Tokyo Barrister: Start the law firm bankruptcy
Chapter 165 The Storm at Mizuho Bank
Chapter 165 The Storm at Mizuho Bank
In the morning, at 11:50, Mizuho Bank Shinjuku Branch.
Sitting in the office as the vice president of the branch, Shimada was studying the non-performing loan of 5 million yen on the letter of credit of Dongshan Club.His brows were tightly furrowed, and he carefully flipped through the materials page after page, but after a while, as if he had found nothing, he sighed softly and closed the materials again.
Then, Shimada picked up Beiyuan's resume and looked at it carefully again, his eyes were as sharp as an eagle's as he looked at the document.He was sure that Beiyuan must not be innocent in this 5 million yen mortgage warehouse receipt incident.This Beiyuan must still maintain some kind of communication channel with Jiang Teng, the director of the law firm who has disappeared, and he must dig out the inside story behind it.
Shimada has gradually felt the pressure in the industry.Especially in the morning, the head office of Mizuho Bank announced the establishment of a special work team, which will carry out inspections in 47 secondary branches across the country, and collect important loan project data from each branch and sub-branch to check whether due diligence has been performed in place and whether there is any violation of bank regulations. The status of the internal control system, and whether there are bad loans covered up.
Following the news, all branches and sub-branches have already panicked.In the recent period of Dongyang, in order to be able to complete the loan task indicators apportioned above, the subordinate branches and sub-branches will more or less move their hands on loan projects, and the formal risk control review is only superficially satisfactory.If a substantive review is really carried out, it is unknown how many bad debts can be found inside.
This inspection of the head office is full of wind and rain. If there is no accident, it may cause a personnel earthquake in the industry.
And Shimada didn't want to shock himself, looking at the information on the desk, among the projects he handled, he was most worried about the 290 million yen bad debt of the Dongshan Club letter of credit.Although I have tried my best to cover it up, there is no guarantee that this inspection will not be discovered.During the national inspection, if it is revealed that the pledged warehouse receipts are missing, and [-] tons of copper materials disappear in the port of Tokyo Bay, such a major and low-level mistake, I am afraid that I will become a joke among my bank colleagues, and my career will be completely destroyed. Not guaranteed.
Suddenly, "kuang, kuang, kuang", there was a rapid knock on the door.
It seemed that some people didn't care that the person sitting inside was the vice president of the sub-branch, but the voice outside the door said anxiously: "Vice President Shimada, the president of the Tokyo Metropolitan Branch has arrived downstairs. Please prepare to participate immediately." Inspection countermeasures meeting!"
At 2:23 in the morning, Mizuho Bank's head office announced a national inspection, and the first stop of the inspection by the special working class was the Tokyo branch.Takamatsu Xinghao, the president of the Tokyo Metropolitan Branch, immediately decided to take the lead in self-inspection and self-correction before the start of the inspection.Within less than [-] hours after the news of the national inspection was announced, Takamatsu planned to lead a team to conduct investigations at the Shinjuku Branch, and at the same time hold an inspection countermeasure meeting at the Shinjuku Branch.The presidents and vice presidents of the [-] district branches in Tokyo must come to the Shinjuku district branch to attend the meeting except for business trips.
Shimada opened the office door, stood in the corridor, and looked down.
His office is on the third floor. At this time, the corridor on the second floor and the lobby on the first floor are already full of employees from the Shinjuku branch.After finishing their attire, these employees stood nervously at the entrance of the lobby, looking at the bright gate, ready to welcome the business cars that would appear at any time.
After a while, it seemed that the shadow of the vehicle could be vaguely seen, and then the glass door was pushed open.
A middle-aged man wearing gold-rimmed glasses stepped into the lobby of the sub-branch first. His complexion was a little dark, and his whole face looked a little vicissitudes, like an ancient general who survived a brutal battle on the battlefield.The moment he stepped into the lobby, the tense and dignified atmosphere was pushed to its peak, and the air suddenly felt like a quagmire, making it hard to breathe.
The man at the head is the president of the Tokyo Metropolitan Branch, Takamatsu.He is a native of Kansai, and he first served as the vice president of the branch in Toshima Ward, Osaka.He is extremely familiar with trust investment business and overseas cross-border financing business.During his management period, the Toshima District Branch in Osaka, relying on his two unique skills, became the No.1 Kansai Branch in terms of performance, and was later promoted to the president of the Tokyo Metropolitan Branch, formally entering the middle and senior management system of the bank .
During his tenure as the president of the Tokyo Metropolitan Branch, he was famous for his high-pressure employee management. He once introduced the last elimination system, which squeezed the employees of the Tokyo Metropolitan Branch into unspeakable misery.Although the final elimination system was eventually suspended due to too much opposition, the strict performance appraisal system was retained.So much so that the employees of each branch in Tokyo privately called the president of the branch in Tokyo, Takamatsu, "Old Yan Luo."
Behind Takamatsu, there are a group of other branch ministers, as well as the chief and deputy presidents of the branches in the 23 wards of Tokyo.The management of these banks exudes a similar oppressive aura. With the arrival of many leaders, this mountainous sense of oppression is forcing every employee standing in the lobby and corridor.
A female employee of the Shinjuku branch standing at the gate saw Takamatsu, her throat trembled and she was a little nervous, but then she said loudly, "Welcome the President of the Tokyo Metropolitan Branch, Takamatsu! Welcome colleagues from the branch!!"
A loud female voice echoed in the lobby.
In an instant, the whole lobby suddenly burst into applause. The applause came over and over again like a wave. Many employees continued to applaud vigorously, with enthusiastic smiles on their faces, and slightly bowed their heads when the big shots of the branch passed by. It's like a humble feudal servant seeing his master knight.
Amid applause and smiles, the strict hierarchy within the bank is clearly revealed.
Takamatsu continued to walk forward with a blank face, as if he was used to this kind of welcome ceremony, looked up at the president of the Shinjuku branch who came to receive him, and just asked where the meeting room was.
Without any politeness or pleasantries, it went straight to the point.
This is enough to show how serious the upcoming national inspection of the head office is in nature.
Seeing this scene, Shimada couldn't help but start to break out in cold sweat, and his hands were already shaking slightly.Although the head office suddenly announced a nationwide inspection, there were actually some signs before.In recent months, the Tokyo Metropolitan Branch has inexplicably increased the intensity of spot checks on the loan projects of its sub-branches in various districts.
It is estimated that the branch has already received the wind that the head office is going to start inspections.
Various credit and loan projects that Shimada is responsible for are also included in the spot checks.However, there are many items of various sub-branches that are spot-checked by the branch.So much so that Shimada doubted whether the branch really had enough manpower to complete these spot checks.Whether his Dongshan Club's letter of credit project can escape the national inspection and the internal self-correction of the Tokyo branch.
Shimada's mind recalled that figure called Kitahara again.
hateful! ! !
It would be great if Kitahara could scrape together 5000 million yen at the end of the month!
As long as he has the 5000 million yen, he will be able to temporarily cover up this incident.
Shimada clenched his fist slightly, and walked towards the meeting room with heavy steps.The usual distance between the meeting room and my office was not far, but now, walking on it seemed like a cliffside path in the mountains, which made people suspicious and shocking every step of the way.As the distance from the meeting room got closer, the sense of fear that weighed on his heart became stronger and stronger.
(End of this chapter)
In the morning, at 11:50, Mizuho Bank Shinjuku Branch.
Sitting in the office as the vice president of the branch, Shimada was studying the non-performing loan of 5 million yen on the letter of credit of Dongshan Club.His brows were tightly furrowed, and he carefully flipped through the materials page after page, but after a while, as if he had found nothing, he sighed softly and closed the materials again.
Then, Shimada picked up Beiyuan's resume and looked at it carefully again, his eyes were as sharp as an eagle's as he looked at the document.He was sure that Beiyuan must not be innocent in this 5 million yen mortgage warehouse receipt incident.This Beiyuan must still maintain some kind of communication channel with Jiang Teng, the director of the law firm who has disappeared, and he must dig out the inside story behind it.
Shimada has gradually felt the pressure in the industry.Especially in the morning, the head office of Mizuho Bank announced the establishment of a special work team, which will carry out inspections in 47 secondary branches across the country, and collect important loan project data from each branch and sub-branch to check whether due diligence has been performed in place and whether there is any violation of bank regulations. The status of the internal control system, and whether there are bad loans covered up.
Following the news, all branches and sub-branches have already panicked.In the recent period of Dongyang, in order to be able to complete the loan task indicators apportioned above, the subordinate branches and sub-branches will more or less move their hands on loan projects, and the formal risk control review is only superficially satisfactory.If a substantive review is really carried out, it is unknown how many bad debts can be found inside.
This inspection of the head office is full of wind and rain. If there is no accident, it may cause a personnel earthquake in the industry.
And Shimada didn't want to shock himself, looking at the information on the desk, among the projects he handled, he was most worried about the 290 million yen bad debt of the Dongshan Club letter of credit.Although I have tried my best to cover it up, there is no guarantee that this inspection will not be discovered.During the national inspection, if it is revealed that the pledged warehouse receipts are missing, and [-] tons of copper materials disappear in the port of Tokyo Bay, such a major and low-level mistake, I am afraid that I will become a joke among my bank colleagues, and my career will be completely destroyed. Not guaranteed.
Suddenly, "kuang, kuang, kuang", there was a rapid knock on the door.
It seemed that some people didn't care that the person sitting inside was the vice president of the sub-branch, but the voice outside the door said anxiously: "Vice President Shimada, the president of the Tokyo Metropolitan Branch has arrived downstairs. Please prepare to participate immediately." Inspection countermeasures meeting!"
At 2:23 in the morning, Mizuho Bank's head office announced a national inspection, and the first stop of the inspection by the special working class was the Tokyo branch.Takamatsu Xinghao, the president of the Tokyo Metropolitan Branch, immediately decided to take the lead in self-inspection and self-correction before the start of the inspection.Within less than [-] hours after the news of the national inspection was announced, Takamatsu planned to lead a team to conduct investigations at the Shinjuku Branch, and at the same time hold an inspection countermeasure meeting at the Shinjuku Branch.The presidents and vice presidents of the [-] district branches in Tokyo must come to the Shinjuku district branch to attend the meeting except for business trips.
Shimada opened the office door, stood in the corridor, and looked down.
His office is on the third floor. At this time, the corridor on the second floor and the lobby on the first floor are already full of employees from the Shinjuku branch.After finishing their attire, these employees stood nervously at the entrance of the lobby, looking at the bright gate, ready to welcome the business cars that would appear at any time.
After a while, it seemed that the shadow of the vehicle could be vaguely seen, and then the glass door was pushed open.
A middle-aged man wearing gold-rimmed glasses stepped into the lobby of the sub-branch first. His complexion was a little dark, and his whole face looked a little vicissitudes, like an ancient general who survived a brutal battle on the battlefield.The moment he stepped into the lobby, the tense and dignified atmosphere was pushed to its peak, and the air suddenly felt like a quagmire, making it hard to breathe.
The man at the head is the president of the Tokyo Metropolitan Branch, Takamatsu.He is a native of Kansai, and he first served as the vice president of the branch in Toshima Ward, Osaka.He is extremely familiar with trust investment business and overseas cross-border financing business.During his management period, the Toshima District Branch in Osaka, relying on his two unique skills, became the No.1 Kansai Branch in terms of performance, and was later promoted to the president of the Tokyo Metropolitan Branch, formally entering the middle and senior management system of the bank .
During his tenure as the president of the Tokyo Metropolitan Branch, he was famous for his high-pressure employee management. He once introduced the last elimination system, which squeezed the employees of the Tokyo Metropolitan Branch into unspeakable misery.Although the final elimination system was eventually suspended due to too much opposition, the strict performance appraisal system was retained.So much so that the employees of each branch in Tokyo privately called the president of the branch in Tokyo, Takamatsu, "Old Yan Luo."
Behind Takamatsu, there are a group of other branch ministers, as well as the chief and deputy presidents of the branches in the 23 wards of Tokyo.The management of these banks exudes a similar oppressive aura. With the arrival of many leaders, this mountainous sense of oppression is forcing every employee standing in the lobby and corridor.
A female employee of the Shinjuku branch standing at the gate saw Takamatsu, her throat trembled and she was a little nervous, but then she said loudly, "Welcome the President of the Tokyo Metropolitan Branch, Takamatsu! Welcome colleagues from the branch!!"
A loud female voice echoed in the lobby.
In an instant, the whole lobby suddenly burst into applause. The applause came over and over again like a wave. Many employees continued to applaud vigorously, with enthusiastic smiles on their faces, and slightly bowed their heads when the big shots of the branch passed by. It's like a humble feudal servant seeing his master knight.
Amid applause and smiles, the strict hierarchy within the bank is clearly revealed.
Takamatsu continued to walk forward with a blank face, as if he was used to this kind of welcome ceremony, looked up at the president of the Shinjuku branch who came to receive him, and just asked where the meeting room was.
Without any politeness or pleasantries, it went straight to the point.
This is enough to show how serious the upcoming national inspection of the head office is in nature.
Seeing this scene, Shimada couldn't help but start to break out in cold sweat, and his hands were already shaking slightly.Although the head office suddenly announced a nationwide inspection, there were actually some signs before.In recent months, the Tokyo Metropolitan Branch has inexplicably increased the intensity of spot checks on the loan projects of its sub-branches in various districts.
It is estimated that the branch has already received the wind that the head office is going to start inspections.
Various credit and loan projects that Shimada is responsible for are also included in the spot checks.However, there are many items of various sub-branches that are spot-checked by the branch.So much so that Shimada doubted whether the branch really had enough manpower to complete these spot checks.Whether his Dongshan Club's letter of credit project can escape the national inspection and the internal self-correction of the Tokyo branch.
Shimada's mind recalled that figure called Kitahara again.
hateful! ! !
It would be great if Kitahara could scrape together 5000 million yen at the end of the month!
As long as he has the 5000 million yen, he will be able to temporarily cover up this incident.
Shimada clenched his fist slightly, and walked towards the meeting room with heavy steps.The usual distance between the meeting room and my office was not far, but now, walking on it seemed like a cliffside path in the mountains, which made people suspicious and shocking every step of the way.As the distance from the meeting room got closer, the sense of fear that weighed on his heart became stronger and stronger.
(End of this chapter)
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