Urban Monopoly System

Chapter 36 Solving the Funding Problem!

The start-up capital does not need much, but a series of subsequent expansion and burning of money will require a lot of capital investment!
This is the head!
It was also the place that really stumped Mo Yu.

"Relying on the Monopoly system, as far as I know, these assets are all for small transactions. It is basically impossible to have a lot of money at once," Mo Yu sighed.

"It seems that we have to go the way of financing."

This is also a relatively reliable way at present.

Fool some investors to come in!

The advantage of this is that it solves the company's early funding problems.

"But in this way, the company will not be 100% owned by me." Mo Yu thought of a problem.

He was a little worried that he would gradually lose control of the company after he continued to raise funds and introduced investors.

In his previous life, he had seen a lot of such news. Some investors directly kicked out the founders after they entered the market and became the major shareholders of the company. They were also the group of capitalists commonly known as 'barbarians' in the industry.

'However, there should be a way to avoid it. Like some famous big companies, Penguin, Ali, etc., the founder's stock ratio is very small, but he also firmly controls the company!It's just that I don't know how to operate it yet, so I can learn about it later! '

Mo Yu muttered secretly.

But if possible. Mo Yu still wants to hold 100% of a company!
Nothing else, just don't want to gossip.

No matter how good an investor is, it is inevitable that he will be beeping on the sidelines, and sometimes it will affect his mood.

And if you have full control of the company, you can say what you want, so you don't have to worry about any external factors!

"By the way, I can actually use those assets as collateral for loans? One asset may not be able to borrow much, but what about dozens or hundreds? This amount of money is not small!" Mo Yu's eyes suddenly lit up, thinking of a way of getting money.

You know, at this stage, all the assets he got from the Monopoly system have property rights!

For such fixed assets, it is easy to do a mortgage loan without any difficulty at all!

The key depends on whether the system allows it or not!
Thinking of this, Mo Yu quickly asked in his mind: "System, can I use these assets as a mortgage?"

【no. 】

The system's cold words poured cold water on Mo Yu.

But in an instant, the voice of the system came again: [If the host needs funds, they can mortgage their assets to the system, and the system will give a corresponding valuation. 】

"Eh?" Hearing this, Mo Yu was stunned for a moment, and then his face was ecstatic: "Isn't this better?"

Compared with dealing with the bank, how can the system be as refreshing as the series of cumbersome procedures?

[It’s just a friendly reminder to the host that the mortgaged assets need to be redeemed within the specified time limit. If not redeemed, the system will permanently take back the assets and cancel them on the Monopoly map!The host will lose this asset forever! 】

"Okay." Mo Yu didn't care at all. Not all mortgages are like this. If you don't redeem it within the time limit, it will naturally be confiscated. There is nothing to say about it.

After a pause, Mo Yu asked, "What about the interest? What about the valuation? How do you calculate it?"

[The interest is paid in gold coins. The mortgage loan in the system has a term of one month. For each month of mortgage, the charge is 50 gold coins. For two months, the charge is 100 gold coins. By analogy, for each additional month, the charge increases by 50 gold coins. 】

"50 gold coins a month. It's not expensive, but it's not cheap either!" Mo Yu raised his eyebrows.

Take today's hotel as an example, 15 gold coins per day, even if the hotel is full for a month, the upper limit of gold coins for one month is only 450 gold coins!

The monthly interest of 50 gold coins is not too small!

However, compared to paying interest with money, Mo Yu is more willing to accept this method of paying with gold coins.

'That is to say, the gold coins are relatively tight at the moment. After a while, these gold coins are actually nothing! Mo Yu muttered, and then asked: "If the hotel needs to be mortgaged today, how much can you borrow?"

[Today's hotel has a fourth floor, and then counts the valuable assets in the current hotel, evaluates it according to the market price, and then carries out a risk discount. The host can borrow up to 300 million! 】

"300 million!" Mo Yu burst into a smile.

This price is a bit beyond his estimate!
But looking back, the location of this building is so good, with a lot of traffic, it's normal for the price to be higher!

"Exchanging 50 gold coins for 300 million a month is not a loss no matter what!" Mo Yu murmured.

And if an asset can loan out so much money, what about when the assets in his hands increase?
The problem of money seems to be perfectly solved!
Mo Yu made up his mind!

With this source of funds, he instantly became more confident!
"Mortgage today's hotel first!" Mo Yu said directly to the system without thinking about it.

I'm about to start the project right now, and I need money in all aspects. With some money in hand, I have more confidence!

【Ding!The mortgage has been completed, and the funds obtained from the mortgage have been directly transferred to the ICBC card of the host, please check it yourself! 】

"Hey." Mo Yu giggled as he saw that he had received a 300 million credit reminder on his mobile phone.

300 million!

He had worked part-time for more than ten years in his previous life, but he had never seen so much money!
Now it's easy to get it!
Really cool!
The system voice came again: [Every month, the system will ask the host whether to repay the loan and automatically deduct the corresponding gold coin interest. Please reserve the gold coins for the host. If the gold coin balance is insufficient for deduction, the asset will be taken back directly! 】

"Okay, got it." Mo Yu replied.

Right now Mo Yu is not thinking of mortgaging all of it, 300 million should be enough for a while, and it won't be too late to think about it when he really needs the money.

After solving the start-up capital problem, Mo Yu continued to calculate.

"Although the mortgage loan on the system side can generate a sum of money, we can't put all our hopes on it. If there is a price war, this amount of money may not be enough!"

Out of a bit more prudent consideration, Mo Yu decided to re-create a software company.

Separate software companies from Monopoly companies.

If there is an emergency in the future, he can raise funds in the name of the software company and sell some shares.

In this way, there will be no impact on the assets of Monopoly Company, and Monopoly Company will still be fully controlled by him.

After all, it involves all subsequent assets obtained from the Monopoly map.

Therefore, Monopoly Company must absolutely hold 100% of the holdings. This is Mo Yu's bottom line.

"With these two preparations, it should be enough to deal with all subsequent emergencies!" Mo Yu knew it in his heart.
-
ps: Please recommend tickets, monthly tickets!
　I’m testing the waters, and it’s beyond my expectation to launch this morning, thank you for your support!I hope you can continue to read it in the next few days, don't raise books, whether you can advance to PK depends on the follow-up!
　　
　
(End of this chapter)