Rebirth starts from e-commerce

Chapter 425 Living in the Shadow of Luo Xiu
One thing falls one thing.

Guan Wenyan reluctantly left from the office building of Pinru Group.

Two years ago, he was very satisfied with Luo Xiu, his future son-in-law.

While capable, he lacked the arrogance of a young man.

Don't be complacent about the achievements you've made, work hard, and have a maturity beyond your peers.

His old friends are worried about succession, fearing that the next generation will not be able to take on important responsibilities.

He used to have this anxiety too. The eldest daughter had no business and insisted on going to the entertainment industry, while the youngest daughter was still young.

Until the appearance of Luo Xiu, he no longer has to worry about the future, and he doesn't worry that there will be no one to inherit his career.

Guan Wenyan's original plan was that after he married his daughter, he could gradually hand over this huge family business to this young man.

The condition is that Luo Xiu has to marry into the Guan family.

Even if you don't get married, at least the first child born must be surnamed Guan, and the second child can be surnamed Luo.

What caught him off guard was that the young man's career had skyrocketed at a speed he couldn't understand in a few years.

Originally, the growth rate of real estate in the past few years has been terrifying, but compared with the Internet, it is like a race between a tortoise and a rabbit.

He used the analogy of the tortoise and the hare to explain that real estate is more than the Internet, and he can only pray that the opponent falls asleep during the game.

In a few years, will this young man leave his old man far behind?
Will there be no one to take over my huge family business?

Will this young man feel that the business is too small to bother taking over?

At that time, don't talk about becoming a entanglement, and give away the entire company for free, maybe people still think it's too cumbersome.

This is absolutely unacceptable to Guan Wenyan.

He is also a person who cares about face, his daughter can only marry, but not high-ranking.

"I've decided that we have to take over the land in Shencheng."

Guan Wenyan turned to his assistant and said.

"But, didn't you say that the asking price for that piece of land was too high? Is the risk of taking it all too high?"

"The high asking price is only for the current housing prices. my country's real estate industry will have at least seven or eight years of rapid growth in the future. No matter how expensive the current land price is, as long as we can get it, it will be profitable."

"I understand, let's make arrangements."

The assistant didn't say much.

He remembered what the boss said before that if he gnawed at this land, the company's capital chain would be further tightened, leaving no room for error.

In other words, the boss is betting that the property market policy will not fluctuate in a short period of time, otherwise the capital chain will be broken.

It's as if someone knew a stock was going to go up. In order to make more money in this stock, he not only bought it with all his net worth, but also engaged in five times leverage.

This stock did rise several times, but there was a slight fluctuation in the middle, and it fell by 20%. Because of his five-fold leverage, his family property was quickly cleared.

How many times this stock will rise in the future has nothing to do with him, because he has no money to cover his position.

Now the boss is gnawing at the land in Shencheng, which makes the assistant a little worried.

What makes the boss so aggressive and willing to take such a big risk?

But in the final analysis, he is just an assistant and can only follow the boss's decision-making.

……

……

Luo Xiu didn't know that his father-in-law would experience so many psychological changes after seeing him in the future.

He had read the debt data of his father-in-law's company before, and knew that it would not be a problem to survive this short winter.

And after the winter, it will be a period of rapid growth for several years, let alone worry about it.

Luo Xiu's headache now is how to stabilize the cake of the granary.

The rapid development of the granary in the past two months has made many people unable to sit still.

Young people put their money in the granary, which not only means that it can bring the difference in interest rates to Luoxiu, but also drives the consumption of other businesses of Fantuan.

Because the money is in the granary, and Taobao and JD.com do not support direct payment through the granary.

It would be too troublesome to take the money out of the granary and go shopping on Taobao and JD.com.

So many daily necessities are purchased directly at Fantuan.

The distribution of rice balls and the advantages of product prices are increasingly gaining the trust of users.

Not to mention offline scan code payment, Fantuan itself has a first-mover advantage.

That is to say, the more funds the granary absorbs, the greater the help to the main business of rice balls.

Dominating the user's money is tantamount to dominating the user's possessions.

The most depressing thing now is the old horse who is far away in Xihang.

As soon as he had an idea for an online currency fund in his mind, it was realized in advance by others.

Even the other party allows users to draw virtual funds, allowing users to experience the pleasure of having money in the account every day. This superb promotion method coincides with the idea in his mind.

He has always admired Luo Xiu, but for some reason, he feels like he is living in the other's shadow recently.

Also because of what I want to do, others have always done it in advance.

Let his follow-up series of plans fall into a passive state.

I can only watch the granary absorb such a huge amount of money in just two months.

I imagined that if Alipay launched Yu'ebao in advance, how abnormal the market value of Alipay would be in the future!

In addition to Lao Ma, there are countless consortiums eyeing the cake of Internet finance.

The four major commercial banks are preparing to launch online banking, Penguin plans to join hands with PICC to launch mobile payment, and many third-party payment platforms such as Yifubao, Baifubao, and Kuaiqian are closely preparing to launch the market.

None of them are easy to mess with.

And the first opponent they faced together was Fantuan Payment, which had already occupied the cake first.

In the Internet industry, once a user forms a habit, it is difficult for him to change.

After users get used to using WeChat, no matter how good the chat tool is, it is difficult to grab users.

Users are used to depositing money in the granary, and you want him to take out the money and deposit it with you, unless your interest rate is much higher than his.

But this is impossible, as long as it is the same product, there will be no difference.

So the only way they thought of defeating the granary was to smash the market.

First smash the existing market, rules, and reputation.

Smash the rice balls that have already been made into pieces, we don't have to eat, then you don't want to eat either.

Then, relying on their own strengths, they will buy flour, milk cows, and beat eggs again... Make this big cake again, and then divide the cake together based on seniority.

As for you rice ball, a junior, go to the back. If there is any leftover, maybe I can reward you with a small piece.

As a result, each of them simultaneously suspended the launch of online banking temporarily.

At the beginning, he didn't talk about Wude, and picked up hoes, axes, big knives, hammers... and smashed at this industry.

(End of this chapter)