Tokyo Barrister: Start the law firm bankruptcy

Chapter 166 Bank Inspection Countermeasure Meeting

The conference room of the Mizuho Shinjuku branch is not big, and the row of generous tables in front of it is already full of dignitaries from the Tokyo branch.At this moment, there are only some crude chairs and stools left for the chief and deputy presidents of the district branches.On the long table, cup after cup of tea has already been poured, arranged in a neat straight line.

Sitting in the center is Yukihiro Takamatsu, President of Mizuho Tokyo Branch.

The conference room was very quiet, and no one dared to make a sound. Gao Song didn't know what materials were flipping on the desktop, but he was just reading them very carefully.This sense of the unknown magnified the tension of the people present.

Shimada was sitting in the second row, the third from the left, holding a notebook. He was a little uneasy and had already started to panic. However, he comforted himself in his heart and said that the visit to Tokyo Metropolitan Branch today should be just a general arrangement for self-examination and self-examination. The key point of correction.It should not go deep into the specific substantive content.

In the conference room, the administrative staff next to him carefully pressed the remote control. With a "click", the white curtain in the conference room began to slowly lower.The projector in the middle also lit up immediately, and the slide was printed on the screen immediately, showing the words "Bank Inspection Countermeasures Meeting".

"Presumably everyone present here has already known the news announced by the head office today." Gao Song said slowly, "The fundamental purpose of the head office inspection this time is to correct the current signs of unhealthy trends in our industry. Nowadays, the economy in the East is getting hotter, and the hearts of the people Restlessness. The impetuous mentality has gradually been transmitted to some employees of our bank."

"This kind of impetuousness is specifically manifested in: internal control review is not strict, due diligence is not carried out in accordance with the rules and regulations, the capital adequacy ratio is whitewashed in the form of off-balance sheet assets, interbank business is conducted in violation of regulations, and some loan projects that cannot actually be recovered are not timely. Provision of bad debt reserves, slack in anti-money laundering work, lax review of bank account opening, failure of tax authorities to cooperate with investigations of account information required by the tax authorities, resistance to judicial authorities’ seizure and freezing requirements, etc.

"Although the above situations are not common in our bank, the seriousness of the problems in individual sub-branches in individual regions has attracted the attention of the head office.

"As Mizuho Bank, we must work hard to maintain our professional image. We must deal with financial affairs with a professional attitude, professional behavior, and professional judgment. We must not introduce some crooked practices to damage us. The system and norms in the industry."

"Therefore, everyone present here must fully understand the significance of this head office inspection." Gao Song slightly raised his voice, "We must accurately understand the strategic height of this head office nationwide inspection."

At this time, the presidents and vice presidents of the various branches in the meeting room have shown intriguing expressions. Although there is some instinctive fear of the superior authority in the expressions, it is also accompanied by a trace of dissatisfaction.After all, it was the superiors who formulated the unrealistic performance appraisal indicators in the first place, forcing everyone to use various means to complete the indicators.Now that it's done, the higher-ups turn around and say that everyone didn't strictly abide by the risk control regulations.

This is simply all the good things that have been taken up by the higher-ups.

Gao Song seemed to be aware of the dissatisfaction expressed by the chief executives and vice presidents of the many sub-branches below, but he saw him lightly sip the tea, and raised his voice slightly:
"This national inspection is by no means a matter of laughing and scolding each other between brother units and departments. It must not be punished with three glasses of wine, raised high and put down gently. In other words, this national inspection is a If you cut yourself, you must see blood!"

As soon as these words came out, there was no sound in the meeting room.

Takamatsu continued: "The national inspection of the head office started from our Tokyo branch. Therefore, our branch must set an example for branches in other regions. Before the national inspection officially starts, I decided that our Tokyo branch will take the lead in In accordance with the requirements of standard inspections, self-inspection is carried out. Any project that seriously violates the bank's internal control system and regulatory requirements must be strictly held accountable for all project managers and approvers!"

Since Takamatsu stepped into the Shinjuku branch, the atmosphere of the whole bank building was like dark clouds. As soon as these words came out, lightning and thunder immediately began, and the wind and rain began to pour down.

Shimada has already seen the sword, light and sword in the words of the President Takamatsu in front of him, and saw the bloody storm that is about to be set off. The hand holding the notebook is already sweating slightly, and the muscles on the face are faintly twitching uncontrollably.How long does it take for me to cover up the pledged warehouse receipt incident of Dongshan Club.

Gao Song looked at the chief executives and vice presidents of the sub-branch who were already frightened in front of him, as if he had obtained some kind of morbid satisfaction, and then he reached out and pressed the remote control on the desktop to control the slideshow.

The screen flickered suddenly.

Immediately after, rows of tables appeared on the screen and began to scroll.

"Serial number 1, Koniche Co., Ltd., enterprise floating mortgage project, number 12938492, project approver Shohei Shibayama, vice president of Shinjuku Branch."

"Serial number 2, Feimeng Camera Co., Ltd., business loan project, number 1293823, project approver Shohei Shibayama, vice president of Shinjuku Branch."

"No. 3, Daejeon Transportation Co., Ltd., vehicle mortgage loan project, number A283102K1, project approver Shunsuke Hirokawa, President of Shinjuku Branch Branch"

"No. 4, Kohama Concrete Co., Ltd., real estate mortgage loan project, No. A2531022, project approver Yosuke Nomura, vice president of Shinjuku Branch
……

One credit granting project after another kept popping up.The president and vice president of the Mizuho Shinjuku branch present, including Shimada, opened their eyes wide in an instant, as if they saw something unbelievable, their faces gradually paled by coincidence, and they turned into people sitting on the snowy field. ice sculptures on.

As the vice president of the sub-branch, Shimada knows very well that these credit granting projects are projects that have already started to have problems within the sub-branch. He did not expect the branch to move so quickly and find out the details of the Shinjuku sub-branch in such a short period of time. clear.How the hell...how did they do it? !

As the table gradually scrolled down, a line of text appeared again:
"Serial number 28, Dongshan Import and Export Agency, letter of credit project, number A77895220, project approver Shimada Yusuke, vice president of Shinjuku Branch."

Cold sweat had soaked Shimada's shirt.The moment he saw this line of text, his mind went blank.

It’s over.

The letter of credit project of Dongshan Club has been included in the branch's key spot check projects.

Gao Song's eyes flicked randomly on these forms, as if he was about to grab a project, and he was slowly selecting it like trying to scare chickens and monkeys.Suddenly, Gao Song saw the item number 28, as if he had found an ideal target, the corners of his mouth slightly raised.

"Shimada!"

Takamatsu's voice suddenly echoed in the conference room.

"Yes!!!" Shimada responded immediately, and immediately stood up from the chair, standing there like a soldier about to be beaten and scolded by an officer.

"Are you treating the branch as a pig!!!" Gao Song's face twisted in an instant, with wrinkles appearing on his face, trembling eyebrows, grinning mouth, these facial features combined together, like an evil spirit Landed in the conference room, "This letter of credit project has been overdue for so long, and you still classify its project rating as 'normal', not 'substandard', or even 'doubtful' or 'loss'. I think we are idiots in the branch Can't you even see this?!"

Takamatsu directly smashed the stack of documents on the desktop at Shimada with a "swish".The stack of documents drew an arc in the air, flew towards Shimada, and hit the face of the vice president of the Shinjuku branch in an instant.Like a huge snowball bursting in the air instantly, countless ice particles splashed out, and sheets of A4 paper suddenly blasted out, falling like snowflakes on the corners of the conference room.

Gao Song continued to scold angrily: "Vice President Shimada. When you were promoted, you were already much older than the vice president at the same time. In the end, you actually did something and acted like this! If you If you don't want to do it, let it out and give the opportunity to young people!"

All eyes in the conference room fell on Shimada in an instant.

Shimada just lowered his head slightly, standing there like a statue, motionless, silently accepting the humiliation from President Takamatsu.

Gao Song looked at the scene in front of him quite satisfied, ignored Shimada standing there, and didn't let him sit down, as if treating him as transparent, just skipped over and continued with the next speech.

Unknowingly, this countermeasure meeting has almost turned into a torture meeting for the Shinjuku branch.

As the meeting drew to a close, Gao Song admired the scolding of the chief executive and deputy presidents of the sub-branches in front of him, and the corners of his mouth curled up slightly.The countermeasures will go to this point, and Gao Song feels that torturing his subordinates seems to have become boring, and he can no longer arouse his interest.

At this moment, he was thinking about another thing in his mind.

Tonight, he has a dinner party to attend.

At the dinner party, there was an extremely important guest.

I have been working as the president of Mizuho Tokyo Branch for more than ten years, but I have not been able to wait for the promotion opportunity to be transferred to the head office.I am too old, I am afraid that I will stop here at Mizuho Bank.

However, if I can see that distinguished guest tonight, that gentleman.

This will mean that he will usher in an unprecedented opportunity to make a fortune, and will gain greater power and resources than his current self.Thinking of this, Gao Song's mind was already a little turbulent, and he became intoxicated with himself.

At this moment, the mobile phone screen on the desktop flickered and vibrated
A message pops up.

[President Takamatsu.Tonight's banquet at General Hotel has been arranged.Chairman Kamezaburo Akagi and Mr. Members will be present. 】

【Sanji Kurosawa, Yours sincerely】

(End of this chapter)