The beginning was serious, and the opposite side was scared by me and called the police!

Chapter 148 Multiple Reports?It's Qin Mu again!
China Banking Regulatory Commission!
These three words are almost a nightmare in their line of work!

usual time.

The China Banking and Insurance Regulatory Commission occasionally issues financial policies and asks them to recruit and implement them, which is easy to say.

I'm afraid that when nothing happened, they came to the door!

That must be no good!
"What are they doing here?"

Geng Jinglu took a deep breath and forced himself to calm down.

The lobby manager wiped the cold sweat off his forehead, and said hastily: "What they said seems to be...someone reported it, and they need to find out about the fact that large amounts of money cannot be transferred out."

heard here.

Geng Jinglu managed to stabilize his mentality, and it collapsed again.

The complexion was ashen.

The China Banking and Insurance Regulatory Commission's investigation will definitely find out many illegal operations of their bank.

Among these violations...

Many of them were involved in illegal and criminal activities.

For example, bribery, illegal transfer of funds, concealment of overseas deposits, embezzlement of public funds, illegal lending, etc., these things will be exposed when they are investigated!
as a financial institution.

Over the years, they have carried out many illegal operations.

If you really want to investigate, you can't hide it at all.

"Report, a large amount of money..."

soon.

He reacted and thought of Qin Mu.

During this time.

Among the big customers who came to the bank frequently, Qin Mu was the most prominent.

Followed by.

He took out his mobile phone and searched for news related to Qin Mu.

In the browser, a series of explosive headlines popped up in an instant.

"Shock!A man was charged with poisoning for spitting in retaliation after delivering food seriously overtime! "

"A family must be neat and tidy, and the fate of cheating donors is very happy! "

"A high-altitude parabolic but no one is injured?"Six years in prison for a wine bottle! "

"This man sued the whole network, making the whole Jincheng busy! "

"In a few days, consumption in Jincheng skyrocketed, and the hotel owner laughed from ear to ear! "

Looking at the "classic cases" one after another.

Geng Jinglu's face became increasingly ugly.

Behind every news…

Everyone has a "victim".

All sent in.

The most outrageous thing is that there is a 20-year fixed-term imprisonment!

"This... this... this Qin Mu has sued the whole network, and he has done so many things?"

He gritted his teeth, and suddenly regretted it in his heart.

this matter……

It was definitely Qin Mu who did it!
Except for Qin Mu, no one can be so cruel and attract people from the Banking and Insurance Regulatory Commission in a short time!
I knew so...

He didn't dare to hang on to Qin Mu, at least he had to do special things to solve his problem.

Now the China Banking Regulatory Commission has dispatched personnel to settle in.

This matter is being investigated.

However, although the situation has deteriorated, it is still on the verge of control.

He took a deep breath and said in a deep voice: "You guys deal with the investigation team first these days, I'll go see Qin Mu and try to resolve the matter."

The investigation team is here to investigate illegal embezzlement incidents where large amounts of funds cannot be transferred out.

Qin Mu's source of funds needs to be monitored and tracked, and it will take at least a day or two to investigate.

Take advantage of this time.

He planned to raise funds first, make up for Qin Mu's 4400 million shortfall, and then ask Qin Mu to deal with the follow-up!

People from the China Banking and Insurance Regulatory Commission need to give feedback and understand the reporting situation.

As long as Qin Mu shows that the problem has been properly resolved...

Everything is easy to handle.

At least the investigation will not get deeper and deeper, and the investigation will not be irreversible!

……

The next day.

nursing home.

Qin Mu went to work as usual.

Play chess with Zhang Qingyuan, practice calligraphy with Li Weiguo...

Work is quite easy.

But at eleven o'clock in the morning, an unexpected visitor came to the courtyard.

Found him.

showed his identity.

"President?"

Qin Mu looked at the middle-aged man in a black suit in front of him, who was still carrying a large suitcase.

Seems a bit heavy.

"Yes, Mr. Qin this time... But he caused a lot of trouble for our bank."

It was Geng Jinglu who came, and he smiled wryly.

He briefly explained the matter of the China Banking and Insurance Regulatory Commission entering the investigation.

Qin Mu looked at him and said coldly: "If you can do it well, you don't need to be afraid of the China Banking and Insurance Regulatory Commission."

Geng Jinglu personally came to the door, which he never expected.

the other day.

It was extremely difficult for him to see each other in the bank.

And now.

After the China Banking and Insurance Regulatory Commission settled in, he couldn't wait to find him.

"Ming people don't say dark words, and I don't hide them anymore. This time I came... to ask Mr. Qin to report to the China Banking and Insurance Regulatory Commission that the funds have arrived, indicating that the matter has been resolved."

Geng Jinglu took a deep breath and directly explained the purpose of his visit: "We will help Mr. Qin deal with the abnormal transfer problem within three hours."

"We are deeply sorry for the inconvenience caused to Mr. Qin due to the mistakes of the staff before, and the staff who received Mr. Qin have now been fired."

talking.

He bowed deeply to Qin Mu, and kept his attitude to the lowest.

A face full of apologies.

The corner of Qin Mu's mouth twitched.

Their actions have long been expected.

Just a scapegoat.

This kind of ordinary employee...

If you are fired, you will be fired, and you will be recruited casually the next day.

"This incident is indeed due to our bank's inadequate management. These are my personal wishes for Mr. Qin."

Seeing that Qin Mu was unmoved, Geng Jinglu brought the suitcase forward.

Opened the suitcase.

The 300 million cash neatly stacked inside was exposed!
There are stacks of brand new cash with consecutive numbers!

"Hiss!! I've never seen so much money in my life! Can I touch it?"

"A breath of money, I'm afraid this box is a bit heavy..."

"According to my understanding of banknotes, a 100-yuan banknote weighs about 1.15 grams, 100 million cash is 23, and weighs about 300 catties, and 69 million is [-] catties!"

"Why are you researching this thing? Do you have 100 million?"

"..."

Zhang Qingyuan and others who were watching the excitement nearby couldn't help but gasped.

Everyone's eyes shine.

Competing to get together.

Everyone gathered around the suitcase, looking at it curiously.

300 million in cash, the visual impact is absolutely huge!

Transferring money on the mobile phone at ordinary times may seem like nothing.

Can be placed in front of...

But it is enough to attract everyone's attention, surpassing all beauties!
Even Qin Mu was startled by Geng Jinglu's generous "apology ceremony".

Also.

He was still a bit puzzled, that is, Geng Jinglu didn't find a place where there was no one when he sent the money.

Instead, he gave money and apologized in front of so many people in the nursing home!

"Mr. Qin, don't worry, this money is my personal apology to Mr. Qin. The problem of abnormal transfer will be resolved soon. Please, Mr. Qin..."

Seeing that he did not speak, Geng Jinglu reiterated his request again.

With this apology ceremony, three bank employees were fired, and the problem was solved immediately...

In exchange for Qin Mu's withdrawal of the report to the China Banking and Insurance Regulatory Commission!

This investigation by the China Banking and Insurance Regulatory Commission...

It is only a matter of illegal embezzlement of Qin Mu's 4400 million huge funds.

After the investigation, all problems will be solved.

Geng Jinglu waited for more than ten seconds.

Seeing that Qin Mu still didn't speak, he continued, "Don't worry, the money is all cash. You are not a public official, and I didn't ask you to do business. Accepting this money will not constitute any crime of bribery."

When he said this, he was extremely confident.

Laws and regulations on this area...

He explored very thoroughly!

Giving and accepting bribes has several obvious characteristics, for example, the subject is a public official who needs to handle affairs and so on.

If it is a public official, as long as the money is collected...

Even if you don't do anything, it actually constitutes a crime of accepting bribes!
As for this kind of behavior among ordinary people, it naturally does not constitute bribery.

It can only be an ordinary gift.

Let alone a crime, it doesn't even constitute a crime.

"Sorry, I can't take this money."

And Qin Mu stared at him, opened his mouth slowly, and rejected his request.

Money can indeed be collected.

It does not constitute a violation of the law, nor does it constitute a crime.

With 300 million in cash in front of him, the visual impact is very large.

but……

The more the other party is like this, the more it means that there is something wrong with this private bank!
Under the inspection of the China Banking and Insurance Regulatory Commission, many violations of laws and regulations will definitely be involved!

He shouldn't stop now!

not to mention……

The bank's previous attitude of prevarication and delay is really disgusting.

Nothing like a "disadvantaged group" should be.

There are also systematic task rewards.

Since he chose three, he must complete the mission to the end and send the Buddha to the west!
The private bank is clearly having funding problems.

Otherwise, there will be no transfer exceptions.

and.

He is definitely not the only one who has abnormal transfers!
He had to take this opportunity to solve the problem once and for all.

"Mr. Qin, we are very sincere this time. If you are not satisfied, we can add..."

Geng Jinglu's complexion changed slightly, and he continued to persuade.

"It's not about the money."

Qin Mu took a deep look at him and directly refused.

"If Mr. Qin changes his mind...you can contact me at any time."

Seeing that Qin Mu remained unmoved, Geng Jinglu left a word in a deep voice.

Closed the suitcase.

With 300 million in cash, he left the nursing home.

After Geng Jinglu left.

Zhang Qingyuan and the others looked at Qin Mu complainingly, and complained one after another.

"300 million! 300 million! Xiao Qin, you're gone now, you don't even care about 300 million!"

"I've never made so much money in my life!"

"If you want me, I will collect the money and deliver it to your door. Didn't you say that you don't break the law?"

"A loser..."

Everyone's heart ached to see the suitcase disappear.

This box of red notes...

It's so tempting.

Those 60-year-old ladies who still have charm are not as tempting as it is.

And Qin Mu looked at the old people, and the corner of his mouth twitched.

He said, "If you take the money, you might go to jail."

Everyone was surprised.

His face was full of puzzlement.

Subsequently.

Qin Mu explained the doorway in detail.

The other party's money...

One of them didn't want to accept it, and the other didn't dare to accept it!

After receiving.

The report needs to be withdrawn.

Although this behavior does not constitute bribery, it may constitute extortion!
As long as the other party tells me in turn...

I really can't argue with it!

The behavior of the other party giving money was seen by many people, and there was also monitoring in the courtyard.

Coupled with the behavior of reporting and complaining and feedback and withdrawing the report, it completely constitutes the behavior of threatening the bank to make profits by reporting.

Charged with extortion!

And the amount is more than 300 million, the sentence can be imagined!

in judicial practice.

There have been many cases where whistleblowers were sued in court after withdrawing their reports because they received money!
He had to guard against this kind of thing!

"Hiss! Yin, it's too dark!"

"It's a good thing the money wasn't given to me, otherwise I wouldn't be able to resist the temptation!"

"Although I know that I may go to jail, but that is 300 million. I have never seen so much money in my life."

"The people who can be the president of the bank are really extraordinary. My pension seems to be stored in their bank as well."

"..."

Lao Zhang and the others gasped.

I am deeply moved.

If it were them, they really couldn't resist the temptation.

The problem of the abnormal transfer was solved, the staff who evaded and procrastinated were fired, and a compensation of 300 million was given...

This kind of thing, whoever puts it on, will most likely agree!

Except for Qin Mu, a freak.

Qin Mu shrugged and smiled faintly.

He now has 1300 lucky points added to his body.

Buy a few more lottery tickets, and there will be 300 million.

It's really not worth taking such a big risk.

but……

I heard that the lottery center has been inquiring about data leakage recently, so he doesn't dare to be too crazy now.

……

Jincheng.

a private bank.

After "negotiating" with Qin Mu to no avail.

Geng Jinglu immediately convened the bank's middle and senior management to urgently discuss the next response strategy.

"Can't you get rid of the other party with 300 million?"

Several high-level officials frowned, feeling a little surprised.

But when he thought of Qin Mu's savings, he immediately felt relieved.

People who can have 4400 million deposits...

300 million really can't be spent.

"Now we can only start from other aspects, everyone should think of a way."

Geng Jinglu sighed lightly, his brows wrinkled into the word Sichuan.

The incident is still under investigation.

But it won't last long.

"The best way now is to tear down the east wall and pay the west wall. The responsibility for illegal lending is too great."

"Should I find other private banks to borrow funds, but the interest on borrowing is relatively high."

"When is the time, don't worry about the interest, first plug the hole and ensure that all accounts are operating normally."

"It can be blocked if it is blocked, but it can't stand the investigation. Flowing water and other things can't be fake..."

"..."

The meeting lasted three hours.

at last.

A program was identified for program funding to fill.

The capital chain is broken, so we can only piece together things to maintain the normal operation of the surface.

As long as it can be guaranteed that the people from the China Banking and Insurance Regulatory Commission will not cause other problems because of Qin Mu's matter!
……

in the afternoon.

nursing home.

After Geng Jinglu left, Qin Mu tried to transfer the account again.

Surprised to find...

The problem of his account being abnormal has been resolved.

Transfers are no longer limited.

It doesn't matter whether the form he filled out before was approved or not.

Subsequently.

He transferred more than six million yuan, including principal and interest, to Qing Lan.

"Didn't it say that the approval process would take five days?"

"Up succeeded so quickly?"

"Did all the people from that bank go in?"

After Qinglan received the account notification, she quickly sent a series of messages.

Curious about the event.

Qin Mu smiled.

He briefly explained the matter of reporting him to the China Banking and Insurance Regulatory Commission.

Few people know about this method of rights protection.

In some industries, it is necessary to find specialized institutions to govern.

Say nothing else.

After I reported it myself, the bank's current reaction has already explained everything.

"Sent you 300 million? Fired three employees? Returned to normal immediately?"

3 minute later.

Qing Lan sent a series of question marks.

So amazing.

Just one report is worth 300 million!

Simultaneously.

This also shows the seriousness of the matter.

Otherwise, the bank wouldn't be in such a hurry, and the president came to the door personally with the money.

"I've learned, I've learned, how did Up know about this rights protection method, isn't it too remote?"

Soon.

Curious baby Qing Lan asked another question.

This method of email reporting is relatively primitive.

There is also a need to prepare various paper materials.

With the continuous development of technology, few people use this method anymore.

"Read more books."

In this regard.

Qin Mu simply replied with three words.

These were all found when he scanned the books.

In fact, it is not just the Banking Regulatory Commission.

There are many other institutions, all suitable for this method.

Complete report information, very effective.

because……

The reporting materials you fill out online, or call to report and complain, will most likely not be passed on to those who can really be responsible.

And if it is sent directly to the unit, the whole organization will pay attention to it!

"Xiao Qin, Xiao Qin, help me see, my hometown is building a house, but why can't I withdraw money from my card?"

at this time.

Song Tiancheng, who was in good shape, ran towards him with an anxious face.

Qin Mu put down his phone.

raised his head.

Song Tiancheng went on to say: "My card is in my son's hand. He said he went to the ATM to withdraw money, but it kept prompting that the withdrawal was abnormal, and he didn't take it out for half an hour."

He recounted what happened to his son.

The balance on the card is more than 9, but it can be used in the automatic teller machine, but it always shows that the withdrawal is abnormal.

Not a penny was withdrawn.

"Withdrawal failed?"

Qin Mu was stunned for a moment, and couldn't help but ask, "Your bank...wouldn't be the same as me?"

Song Tiancheng nodded.

The corner of Qin Mu's mouth twitched.

really.

Not only me, but other people have the same problem!
This private bank is local in Jincheng, and many people in Jincheng use it.

The number of customers is very large.

Qin Mu took a deep breath and quickly made a decision.

He summoned all the old people in the nursing home.

Ask if any of them use this bank card.

result……

There are really more than 20 people, all using his same bank.

"Everyone go and check to see if there are any account statuses that are normal but unable to withdraw money."

Subsequently.

Qin Mu led them to the self-service branch of the nearby bank.

Tried them one by one.

Find……

Among the more than 20 people, there are six people whose money cannot be withdrawn!

"Xiao Qin, what's going on? My money won't be swallowed by this bank, will it?"

"I'm saving a current account. I've heard that the interest rate is relatively high. Why can't I withdraw money from the current account?"

"We won't be in the same situation as you, right? But you are 4400 million, and we are only tens of thousands of dollars."

"Black, it's too dark! Even our pension money will not be spared!"

"..."

These old people were so angry that they kept knocking on the ground with their canes.

At the same time, he couldn't help cursing.

Qin Mu saw this.

He quickly comforted: "Everyone, don't worry, haven't I earned my money back? Just write a report letter, prepare the materials, and send it to the China Banking and Insurance Regulatory Commission. There will be a reply soon."

The six people, including Song Tiancheng, looked slightly brighter.

Out of trust in Qin Mu, they all agreed.

Before Qin Mu bought this stationery, they thought they were going to write a love letter, but they dared to write a letter of report!
The role of the report letter is already very obvious.

Qin Mu can take out so much money, so there should be no problem with their money!

four hours later.

Six handwritten report letters from the old people, plus a series of report screenshots and other evidence, have been sorted out.

Qin Mu packed them in six different file bags.

Went to the postal courier point.

They were sent to the headquarters of the China Banking and Insurance Regulatory Commission.

Focus on this incident.

If you file a complaint by yourself...

The China Banking and Insurance Regulatory Commission may only investigate one incident.

But if more people report...

He believes that it will definitely attract relevant attention.

It may be possible to escalate the investigation!
And he can also take advantage of this time to take down the bank that violated the regulations!
If there is no problem with them, they are naturally not afraid to check.

If you have any questions...

Then the underpants will be found out!

……

Three days later.

Song Tiancheng and others in the nursing home received feedback calls from the China Banking and Insurance Regulatory Commission.

Asked for details.

Make sure the event is real.

Then let them wait with peace of mind, saying that the local Banking and Insurance Regulatory Commission has formed a special investigation team to focus on investigations on abnormal transfers and withdrawals.

"Sure enough, a lot of people is strength."

Qin Mu couldn't help but sigh with emotion.

One person's incident does not attract too much attention.

Just a sentence to intervene in the investigation.

Anyway, at present, he has not heard any news about this bank.

Explain that there is nothing wrong.

but……

One after another, someone responds to the problem, and the level of the matter is different.

In the banking field, different subjects responded to the same situation, which shows that there is indeed a problem with abnormal transfers and abnormal withdrawals.

"Since the special investigation team has been established, then just wait for the feedback."

Qin Mu stretched himself.

Waited patiently.

The other party was fine, and the investigation was successfully concluded.

If the other party has a problem...

Then it depends on how big the problem is.

Simultaneously.

Taking advantage of this gap, he transferred out all the money he had deposited in the bank.

stored in another bank.

Small local banks are too prone to problems.

……

at the same time.

a private bank.

Multi-person conference room.

"The funds are almost in the account, why is the special team here again?!"

Geng Jinglu stood at the top of the conference seat, glaring at all the middle and high-level people present.

The complexion was ashen.

After a few days of hard work.

They have borrowed funds from other banks and have been able to resume normal operations.

Going to get through this crisis.

did not expect……

The funds have just been borrowed, and the China Banking and Insurance Regulatory Commission has come to a group of special investigation teams!

Specializes in the investigation of abnormal transfers and withdrawals reported by many people!

"Many people report!"

Geng Jinglu gritted his teeth and thought of Qin Mu again.

Related to the word report...

He can't think of anyone else now.

Except for Qin Mu, there should be no one who is so insane, and specifically confronts them!
And this time...

The investigation attitude of the special team is very tough, and we must investigate the abnormal transfers and withdrawals of the whole bank and find out the results!
(End of this chapter)