Chapter 204
The result of this is that Wang Dalong asked the company to intentionally control the credit-granting population. For example, although the credit-granting conditions for Pinbing Borrowing are not very high, as long as the credit score of Pinbing Buying reaches 560 points, you can apply for Pinching Borrowing.

However, this is only possible to open a 1000 to [-] yuan credit line, and if you want to ask for more, the requirements will be higher.

For example, for college students, the upper limit of borrowing amount is 3000 yuan, and generally only 2000 to [-] yuan. These are mainly based on big data, personal consumption data, to determine your amount.

The same is true for Huabei. College students generally do not exceed the quota of 3000 yuan, with 2000 to [-] yuan being the most.

After all, college students are a group of people with no income. Their consumption is all living expenses given by their parents. Most of the quota is given to them, which makes them develop the habit of excessive consumption.

Moreover, many college students come from rural areas, and the income of their parents is not high. It is not easy to support a college student.

If their children develop the habit of spending ahead of time on the university campus, spending money lavishly and seeking pleasure, they will definitely get deeper and deeper in online shopping and online loans, which will inevitably affect their studies.

If one is bad, the whole family will fall into an extremely dangerous state.

Even if the Dalong Group can let them go and not hold them accountable for not repaying the debt, but it is impossible to continue lending money to them, then they are used to this kind of life, and they will definitely borrow from other platforms.

At that time, other platforms will not be used to them anymore, and they will definitely be held accountable for overdue repayment, and they will be asked to repay the principal with interest.

At that time, when they can't afford it at all, the benefits will only increase and increase.

Other online loan platforms will definitely try their best to force them to repay the money, blow up their contacts, call and harass their classmates, teachers, and parents and relatives, which will deal a heavy blow to their spirits and lead to a series of... social problems.

Wang Dalong can't stop other online loan platforms and companies, but he can intervene in the online loan platforms and companies under his own name, so that they can try their best to protect college students and prevent college students from falling.

Even if there are college students who owe 2000 yuan to borrow or buy money and fail to pay back after the due date, Wang Dalong also prohibits the company from bombing the college students, especially to the teachers of the college students. , classmates, and parents and relatives call and send messages.

If you don’t pay back after the due date, at most, you will not lend money to the other party in the future, and you will close the other party’s loan and buy it.

Although the company may lose some money because of this, not every college student will spend unrestrainedly ahead of time, let alone every college student who owes money and refuses to pay back, so although there will be losses, it will not be too much. Outrageous, with the strength of the Dalong Group, it can still bear it.

However, it is precisely because of this that although many people have not paid overdue at one time, after a few months or even half a year, they took the initiative to contact the staff of Dalong Financial Services to ask to pay off the overdue arrears. And willing to accept fines and penalties.

Merchants who pay by scanning the QR code to collect payment offline are also promoting very well, and Weixin Payment and Ani Payment are in a state of three-legged confrontation, and it is difficult for the three parties to distinguish the winner.

And there are more and more people depositing money into Pinpay, earning interest, managing money, and buying funds.

In particular, the largest number of people bought the Dalong Fund, because the performance of the Dalong Fund is really eye-catching. It has been established for half a year, and the return has reached more than 30.00%.

When the stock market situation is good, it is not difficult to make a half-year profit of more than 30.00%.
However, in the second half of 30.00, neither the international nor the domestic stock market situation was very good. When the stock market index fell, a stock market fund that could make a profit of more than [-]% can be said to be a very good year. only fund.

The more people buy Dalong Fund, the more profits Dalong Fund will definitely have. After all, the fund relies on charging various handling fees and management fees. Of course, the more people the better, the more funds the better.

Yaohua mobile phone 2 was officially released on January 100st, [-]. It was released simultaneously on the official website, Penguin.com, and on the Jingzhong platform from midnight. Exceeded [-] million units.

Excellent appearance design, strong technical support, long battery life, and outstanding processor all reflect the excellent quality of Yaohua 2 mobile phones.

Although he has done his best, Wang Dalong has to admit that there is still a little gap with the fruit 6 mobile phone in the United States.

Not to mention, the Fruit Phone will release the Fruit 6S phone in September [-].

The gap is the gap. After all, Yaohua mobile phone has only been around for a long time, and it is only the second generation of mobile phones now.

The fruit mobile phone is how many years old, and it is now the sixth generation of mobile phones.

Isn't it a terrible thing to have a gap?What is frightening is that we cannot face up to this gap, and cannot work hard to shorten this gap.

Wang Dalong can't guarantee that Yaohua mobile phone can surpass fruit mobile phone in the future. Although he is a reborn person, reborn person is not omnipotent.

What's more, the current Wang Dalong can be regarded as the secret major shareholder of the fruit company.With the strong alliance between the Panshou team and the Julong Fund, they have already taken nearly [-]% of the shares of the fruit company.

Although 300% of the shares may not seem like a lot, but for a big company like Fruit Company, 6000% of the stock market value is very scary.Five years later, [-]% of the stock market value of the fruit company will be as high as more than [-] billion yuan, more than [-] billion national currency.

Doesn't it look very harmful?

Despite this, Wang Dalong still hopes that his country's technology will go further, create products that surpass the fruit company, and occupy the world's high-end consumer electronics market.

Even if the stock price of the fruit company would drop sharply because of this, Wang Dalong would not feel unhappy if he lost a lot of rice gold today.

Compared with the interests of the country and the nation, personal interests are really not worth mentioning.

In [-], among the many companies incubated by Dalong Group, some companies will plan to go public, and most of them will be listed overseas.

Wang Dalong has long planned to go public in Rice, and the establishment of Julong Fund is to lay the foundation in advance for going public in Rice.

Among them, Weiai Company under Dalong is the first company preparing to go public in Mi.

(End of this chapter)

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