The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties

Chapter 17 Polarity Reversal
"Huh? Get the loan back?"

Snapped!
Inoue Hiko's right hand slapped heavily on the coffee table, making Fujiwara Norika almost jump up.

"You woman, do you know what the bastards you are talking about?!" Inoue Hiko pointed his finger at Norika Fujiwara, and almost poked her in the eye, his tone was cold and displeased, "It was your bank who begged me for a loan back then. Well, why are you suddenly taking back the loan for no reason? Are you playing me like a monkey?"

When Fujiwara Norika proposed to recover the loan, Inoue Hiko couldn't sit still any longer, and scolded her without any grace, accusing the bank of being an unscrupulous institution without credit!

"The reason? The reason! The bank can't take back my loan on your own accord!" Inoue Yan stretched out his hand, spitting at Fujiwara Norika, "A director, you really understand yourself. status?"

Fujiwara Norika clenched her fists, and the unreasonable aura coming from Inoue Hiko made her crumbling.

At this moment, she suddenly realized that this is how the department head used to face these difficult customers when he was doing business alone. Did he come all the way like this?
"President Inoue, we have stated the conditions for recovering the loan in the original contract. You can check the contract carefully. We must do things in accordance with the process system and will not do whatever we want." Fujiwara Norika maintained a professional smile. said.

Before coming, she did her homework, carefully checked the materials of Inoue Logistics in recent years, and also read the loan contract signed by Section Chief Kuroda and Inoue Yan.

This is a pure credit loan. It was originally for the purpose of sprinting performance. It was directly and specially approved by President Asano, and did not follow the conventional process.

Performance belongs to performance. At that time, Inoue Logistics did meet the loan qualifications. At the same time, Kuroda also kept a hand, stating in the contract that the bank has the right to withdraw the loan from Inoue Logistics at any time in one of the following situations.

30. Inoue Logistics has a loss rate of more than [-]% in the past year
[-]. Any illegal acts and operations of Inoue Logistics
5. Inoue Logistics has more than [-] million yen in debt
The fact that Inoue Hiko secretly loaned another [-] million yen to Sakura Bank was the first thing the department head noticed.

With this loan, Inoue Logistics' debt exceeds 5 million yen for the high-voltage line.

Therefore, the head of the department felt that it would be a huge risk, and it made sense to want to recover the loan.

Norika Fujiwara took out a copy of the original contract from her bag, spread it out in front of Inoue Hiko, and pointed out this special clause.

"As the contract shows, President Inoue, your company's debt has exceeded 5 million yen, and we have the right to recover it according to the contract description." She clicked on the red handwriting, and while she was speaking, she suddenly felt a pain in her head.

"Snapped!"

"What a joke!" Inoue Yan didn't listen to her at all, and smashed the pile of documents directly on Fujiwara Norika's head.

"It looks like you haven't figured out the situation yet, woman! I said, this loan was originally made by Nao Asano and Kuroda Yu, and now, if you want to get it back, let them come over and talk to me! What are you? !"

Inoue Yan pushed aside the other documents on the table and pointed at the door: "Get out! Get out now!"

Norika Fujiwara was stunned by that blow, and tears flashed in her eyes. She gritted her teeth and lowered her head not to look at Inoue Yan. No matter how stupid she was, now she knew that the other party didn't want to reason with her at all!
From being disrespectful at the beginning, to tearing up her face when she heard that she was going to recoup the loan, Inoue Yan always occupied a strong dominance and suppressed her.

I've heard other people talking about the wealthy and powerful club presidents in the same period before, some of them are not easy to talk about, but when she actually met them, she still felt a little overwhelmed.

It's too hard to communicate!
In this era, banks are begging for loans from others, and when hot money is surging, it is the uncle who lends money, which makes many bank employees miserable.

If you don't take good care of these high-quality customers, people can turn around and cooperate with other banks.

After all, they lack everything, just not much money.

"President Inoue." Norika Fujiwara raised her head hard, but did not look at the head of the department sitting behind her. Today, she agreed to let herself handle it. She must not back down and leave the mess to the head of the department.

After adjusting her breath and regaining her composure, the tears in Fujiwara Norika's eyes had disappeared. Looking at the tall man in front of her, she picked up the scattered copies of the contract again.

"Enough, that's it, Fujiwara."

Kitahara Sosuke finally spoke.

He stood up, put the teacup back on the table, and patted Fujiwara Norika's shoulder lightly, motioning her to sit back on the sofa.

Fujiwara Norika turned her head to look at him nervously: "Head, I, I can"

"That's almost it. Hasn't President Inoue already made a statement?" Kitahara Canosuke pushed her back on the sofa with his arms, and pushed her over a cup of tea, "Then see you in court."

"Court?" Inoue Hiko had already sat back on the sofa and continued to puff up the clouds, and then smiled, it was that kind of sarcastic smile, and his voice became yin and yang, "Are you scaring me? Just based on this unreasonable contract If you agree to a treaty, you will forcibly take back the [-] million yen loan given to me. Who do you think the court will listen to?"

"I think the court will listen to the evidence." Kitahara Aosuke smiled and took out a thick stack of new documents from his briefcase and slammed it in front of Inoue Hiko.

These documents, Fujiwara Norika has never seen!

"Evidence?" Inoue Yan still smiled, looking at Kitahara Sosuke like a clown, "What evidence?"

"Inoue Logistics has fallen into a bottleneck period in the past three years, and the profit margin has never been improved. In contrast, the club's expenses have been increasing year by year. Three years ago, the club's net profit was less than 1000 million yen."

Kitahara Canosuke skillfully opened the pile of documents, and leisurely spoke the secret information that left everyone present stunned.

"The year before last, your external debt had expanded from 5000 million to 8000 million, and your net profit was negative; in the first half of last year, your debt had increased to 9000 million, and your profit, oh no, it should be said to be a loss, amounted to For [-] million yen, at one time I couldn’t even pay the salaries of the staff below, I’m really thankful for you, President Inoue.”

Speaking of which, Kitahara Sosuke raised his head jokingly and glanced at Inoue Hiko, whose face was beginning to be cloudy.

"After all, it's very uncomfortable to ask the Tokyo Foreign Bank to give you an emergency loan."

When Inoue Yan heard this, the corners of his mouth twitched slightly.

"Oh, of course, for the majesty of the president, you can't tell others that the real purpose of the loan is to pay wages to the employees. Well, the loan is for the expansion of the factory area. It's really good. Even though the club has been losing money year after year, it still has ambitions. Ambition continues to develop and expand, as expected of President Inoue!"

After Kitahara Aosuke finished speaking, he applauded.

"Enough, what are you trying to say!" Inoue Hiko slapped the table again, staring fiercely at Kitahara Canosuke.

However, "Crack!".

This time, Kitahara Sosuke's clapping sound was heavier than his!
The coffee table was almost unable to withstand the force, and swayed slightly.

Kitahara Canosuke narrowed the distance between him and Inoue Yan. He was tall and was not inferior to Inoue Yan. He was more imposing and had the upper hand.

"Listen to me! Don't you want a reason?"

"In the second half of last year, after learning that Tosan was under pressure from performance, you took the initiative to approach President Asano and revealed a little about your loan needs. Although Inoue Logistics is not well managed and has been losing money, at least the foundation is there, and it won't happen all at once. collapsed."

"Probably the advice given to you by Governor Asano, let you transform into real estate, buy land and properties with new funds, and completely abandon the business of Inoue Logistics. Well, in the second half of last year, the price of industrial land in the fringes of Osaka's Chuo District It's not too expensive. You made a lot of money with this money, didn't you?"

"[-] million, [-] million, or [-] million? Forget it, it doesn't matter anyway." Kitahara Sosuke retreated to the side of the sofa, his eyes were sharp, and his tone was indifferent, "If you continue to maintain your current scale, before the loan expires, I wouldn't even consider taking it back. But you secretly loaned another [-] million yen to Sakura Bank, and you put all of this money into the housing market."

"Then what's the matter? Your bank should know better than me about the housing market situation, and this is Sakura Bank's funds, what does it have to do with your east production?" Inoue Hiko was exposed, and his momentum was not as strong as he just faced Fujiwara. The incense is so abundant, but he still maintains an aloof attitude, spreading his hands and sneering.

"When you got the money, you didn't use it to save Inoue Logistics, which was going downhill, but put it all into your personal account to buy real estate. Then you took a small part to renovate the exterior of the headquarters building to go to the bank. Take out more loans and then invest in real estate.”

Kitahara Canosuke looked at him and said the last words,
"President Inoue, do you want to give up Inoue Logistics completely and file for bankruptcy?"

When a business goes bankrupt, those debts are cleared and cannot be recovered.

And a large amount of money was placed under the personal name of Inoue Yan and invested in real estate.After the bankruptcy is successful, he can sit on billions of assets and get away with it!

After all, the loan was applied for in the name of Inoue Logistics. What does Inoue Logistics have to do with me?

Norika Fujiwara, who listened carefully, was stunned, this is too bad!

"Bastard! What evidence do you have to say that? Just based on these words, I can go to court to sue you for defamation! Do you know what will happen to you?!" Inoue Hiko stood up suddenly, frightening Inoue who was watching from a distance Peach jumps.

She knew that this was the appearance of Inoue Yan being forced.

This bank clerk who looks much younger than himself is amazing!
It was the first time she had seen the cynical Inoue Yan being forced into such a state.

It was Fujiwara Norika who had been negotiating before, and they all subconsciously ignored this man and thought he was just an escort.

It turns out that he is the real killer!

"I really don't have any evidence, but that's not the case. Isn't President Inoue better than me?" Kitahara Cansuke spread his hands and shrugged indifferently, "However, fabricating the club's financial statements and transferring the loan funds to personal accounts It is used to purchase real estate and violate the contract, just these few items are enough for the court to judge."

"Since President Inoue wants a reason, I will give you a reason. Dongsan will not give you his own money as a bargaining chip to buy a house. Inoue Logistics is not a company worthy of our cooperation and trust. According to the description of the contract, I have the right to recover this [-] million yen loan now."

Kitahara Canosuke straightened up, looked at Inoue Hiko, and said indifferently,

"If President Inoue is unwilling to cooperate, let's meet in court and leave."

After saying this, he picked up his briefcase, gave Fujiwara Norika a look, who had been stunned, and walked straight to the door.

Kitahara Canosuke left with Fujiwara Norika chic. From the time he took over Fujiwara Norika's role to the present, the situation reversed in an instant. Almost without anyone else reacting, he had completely defeated Inoue Hiko.

He took out the evidence, pointed out Inoue Hiko's dirty thoughts and shameless practices, and then left the harsh words and left calmly.

The smooth flow of what he did with this set did not give Inoue Yan a chance to react and counterattack!
Until he left, Inoue Yan was still a little stunned.

His future plans were all seen through by this hateful bank clerk!

He just intends to completely abandon Inoue Logistics and go abroad after filing for bankruptcy.

Before that, try to use this declining enterprise to obtain more funds. Anyway, aren't the guys in these banks begging for their own loans?
Whenever the end of the year, they will also have performance pressure.

However, all this was seen through by Kitahara Canosuke and said ruthlessly.

Inoue Yan turned over the thick stack of documents left by Shimokitahara Canosuke, all of which were related to Inoue Logistics and himself.

He is like a poisonous snake, looking for an opportunity to kill himself with one blow!

"Yan-jun, what should we do?" Inoue Momo came over, and without outsiders, she simply threw herself into Inoue Yan's arms, like a cute kitten, snuggling up to him, her eyes full of worry and anxiety, "The [-] million yuan from the east production, we have already invested in real estate."

"There is no [-] million from Tosan, but we just got [-] million of Sakura! This bastard, he came here after seeing this! Bastard! Bastard! Bastard!" Inoue Hiko was furious, and after scolding for a while, he calmed down When she got down, she suddenly pulled Momo Inoue up from her arms and whispered a few words in her ear.

Momo Inoue listened, and her face gradually turned pale.

"Peach jam, please! If Dongsan really wants to forcibly recover the [-] million loan, I will be very difficult to do!" Inoue Yan hugged her and sighed.

Momo Inoue's breathing became a little heavier, and then she said: "Yan-kun, don't you have a good relationship with President Asano? Go to him directly, a mere department head, shouldn't be able to recover your loan? No, no, It’s really not good, it doesn’t matter if we give up the [-] million yuan! Anyway, we have already got a lot of money and a lot of houses, even if we file bankruptcy now.”

"Peach jam!" A trace of anger appeared on Inoue Hiko's face, and then he pressed it down again, and said softly to her, "Please, as long as you get that bank clerk, we can get an extra [-] million yen!"

"Please, peach jam!"

"Okay, okay."

Kitahara Canosuke took Fujiwara Norika out of the headquarters building. He walked in front, and Fujiwara Norika followed in small steps, and he hadn't recovered from the negotiation just now.

"Fujiwara, I'm sorry, you were beaten, does it still hurt?" Kitahara Canosuke sighed, this is probably the first time this little girl has encountered such a situation.

In shopping malls, not everyone is polite and polite.

In fact, the higher the position, the brighter the surface, the more rotten and disgusting the inside.

After all, at the top of money and power, there must be the darkest side of human nature.

Inoue Hiko is still kind, and Kitahara Canosuke has seen many really disgusting businessmen in his previous life.

"Eh? The head of the department doesn't need to apologize to me. After seeing President Inoue and saying that he was going to accept the loan, I was mentally prepared." Fujiwara Nori smiled sweetly, and clenched his fists and waved, " And in the end, he was also cleaned up by the head of the department!"

"Fujiwara, if I said that I had expected such a thing from the beginning, but I didn't plan to stop it, would you hate me?" Kitahara Aosuke paused, and together with her, glanced at the various factories of the logistics in Shiminou. .

"Huh? The head of the department expected it?" Fujiwara Norika was stunned for a moment, then pouted, "Of course, I will still be a little angry."

After all, it was really painful, and being in a disadvantaged position of women was always being pinched, which was so frustrating!

"Fujiwara, do you remember the last time we went to Takeuchi Rubber?" Kitahara Aosuke smiled and asked suddenly.

Fujiwara Norika nodded as if pecking at rice: "Of course I remember!"

"Look, although Takeuchi Rubber is nothing compared to Inoue Logistics, their staff, the atmosphere of the club, and the attitude of the president are completely different from here."

Kitahara Canosuke looked around,
"These container trucks are all printed with the trademarks of other clubs, and none of them are owned by Inoue Logistics. The headquarters building has only been refurbished. The elevators and interiors are all outdated. Do you think there is a future for such a company?"

"Of course not!" Fujiwara Norika shook her head. After careful contact, she did not think this was a high-quality company at all.

Hearing this, she blushed slightly and lowered her head slightly.

Yes, compared to the head of the department, she has done too little homework. If the head of the department had not come forward at the end, her negotiations would have broken down long ago.

Trying to reason with these businessmen is the stupidest idea.

"Actually, even so, according to the situation of Inoue Logistics, they can last at least one or two years. When the contract expires next year, if we don't renew the loan, maybe he will be able to repay the [-] million yen."

Kitahara Canosuke looked at her with light in his eyes, and his tone gradually became dignified.

"But let him go on like this, who will be unlucky in the end?"

"Once Inoue Logistics collapses, those upstream and downstream companies and their employees will be very distressed." Fujiwara Norika sighed, "The longer it supports, the more harm these people will suffer in the future."

"This is the second lesson I want to teach you." Kitahara Canosuke let out a small breath, clenched his fist with his hand, and slowly put it in front of her, "While we have power, we must shoulder the corresponding responsibility. Responsibility."

In the previous life, he had seen too many people with wealth, fame and status gradually degenerate, and finally fell from the sky and fell to pieces.

Because they no longer care about others, they only care about the power they hold, and they don't take the responsibility that power brings. Over time, one day, they will be pulled into the water by those they despise.

Many big figures were killed by unknown pawns.

Kitahara Canosuke's goal is not how much money he makes or how rich he becomes, his ideal is more ambitious.

He wants to be at the level of the six major consortiums, to stand at the real top of this country's pyramid!

To this end, he must be careful and do everything within his power to prevent it from eventually becoming the little screw that capsized the building.

Of course, this feeling is not something that Fujiwara Norika can understand.

"And, if you do it well, this is also a good performance in the future." He smiled, "When Inoue Logistics collapses, you have avoided a huge risk for the bank."

"It's good for us, but it's a pity that no one punishes that nasty guy!" Fujiwara Norika stuck out her tongue in anger.

Even if Inoue Logistics went bankrupt, according to the head of the department, it would not affect Inoue Hiko personally, and he was already ready to leave.

But knowing the inside story, she couldn't do anything about it.

"That might be the case." Kitahara Canosuke chuckled, Inoue Yan put all the money into real estate, and when the housing bubble bursts, it may be higher than the debt of Inoue Logistics, "Let's go, there is another company today who wants to to visit."

"Okay." Norika Fujiwara prayed in her heart, hoping that Inoue Hiko would also go bankrupt personally. Such a bad person must never have a happy ending!

Just when Kitahara Canosuke was about to get into the car, a coquettish cry suddenly came from behind.

"Please stay, Chief Beiyuan!"

Inoue Momo ran out of breath and stopped Kitahara Sosuke who was about to leave.

"Department Chief Beiyuan, Fang, is it convenient for you to take a step to speak?" She was still panting, her chest heaving violently, revealing some graceful scenes intentionally or unintentionally.

Kitahara Sosuke nodded and walked aside with her. Fujiwara Norika, who was sitting in the car, looked around curiously. Unfortunately, from her point of view, she could only see Kitahara Sosuke's back, and couldn't hear any conversation.

"The president said that he hopes that Department Chief Kitahara can reconsider the matter of recovering the loan! He is willing to give you 300 million yen to reward you alone!"

Momo Inoue bowed hard, a large patch of greasy powder on her chest, and after a while, she slowly straightened up, waiting for his reply with anticipation on her face.

"Three days, I will only wait for three days. If President Inoue cannot pay off the loan within three days, let's meet at the Osaka court." Kitahara Aosuke raised three fingers.

"500 million yen!" Momo Inoue saw that he was completely unmoved, gritted his teeth, raised the price, took out a golden business card from his bag, and forced it into his hand, "This is my business card, if , If Department Chief Beiyuan has other needs, we can discuss it separately tonight!"

As she spoke, her fingers slid gently on Kitahara Canosuke's palm, and she lowered her tone again,
"I can do anything, please!"

(End of this chapter)