The beginning was serious, and the opposite side was scared by me and called the police!

Chapter 149 Geng Jinglu: Hurry up and invite Zhang Wei!
under these circumstances.

Even if he wanted to deal with it perfunctorily, there was nothing he could do.

Although the funds have already arrived in the account, what the other party is checking is the problem of abnormal transfers and withdrawals of all depositor accounts in the bank.

Already from Qin Mu alone...

spread to the whole level.

In this way, any problem can be found out.

"President, what should we do now? We don't know anyone in the special team."

"At this point, it's definitely unrealistic to send money, and it's not easy to find a relationship. It's almost the end of the year..."

"Why don't you ask the legal counsel to see if there are any remedies?"

"Then do you want to return the funds borrowed from other banks?"

"..."

After a short silence, the high-level attendees offered their advice one after another.

But everyone's expression is not very good-looking.

The incident also affected them.

As mid-level and high-level officials, they are filling their own pockets, and there are not a few people who are greedy for money.

From abnormal transfers and withdrawals, sooner or later, problems with the account will be found.

And other series of illegal lending, fund transfer, private use of public funds...

soon.

Under the suggestions of everyone, Chen Ming, the general manager of the legal department, rushed to the meeting very quickly.

"If the special team finds other things, what is our current risk situation?"

Everyone waited eagerly, and quickly asked the most concerned question.

And after Chen Ming understood the situation...

But he frowned: "It's probably not easy to handle."

Including Geng Jinglu, everyone's hearts suddenly "thumped".

"Our bank is private in nature, and each shareholder contributes shares. It has indeed developed well in Jincheng these years, but it has also accumulated a lot of risks of violations."

Followed by.

Chen Ming pointed out a series of legal issues.

Shen Sheng said: "For example, the illegal lending this time caused problems in the capital chain, so it is suspected of the crime of illegally granting loans."

in criminal law.

This criminal responsibility is specifically stipulated for financial institutions. The crime of issuing loans in violation of regulations, depending on the seriousness of the circumstances, is defined by five years in prison.

If the amount of loans extended is more than 100 million yuan, the amount is huge and the circumstances are serious, and the sentence is to be not more than five years of fixed-term imprisonment and a fine of not less than 1 yuan and not more than 10 yuan.

That's right.

The maximum fine here is only [-].

Compared with financial institutions such as banks, it is almost not money.

but……

The fine here refers to the criminal penalty.

Administratively, banks will face huge administrative fines, generally more than 200 million.

And if the loan issued in violation of regulations exceeds 100 million...

If the amount of money is particularly huge and the circumstances are particularly serious, the offender shall be sentenced to fixed-term imprisonment of not less than five years and shall also be fined.

There is no upper limit to this sentence!

In other words, the sentence can be retroactively retroactively.

The more serious the circumstances, the heavier the sentence.

After Geng Jinglu and others listened, their faces became paler.

Illegal lending such a situation, many private banks have.

How much money can you earn by running a bank honestly?

Each of them cannot afford a villa.

Only this kind of illegal lending business...

to bring them more profits.

The more you put, the bigger the profit margin.

But the risk of this situation is also not small. If the information of the lender is not strictly controlled, the fraudulent loan cannot return the funds...

It is easy to cause a shortage of capital chain.

Thus affecting the operation of the entire bank!

This time, this is the case.

"Don't worry, everyone, even if this crime is found out, the supervisor and the person directly in charge of the unit will be punished criminally, and the others will just accept administrative punishment."

And Chen Ming saw that everyone was silent, so he silently comforted them.

This type of financial crime...

Generally, only the chief culprit and the person directly responsible are punished.

For example, the president of the bank and the business leader of the lending department.

in the conference room.

After hearing this, the middle and high-level people breathed a sigh of relief.

however……

Geng Jinglu and another high-ranking officer looked even more ugly.

The banking system has an accountability mechanism, and even if they want to throw the blame now, they can't shake it off.

The mess they made during their tenure...

They need to take the blame.

"In addition to this crime, there is also the crime of corruption, and everyone may not be able to escape."

Chen Ming looked at the mid-level and high-level people who were full, and took a deep breath.

Continue to explain the legal level of risk issues.

Those who can reach the middle and high levels in the bank have more or less received kickbacks, and have embezzled, stolen, and defrauded bank funds by taking advantage of their positions.

And these funds...

Strictly speaking, it is not owned by the bank and belongs to public property.

This behavior will directly constitute the crime of corruption.

And this charge is far more serious than illegal lending.

In terms of sentencing, if the amount is particularly huge, the maximum can be life imprisonment or even the death penalty, and all property will be confiscated.

in the conference room.

After he finished talking about the serious consequences of the crime of corruption, everyone fell into deep silence again.

They have worked so hard to get to this position.

It is impossible to keep them clean and honest.

More or less a little edge or criminal behavior.

"But don't worry everyone, I think... With the size of our private bank, none of us should be able to reach indefinitely."

Seeing that everyone was in a bad state, Chen Ming continued to comfort them.

At the same time, he casually glanced at Geng Jinglu.

Based on his many years of legal experience, Geng Jinglu should be the most worrying thing here.

As the governor, he needs to bear many charges.

Bear the brunt.

He can't get away with most of the charges.

And myself...

Before he became the general manager of the legal department, he had long thought of a way out.

Even if something goes wrong, he will at most pay administrative penalties or something.

Criminal responsibility has nothing to do with him.

This is the confidence of a legal person!
"Besides that, there is the crime of misappropriating public funds, which refers to taking advantage of one's position to misappropriate public funds for personal use to carry out illegal activities, or to embezzle a large amount of public funds for profit-making activities..."

Chen Ming finished speaking.

He glanced at Geng Jinglu again.

It is feasible for banks to use depositors' money to operate within the legal scope.

This is an inherent function of this type of financial institution.

But if used outside of the law...

constitutes the crime.

The sentence is also not low.

"There is also the crime of not knowing the source of a huge amount of property. If the property is huge, but the source cannot be explained clearly..."

Chen Ming finished speaking.

He casually glanced at Geng Jinglu again.

He felt that every crime he mentioned was inseparable from Geng Jinglu.

"Why do you keep looking at me when you explain the risks?"

Geng Jinglu finally couldn't take it anymore, and glared back at him.

Chen Ming coughed dryly.

Continue to explain many legal risks.

The people here are middle and high level.

Everyone is facing the crisis of breaking the law + going to jail, so he didn't shy away from anything.

The criminal law, civil law, and financial law that some behaviors may violate are all described.

A total of one hour of speaking before and after.

More than ten violations of laws and regulations.

Behind every act, the serious point has risen to the level of criminal offenses.

in the conference room.

After hearing this, everyone became dumb.

Head down.

silent.

Among them, Geng Jinglu was in the worst condition.

His complexion fluctuated.

Emotions are complex.

There is apprehension, there is fear, there is fear, there is unwillingness...

of course.

Most of all, it is regret.

This kind of thing happened to their bank before, but they got away with it.

But this time...

But he met Qin Mu, the thorn in his side.

Coincidentally, the money was deposited in their bank.

Knowing that there would be such consequences, they would never dare to touch Qin Mu's money!
……

nursing home.

Two days after the investigation.

Qin Mu is still waiting patiently for the result from the China Banking and Insurance Regulatory Commission.

However, Song Tiancheng and the other old people who had written the reports couldn't sit still.

"Xiao Qin, when will the result come out? My house is under construction, and the money still cannot be withdrawn."

"Why can you withdraw your money so quickly, we only have tens of thousands of dollars, and there is no result after two days?"

"The private ones are gangsters. When the money comes back, I will never deposit it in their hands again!"

"Xiao Qin, analyze it from a professional point of view. Will the other party be sentenced and how long will the sentence be? Can we go and see?"

"..."

Song Tiancheng and others pestered him every day.

I can't wait to know whether the other party will be sentenced.

In this regard.

Qin Mu could only comfort them a few words, telling them to wait patiently.

As for whether he will be sentenced...

Then it depends on the investigation situation of the special investigation team.

If enough problems are found, they will take the initiative to contact the procuratorate and initiate a public prosecution.

It should be in the evidence gathering stage.

However, this case is a special economic and financial case, and it is estimated that there will be no public trial, and the verdict will only be announced after the trial.

"It's not made public?"

The expectations of Song Tiancheng and others disappeared instantly.

All a little depressed.

The verdict this time is absolutely delightful.

Countless people will applaud.

It's a pity they couldn't participate in the audition.

Qin Mu smiled and said, "Even if it is made public, it will be difficult for you to participate in the audit. This case involves many people, and their families should be arranged first. There is no place for you in the auditorium."

Although the court stipulates that the cases heard publicly can be heard by others.

But the gallery...

Priority is given to persons directly related to the plaintiff and the defendant, relatives, persons involved in the case, and so on.

His previous cases were either related to him or to nursing homes.

Lao Zhang and the others can naturally arrange it first.

"Okay, just wait patiently, your money should be transferred out soon."

Subsequently.

Qin Mu gave another word of comfort.

Now the special investigation team is investigating abnormal transfers and withdrawals.

Banks will definitely find ways to make up for the gap.

Their violations of laws and regulations are mainly suspected of economic crimes.

Economic crimes have one of the most striking features...

That is, as long as you are willing to make up the gap and repay the economic losses caused, you can reduce the crime.

in law.

It stipulates that the penalty cannot be increased because there is no money to pay, and it also stipulates that the penalty can be reduced by making up for losses.

So he thinks...

Geng Jinglu The best thing they can do now is to find ways to make up for the series of problems caused by the lack of funds, and wipe their butts clean.

……

a private bank.

Governor's Office.

"Now I have paid back everything that should be paid... How much can the sentence be reduced now?"

Geng Jinglu looked at Chen Ming and asked seriously.

him at this time.

There are more than a dozen white hairs on the head.

His face was full of vicissitudes and exhaustion.

In just a few days, the whole person seemed to have aged ten years.

After listening to Chen Ming's legal risks.

He began to use his personal assets to fill in the various shortfalls before.

Try to make up for the losses caused by personal actions as much as possible.

Because that's all.

His charges are likely to be close to life imprisonment...

Keep going down.

That's right.

After the meeting, he checked with Chen Ming carefully.

The way Chen Ming looked at him at the meeting was really weird.

Finally, from Chen Ming's mouth, I learned about a terrible sentence!

More than 20 years and less than 25 years!

Under the principle of concurrent punishment for several crimes, if the total sentence does not exceed 35 years, the maximum sentence is 20 years.

In other words, the sum of his crimes...

Has accumulated more than 35 years!
To know.

Life imprisonment is only 25 years!

This is his first sentence without parole!

Reminiscent of Qin Mu's "brilliant record" published by Baidu, he was frightened.

Said that he would not help Qin Mu break the record.

"After repaying most of the property, the total sentence has dropped to less than 35 years, and the combined punishment for several crimes is almost 20 years."

And Chen Ming is also very responsible, giving a precise sentence.

"Another 20 years?!"

Geng Jinglu's eyes widened, his face full of disbelief.

God knows how much he paid back during this time.

Almost all the money he "earned" over the years was returned.

Except for part of the "pension" money.

"President, there are too many crimes."

Chen Ming smiled wryly.

He told all the more than ten economic crimes he was suspected of.

Now it can be reduced to less than 35 years, which is actually very ideal.

"Is there no other way?"

Geng Jinglu's face was ashen, and he slumped on the chair.

Chen Ming shook his head: "Now that the special team has all the evidence that should be obtained, the legal department can prepare for a lawsuit."

After the evidence is in hand.

The next step is the prosecution link of the public prosecution agency.

They have a complete set of legal department, and they have never failed anyone in litigation.

During the period when he was in charge of the legal department, he sued many clients such as non-repayment and Lao Lai.

Almost always they win.

No defeats.

but……

This time their opponents were not ordinary people.

It's the public prosecution organ like the procuratorate.

They are not plaintiffs, but reduced to defendants.

It's not that they are best at economic disputes and civil disputes.

Almost sure to lose!

"I heard... there is a lawyer in Jincheng who has a very reduced sentence."

Geng Jinglu swallowed.

A suggestion was made.

He wants the legal department to work with the lawyer and help him with the lawsuit at the same time.

In the procedural law, it is stipulated that one person can hire two lawyers.

"Another lawyer?"

After hearing this, Chen Ming frowned.

His face was a little unhappy.

He felt that Geng Jinglu was questioning his professionalism.

He has fought lawsuits for the bank for so many years, and he has already proved the strength of himself and the legal department!

This crucial moment of life and death...

Geng Jinglu didn't believe himself!

Still looking for an outsider!
To know.

This lawsuit involves a wide range of areas, the amount involved is huge, and the lawyer's fees are quite astonishing!
He doesn't want to share a share with others!

at this time.

"Tuk Tuk Tuk-"

There was a knock on the office door.

Three staff members of the procuratorate walked in and showed their identity documents.

and arrest warrant.

"Geng Jinglu, right? You are suspected of a series of economic crimes, come with us."

Done.

Regardless of Geng Jinglu's willingness or not, he stepped forward and handcuffed him in silver-white handcuffs.

as an inspection body.

The procuratorate has the authority to directly arrest.

The arrest process of the public security organs needs to be reported to them in the end, and the suspect can only be arrested after approval.

when necessary...

They can bypass the public security organs and arrest suspects directly.

Geng Jinglu turned pale with fright, but seemed to choose to accept his fate.

There was no resistance.

this day……

It is finally here.

When walking out of the governor's office.

He suddenly remembered something, and quickly looked at Chen Ming.

A strong desire to survive erupted.

Shouted: "Hurry up and get that lawyer, his name is Zhang Wei!"

Chen Ming: "..."

……

two hours later.

Zhang Wei Law Firm.

After careful consideration, Chen Ming decided to find this place according to Geng Jinglu's commission.

He explained his purpose to Zhang Wei.

"Such a big... case?"

Zhang Wei fell into deep thought after listening.

The private bank was prosecuted by the Public Prosecution.

A series of crimes were involved.

At present, at least 20 years.

The person opposite...

It is still the legal counsel of this private bank, and its professional level is definitely not low.

"You have legal affairs yourself, why are you still looking for me?"

After half an hour.

Zhang Wei asked out his doubts.

The corner of Chen Ming's mouth twitched, but he still said, "Our president has asked you to defend together by name."

on the way.

He carefully inquired about Zhang Wei's past defense experience.

Do not check, I don’t know, I’m scared.

The cases that Zhang Wei took over...

Much.

In the most famous case of suing the whole network, he contracted more than 900 people alone!

In terms of commutation of criminal sentences, of course there is nothing to say about professional ability.

"Our legal department used to mainly deal with civil and economic lawsuits, and had little contact with criminal lawsuits. I would like to ask you to cooperate with us in the defense."

Chen Ming paused for a moment.

Then he said: "As for the lawyer's fee, follow the highest industry standard in Jincheng."

Zhang Wei took a deep look at him, and didn't rush to make a decision.

This case...

It's just too complicated.

Private banks are now under inspection by the China Banking and Insurance Regulatory Commission, and the procuratorate has already stepped in.

A lawsuit will be filed shortly.

Take it to court.

A lawsuit is a matter of time.

According to Chen Ming, all middle and high-level officials need to defend themselves.

That is to say...

If he represented this case, it would be equivalent to taking over the lawsuits of more than a dozen people alone!

Although this case is a criminal case, it involves financial issues such as property embezzlement.

The fee scale is also very different from that of criminal cases.

"Lawyer Zhang, don't worry, we don't have any mandatory requirements. We just need to try our best to protect the rights and interests of our client and strive for a reduction in sentence."

Seeing Zhang Wei's hesitation, Chen Ming persuaded again: "For each case with different subjects, according to the complexity, the lawyer's fee is calculated separately, at least 8 yuan per person, and we have about 18 parties who need to defend."

In order to win Zhang Wei's defense, he directly stated the final quotation of the lawyer's fees.

Both are lawyers.

He is very clear about the charging standards for criminal cases of such financial disputes in Jincheng.

[-] people per person is far more than the same industry.

To take this case, at least 100 million legal fees will be paid in!
He believed that no lawyer in Jincheng could resist this temptation!
as predicted.

After Zhang Wei heard his final offer, his expression fluctuated a little.

Another 100 million!

last month.

He had just finished representing a big case involving more than [-] people and made a fortune.

I thought it would be a long time before I encountered a big case again.

did not expect……

After more than a month, another case came to the door.

"This case... I want to know the facts of the case first, and then decide whether to represent it."

Zhang Wei thought for a while and said seriously.

The case involved private banks.

He didn't want to make a rash decision.

"this is necessary."

Seeing that Zhang Wei seemed interested, Chen Ming quickly told the ins and outs of the case.

very beginning.

Naturally, it was because the bank's internal capital chain was broken and the turnover was not enough.

then.

Large user funds in the bank are transferred to fill up, and cannot be transferred out in real time.

Inadvertently attracted Qin Mu.

"Qin Mu?"

Zhang Wei swallowed, and heard the familiar name again.

After going through a series of things.

He and Qin Mu are already very familiar.

The case of suing the whole network was also the inside information that Qin Mu first disclosed to him.

a month thereafter.

Qin Mu has always been very low-key and unknown.

He also only saw Qin Mu in the bride price case not long ago.

The other party sat obediently in the gallery.

And this time...

The commotion was bigger than last time.

The middle and senior management of the entire bank may want to go in!
This bank in Jincheng...

It is not far from bankruptcy and liquidation.

"Lawyer Zhang knows him?"

Chen Ming was stunned for a moment, and quickly realized: "That's right, it seems that he also reported the case that Lawyer Zhang represented before suing the whole network."

Zhang Wei nodded.

Looking at Chen Ming's eyes, there was some sympathy.

The abnormal transfer of money is actually not a big deal.

Delays by counter staff are also common.

If you put it on others, you may wait patiently until the bank puts the funds in place and survives the crisis.

But Qin Mu won't.

"Fortunately, this case is a public prosecution. Qin Mu will not participate. I will take this case."

Followed by.

He took a deep breath and took the case decisively.

Although the circumstances of the case are complicated, there is still room for commutation.

and.

A case of 100 million!

The temptation is too great.

Geng Jinglu They gave too much!

Subsequently.

The two discussed the follow-up details and agreed on a time to meet the parties.

Chen Ming hurriedly left the law firm.

And after the other party left.

Zhang Wei took out his mobile phone and dialed his wife's number.

"Hey?"

"Honey, I really don't know what to say. The villa I saw last time was too small. Let's change to another one."

"Yes, there is another big case, and I may have to work overtime these days."

"Why are there big cases every day? Isn't it all Qin Mu's fault..."

……

nursing home.

Qin Mu didn't know that Zhang Wei took over the bank's defense by mistake.

At this time, he had just received feedback from the China Banking and Insurance Regulatory Commission.

Indicates that the results of the special investigation have been released.

The bank is suspected of illegal crimes and is going through relevant procedures for public prosecution.

Let him wait patiently for the verdict.

------------

ps: I am really sorry, there is only this update today.

My wife is pregnant, and I have been busy with various inspections for the past two days, so the update may need to be compressed.

Originally, there were two chapters per day. If the update is not enough for that day, I will owe it first, and make up for it in the next few days.

(End of this chapter)