Masao.Why bother to go through the process of the head office and apply for the acquisition and holding model to target such a small and negligible club?
Of course he couldn't understand, because this was Kitahara Canosuke's first step in creating his own financial empire!
In the morning meeting, he explained to others that he disliked the cumbersome branch process, and Takeuchi couldn't wait, so he chose this special mode.
Kuroda Yu and the others did not think that the branch would approve his application. From this perspective, it seemed that the M&A holding model was the only way out, and there was absolutely nothing wrong with it.
But the fact is that Kitahara Sosuke is not willing to bind Takeuchi Rubber and Tosan!He deliberately wanted to separate the two.
It won't be long before Dongsan will incur huge debts due to the non-performing loans during this period, and the Mitsubishi consortium behind the scenes will also intervene to save it.
However, Dongsan, which was rotten to the core, could hardly survive the difficulties with the capital injection of the Mitsubishi Consortium.
He doesn't even know if the Osaka Chuo-ku sub-branch is still there next year, and he will tie Takeuchi Rubber to the boat.
So from the very beginning, Kitahara Sosuke was ready to sell all his family property and use the big tree from Dongchan, which had not collapsed, to shelter his fledgling empire from wind and rain.
Borrowing human, material and financial resources without being restricted is what he wants.
Very quiet in the room.
When Kitahara Canosuke's thoughts were scattered, Kudo Baihui quickly confirmed all the documents, sealed them, and then looked up at him,
"What's the name of the club?"
"Let's call it Kitahara Investment Co., Ltd. The information on the board members is here." Kitahara Aosuke smiled and took out a document he personally kept.
He doesn't care who is on the list of board members. Anyway, it's just someone from his father's side to make up the number. When it grows in the future, he will remove them one by one and re-install his subordinates.
Hearing that it was called Beiyuan Investment, Kudo Baihui showed an expression of sudden realization.
It seems to be another shell club, mainly used for real estate transactions.
These days, she has handled a lot of similar registration business, all selling dog meat at the head of the sheep, as long as she pays a few hundred thousand yen registration fee, she can start to justify the loan and real estate speculation.
Thinking like this, Kudo Baihui took the envelope handed by Kitahara Canosuke, which contained the registration fee. Hey, why is it so heavy?
"Miss Kudo, there is a registration fee of 500 million yen, please check the amount." Kitahara Sosuke said with a smile.
500 million yen? !
Isn't it enough for an empty shell club to pay the most basic hundreds of thousands of yen?
500 million yen has reached the threshold for entity enterprise registration!If there is no need for future company business, there is no need to pay so much.
Kudo Baihui took the envelope with a puzzled face, and after the count was completed, he solemnly accepted it, and his eyes on Kitahara Canosuke changed.
This is a rich man.
"Then I'll ask Miss Kudo." Kitahara Canosuke got up and bowed, and Kudo Baihui quickly got up and returned the salute.
After completing the entity registration of Kitahara Investment, Kitahara Sosuke and Fujiwara Norika quickly left the Agency for International Trade and Industry and went to their next destination.
At this moment, there is one more doubt in Fujiwara Norika's small head. I don't know who the big man behind the head is willing to support the department head, but he is willing to take the company name as Beiyuan Investment!
It seems that the head of the department is solely responsible, but how is that possible, he is not your father, why is he so kind and recommending and delegating authority!
In her mind, she quickly imagined the scene of the head of the department bowing down to a certain big man while presenting a gift box full of ten thousand yuan bills.
Hey, it's really not easy for the head of the department!
Kitahara Cangsuke saw the little girl looking at him with a pity expression on her face.
"Get up and go to Inoue Logistics in a while, and it's up to you to communicate with their president."
"Ehhh, I'm coming?" Fujiwara Norika has followed Kitahara Aosuke around, watching a lot, and learning a lot, but she's basically a tool man, and she's never been on her own.
"Yes, let's get this loan back, Fujiwara." Kitahara Aosuke smiled, his smile looked warm, but it always made Fujiwara Norika feel like some demons in the movie.
It is not easy to recover a loan. As the saying goes, "It is easy to borrow money and difficult to repay it." Those customers who encounter a bank collection of loans are like squeezing toothpaste.
Fujiwara Norika didn't really want to do such dirty work, but she suddenly woke up when she suddenly saw the strange light in Kitahara Canosuke's eyes.
The head of the department is testing his learning achievements in the past few days!
If that's the case, you'll have to bite the bullet!
……
Two hours later, the two came to the headquarters of Inoue Logistics Co., Ltd. on the border of Chuo Ward.
Before entering the building complex, you could hear the roar of the engines of big trucks, container trucks driving in and out, and occasionally the roars of blue and white uniformed workers.
The refurbished headquarters building is particularly eye-catching, six stories high, with a huge billboard engraved on Inoue Logistics on the outermost side.
Fujiwara Norika naturally did her homework before she came. Inoue Logistics is a well-known logistics company in Osaka's Chuo District and an old customer of the financing class. It was previously in the hands of Kuroda Yuri. After he was promoted to the director, this The client entrusted it to Kitahara Sosuke.
Judging from the financial reports in recent years, Inoue Logistics has almost reached the bottleneck period, with more than success and insufficient potential. Even so, it is still a high-quality customer that various banks are vying to win.
A year ago, it began to transform real estate, and then expanded its loan demand, borrowing a total of [-] million yen from Sansui.
From the perspective of Norika Fujiwara, Inoue Logistics is the high-quality customer they need, and major banks are rushing to it.
If she hadn't accepted the concept of bubbles that Kitahara Sosuke had instilled in her before, and had made up her mind to be bound to the same boat with the head of the department, she would never have thought about taking this loan.
"Just take it!" She took a deep breath and walked into the Inoue Logistics Headquarters building as if she was going to the execution ground.
Kitahara Canosuke was not too anxious, he walked slowly behind, wandering around, and walked into the headquarters building when Fujiwara Norika disappeared.
Fujiwara Norika waited respectfully at the elevator entrance, and when he saw him approaching, he waved his hand and motioned for him to go ahead and open the elevator. When Kitahara Canosuke walked in, he turned around and rushed in, then stood on tiptoe to see that the side of the elevator was a little blurry. hint handwriting.
With a tearing sound, the black stockings on Fujiwara Norika's lower body were hooked, and a small hole was broken.
"Oh! Why are there still nails?" She said angrily, and pulled down the hip-covering skirt with her hands, hoping to cover the hole in the stockings, but unfortunately the skirt was too short, and the waist was originally high, so she was forced to pull it down, It will make the hip skirt not cover the hem of the shirt.
After several unsuccessful attempts, Fujiwara Norika had to give up, and then lightly blocked it with her hands.
Kitahara Sosuke was 1.8 meters tall, so he didn't need to stand on tiptoe like Fujiwara Norika. The prompts on the elevator were very vague. It took him a long time to recognize the floor where the president's office was located.
After getting out of the elevator, I came to the sixth floor lobby, which was an outdated design of card seats. Many departments were crowded together, and they were only separated by some signs.
There was smoke and noise, and the few staff walked around, whispering, and no one noticed them coming.
"This decoration is too bad," Fujiwara Norika couldn't help but whispered, and then glanced at Kitahara Canosuke, who shrugged his shoulders, looking like you were casual, it seemed that he was determined to entrust everything to him. She will handle it.
Norika Fujiwara gritted her teeth and walked quickly to stop a female employee: "Good afternoon, I'm from Tokyo Industrial."
"Ah, please find the personnel department, I still have business, I'm sorry!" The female employee interrupted her impatiently, smiled and waved her hand, and walked away quickly.
Fujiwara Norika frowned, and stopped several employees one after another, but they all got similar answers. One person just said that he had an urgent matter to deal with, then turned around and ran to the other station to chat with colleagues.
Probably noticed the situation here, a woman in a big red mink coat twisted her waist and walked over. She had heavy makeup on her face, and her body was full of pungent perfume.
"Are you two from the East?" The coquettish woman walked over with a smile on her face, and after receiving an affirmative answer, she enthusiastically took Fujiwara's hand, "Here please, I'm Momo Inoue, the HR director of Inoue Logistics, I'll be waiting for you in the office."
Inoue Momo took them all the way through the various workstations, came to the innermost president's office, pushed the door and entered, the vision suddenly widened.
Compared with the noisy and dilapidated hall outside, the president's office is much quieter and more refined.
Huge floor-to-ceiling windows meandering on both sides, occupying almost half of the wall, on the other side are a few paintings and calligraphy hanging on the mahogany wall, and next to it is a display cabinet filled with all kinds of foreign wines that Fujiwara Norika has never seen before.
On the leather sofa in the middle sat a tall, oily-faced, middle-aged man with a big back. He had his legs crossed and a cigar in his hand.
"President, the two from Dongsan are here, uh," Momo Inoue looked at them embarrassedly, and suddenly remembered that they hadn't asked their names, and froze for a while, unable to introduce them.
Kitahara Sosuke stepped forward and handed out his business card: "I'm Kitahara Sosuke from the Tokyo Industrial Bank. President Inoue, the [-] million yen loan last year was handled by Mr. Kuroda and I together."
Fujiwara Norika also handed over her business card: "President Inoue, I'm from Tokyo"
"Senior Kitahara? Sorry, I don't remember exactly what happened last year, have we really met?" The middle-aged man named Inoue Yan took the business card at will, and then just glanced at Fujiwara Norika, and became impatient. He interrupted her, "As you know, our club generally only deals with the section manager and the bank manager of your bank. For the others, I really can't remember the time this year, please forgive me."
"It doesn't matter, we'll just meet for the first time." Kitahara Aosuke still had a smile on his face. On the other hand, Momo Inoue had already skillfully boiled hot water, and took out a cup from the cabinet to make hot tea for them. .
"Speaking of which, Mr. Kuroda is the old man who followed Asano." Inoue Hiko let out a smoke ring, "What, has he retired? Now you are taking over our business?"
"It's too early for Kuroda to retire after a long distance." Kitahara Sosuke nodded to Inoue Momo, took a sip of tea, and continued, "But the Inoue logistics business is indeed entrusted to our department, and now I'm in charge of working with you. The one who is docking is the director Fujiwara Norika beside me."
"First meeting, please give me some advice!" Fujiwara Norika quickly stood up and bowed, this is the head of the department entrusting the negotiating power to himself.
Sitting on the sofa, Inoue Yan sneered, and did not hide the disdain in his eyes: "Female employee? Can she handle our business well?"
"President Inoue, please rest assured, I have worked in Dongsan for two years and have handled dozens of loan business, so I can definitely handle the cooperation with your company properly." Fujiwara Norika replied humbly, discrimination against women in the workplace is very serious. It is common, she has met several times, and she is not confused by Inoue Yan's face-to-face questioning.
"Oh, well, what's the matter with you coming this time? If you are looking for a loan from me, then you can only say sorry. The people from Sakura Bank just came a few days ago, and we have already loaned [-] million from them. Yen, there is no new loan demand for now.”
Inoue Hiko looked at them with a half-smiling smile. During this period, there were seven or eight banks who came to the club to find him, and they all hoped that he could borrow from their banks to meet the performance requirements at the end of the year.
Those who want to come to the East are no exception.
"President Inoue, in fact, we are here this time to recover the loan." Fujiwara Norika bit her head and said, her heart pounding.
It's so embarrassing, the head of the department must be unwilling to say it, and let me say it on purpose!
Fujiwara Norika secretly glanced at Kitahara Canosuke, who was drinking tea quietly, thinking a little sullenly in her heart.
As soon as these words came out, the scene instantly froze.
(End of this chapter)
December 1989, 12, Earth Day.
The Office of Economy, Trade and Industry, not far from the Osaka Prefectural Office (Osaka City Hall), welcomed a special guest.
Kitahara Sosuke parked his black and white AE86, got off the car, and saw the magnificent building complex of the Economic and Trade Office. It is indeed an important government agency in charge of economic and trade. The architectural luxury is no worse than the nearby Osaka prefectural office. .
At this time, the Department of Economy, Trade and Industry was still called the Department of International Trade and Industry, and it did not have as many powers as it later did. I missed it last night. Fortunately, Fujiwara Norika didn't respond.
Otherwise, if she keeps asking questions from the Ministry of Economy, Trade and Industry, he will also have a headache.
After the signing of the Plaza Accord, RB's economy took off at a high speed, and the skyrocketing housing market and stock market gave birth to a large number of shell clubs. They accumulated large sums of money and focused on real estate and stock speculation to make huge profits.
The Ministry of Justice, which was originally in charge of business registration, was extremely troubled, so it temporarily allocated the work to the Ministry of Tibet and the Ministry of International Trade and Industry, first implemented centralized registration, and then aggregated it to the Ministry of Justice for unified processing.
The legal affairs bureau in Osaka has cumbersome procedures, and her own affairs are extremely busy. Of course, Kitahara Sosuke preferred the Agency for Trade and Industry to register the company.
As for why he didn't choose Tibet, the National Tax Agency, Financial Services Agency and other institutions and the banking industry under this thing are the mortal enemies. He is a bank employee and registered a company in his own name. If he deals with Tibet, they will not be able to Check it out for yourself?
This is also one of the reasons why Kitahara Cangsuke did not choose to mortgage the matryoshka with the real estate in his hands indefinitely.
If you do that, first of all, it will attract the attention of a large number of colleagues and officials of the Ministry of Tibet. Let's not say whether you can last until you make huge profits by doing this. As long as you start this way, you will completely stink your reputation in the circle. .
The reputation of the banking industry is bad, and it will be difficult to move forward. If you also provoke the bunch of eagle dogs in Tibet, you will become full of pitfalls in business in the future, and the gains will outweigh the losses.
The practice of shorting the stock market is similar. Not only is it easy to be noticed by the above, but it may also be shaken by the consortium, and in the end, stealing chickens will not make a profit.
Therefore, after weighing it again and again, Kitahara Sosuke chose to sell the property to obtain funds instead of continuing to use these assets to play tricks.
With the first money, he is confident to manipulate it and slowly roll out a huge snowball without taking huge risks for a small profit.
It was a holiday, and the interior of the Department of Commerce and Industry was deserted. Only a few emergency windows were still open. Civil servant positions were not very popular these days. College students who had the skills wanted to go to big companies to be high-ranking people. Opt into institutional work.
The RB system is different from the previous domestic one, with multiple parties coexisting, consortiums manipulating elections behind the scenes, and a group of gangsters, even if ordinary people sneak in, they won't be able to get ahead.
Therefore, during this period, government units were short of manpower and could not recruit people.
Kitahara Canosuke took Fujiwara Norika around the front hall and came to the small room at the back, where a young woman in business attire was already standing. When she saw them coming, she bowed, with a friendly and professional attitude. The smile makes people unable to pick out a single question.
"Hello Mr. Kitahara, I am Kudo Baihui, who is in charge of receiving you. Do you want to start registration now?"
Norika Fujiwara, who was holding a lot of documents, looked around curiously. It turns out that there is such a VIP private room in the Ministry of International Trade and Industry!
"Yes, let's start now." Kitahara Aosuke sat on the soft sofa and let Fujiwara Norika settle down.
Someone knocked on the door and came in to deliver tea and cakes, and then retreated, leaving only three people in the private room.
Kudo Baihui secretly looked at the young man in front of him, quite curious.Originally, she was forced to work overtime by the head of the class to serve this sudden arrival of a man. Although she was not happy, she thought it would be better than other people who would accompany the general affairs and save a few big-bellied perverts, so she put up with it. this breath.
Usually, the clients who work overtime on weekends are powerful and powerful people, but this one is too young.
"I'm very honored to serve Kitahara-kun. Are all the required documents on the list ready?" Kudo Momoe asked enthusiastically.
"Fujiwara, show Miss Kudo all the documents." Kitahara Canosuke called Kitahara Masao after returning home last night, but his father readily agreed to his request.
He is also looking forward to and curious about Kitahara Canosuke's next plan, and wants to see what amazing results his son with an ALL IN attitude can produce.
With the recommendation of Masao Kitahara, the executive director of the East Industrial Head Office, he no longer has to worry about approval issues, he just needs to submit the documents and wait for the green light all the way.
In fact, Kitahara Masao didn't understand his operation.With his assistance, Kitahara Sosuke can directly apply for a special financing project, and then the bank will contribute to help him get Takeuchi Rubber, and the process will be much simpler.
If you are worried that the branch and sub-branch will apply for a card, it is enough to put his name of Kitahara Masao.Why bother to go through the process of the head office and apply for the acquisition and holding model to target such a small and negligible club?
Of course he couldn't understand, because this was Kitahara Canosuke's first step in creating his own financial empire!
In the morning meeting, he explained to others that he disliked the cumbersome branch process, and Takeuchi couldn't wait, so he chose this special mode.
Kuroda Yu and the others did not think that the branch would approve his application. From this perspective, it seemed that the M&A holding model was the only way out, and there was absolutely nothing wrong with it.
But the fact is that Kitahara Sosuke is not willing to bind Takeuchi Rubber and Tosan!He deliberately wanted to separate the two.
It won't be long before Dongsan will incur huge debts due to the non-performing loans during this period, and the Mitsubishi consortium behind the scenes will also intervene to save it.
However, Dongsan, which was rotten to the core, could hardly survive the difficulties with the capital injection of the Mitsubishi Consortium.
He doesn't even know if the Osaka Chuo-ku sub-branch is still there next year, and he will tie Takeuchi Rubber to the boat.
So from the very beginning, Kitahara Sosuke was ready to sell all his family property and use the big tree from Dongchan, which had not collapsed, to shelter his fledgling empire from wind and rain.
Borrowing human, material and financial resources without being restricted is what he wants.
Very quiet in the room.
When Kitahara Canosuke's thoughts were scattered, Kudo Baihui quickly confirmed all the documents, sealed them, and then looked up at him,
"What's the name of the club?"
"Let's call it Kitahara Investment Co., Ltd. The information on the board members is here." Kitahara Aosuke smiled and took out a document he personally kept.
He doesn't care who is on the list of board members. Anyway, it's just someone from his father's side to make up the number. When it grows in the future, he will remove them one by one and re-install his subordinates.
Hearing that it was called Beiyuan Investment, Kudo Baihui showed an expression of sudden realization.
It seems to be another shell club, mainly used for real estate transactions.
These days, she has handled a lot of similar registration business, all selling dog meat at the head of the sheep, as long as she pays a few hundred thousand yen registration fee, she can start to justify the loan and real estate speculation.
Thinking like this, Kudo Baihui took the envelope handed by Kitahara Canosuke, which contained the registration fee. Hey, why is it so heavy?
"Miss Kudo, there is a registration fee of 500 million yen, please check the amount." Kitahara Sosuke said with a smile.
500 million yen? !
Isn't it enough for an empty shell club to pay the most basic hundreds of thousands of yen?
500 million yen has reached the threshold for entity enterprise registration!If there is no need for future company business, there is no need to pay so much.
Kudo Baihui took the envelope with a puzzled face, and after the count was completed, he solemnly accepted it, and his eyes on Kitahara Canosuke changed.
This is a rich man.
"Then I'll ask Miss Kudo." Kitahara Canosuke got up and bowed, and Kudo Baihui quickly got up and returned the salute.
After completing the entity registration of Kitahara Investment, Kitahara Sosuke and Fujiwara Norika quickly left the Agency for International Trade and Industry and went to their next destination.
At this moment, there is one more doubt in Fujiwara Norika's small head. I don't know who the big man behind the head is willing to support the department head, but he is willing to take the company name as Beiyuan Investment!
It seems that the head of the department is solely responsible, but how is that possible, he is not your father, why is he so kind and recommending and delegating authority!
In her mind, she quickly imagined the scene of the head of the department bowing down to a certain big man while presenting a gift box full of ten thousand yuan bills.
Hey, it's really not easy for the head of the department!
Kitahara Cangsuke saw the little girl looking at him with a pity expression on her face.
"Get up and go to Inoue Logistics in a while, and it's up to you to communicate with their president."
"Ehhh, I'm coming?" Fujiwara Norika has followed Kitahara Aosuke around, watching a lot, and learning a lot, but she's basically a tool man, and she's never been on her own.
"Yes, let's get this loan back, Fujiwara." Kitahara Aosuke smiled, his smile looked warm, but it always made Fujiwara Norika feel like some demons in the movie.
It is not easy to recover a loan. As the saying goes, "It is easy to borrow money and difficult to repay it." Those customers who encounter a bank collection of loans are like squeezing toothpaste.
Fujiwara Norika didn't really want to do such dirty work, but she suddenly woke up when she suddenly saw the strange light in Kitahara Canosuke's eyes.
The head of the department is testing his learning achievements in the past few days!
If that's the case, you'll have to bite the bullet!
……
Two hours later, the two came to the headquarters of Inoue Logistics Co., Ltd. on the border of Chuo Ward.
Before entering the building complex, you could hear the roar of the engines of big trucks, container trucks driving in and out, and occasionally the roars of blue and white uniformed workers.
The refurbished headquarters building is particularly eye-catching, six stories high, with a huge billboard engraved on Inoue Logistics on the outermost side.
Fujiwara Norika naturally did her homework before she came. Inoue Logistics is a well-known logistics company in Osaka's Chuo District and an old customer of the financing class. It was previously in the hands of Kuroda Yuri. After he was promoted to the director, this The client entrusted it to Kitahara Sosuke.
Judging from the financial reports in recent years, Inoue Logistics has almost reached the bottleneck period, with more than success and insufficient potential. Even so, it is still a high-quality customer that various banks are vying to win.
A year ago, it began to transform real estate, and then expanded its loan demand, borrowing a total of [-] million yen from Sansui.
From the perspective of Norika Fujiwara, Inoue Logistics is the high-quality customer they need, and major banks are rushing to it.
If she hadn't accepted the concept of bubbles that Kitahara Sosuke had instilled in her before, and had made up her mind to be bound to the same boat with the head of the department, she would never have thought about taking this loan.
"Just take it!" She took a deep breath and walked into the Inoue Logistics Headquarters building as if she was going to the execution ground.
Kitahara Canosuke was not too anxious, he walked slowly behind, wandering around, and walked into the headquarters building when Fujiwara Norika disappeared.
Fujiwara Norika waited respectfully at the elevator entrance, and when he saw him approaching, he waved his hand and motioned for him to go ahead and open the elevator. When Kitahara Canosuke walked in, he turned around and rushed in, then stood on tiptoe to see that the side of the elevator was a little blurry. hint handwriting.
With a tearing sound, the black stockings on Fujiwara Norika's lower body were hooked, and a small hole was broken.
"Oh! Why are there still nails?" She said angrily, and pulled down the hip-covering skirt with her hands, hoping to cover the hole in the stockings, but unfortunately the skirt was too short, and the waist was originally high, so she was forced to pull it down, It will make the hip skirt not cover the hem of the shirt.
After several unsuccessful attempts, Fujiwara Norika had to give up, and then lightly blocked it with her hands.
Kitahara Sosuke was 1.8 meters tall, so he didn't need to stand on tiptoe like Fujiwara Norika. The prompts on the elevator were very vague. It took him a long time to recognize the floor where the president's office was located.
After getting out of the elevator, I came to the sixth floor lobby, which was an outdated design of card seats. Many departments were crowded together, and they were only separated by some signs.
There was smoke and noise, and the few staff walked around, whispering, and no one noticed them coming.
"This decoration is too bad," Fujiwara Norika couldn't help but whispered, and then glanced at Kitahara Canosuke, who shrugged his shoulders, looking like you were casual, it seemed that he was determined to entrust everything to him. She will handle it.
Norika Fujiwara gritted her teeth and walked quickly to stop a female employee: "Good afternoon, I'm from Tokyo Industrial."
"Ah, please find the personnel department, I still have business, I'm sorry!" The female employee interrupted her impatiently, smiled and waved her hand, and walked away quickly.
Fujiwara Norika frowned, and stopped several employees one after another, but they all got similar answers. One person just said that he had an urgent matter to deal with, then turned around and ran to the other station to chat with colleagues.
Probably noticed the situation here, a woman in a big red mink coat twisted her waist and walked over. She had heavy makeup on her face, and her body was full of pungent perfume.
"Are you two from the East?" The coquettish woman walked over with a smile on her face, and after receiving an affirmative answer, she enthusiastically took Fujiwara's hand, "Here please, I'm Momo Inoue, the HR director of Inoue Logistics, I'll be waiting for you in the office."
Inoue Momo took them all the way through the various workstations, came to the innermost president's office, pushed the door and entered, the vision suddenly widened.
Compared with the noisy and dilapidated hall outside, the president's office is much quieter and more refined.
Huge floor-to-ceiling windows meandering on both sides, occupying almost half of the wall, on the other side are a few paintings and calligraphy hanging on the mahogany wall, and next to it is a display cabinet filled with all kinds of foreign wines that Fujiwara Norika has never seen before.
On the leather sofa in the middle sat a tall, oily-faced, middle-aged man with a big back. He had his legs crossed and a cigar in his hand.
"President, the two from Dongsan are here, uh," Momo Inoue looked at them embarrassedly, and suddenly remembered that they hadn't asked their names, and froze for a while, unable to introduce them.
Kitahara Sosuke stepped forward and handed out his business card: "I'm Kitahara Sosuke from the Tokyo Industrial Bank. President Inoue, the [-] million yen loan last year was handled by Mr. Kuroda and I together."
Fujiwara Norika also handed over her business card: "President Inoue, I'm from Tokyo"
"Senior Kitahara? Sorry, I don't remember exactly what happened last year, have we really met?" The middle-aged man named Inoue Yan took the business card at will, and then just glanced at Fujiwara Norika, and became impatient. He interrupted her, "As you know, our club generally only deals with the section manager and the bank manager of your bank. For the others, I really can't remember the time this year, please forgive me."
"It doesn't matter, we'll just meet for the first time." Kitahara Aosuke still had a smile on his face. On the other hand, Momo Inoue had already skillfully boiled hot water, and took out a cup from the cabinet to make hot tea for them. .
"Speaking of which, Mr. Kuroda is the old man who followed Asano." Inoue Hiko let out a smoke ring, "What, has he retired? Now you are taking over our business?"
"It's too early for Kuroda to retire after a long distance." Kitahara Sosuke nodded to Inoue Momo, took a sip of tea, and continued, "But the Inoue logistics business is indeed entrusted to our department, and now I'm in charge of working with you. The one who is docking is the director Fujiwara Norika beside me."
"First meeting, please give me some advice!" Fujiwara Norika quickly stood up and bowed, this is the head of the department entrusting the negotiating power to himself.
Sitting on the sofa, Inoue Yan sneered, and did not hide the disdain in his eyes: "Female employee? Can she handle our business well?"
"President Inoue, please rest assured, I have worked in Dongsan for two years and have handled dozens of loan business, so I can definitely handle the cooperation with your company properly." Fujiwara Norika replied humbly, discrimination against women in the workplace is very serious. It is common, she has met several times, and she is not confused by Inoue Yan's face-to-face questioning.
"Oh, well, what's the matter with you coming this time? If you are looking for a loan from me, then you can only say sorry. The people from Sakura Bank just came a few days ago, and we have already loaned [-] million from them. Yen, there is no new loan demand for now.”
Inoue Hiko looked at them with a half-smiling smile. During this period, there were seven or eight banks who came to the club to find him, and they all hoped that he could borrow from their banks to meet the performance requirements at the end of the year.
Those who want to come to the East are no exception.
"President Inoue, in fact, we are here this time to recover the loan." Fujiwara Norika bit her head and said, her heart pounding.
It's so embarrassing, the head of the department must be unwilling to say it, and let me say it on purpose!
Fujiwara Norika secretly glanced at Kitahara Canosuke, who was drinking tea quietly, thinking a little sullenly in her heart.
As soon as these words came out, the scene instantly froze.
(End of this chapter)
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