Rebirth 79: I opened a bank in the United States

Chapter 872 Fighting with Immortals
Just as ROG popular is centered in New York, along the line of Baltimore-New York-Boston, it is expanding aggressively in the northeastern region of the United States.

John Sculley, who just took over as Apple's president, is so irritable at this time!
"Who can tell me, where did that damn guy get so much cheap software?! He is destroying the market by doing this! He is destroying everyone's jobs!"

"Instead of focusing on the shoddy software, I think we should pay more attention to their supply chain! And their cost management skills!"

On the opposite side of the president's office, Old Qiao also looked worried.
It's just that compared to John Sculley, Joe doesn't like the shoddy software pre-installed by ROG at all.The software with codes mixed in those BUGs is like a train running rampant after derailment.
Running it can run. But what about passenger experience?
"Those cheap software can only attract ordinary people who have no computer foundation, and these people are not our target customer group. The price of Lisa determines that the people who choose it should be mature programmers or those who Professionals! Business people who need more convenience and better use of computers!"

"But they also have similar products, don't they? Even, the price is lower than our Lisa!"

"So, this should be the focus of our attention, why can they keep the cost down so low! Instead of those few shoddy software"

The product promotion poster of ROG function is hanging in Sculley's office at this time.At the mention of it, both men involuntarily cast their eyes on it.
Equipped with Intel 8088 processor, Fujitsu 10MB hard disk, Windows 1.0 operating system, ROG function of Logitech P-5 optical mouse
Whether it is the more comfortable shape of the mouse to hold, or its equipped GUI operating system.It made Old Qiao smell a smell called threat!

And when its selling price was unveiled, threat is no longer a taste!

$3499!

Richer color matching, more comfortable user experience, more diverse software support, and the price of lisa is more than half lower
Old Qiao only felt a knife stabbed into his heart!
"I asked someone to inquire about it from Intel. ROG and Intel signed a purchase contract of 50 chips. 2 80286, 10 8086, and 38 8088 chips will be delivered month by month within a year. pay monthly"

The oppressive air filled the entire office.

Despite the strong sense of suffocation, facing Carter, an old opponent, Sculley had to say something.
"Their ambitions are really big. This is challenging IBM!"

It was so small that he made a joke, and Old Qiao tried to ease the low pressure in the office.

Last year, in 1983, IBM sold a staggering 70 Personal PCs a year.In 1982, this number was only 25 units
But this is IBM!

It's not a small fish or shrimp!
This ROG signed a huge purchase of 50 chips a year as soon as it came up.
Old Joe doesn't think they're trying to kill Apple.
Can't do it, right?

How much does Lisa sell in a year? !
"Although we are not the ones who face the pressure, but the gods fight, we little ghosts."

Sculley fished his hair irritably. To be honest, if it weren't for the purchase of ROG at the end of last year, it would have been too huge.Sculley wondered if he was hated by the kid Carter
When I was in Pepsi, didn't I just pick him up and pinch him as a persimmon? !
Now that I have jumped to a computer company, why is this guy like a dog?bite and never let go
"Let me try to communicate with him. I still have a little friendship with Gates. It should not be difficult to meet Carter."

"Hey Witte. Learn about no-collateral line of credit?"

"No, no, Franco! How did you do such a thing?!"

"What's the matter, you're talking about this loan? Damn, you're worrying too much, I won't help those vampires push usurious loans. Look at this, the annualized interest rate is only 30%! The amount starts at 500 US dollars, and there are activities during the promotion period. I still have a few places in my hand, and I can increase your credit limit to $1000."

When the old Joe and the two were frowning, the smiles on Carter's face gradually increased.
Gein, the money piled up in the small treasury of the Black Flag Commercial Bank, which is almost ashes, can finally be released!

After four months of making TED and the benefits it brought, Carter finally determined that he had established enough prestige in the council. It's time to launch the PTU project!
Microcredit loans with an annualized fixed interest rate of 30%, after Carter introduced his campus economic model to Vice President Stevens, who is in charge of student affairs
Under the influence of trust in Carter, trusting that he would not cheat "my own people" and Yale's poverty, Stevens quickly acquiesced in Carter's development of part-time students on campus.

As long as Yale does not come forward to support, then Yale has no risk!
If things are done well, the school can get rich; if things are not done well, or something goes wrong
oh!Sorry, we will definitely strengthen supervision in the future.
"Witt, look here! Lending institution: Black Flag Commercial Bank, this is a regular bank that has registered with the Federal Reserve System. The template of the loan contract is also here, you can see the sentence 'Party A', That is to say, our credit company promises 'no floating interest rate' and 'no additional fees'. Once I, or someone else raises any other topics such as service fees and handling fees to you, you can report directly to Black Flag Bank ! Once verified, the $2000 is yours!"

While taking out loan contracts and brochures from his small satchel, Franco bewitched his classmates in the dormitory next door
"I personally think that you can fill out a credit application form and apply for the loan amount first like my roommate Sarat did. This is not a requirement for you to use it, but if you have the amount, in the future, in case If you are short of money, you can get the money quickly, it can be regarded as a spare fund!"

"As long as you don't use the amount and don't sign this loan contract, you won't incur any interest charges. It's all free!"

"The interest rate is really only 30%? And then no collateral?"

As the saying goes, everything is more afraid than
In today's situation of unsecured line of credit, only payday family.When has the interest rate of unsecured credit loans been so conscientious? !
In the era when the bank’s commercial loan interest rate exceeded 13% (it fell in 84), the unsecured credit loan received an interest rate of 130%, which is considered a conscience.
30%? !
This can't be helped!

Especially these young people who have just entered the university campus and live alone
Where is there no money? !
If you want to eat delicious food, you need money!

Want to chase girls, ask for money!

Even buying periodicals requires money!
I thought about working part-time and earning some money, but how did it turn out?

The economy is not doing well in the first place, let alone the "Minimum Drinking Age Act".It directly destroyed many surviving pubs and restaurants.
Part-time jobs are hard to find!
and many more!

"No, Franco! You... In my impression, you are a person who can't afford it early. You don't want me to get a loan, just apply for a quota. Could it be that I filled out this application form, and you also have money take?!"

"Hey, of course! But it's not much, a watch, 10 dollars!"

"Fack?! Ten dollars isn't much?!"

(End of this chapter)