Rebirth starts from e-commerce

Chapter 424 Father-in-law Came to Ask for Money

The funds absorbed by the granary are growing rapidly every day.

Many people couldn't sit still when they saw the money.

What Luo Xiu didn't expect was that the first person to come to the door was his future father-in-law.

In the past, whenever he had anything to do, he would call Luo Xiu directly, but he never paid a visit.

It can be seen that the future father-in-law should ask for himself, and it is not a trivial matter.

"Dad, why do you come to us when you are free?"

Guan Shiyu knew that his father was coming, so he went out to meet Luo Xiu instead.

"Where's that brat Luo Xiu, why didn't he see anyone else?"

"It's still in the meeting. You sit down for a while, and he will come right away."

As soon as Guan Shiyu finished speaking, Luo Xiu smiled and pushed the door open, "Uncle is coming, why don't you let me know in advance, so that I can meet you at the door."

Guan Wenyan chuckled and said, "I was afraid that you would do this, so I didn't say in advance that we are all a family, so don't be too polite, just be casual."

"What kind of family, it's early." Guan Shiyu got up, "Why don't you two chat slowly, and I'll go out first?"

Luo Xiu quickly called her to stop, "It's rare for uncle to come over, so you don't have to worry about work, sit down and drink tea together."

He knew that when his father-in-law came to visit in the future, he would definitely ask for something, and as a son-in-law-to-be, it was usually not easy for him to say no, so he had to ask his girlfriend to do so at this time.

No matter how much they quarrel, the two fathers and daughters will not turn their faces.

If, on the other hand, Luo Xiu's parents made some unreasonable demands, then Luo Xiu had to be the bad guy.

Whether the relationship between mother-in-law and daughter-in-law can be handled well depends on the ability of the son most importantly.

The conflict between father-in-law and son-in-law depends on whether the daughter-in-law's emotional intelligence is high enough.

"Xiao Luo, the granary you built recently is really scary. I heard that the funds in it have exceeded [-] billion?"

As expected, Guan Wenyan aimed at the money when he opened his mouth.

Everyone knows that real estate companies need money too much.

Luo Xiu nodded, "It's almost [-] billion. Because of the money, I haven't been able to sleep well recently. I'm afraid that I won't manage the money well and let the users trust me."

"I don't think you need to worry about anything. As long as there are more and more money in it, the users will only be grateful to you." Guan Wenyan paused, "Apart from currency funds, have you ever thought about investing the money with higher returns?" s project?"

"What project?"

"For example, invest in some real estate projects with stable income."

"This is definitely not possible. When we raised funds from users, we made it clear that this is a currency fund, which can be said to be a capital-guaranteed investment. If the money is used elsewhere, I have to be arrested the next day."

Guan Shiyu immediately interjected, "Dad, how could you come up with such an idea?"

Guan Wenyan shook his head, "I'm not asking you to use the current money. You can build an additional real estate fund. Although the risks are high, the returns are also high. I believe that with your current influence, many users will still spend their money. Leave it to you to manage."

Luo Xiu understood what he meant. The original process was that the user deposits in the granary at 4% interest, the granary deposits in the bank at 5% interest, and the bank lends to real estate companies at 6% interest.

Now Guan Wenyan hopes that Luo Xiu will cut off the bank.

With one less middleman, all parties can earn a little more.

Guan Wenyan established the real estate fund, and raised funds from the society through the influence of Fantuan Payment. After the house was sold, everyone shared the money together.

The origin of real estate funds is still the United States.

In the 60s, in order to solve factors such as the large demand for real estate funds, trust funds managed by professional real estate institutions appeared in the United States.

However, the premise of all this is that the real estate company can repay the loan normally.

If the real estate company explodes and the house is not sold, then everything is over.

"It's absolutely impossible, the risk is too great for us to take."

Before Luo Xiu opened his mouth, Guan Shiyu directly rejected his father's request.

"This project seems to be risky, but as long as we agree that the housing price will not drop, then users will definitely earn more money than depositing money in banks."

The reason why Guan Wenyan is so sure is that from 08 to 2013, housing prices have been rising rapidly.

Especially this year, major real estate leading companies are making efforts to enclose land.

Guan Wenyan was naturally unwilling to lag behind, and wanted to take advantage of this shareholder wind to expand his territory.

14 years will usher in the cold winter of the real estate industry.

Due to the impact of policies such as macro-control and loan tightening, major real estate companies have exploded.

Although the entire real estate industry has ushered in a new round of take-off after 15 years, not everyone can survive this cold winter.

At that time, Luo Xiu had a classmate who was working in a large real estate company.

Their boss organized a meeting of major shareholders and management in a hotel to discuss how to overcome this difficulty.

During the meeting, the boss was still full of enthusiasm to cheer up the employees, and promised to the shareholders that he would lead everyone out of the predicament and welcome the spring of the industry.

During the break in the middle of the meeting, he turned his head back to his room and closed the door from the inside.

After about a few minutes, he jumped from a window of more than ten floors and ended his life.

No one knows what kind of inner transformation took place in him during those few minutes when the door was closed.

He left this world, and the responsibility that was on him disappeared.

But the company's arrears didn't go away.

Countless people who have emptied their homes and bought off-plan houses may only be able to look at an unfinished building that belongs to them forever.

……

Luo Xiu has studied the debt composition of his father-in-law's company in the future, and it should be no problem to survive this winter.

The premise is that he doesn't mess around anymore.

Now if you want to use Luo Xiu's platform to raise funds, that's not a moth, it's a bomb.

Who will explode if you don't explode?

The question is how to convince him,
Interlaced like a mountain, they have been in business for decades and have become one of the leading companies in this industry.

And no matter how talented you are, you are just struggling in the Internet industry.

People have their own business judgments, their own decision-making team, and their own news channels. Every decision they make is originally made after careful consideration.

What's more, when Fantuan needed funds, Guan Wenyan did not hesitate to help.

Now it was his turn to need money, why did Luo Xiu refuse?

At this time, Guan Shiyu said: "Dad, don't even think about it."

"Xiao Yu, is this how you treat Dad? You go and play first, I'll talk to Xiao Luo about this."

"Let's talk about it with me. I made an agreement with Luo Xiu. I will take care of money matters, and he will be the master of other matters."

Guan Shiyu still did not budge.

And it can be seen from the momentum that Guan Wenyan, an old fox, is crushed to death by his daughter.

……

……

(PS: Complete the two changes before 12 o'clock, four consecutive days, and work harder tomorrow.)
(End of this chapter)