Through the wealth life

Chapter 461 Arrangement of Financial Group

After Li Guangyu came back from Hutchison Whampoa, he came to Tianyu Financial Group and held a group meeting.

Li Guangyu is very aware of the impact of the property market crash on Xiangjiang's banking industry, and he himself must take strict precautions.

At the meeting, Li Guangyu made clear requirements to Tianyu Bank and Wing Hang Bank. This year, loans to small and medium-sized real estate companies are strictly prohibited. At the same time, for house purchase loan customers, they must pay attention to whether their jobs are stable, and strictly control this aspect.

The high-level executives here have long known that Li Guangyu is not optimistic about the real estate market in Hong Kong, and just at the beginning of the year, he asked the two banks to restrict loans in the real estate market. They estimated that the collapse of the Hong Kong property market would not be too far away.

Luo Qianwen said: "Sheng Li, we at Tianyu Bank will pass on your instructions and strictly review the loans in the real estate market in order to reduce our bank's losses in this turmoil."

Feng Jingyao, the chairman of Wing Hang Bank, also responded that he would pass on Li Guangyu's orders after returning home. Wing Hang Bank has accumulated more business in this area than Tianyu Bank.

Feng Jingyao only hoped that before the property market crashed, he could get back the money loaned out by the bank as much as possible. Otherwise, when there was a problem in the property market and the real estate company failed to repay the loan, the loss to their bank would be huge.

Li Guangyu said: "Ms. Luo, the task of your Tianyu Bank this year is still to speed up our deployment in Southeast Asia, focusing on Thailand and Malaysia."

Last year, they basically completed the work in Baodao and Japan, and only need the local responsible person to make an in-depth layout, and they no longer need to invest too much energy.

In the two areas arranged by Li Guangyu this time, there is no big problem in Thailand, but there are some troubles in Malaysia.

Yuan Tianfan said: "Li Sheng, I am afraid that it will not be easy for us to open a large number of branches in Malaysia. The Singapore consortium over there is very influential. The two banks of Qiu Degen and Huang Zuyao are in the top positions of private banks in Malaysia. They The relationship network in Malaysia is much deeper than ours, and if we want to fully enter the Malaysian financial market, they will definitely obstruct it."

Li Guangyu himself is well aware of the influence of those two companies over there, but he still wants Tianyu Bank to fully develop the market over there.In Xiangjiang, Li Guangyu has no way to deal with them. This time, Li Guangyu wants to fight them in the Malaysian market.

After several years of operation here, Li Guangyu has some personal connections, plus Cao Wenjin's decades of personal connections over there, plus the financial resources of the Li Group, he is really not afraid of the big families in Singapore, even in The same goes for their territory.

Li Guangyu said: "Don't worry about this. After you have made your plan, the Comfort Youth Association will go to Malaysia with you to explore the market there. Qing is also the president of our charity foundation, and she will go to Malaysia to do some charity activities to promote our relationship with the local area, so that our Tianyu Bank can better develop the Malaysian market."

Yuan Tianfan and Luo Qianwen heard that Cao Weiqing would go there to help them develop the market, which also boosted their confidence a lot.

They knew that the Cao family had established a textile company in Malaysia since the [-]s, and has been increasing investment in Malaysia over the years. The government has extensive contacts there, and the current prime minister has a very good relationship with Cao Wenjin.

Luo Qianwen replied: "Li Sheng, we will conduct an in-depth investigation of the Malaysian market first, and then report to you after making an expansion plan."

Li Guangyu said to Feng Jingyao after finishing the layout of Tianyu Bank: "Feng Sheng, your Yongheng Bank's strategy will be the mainland market, and you can continue to strengthen communication with them. At the same time, your Yongheng Bank will no longer belong to Tianyu. The management of the financial group, my shares in your Wing Hang Bank will also be held by multiple funds, and you will be the major shareholders of the group."

Li Guangyu intends to set up his own Tianyu Bank in various regions, but there are many regions in Yongheng without Li Guangyu's assistance, they can't get in at all, and they don't have such a strong strength to expand everywhere, Li Guangyu let them feel at ease to develop the inland market Enough.

Feng Jingyao knew that Li Guangyu was very optimistic about the mainland market, but some things happened a few years ago that made their relationship a bit tense. The matter was finally dealt with there, but the result did not seem to satisfy Li Guangyu.

Although Li Guangyu's side resumed the negotiated investment, but other than that, there was no additional investment in it.On the contrary, Baodao and Xiangjiang areas are making frequent moves, and Jiayi TV's reports on the opposite side have not returned to the previous situation.

Regarding Li Guangyu's arrangement, Feng Jingyao naturally had no objection, and he would not refuse if he could escape from the jurisdiction of Tianyu Financial Group.

Feng Jingyao said: "Sheng Li, we will continue to maintain communication with the mainland, and strive for our Yongheng to obtain a banking business license in the mainland as soon as possible."

Li Guangyu is well aware of the difficulty here, and it cannot be won easily.Li Guangyu knew very well that it would only be more difficult for Tianyu Bank to enter there, which is why he let Wing Hang Bank leave Tianyu Financial Group.

After making Feng Jingyao a major shareholder, Wing Hang Bank will not be subject to too many restrictions, which is more conducive to Wing Hang Bank's development in the mainland.

Li Guangyu then said to Guo Fengtao: "I won't give you a clear goal for the company you invest in. I believe you can know how to do it. You should inform Liang Botao to increase investment in the Internet and related companies there, especially I gave him the list of those companies, and asked him to buy some shares for me, especially those companies that have been listed. Now the market value of these companies is not high, and they are very suitable for holding a part of the shares for a long time."

Li Guangyu made a request on that side. The shares of listed companies should not exceed 20%, and several funds still hold them. Li Guangyu worried that he owns too much, which will affect the development of these companies. Willing to help foreign-owned companies develop.

Guo Fengtao knew that Li Guangyu attached great importance to the investment there. At the beginning, Yuan Sheng was sent to station there personally. He also believed that the companies listed by Li Guangyu would definitely be some well-known companies in the future, and their market value would never be low.

Therefore, their investment companies attach great importance to this. You must know that the financial funds in the United States are much more abundant than their headquarters, just to be able to acquire some company shares in the stock market.

Guo Fengtao replied: "Li Sheng, don't worry, we have always attached great importance to this matter here, and Manager Liang is also following your instructions. I will convey your instructions to Manager Liang again after the meeting."

Li Guangyu was very satisfied with Liang Botao's ability. After he took over Yuan Tianfan's position last year, Tianyu Investment's US branch did not regress, and all plans were proceeding in an orderly manner.

Especially for Oracle Corporation. After two rounds of financing, Li Guangyu now holds 25% of the shares.Although the shares will be reduced after listing, Li Guangyu is quite satisfied with having so many shares.

(End of this chapter)