Rebirth started in 2004

Chapter 392 Enabling Hengtong Building

Withdrawal?

The loan can only be withdrawn if the family can pay back the money!
Chen Wei also knew that it was unrealistic to withdraw the loan, and it would be quite good to let them pay the interest on the loan on time.

"Is there any collateral/pledge for these loans?"

Yang Hongmei shook her head lightly: "All of them belong to credit loans."

Chen Wei: "In the future, banks will not accept corporate credit loans."

"If that's the case, you're giving up most of the business of small and medium-sized enterprises!"

After Hengtong Group entered Yangcheng Commercial Bank, it was destined to receive strong financial support.

For example, Hengtong Technology put part of the settlement business in Yangcheng Commercial Bank, which will allow it to have sufficient cash flow.

With sufficient deposit funds, the money must be lent out to earn interest.

Chen Wei had already prepared for this: "It doesn't matter, we do personal consumption loans. In the future, we will mainly focus on personal loans and business loans. We still have to be more cautious. Many companies have various problems in their operations."

Loans to enterprises can cost millions, tens of millions, or even hundreds of millions. If there is a problem with this enterprise, how much will the amount of bad debts increase all of a sudden?

As for personal loans, under the analysis of big data, it is possible to conduct a comprehensive analysis of a person's repayment ability.

"Regarding the name change of the bank, the application has been submitted to Yangcheng Hengtong Commercial Bank. After the bank is going to be reorganized, we will consider the future business development."

Chen Wei: "Are there any candidates for the new president?"

"Before the acquisition, it has been confirmed. His name is Kong Wenlin. He was the branch manager of ICBC before. I think he is quite good in terms of ability. His information is at the end."

Chen Wei flipped through it quickly: "Yes, I saw it."

After browsing for a while, Kong Wenlin definitely looks pretty good just by looking at his resume.

Starting from the teller in the bank is really a step by step step by step.

This kind of person is absolutely amazing in terms of work ability.

Let them do things step by step, there will definitely be no problems, and things will be done beautifully.

It's just that asking them to formulate and adjust the direction and strategy of the company's development will be somewhat powerless, and it's not something they are good at.

Of course, Yangcheng Hengtong Commercial Bank doesn't need Kong Wenlin to worry about these things, he just needs to implement them.

Stability There is some confusion within the bank right now.

"He was involved in the acquisition of the bank throughout."

Chen Wei: "Okay, I can meet him sometime. By the way, let's move the bank's headquarters to Rongcheng. The future of Hengtong Bank cannot just be nestled in a small city."

Yang Hongmei: "Already applying to open a branch in Rongcheng."

As the economic center of the entire Southwest, Rongcheng has concentrated a large number of financial institutions, and some foreign-funded banks can also be seen in Rongcheng.

He briefly talked about the bank again. It is obviously impossible for Hengtong Bank to start a large-scale business now.

It takes time to control and adjust, and then to develop.

Hitting the road with nothing ready will overturn.

"By the way, we will officially move from the day after tomorrow!"

Chen Wei asked in surprise, "Moving?"

It's good to move, but the house is indeed a bit smaller now.It's very comfortable to live in, but there are also many inconveniences.

When someone comes, there is no place to live.

"It's the company moving!"

Yang Hongmei looked at the office. She had been working here for several years, and she was really not used to moving away.

Of course, there is also a little expectation in my heart.

Chen Wei patted his forehead: "I really forgot about this!"

"Your office, you also go and have a look, if there is anything dissatisfied, please correct it!"

Chen Wei pretended to be surprised and asked, "And my office?"

"You are the chairman of the company, how could you not have your office?"

Although Chen Wei does not usually work in the company, there must be an office.

Moreover, the office must be cleaned by someone at any time.

Otherwise, others would think that there is a problem within the Hengtong Group.

Management discord means falling into internal consumption, and the business of the entire company will be seriously affected.

It may even plunge the entire company directly into a business crisis.

It's not that this kind of thing hasn't happened before, in fact, it happens often, and everyone has seen it a lot, and there is no surprise.

"The official opening of the headquarters building will take place, and there will be a simple launching ceremony. You have to attend the ribbon-cutting ceremony."

Chen Wei: "Just cut the red cloth with scissors?"

Yang Hongmei smiled lightly and said, "If you like it, we will arrange it."

In the morning, Hengtong Group held a meeting. Since Chen Wei is returning to Rongcheng, he needs to get a sense of presence!
Chen Wei wasn't worried about being ostracized in the company. With Yang Hongmei around, why worry about this, he might as well think about what to eat next.

Throughout the meeting, Chen Wei didn't say anything, but just listened to the group's official report on last year's operations.

In the afternoon, Chen Wei went to Hengtong Technology.

The office of Hengtong Technology has been relocated to Hengtong Building.

Next, Hengtong Group will also move here, and Jiuqi Mutual Entertainment will also have an office.

The headquarters of Hengtong Bank will also be set up here.

Hengtong Building consists of three 31-story buildings with a total construction area of ​​465000 square meters and a cost of 14.88 billion.

Of course, the entire Hengtong headquarters building is not only spent on this little money, in fact Hengtong Group has invested as much as 21 billion for this.

The decoration and greening of the entire building cost money.

Seeing Tang Yan again, she was still charming.

Charm has been engraved into her bones, even Tang Yan in formal attire is still awe-inspiring!

Tang Yan was a little surprised when she saw Chen Wei. She naturally knew that Chen Wei would be back soon, but she really didn't know when.

She didn't ask either.

She was worried that knowing the specific return date of Chen Wei, she would not be able to devote herself to work wholeheartedly.

A smile appeared on his face, like a spring breeze, making people's hearts sway.

If it weren't for the people coming and going, Tang Yan really wanted to jump on it.

Tang Yan didn't look at the document in her hand any more, she signed it directly, gave the document to someone, and greeted Chen Wei herself: "Welcome Director Wei to our sales department!"

Now Hengtong Technology can be regarded as elated, and finally no longer need to stay in that small office.

The entire sales department directly occupies one floor.

The area of ​​one floor is not small, several thousand square meters!

Chen Wei and Tang Yan shook hands normally. There have always been some rumors in the company, and they will naturally not clarify anything to the outside world.

Of course, in public, they will not behave too much, just the normal kind.

(End of this chapter)