The Opening Account Was Stolen, and the Backhand Recharged 1 Million

Regarding whether credit investigation is a right of reputation, Fang Dazhuang has already made it very clear.

Why there is a credit report? This is a manifestation of your integrity and an evaluation of your integrity.

Since it is an evaluation of integrity, it must be a social evaluation.

Therefore, when the credit record reflects that the person has a bad record, it itself means that he is evaluated as a dishonest person.

Correspondingly, even if he was not seen by other people when applying for a credit card, it also means that his social evaluation has decreased.

But now, Fang Dazhuang has started spraying venom like a poisonous snake.

"Then according to what the defendant said, the evaluations of authorized financial institutions and credit reference centers cannot be regarded as evaluations?"

It's hard to say this:
"Do you mean that other people's financial institutions are not considered 'people'?"

When Fang Xiaoying applied for a credit card, she must have authorized a financial institution to inquire about the credit report, so take a step back, even if the credit report has not been known to outsiders.

Could it be that only the financial institution knows that she has received a bad credit report, so it is not considered to lower the social evaluation.

Not to mention the fact that the bad credit records were known by classmates.

Huang Yanhao stood there, his brain spinning rapidly.

His idea is that the credit records are closed and closed-loop, so as long as the credit card does not affect Fang Xiaoying's evaluation, it is not considered a reputation infringement.

But he really didn't expect that a simple credit check could involve the right to reputation!
And the key is that he himself feels that what Teacher Wucaofang said makes sense, he has the same feeling as when he was in class...

Trying to find countermeasures, but unfortunately, it is such a problem that there are too many non-suits. Many legal affairs basically only follow the path they preset before the court session.

Once the other party's arguments exceed their own ideas, there will be a downtime.

No one thinks that as long as a lawyer goes to court, the other party can calmly respond to whatever they say, let's talk freely, no, no?

Of course, lawyers don’t stand in the cold, so what should we do? Why do many people watch the live broadcast of the trial and feel that some lawyers are talking back and forth, wondering if this person is sick.

He's not sick, he just doesn't know what to say...all tears.

However, Fang Dazhuang didn't even give him the chance to talk about Che Rulu!

"After talking about the first focus of controversy, let's talk about the second one. According to the provisions of Article No. 19 of the "Interim Measures for the Management of Basic Personal Credit Information Database", if the objection information is indeed wrong, the commercial bank shall take the following measures:
"([-]) Submit corrected information to the credit investigation service center; ([-]) Check the procedures for submitting personal credit information; ([-]) Check other personal credit information submitted later, and if errors are found, it should be re-submitted .”

"Then let's see, according to the third evidence provided by us, our party had already mailed the objection application to the Fukang branch in writing as early as August last year, and signed for it on August [-]!"

"Then, based on the fact that our party went to the defendant's bank several times to file an oral objection, we have reason to believe that the defendant knew or should have known that the credit reference involved was wrong."

Evidence [-], which was produced by Fang Dazhuang, and Fang Xiaoying mailed the evidence of the relevant written objection application.

This is not the so-called signed evidence of the other party. In this case, it is impossible for you to produce this type of evidence.

It is a photo of the relevant objection application, evidence of sending the objection application by courier, and evidence of receipt by the other party.

Then many people will say that your evidence is not strong enough, and you didn’t shoot the video all the way, so it can’t prove that this thing was really sent to the bank.

What if you change it when you send the courier?

Don't be surprised, this kind of questioning is normal, which is why many people don't understand civil litigation.

The kind they said, there must be no omissions, and the chain of evidence must be linked together to form a chain of evidence, which is used in criminal cases.

The evidence in criminal cases is much stricter than that in civil cases, so there will also be situations where it is clear that a criminal case cannot be convicted, but civil cases can be argued for a long time.

The example that many people know here is Brother Dong.

As for civil cases, it is impossible for you to say that all the evidence can be completely presented, even the judge knows that is impossible!
Because even a pervert like Zhou Yi couldn't record all the process on video.

If you have doubts, you can think about it first. Before various mobile phone shooting and monitoring were not as developed as they are today, how did the courts judge and how did civil cases go to court?

The high probability standard mentioned above can be applied to civil litigation, and the judge will make a judgment based on comprehensive consideration.

As for other doubts, such as "What if this is the evidence I made by myself, what if the photo taken is not real?".

I can only say one thing, there are not so many contingencies in this world. Good guys forge evidence. If you lose a good civil lawsuit, you will lose. Now that you forge such crucial evidence, it is enough to affect the court trial!
Do you think the food outside is not delicious, and want to eat lighter inside?

Is this a gamble on whether the court can find out?Are there bullets in the gun?

"Moreover, the defendant did not provide relevant evidence to prove it. Therefore, it can be confirmed that since August 27 last year, Fukang Sub-branch has not submitted the personal information of our client to the credit management center."

"Then, can we think that the defendant never thought of correcting the relevant records from the beginning to the end? Can it be considered that the reputation infringement this time was caused by the defendant intentionally?"

In human terms, I have told you countless times, and you have accepted the written ones and listened to the spoken ones.

If you feel that what I said is objectionable, for example, this bad credit report is correct, then you should provide evidence that we have explained it and what the reason is.

However, it is obvious that the other party cannot provide evidence at all, because it involves court judgments. If you want to say that the other party's application for correction is wrong, you have to overturn the court judgment first.

Therefore, if you can’t produce any evidence, you assume that you know that this matter is wrong, but you know that this matter is wrong and you still don’t submit it for a long time. Did you do it on purpose?

After all, according to regulations, you have to report within ten working days.

As a result, from August last year to the present, there has been no movement for half a year. After submitting it, it was dragged by the credit management center, and you did not submit any submissions. These are two different concepts!

Huang Yanhao stood there, swallowing from time to time, and now he felt that he had returned to the original classroom.

He really wanted to refute, for example, they explained to Fang Xiaoying many times, but that explanation had no effect.

Why, Director Xu said that we are also working hard.

But if you can't produce evidence, it will have no effect. Who wouldn't open your mouth to speak.

So I can only say: "But we have submitted it now, and the Credit Information Center has corrected the relevant information."

It's a pity that this sentence was quickly reprimanded by Fang Dazhuang.

"According to the time of submission, it can be inferred that it was after our side filed the lawsuit, so it does not hinder the establishment of the previous argument!"

There are all used here, have you ever studied evidence law?
Fang Dazhang endured the latter sentence, and decided to say this sentence later if the other party is still so stupid!

Those Huadong political and legal students who came to observe had no smiles on their faces at the moment, and many of them were thinking about how they would behave when they encountered such a situation.

The answer is, it may not be as good as this senior...

"Xiaoxiao, this senior is so miserable..." one of the girls said.

Standing there alone, like a dog.

The girl named Xiaoxiao didn't speak, her eyes were full of stars when she looked at Fang Dazhuang.

It is really crushing from all aspects!

Fang Dazhuang has made it clear about the two controversial points of the case.

From the beginning to the end, Huang Yanhao was not given any chance, not even a chance to talk about the car.

At this time, any lawyer who wants to save face will not talk about "credit investigation is closed" again.

"The defendant, please answer me directly. Is this intentional or negligent?"

Huang Yanhao didn't speak, he didn't know what to say, but he knew that if he dared to say anything at this moment, he would definitely be grabbed by the man opposite, and then he would rub against the ground.

Although it has been rubbed to the point of sweating.

Fortunately, the judge knew Fang Dazhang and his virtues. Before he could continue asking questions, he looked at Huang Yanhao and asked, "Does the defendant have anything to add?"

Huang Yanhao shook his head with difficulty. When he knew that the other party was Teacher Fang, he knew that the case was very likely to be lost. Now it is not unexpected.

But... this feeling is really bad.

"Okay, the court debate is over, and the parties present their final opinions."

As soon as the voice fell, Zhou Yi could clearly see that Fang Dazhuang was like a heavy machine gun that had suddenly misfired, almost turning red.

There is no way, after the prepared eight questions and the hundred sarcasm words after the other party can't answer the questions are held back in an instant, everyone will be red.

On the contrary, many people in the auditorium laughed. They had all heard about Fang Dazhuang's tendency to beat each other up in court.

I don't know why, but after seeing Fang Daxiang being forced to skip this stage by the judge, I feel an inexplicable sense of refreshment...

There is nothing more to say in the final statement of opinion, "please the judge support the plaintiff (defendant)'s request", that's it.

The presiding judge announced an adjournment, and Fang Dazhuang sat down to rest, making preparations in vain, and did not know whether the other party would appeal.

It's fine if you appeal.

What is a pervert, this is a pervert, the result of the first trial has not yet come out, and I am already looking forward to the appeal of the other party to start the second trial.

After waiting for a long time, finally, the presiding judge came out and pronounced the verdict in court!

Judgment as follows:
[-]: To change the credit record, the Fukang sub-branch of the defendant has reported it to the credit management center and has changed it.

2: The Fukang Branch of the defendant Modu Feiyue Commercial Bank shall pay the plaintiff Fang Xiaoying [-] yuan for infringement losses within ten days after the judgment came into effect.

Fang Xiaoying's other claims were dismissed.

The litigation fee of this case is [-] yuan, which shall be borne by the defendant Fukang Sub-branch.

The reason of the court is that because the reputation right of credit investigation damage is enough to eliminate the impact after submitting the correction information, it does not support Fang Xiaoying's request for a public apology.

In other words, your surname Fang thinks that the credit investigation itself involves the right of reputation, so if the credit investigation has been corrected, the impact will be eliminated, so there is no need for a public apology to eliminate the impact.

Fang Dazhang was a little silent after hearing the verdict. He didn't support the demand for a public apology. He wanted to appeal immediately.

But I still have to ask Fang Xiaoying, the person involved, and refer to the other party's opinion by the way.

Huang Yanhao was there with a wry smile on his face, because Professor Cheng and many other students had already surrounded him.

Before, those roommates who encouraged him in various ways, now stepped forward and touched his shoulder very melancholy.

"Old Huang, I'm sorry for you..."

The situation just now made even them feel terrified. They were afraid that Teacher Fang would start making fun of him. Fortunately, the judge was kind enough.

This is the magic capital, if you put it in another place, no one will know it at all.

After speaking, he sneaked a glance at Teacher Fang, and saw that the other party was talking with a young man, as if he was in a good mood, so he felt relieved.

Teacher Fang can not only speak, but also fight, which is terrifying...

In Huadong's political and legal circles, there are still rumors of the original achievements. You can't argue, you can't fight, and if someone beats you, you can still say that you intentionally hurt, and you are self-defense. Who to ask for reason!

Here, Fang Dazhuang said with a smile: "It's okay, am I that kind of pervert in your eyes? Do you have to break people's hearts in court?"

Zhou Yi wondered if you knew it in your heart, or Zhou Xinran knew it too.

But he wisely chose not to say it.

Fang Daxiang who got off the court and Fang Dazhuang who went to court are two completely different creatures. When he goes to court, he is inhumane.

"By the way, Fang Dazhuang, do you think the other party will appeal?" Zhou Yi asked casually.

Fang Dazhuang laughed again when he heard the words: "Still appealing? You think that Xiao Huang is not happy enough, right? Let me tell you, the other party will never appeal."

"Can we not apologize publicly, they have already burned their incense, so it is absolutely impossible for them to appeal, trust me!"

"I was careless this time. I didn't pay attention to this layer. You wait for me to go back and prepare well. This must be appealed to make them look good!"

Fang Dazhuang's words were decisive, and the facts also proved that the other party did not appeal in court, and Fang Dazhuang smiled more complacently
Now that the lawsuit is over, of course I have to meet the students.

So Fang Dazhang took Zhou Yi to greet those Huadong political and law students.

By the way, comfort Huang Yanhao who has lost his mind, but the taste changes when the words come to his mouth.

"Xiao Huang, isn't it just a lawsuit? It's okay. You can go back and ask your leaders to see if you are willing to appeal..."

Professor Cheng shook his head, stepped forward and said, "Okay, old Fang, let Xiao Huang go back first, let's see what happened to this child."

"Also pay attention to everyone. After I go back today, I will write an article on understanding the right of reputation and hand it in to me, do you know?"

The students, who were very happy to see Fang Daxiang, suddenly froze. On the matter of homework, their attitudes have basically remained the same from elementary school to university.

Fortunately, everyone enjoyed watching the excitement today!

Huang Yanhao finally regained his composure. If he could apologize publicly, he would not have explained anything after the meeting.

However, he did not expect that Director Xu's reaction would be so great!