I really just want to make money

Chapter 345 Get rich and get rich! (The two-in-one chapter asks for subscription)
Jinkou Liquor suffered repeated blows, and its stock price plummeted. Apart from the shareholders and small shareholders, the rest were the debtors of Jinkou Liquor.

Among the debtors, Xinwan Bank was the most involved.

This is easy to understand. As the largest bank in the country, it is inevitable to have in-depth cooperation with large local companies.

The loan scale of Xinwan Bank to Jinkou Liquor Industry is as high as 40 billion yuan.

At the same time, Xinwan Bank also provided Stallone with a personal equity pledge loan of up to 30 billion.

The problem of Jinkou Liquor Industry directly led to the risk of bad debts of Xinwan Bank's loans of up to 70 billion yuan!
What is this concept?
To make a simple comparison, Xinwan Bank's annual net profit is only 40 billion.

When Xu Maolin revealed this matter to the shareholders of Xinwan Bank, the entire shareholders of Xinwan Bank were shocked!
The aftermath of Zheng Ming's incident is not over yet, and many small shareholders are already looking for a successor, and now a bigger thunder has exploded, this is the rhythm of the end!

In fact, Lao Xu changed the concept a little bit secretly.

Because corporate loans are generally secured by assets, and personal loans are secured by equity, even if there is a problem with the 70 billion loan, the real loss of the bank will not be too large.

But the small shareholders of Xinwan Bank who are not on the board of directors don't know!

What they see now is the precarious Jinkou Liquor Industry. If the 70 billion loan is thundered, the value of the shares of Xinwan Bank in their hands will be greatly reduced...

In addition, the successive thunderstorms have caused many small shareholders to completely lose confidence in Xinwan Bank.

Next, Li Yu's goal was achieved...

A large number of small shareholders want to find a successor, even at a discount.

At the same time, the management of Xinwan Bank has also been under tremendous pressure from various shareholders. They have no choice but to seek large funds in the market to take over the pledged shares in their hands.

This is a share worth more than 30 billion, and it is also a share of a listed company that is in turmoil. It is not so easy to find a big buyer in a hurry...

Against this backdrop, Xu Maolin dressed in white and rode a white horse, standing out as a white knight savior.

Seeing that Xu Maolin was willing to take over the offer, the management of Xinwan Bank was naturally overjoyed.

The next step is the tripartite negotiation.

Well, to be precise, there are only two parties, Xu Maolin and Xinwan Bank. As for the creditor Stallone, he cannot participate at all because of his serious illness.

In fact, it doesn't matter if he is there or not, because according to the stock pledge loan contract, after the closing line is triggered, Stallone has no way to increase the margin, and the bank has the right to close the position directly.

The negotiation process went smoothly. Anyway, it was selling other people's shares, and the bank didn't feel sorry for them. They sold 9.5% of Stallone's shares in the secondary market at a discount of 35% of the current value on the condition that they ensured that they had no losses. .

At the same time, Li Yu took 12 billion shares in one go to close the position. After this wave of operations, Li Yu made a crazy profit of 13 billion yuan!

On Xu Maolin's side, he also took 18 billion, holding a 23% stake in Jinkou Liquor.

If Xu Maolin wants to completely control Jinkou Liquor Industry, such a small share is definitely not enough.

In the following week, taking advantage of the low stock price, Xu Maolin increased his holdings by another 20% of the shares, completely controlling Jinkou Liquor Industry.

On Li Yu's side, the house had 13 billion cash in hand before the house was sold, and Xu Maolin, an insider, spread news inside Xinwan Bank, causing small shareholders to sell in panic.

Under the joint efforts of the two, Li Yu finally paid a price of 22 billion and successfully bought 5.1% of the shares of Xinwan Bank, with a net asset value of 25.5 billion.

After a series of large transactions, Li Yu emptied out the 13 billion yuan he had just earned, and owed a loan of 9 million yuan to Xinwan Bank...

The richer the poorer, this saying is absolutely true.

Without Li Yu and Xu Maolin, the two shit-stirring sticks, the turmoil between Jinkou Liquor and Xinwan Bank gradually subsided in early July.

It's just that the aftermath of this incident is far from over.

The first is the historian who suffered heavy losses.

Two brothers, Shi Hu and Shi Xiaolong, were arrested. One was suspected of bribery and embezzlement, and the other was involved in the production and manufacture of counterfeit wine.

For these two charges, if the historian still controls Jinkou Liquor and issues a letter of understanding, they can be punished lightly.

But it is a pity that Stallone's shares were forced to liquidate, and the shareholders of Jinkou Liquor suffered heavy losses. They all wished that the two of them would sit in prison, how could it be possible to give them a letter of understanding?
It can be predicted that these two people will not think about it in a few years...

The shares were liquidated, his son was arrested, and under repeated blows, Stallone almost belched.

But this guy was tough, and finally survived.

For this reason, Lao Xu also specially reminded Li Yu to spend money to hire some professional bodyguards.

Although Huaxia has good law and order, there are inevitably gray areas everywhere.

It is said that Stallone had a gangster background when he made his fortune, and this time Li Yu had a deadly feud with him again, and it is very likely that he will use black means to retaliate.

For Lao Xu's reminder, Li Yu took it seriously.

He is now worth nearly 50 billion, and he is like a walking human-shaped gold ingot. Even without Sylvester Stallone, he would still hire a few security guards.

Too much money, too scared to sleep...

Hey, rich people also have a lot of troubles.

In addition to the historians, there is another big thunder that is Huang Zhifeng.

It's just that compared to the earth-shattering movement of Jinkou Liquor, Huang Zhifeng's thunderous sound is much quieter.

Well, to be precise, it was silenced.

The turmoil caused by Huang Zhifeng's laptop has spread to a large number of people. Let alone the leadership, those female friends who were edited into folders by Huang Zhifeng will be miserable.

In the next period of time, Huizhou Provincial TV Station ushered in a big change.

A new vice-director in charge of business took over, a large number of hostesses were dismissed, and then a group of newcomers quickly took over...

After replacing a large number of hosts, the ratings of Huizhou Provincial TV Station have not decreased. Even because of the new faces, handsome men and beautiful women can attract a few more viewers.

Therefore, what the world lacks most is talent.

Whoever is missing, the world will still go around.

……

The sniper battle of Jinkou Liquor not only failed to inflate his wallet, but owed the bank 9 million.

There is no way, Li Yu can only speed up the pace of selling the house.

After the house price in Hefei skyrocketed, some people feared that the house price would rise further, so they began to go bankrupt and pay a down payment to buy a house.

Some people are afraid that the housing price is inflated, so they choose to sell the property in order to save money.

In short, the real estate market in Hefei instantly became hot.

However, no matter how prosperous the market is, there are still people with colds and fevers.

In Hefei's real estate market, some places are in a mess, such as the government affairs district and Binhu District.

Some places are tepid, such as Yaohai District and Xinzhan District.

In this case, the verbal agreement reached by the real estate developers naturally does not count.

In Binhu and government districts, housing prices generally rose by about 60%.

The rubbish areas of Xinzhan and Yaohai District have only increased by about 40%.

In terms of geographical location, the two properties Li Yu bought are in high-quality areas, the Golden Boy Real Estate is in the Binhu District, and the Baiyue Mansion Villa is in the Government Affairs District.

The villas in Baiyue Mansion are okay, they are all ready-made houses, and the location and environment are good.

After announcing the external sales, more than 20 villas were sold in just one week, and 2 million funds were successfully withdrawn.

All the money was returned to Xinwan Bank, and Li Yu still didn't have a dime left.

According to this speed, it is estimated that the goal of selling 100 villas can be completed in one month.

As for the remaining 12 villas, Li Yu plans to keep them for the company...

Compared with the smooth sale of Baiyue Mansion villas, the Golden Boy real estate project is relatively shabby.

Due to the impact of the previous Golden Boy financial fraud case, the real estate project was almost unfinished at that time, and it was only due to the government's intervention that the construction resumed.

Once the reputation of the real estate is bad, it will be difficult to gain the trust of customers.

There are still about two months before the completion of the project. Although the time is not long, Li Yu dare not wait that long.

Because once the heat of this wave of transactions drops, it is hard to say whether house prices will fall, and the transaction volume will definitely enter a low period for a long time...

This is easy to understand. The real estate market is just like sex. After a big boom, you will definitely need to rest for a long time.

Li Yu didn't dare to wait, so he had to forcefully open the sale.

As a result, after a week, only more than [-] houses were sold.

There are more than 2000 housing units, and only [-] units are sold in a week. This is the sales performance in a hot market. If you think about it, you will know how miserable it is.

For this result, the sales director He Beibei almost cried.

If Li Xiaoying hadn't persuaded her, she would have resigned in shame and apologized.

Faced with the unsalable situation of Golden Boy Real Estate, Boss Li, who had just shown his power in the stock market, was helpless.

Selling a house really touched his blind spot of knowledge.

During the period, Li Yu also consulted a professional, Lao Xu. Regarding this, Lao Xu could only give a few unreliable ideas.

First, change the name.

Now that the reputation of Golden Boy Real Estate is bad, let's change the name.

The real estate company needs to change its name, and the community needs to change its name.

Change it up and package it well, you can always trick a few foreigners into buying a house...

Second, cut prices.

There is nothing to say about this. If you can’t sell it, sell it at a lower price. There will always be people who are greedy for petty gains.

Third, package and transfer to Lao Xu.

Li Yu, a real estate novice, can't handle things, as long as he sells it to Lao Xu, with the endorsement of Chenghua Real Estate, he can sell the house in minutes.

But in business talk business, Lao Xu would not work for Li Yubai. In his words: You are not my son-in-law, why do you help me for free?
He has been jealous of Li Yu's project for a long time, and now he seized the opportunity, so he naturally wanted to make a fortune.

The package price offered by Lao Xu is: 85% off for housing and 6% off for commercial complexes.

When Li Yu heard the price, he almost wanted to hammer Old Xu to death.

Profiteer!

Absolute profiteer!
The negotiation between the two ended before it even started.

Asking for help is better than asking for oneself. Li Yu didn't want to ask for help, nor did he want to sell it at a discount, so he could only find a way by himself.

Before Li Yu could figure out a good solution, Li Xiaoying's college entrance examination results came out.

Huizhou Province in 2013 science first line 490 points.

Li Xiaoying performed super-level and scored 499 points in the test!
unfortunately
She took the liberal arts exam...

(⊙o⊙)Emm...

The first line of liberal arts is 540 points, which is a full 41 points short!
The only fortunate thing is that the second line of liberal arts only has 498 points.

Li Xiaoying rubbed her scalp and squeezed into the ranks of the second book, avoiding a brutal mixed doubles...

Li Yu felt that she was able to get into the second college entrance examination, which was entirely due to her own credit.

If Li Yu didn't coerce and lure He Zongyao to give her extra lessons, she would definitely be a scumbag with three books.

Of course, Li Yu wouldn't tell Li Xiaoying about this matter, and his mother had to take the blame for making up lessons.

After the college entrance examination scores came down, Li Xiaoying could only temporarily bid farewell to the real estate company with her summer part-time girls. They had to go back to school to fill in their volunteers.

During this period of time, their gains were not small.

Counting Li Xiaoying, the 9 little sisters sold a total of 6 suites.

It was Li Xiaoying who was the best at fooling around. She sold 2 suites by herself and successfully got a sales commission of 1 yuan.

Although the overall sales performance of Golden Boy Real Estate is sloppy, for these summer internship students, they are already very satisfied.

To be precise, it has completely exceeded their imagination.

As long as one apartment is sold, they can earn more than their parents' monthly income!
This incident directly impacted their three views.

Selling houses so much money, why go to college?
Can you do it after college?
The income after graduation is not as good as selling houses to make money...

There are quite a few people who have this kind of thought. They are all discussing going home and telling their families that they can't go to college.

Nine scumbag sisters stood at the gate of Feixi No. 9 Middle School, looking at the blinding banner on the school gate with envy on their faces.

"Congratulations to Zhu Qianqian, a student from our school, who won the number one scholar in the Feixi County College Entrance Examination of Liberal Arts!"

Li Xiaoying admitted that she was sour, and even the sales commission of 1 yuan in the bank card was not good.

This Zhu Qianqian was none other than the top student in her class.

I know Xueba is awesome, but I didn't expect it to be so awesome!

County liberal arts champion ah!

"Hey, I guess my mother will take it to bear again when I go home..." Li Xiaoying sighed with a bitter face.

The little sister, Li Yuanyuan, also sold a house this week, with more than 3000 yuan in her pocket, and she was in high spirits.

"Tch, isn't it the number one scholar in a county, the salary of a college graduate is at most five or six thousand, it's better than selling a house for a month."

"That's right, with these four years of college time, I can buy a house."

"Hehe, don't be sour. Five or six thousand is an ordinary university. Their grades can go to Tsinghua University and Peking University. After graduation, the minimum salary will start at 1."

"1 is amazing, that's what my sister Xiaoying paid for selling a house for a week."

"Your brain is not good. Does Miss Xiaoying care about 1 yuan? Boss Li is now worth billions, and he will definitely be a billionaire in the future. Our sister Xiaoying must also be a billionaire..."

"Uh, well, Miss Xiaoying, I was wrong, please take care of me..."

"Get out! I'm female, and I like men!"

Li Xiaoying fought with a group of little sisters, finally diluting some inferiority complex of being a scumbag.

Several people returned to the high school campus again. Although they had only been away for less than a month, they all felt as if they had passed away.

The gap between campus and society is really too big.

They have only sold the house for a week, but they have already experienced the complexity of society. Looking at those students who are still wearing school uniforms and returning to school, they suddenly feel out of place.

Several people returned to the classroom separately, and the arrival of Li Xiaoying and the others immediately attracted the attention of other students.

I saw Li Xiaoying and the others who were dressed in fashion, with light makeup, and who exuded the air of an elite salesman.

Look at the rustic school uniform on my body. Even the students who don't wear school uniforms are wearing all kinds of non-mainstream clothes.

Comparing with Li Xiaoying and others, he was directly pressed to the ground and rubbed repeatedly...

Although the two groups of people are about the same age, at this moment, there is a feeling of time and space being separated.

The atmosphere in the class was eerily quiet for a few seconds.

Then, some familiar classmates ran to Li Xiaoying and the others one after another, looking up and down, left and right.

"Tsk tsk, Yuanyuan, is this still you? When did you learn how to make up?"

"My God, this Peacebird dress is so pretty, where did you buy it?"

"What did you guys do? How do you feel... Well, it seems to be different..."

As the girls started chatting and discussing, the little boys on the other side peeked here from time to time.

There is no way, it is really that the dress and temperament of this group of little sisters are so unique, so unique that the little boys don't even have the courage to look directly at them.

Think about it too, after all, he is a person who has done a million-dollar business, so can his aura be comparable to that of a brat?
There is a saying that is good.

With money in his pocket, he is arrogant. (I said)
Money can not only corrode people's will, but also enhance people's temperament.

Several top academics who had been chatting around Zhu Qianqian, the new champion, were also attracted by Li Xiaoying and the others.

They used to look down on these scumbags, but today, they are so eye-catching, even the titanium alloy dog ​​eyes of the top students are blinded...

When asked what he had been doing during this time, Li Yuanyuan held his head proudly, showing off:
"Miss Xiaoying took us to Hefei to do big business!"

Classmate Tony A: "Huh? Are you going to do business?"

Li Yuanyuan: "Um, that's not true, we are going to sell a house for Miss Xiaoying..."

Tony B: "Sell a house? What house?"

Li Yuanyuan: "You are stupid, of course it is Hefei's house!"

Tony B: "This...you will still sell the house?"

Li Yuanyuan: "Of course! We are all professionally trained!"

Following the girls' questions and answers, the whole class couldn't help but gather around.

The college entrance examination is over and they are about to enter university. In the eyes of these high school students, they are people who are going to the society.

During this time period, they are most looking forward to and yearning for the mysterious society.

How could they not be curious when they learned that a group of classmates had entered the society and became "successful people" earning thousands of dollars a month?

Not to mention ordinary students, even Zhu Qianqian, the number one scholar in liberal arts in Xinjin County, is not exempt.

Hearing that Li Yuanyuan and others were paying several million in one mouthful, the blood of these high school students who had never seen the world was excited.

It's just a little different from other students, Zhu Qianqian is interested in another thing.

Her brother works in Hefei and is planning to buy a house so that he can marry a wife during the Chinese New Year.

In the end, he was still looking at the house, and the house price in Hefei suddenly skyrocketed. The house that was originally promising was only 1 square meters, but it became 1 in a blink of an eye.

This time, the family that was not considered wealthy directly made the situation worse.

Because of this incident, she didn't know how many times she heard her parents sigh at home during this time.

Even her being the No. [-] student in liberal arts in Zhongxian County failed to dispel the haze of her brother's house purchase.

Society is very realistic, so what about the number one student in the college entrance examination in Kaozhong County?

The school gave a reward of 5000 yuan, and the county education bureau gave 3000 yuan, which added up to only half a square meter of house price...

This incident also made Zhu Qianqian grow up a lot.

All the pride that she had just bred because of being the number one in the exam was also dispelled.

It is precisely because of this experience that she is particularly sensitive to the word "house".

When she heard Li Yuanyuan say how the house is easy to sell, her three views were refreshed again.

One square meter costs more than 1 yuan. How many people buy such an expensive house?

Why do so many people afford a house that their own family can't afford with all their savings?
What does the outside world look like?
At this moment, like other students, Zhu Qianqian's longing for the outside world reached its peak.

She also didn't care about the contempt for the scumbags, and hurriedly squeezed away from the crowd, and asked Li Xiaoying:
"Xiaoying, that... can I also sell you a house during the summer vacation?"

Selling a house to Li Xiaoying, Zhu Qianqian was somewhat embarrassed.

I am a top student and a champion, but I want to sell a house to a scumbag...

Following Zhu Qianqian's words, the class was quiet again for a few seconds, and the expressions of the students at this time were all wonderful.

It turns out that the number one scholar is also going to sell the house...

The students who have not left the campus realized the power of "money" for the first time.

Not only the other students were shocked, Li Xiaoying was also surprised by Zhu Qianqian's question.

I'll go, the number one scholar is going to be my little sister?
So happy!
So excited!

Before Li Xiaoying could answer, class leader He Zongyao walked in with a smile on his face.

"Students, everyone did very well in the exam this time! As your head teacher, I feel a special honor!..."

If it was before, when they heard Lao Ban praise everyone so much, they would definitely be screaming with excitement and excitement.

only……

After experiencing what happened just now, they suddenly became uninterested in "achievements".

What is the use of good academic performance?

The champions are all going to sell their houses...

After all, he is still too young, his will and belief are not firm, and he is easily influenced by foreign objects.

Not knowing

Even if it's selling a house, the number one scholar is better than a scumbag...

(End of this chapter)