The Opening Account Was Stolen, and the Backhand Recharged 1 Million

Some people are dead, but he is still alive, and some people are alive, but they are dead.

Huang Yanhao is in a particularly bad mood now, because the opposite is Fang Xujing. It can be said that almost all graduates of Huadong Political Science and Law in recent years have heard of this name.

After all, Fang Dazhuang used to hang out in Shanghai, so Huadong came to politics and law a lot.

Because of this, many students here have been educated by him, and that is a real education, so that many people no longer want to pursue the profession of litigation lawyer.

How good it is to do a non-complaint, what kind of lawsuit is it!
But I have already told Director Xu all the words, saying that the chances of winning are great, and that the advantage lies with me, and I have no choice but to withdraw.

I don't know if it's too late to run now...

The days of waiting for the court hearing are actually very boring. There is still about a week before the court hearing. Zhou Yi can't stay in Shanghai anymore. It's not that he's boring, but he feels that he doesn't fit in with this city.

Although Zhou Yi is no longer the former Zhou Yi, he still doesn't like this kind of fast-paced life. As far as the eye can see, everyone is very busy.

So after staying in Shanghai for a few days, he and Fang Xiaoying returned to Jingzhou, and asked this Tengda little koi No. [-] to go to the company to start an internship. A lawsuit can't delay his work, right?

Anyway, it doesn't matter if you are the plaintiff in court or not.

Fang Dazhuang didn't come back, but I heard that he was meeting up with some friends in Shanghai, having a meal and sharing his research results by the way.

Returning to Jingzhou is finally comfortable.

Fang Dazhuang is not there, but Zhou Yi is still unshakable in the afternoon and will go to the old place for a cup of coffee or tea.

Zhou Xinran would go there together if there was no case, and the two parties would naturally start talking about some criminal matters.

On the other hand, Fang Xiaoying finally started an internship. Even though she had read the article of "Jingzhou Great Smartness" and knew that the company would first teach labor law when she came in, she was still surprised after experiencing it for herself.

So when Huang Yanhao wanted to prepare for mediation again, he found that both the plaintiff and her brother were no longer in Shanghai, and it was said that they had gone back to their hometown.

"You mean, this time the other party's lawyer is Fang Xujing from the previous Demon City?" Director Xu asked with a puzzled face, "Who is Fang Xujing?"

He really had never heard of this person, in fact, this is normal.

A leader in a certain industry is very familiar with people in the circle, but really unfamiliar with people outside the circle.

The most classic Mr. Luo, if it wasn't for various reasons, how many people would have heard of it, except for law students and hard-working skools?

For those who have never been in contact with criminal law, how many people know the name Zhang Mingkai.

"He is, you know, that kind of very powerful lawyer?" Huang Yanhao tried hard to introduce: "He used to be very famous in the devil, basically with him, the lawsuit is equivalent to being stable."

Director Xu looked at it carefully for a long time, and said, "But we have you, and your level is not bad. I think what I said last time makes sense."

"Besides, it's not based on fame to start a lawsuit. So what if he is famous, it depends on the facts, right? And as you said, we have a huge advantage."

"It's okay, just fight freely, but if the other party is willing to mediate, that's fine too."

Listening to Director Xu's words, Huang Yanhao really wanted to say, you think too highly of me.

If I could have that level, why am I still working as a legal officer in a bank? I would have gone out and made a lot of money long ago!

Moreover, if I had known the name of the other party's lawyer earlier, I would definitely not have said that sentence: I have the advantage.

"Director Xu, he is my teacher, he has taught me." Huang Yanhao still said the matter.

"What's the matter, you can explain what you have taught. I didn't say it, Xiao Huang, there is something wrong with your thinking. Is the teacher better than the students? So the students don't have to be inferior to the teachers, do you know?"

"That's right, Xiao Huang, you haven't had a trial yet, so that's it, no, you have to have confidence, don't care who he belongs to, Fang Xujing or Fang Tangjing."

Huang Yanhao: "..."

Why do I feel like everyone has confidence in myself except myself.

The ducks are on the shelves, no matter what, the lawsuit still has to be fought.

Director Xu is also preparing with both hands. The progress of the credit investigation is very fast, and it has been changed by then, so the court can't say anything.

Returning to his office with melancholy, Huang Yanhao hesitated, and decided to send this matter to his dormitory group. Everyone is a good brother in the same class, so let everyone come to help out with ideas.

"Brothers, I really need your help this time..."

Talk about the general situation, of course, emphatically, the opposite is Teacher Fang.

"What? Teacher Fang, Lao Huang, is that Teacher Fang you are talking about, is that Teacher Fang?" A roommate sent a message and asked.

"Of course it is. Besides that Teacher Fang, who else could it be?" Huang Yanhao replied angrily.

"Old Huang Wucao is awesome, you dare to confront Fang Yan Wang, you are a role model for my generation!"

"Old Huang, don't say anything. On this day next year, I'll burn you some long-legged lady..."

What idea is there, no idea at all, the experience of being abused by Teacher Fang is still vivid in my memory.

What Huang Yanhao didn't expect was that in the past few minutes, someone he knew in this profession sent a message.

"Old Huang, I heard that you are going to play against Teacher Fang, and you also said that you can have a [-]-[-] match with Teacher Fang?"

Wucao Nima!

Sitting in the office, Huang Yanhao was already getting warmer, but he was frightened into a cold sweat!
"Old Wang, where did you hear about this? When did I say that Teacher Fang and I had a [-]-[-] split?"

Lao Wang on the opposite side quickly sent a chat record: "Look, the people in your class said it themselves, and now this matter has been spread all over our level, okay?"

"Everyone is praising you, saying why didn't you see how brave you were when you were in school. Even Peng Yue said that you are really good. If she saw Teacher Fang in court, she would tremble."

Peng Yue is the one with the highest level in their department...

"No, Lao Wang, listen to my explanation. I really didn't say that. I just said that I encountered a case and I'm going to court with Mr. Fang!"

However, explanations are futile.

Practice has shown that before things happen to them, they are basically happy people.

Even those who major in law are no exception, and everyone is very keen on things like gossip and rumors. Really, it has nothing to do with majors or experience.

It's human nature...

After explaining for a long time, he was about to take a photo of the copy of the complaint and send it to the other party. After finally convincing Lao Wang, Huang Yanhao heaved a sigh of relief.

He was going to search in the class group to see where the source of this rumor was!

However, as a northerner, Lao Huang doesn't understand a truth that is widely spread in the south.

When you find one cockroach, it means there are a bunch of cockroaches in the house.

When he found out that the rumor had reached his major, it meant that this matter was no longer limited to his major.

In the past, there were situations where Fang Daxiang's students confronted him, but they all chose to be obedient and silent. Anyway, as long as it passed, it would be fine.

As a result, when I opened the class group, I found that this group of people was really 99+ every minute, which was really terrifying.

As soon as he showed up, he was surrounded by people asking all kinds of questions, so he could only ignore these things and try his best to climb the stairs.

But within a few minutes, the phone rang.

Who cares about answering the phone at such an important time of riding a horse!
Who in Huadong's political and legal circles doesn't know that Mr. Fang is a narrow-minded person.

Are you big-hearted?

Hehe, you can think about whether Zhou Yi has a big heart. If you can become friends with Zhou Yi or even become a confidant, you can say whether Fang Dazhuang has a big heart!
So, Fang Dazhuang, a serious person?
Can a real person have a big eye?Can a big-hearted person be so serious?

But after a quick glance, he still quickly connected, no problem, the call came from his civil law teacher in Huadong Political Science and Law.

The teacher's surname is Cheng, and the level of lectures is nothing to say, but the same problem is that he talks a lot and can talk.

When they were in school, this teacher had a lot of jokes. Basically, all the gossip they knew about other teachers was from Professor Cheng.

I don't know why the old man called me at this point.

"Yan Hao, what are you doing?"

Xiao Huang hurriedly said: "Professor Cheng, I'm at work, what can you do for me?"

Professor Cheng on the other end of the phone said very naturally: "Hey, it's okay, but I heard the news today that you, Huang Yanhao, said that Teacher Fang's level is just like that. You are open [-]-[-]. In fact, you can often call Win him."

I'm Nima... the opposite is my teacher, otherwise Huang Yanhao would just start complaining, where are the rumors about riding a horse!
"Professor Cheng, listen to my explanation..."

As a result, before he could finish speaking, he was interrupted by Professor Cheng opposite.

"Yan Hao, Mr. Fang is your teacher after all. He has taught you many things. We still have to respect him, right?"

"Okay, let me just tell you, what... your case, I will organize our juniors to take a look at it. After all, this case is really a new type of reputation infringement."

Listening to the busy tone from the mobile phone, Huang Yanhao felt that he was no longer fit to live on Earth.

And let the juniors and younger sisters watch it, it's over.

More importantly, Professor Cheng's mouth basically let him know, which meant that the teachers in the whole school knew about it.

But it's okay, as long as Teacher Fang doesn't know.

Wait, Teacher Fang seems to be friends with Professor Cheng?

Huang Yanhao didn't know that Professor Cheng on the other side had just hung up the phone, and looked at a man with slightly bald hair and gold-rimmed glasses beside him and said, "Old Fang, I'm going to fight you!"

The man next to him was in a big shape. Hearing this, he smiled and said kindly: "It's okay, I don't think that Xiao Huang would say that."

Professor Cheng also smiled and didn't say anything. He can't say anything. In fact, everyone knows that Fang Xujing is a narrow-minded person. After all, everyone knows that you have something to do with his old Cheng.

However, as far as Fang Daxiang did those things, basically everyone could see that he was small-minded.

As for the words on the lips, forget it.

There was an example at that time, if you accidentally won him, he would be very kind on the surface, but he would definitely look for opportunities to win back openly and secretly, and if it was at the same level, such as a professor at the school, he would definitely ridicule him.

Just like the former basketball superstars who spat trash talk at every turn.

Fang Dazhuang happened to be from that era, and it was really instinctive to taunt.

It's just that the rank has reached now, and the others are juniors, so I'm sorry to say anything.

Professor Cheng is a good teacher. He did what he said. After returning home, he began to organize the students in the civil law class to attend. After all, as he said, this case is very representative!
The right of reputation, even if it has been explained countless times, some people still feel that it is in the cloud, and they don't know what it is, what social evaluation, other people's evaluation and so on.

And after this case, I believe many people will have a deeper understanding of the right to reputation!

In such an atmosphere, the first trial is about to start.

At the gate of the court, Zhou Yi was standing and chatting with Fang Dazhuang. He arrived in Shanghai last night, specifically to listen to the debate process, and then started to make a video.

Fang Xiaoying didn't come because there was no need to come.

It's just that Zhou Yi found that Fang Daxiang's situation was not right, and his energy seemed to be too full.

This state is not unfamiliar, it was also like this before the trial with Zhou Xinran, and then Zhou Xinran didn't recover for a long time, almost quit being a lawyer.

"Fang Dazhuang, what are you doing..."

Before he finished speaking, a voice sounded next to him: "Teacher Fang, good morning, good morning."

Turning around to look, it was a man with serious dark circles, about 32 years old.

"Well, I want to explain to you, me, I actually...

Huang Yanhao wanted to explain, but he didn't know how to explain, after all, he was working as a bank legal officer now.

Today you have to represent the bank in this lawsuit, but you apologized as soon as you came up. If you were told about this, Director Xu, the situation would be wrong.

So there were all kinds of entanglements here, and finally, after the tangle was over, Huang Yanhao made up his mind that his mental state was more important than being scolded by Director Xu.

If you get discouraged after the lawsuit is over, it won't be worth it.

So soon Huang Yanhao planned to explain seriously.

As a result, before he finished speaking, there were bursts of voices from the side.

"Old Huang, we are here, come on, beat Teacher Fang!"

"Old Huang, I saw a lot of school girls. Don't you want to find a girlfriend? Those school girls are really good. Let's play well today. The girls also worship the strong."

"Old Huang, Lao Huang, come on, you are a man who is [-]/[-] with Teacher Fang!"

Needless to say, if there is such a thing, it must be his buddies. As the saying goes, buddies are used to cheat.

But the key point is that these friends of his didn't actually see Fang Daxiang.

Because Fang Da looked like a thief, he led Zhou Yi into the door, and looked outside through the door.

Then someone Zhou saw Fang Daxiang's smile getting wider and wider...

Huang Yanhao didn't want to explain anymore, what else is there to explain, let's put it badly.

However, he still feels that credit investigation cannot be placed on the right of reputation, and their bank has already reported to the credit information center about correcting the record of exemption from guarantee liability.

Many people understand the so-called revocation or deletion of credit records. There is one thing to say, neither the "Regulations on the Administration of Credit Reporting Industry" nor the "Interim Measures for the Management of Basic Personal Credit Information Database" have any words about "revocation".

The word "delete" is in Article No. 16 of the "Regulations on the Management of Credit Investigation Industry", "The storage period of credit investigation agencies for personal bad information is 5 years from the date of termination of the bad behavior or event; , should be deleted.

So, this is credit investigation, it records everything about you, even if it is a court judgment, it is to correct the previous record, not to revoke it.

…………

There are a lot of people in the auditorium today, but Professor Cheng will do what he says.

Moreover, there are indeed quite a few girls who study law, and Yingying Yanyan sitting there directly becomes a beautiful landscape.

"Xiaoxiao, who do you think will win today? I think senior Huang Yanhao seems very energetic." A girl with a round face asked.

The girl named Xiaoxiao next to her said, "I think Teacher Fang should be stronger. You forgot that he gave a lecture last time."

With the discussion, other people couldn't help but get involved. Some people felt that since senior Huang Yanhao dared to say such a thing, he must be sure.

On the other hand, some people think that no matter how much it changes, Teacher Fang is still the same Teacher Fang!

Today's trial naturally applies ordinary procedures, and the trial has already begun.

Although he knew that Fang Dazhuang seemed a little too much, Zhou Yi never thought that Fang Dazhuang would be so much.

Needless to say, in the link of proof and cross-examination, there is basically no objection to the evidence submitted by both parties.

The key evidence submitted by Fang Dazhuang is the original verdict. According to the verdict, Fang Xiaoying's guarantee responsibility has been exempted.

There is another evidence that Fang Xiaoying has been going to the Fukang branch to raise objections from last year to today!
This is very, very critical evidence!
After all, Fang Xiaoying is a college student, so she still knows what she should know, and because of the development of the Internet, she has come into contact with many information sources, so she submitted a written application last year.

Of course, it was said to be a written application, but it was actually just something written by Fang Xiaoying herself. It said that there was a problem with her credit investigation, and she asked the bank to modify it.

You see, this is the key point. We can't trust all the information on the Internet, but we must dig for gold and find some things we need in our lives.

It is one thing to leave traces of everything in the workplace, and if there are objections, the written application is another!

Here we will talk about the role of the lawyer's letter. After all, when it comes to written reminders or written objections, the evidence and strength of this thing are quite strong.

What effect will it have? It will prove that I have told you at some point in the past and explained the situation.

Then I will take it as that you know or should know this situation!
But without a written application, you said you went to the bank to urge it many times, so what about your evidence?

You know, many people are very careful now, why do they have to meet and chat, because both call recordings and chat records can be used as evidence.

Therefore, according to the principle of whoever advocates who proves, you have to prove that you have told others.

It sounds like a mouthful, but it's reality.

But after presenting this evidence, the situation is different. I believe that you know or should know. If you can’t produce evidence to prove that you have explained it to me, then I am justified.

At the beginning, Fang Xiaoying's handwritten explanation was directly ignored. It can even be said that Director Xu didn't catch it. After all, it looked very substandard.

Like a child doodling.

Fang Xiaoying also had no choice but to try it casually, but she didn't take it seriously later on. As a result, after Fang Dazhang knew that there was this thing, he directly changed the compensation demanded from [-] to [-]...

Yes, even Fang Daxiang didn't want so much before.

Under such circumstances, it is of course impossible for Fukang Sub-branch to send a written notification letter to Fang Xiaoying to explain, because it is impossible for them to explain, so it is okay if this matter gets out?
Therefore, the focus of the dispute between the two parties lies in two points. One is whether the credit record is part of the right of reputation, and the other is whether the Fukang Sub-branch did not report it on purpose or failed to report it to the credit center in a timely manner.

Both actions are at fault, but the degrees of responsibility for the former and the latter are markedly different.

The latter just means that others wanted to report it, but for some reason, they did not report it in time. Then you think about it, if the sentencing is different for intentional homicide and negligent death, the compensation must also be different.

This is the heart of the argument!
Although Huang Yanhao was very scared, he still mustered up his courage. Anyway, it was like this, and it couldn't be worse than it is now.

So for the first focus of controversy, he gave his own arguments.

"Even if the correction information is not submitted in time, because the personal credit database is a closed system, according to the "Introduction to Personal Credit Reports" published on the official website of the Credit Reference Center, the use of personal credit reports is currently limited to commercial banks, financial institutions that handle credit according to law, and The People's Bank!"

"Of course, consumers can also obtain their own credit reports from the People's Bank of China."

"However, according to different users, the personal credit information system provides different formats of personal credit reports, including the bank version, personal inquiry version and the internal version of the credit reference center, which serve commercial banking financial institutions, consumers and The People's Bank."

"Whether it is a commercial bank, a consumer or the People's Bank of China, the inquirer must obtain the written authorization of the inquired person when inquiring about the personal credit report, and keep a copy of the inquired person's ID card, which means that the personal credit report is limited to financial related information. Institutions and information subjects inquire and use it themselves, and inquirers must obtain written authorization from the inquired when inquiring about personal credit reports."

"And the plaintiff did not provide evidence to prove that it failed to apply for a credit card because of the bad credit record, and because it could not apply for a credit card, there are many reasons..."

"To sum up, we believe that this bad credit investigation will not affect the plaintiff's social evaluation, cause the plaintiff's mental loss, material loss, and affect the reputation. Therefore, the plaintiff believes that the defendant's behavior has infringed its reputation right without factual and legal basis. , should not be supported!"

Having said a lot, there is only one core point of view, this thing is very closed, and if others want to see it, they have to obtain your authorization, so it will not affect your social evaluation.

On the other side, Zhou Yi could tell that Fang Daxiang, who was already very energetic, became even more excited.

To be honest, even Zhou Yi felt that this Huang Yanhao's level was indeed not bad.

Fang Dazhuang finally opened his mouth and said: "The defendant argued that personal credit investigation is extremely closed and only serves a few situations, so it does not affect personal reputation. I don't think that is the case."

"What is the essence of the existence of the credit investigation system? It is to express the evaluation of personal integrity. If the bad credit records cannot reflect the personal integrity, then what is the meaning of the so-called credit investigation records?"

"The evaluation of personal integrity is an extremely important part of social evaluation, so since it is a social evaluation, how can it not be the right of reputation?

"According to Article [-] of the "Interim Measures for the Management of Basic Personal Credit Information Databases", commercial banks shall abide by the personal credit database standards and relevant requirements issued by the People's Bank of China, and submit personal credit information to the personal credit database in an accurate, complete and timely manner. "

"And the defendant obviously failed to meet the relevant requirements!"