Rebirth 79: I opened a bank in the United States

Chapter 873
"Ten watches, $100!"

"There are still more! I have fourteen more here."

"There is a problem with this one, the identity information is incorrect, I can only give you 130 US dollars. Christine! Please help me get another [-] dollars, no, come here with [-] dollars! I have finished sending it here!"

The Yale branch of the Black Flag Commercial Bank located on Grove Street has staged a spectacle for all the students and the surrounding residents these days!
Who has ever seen a bank that is noisy and noisy like a vegetable market? !

Among the swaying credit application forms held up by the student agents who were rushing to collect money, the recorders who were urgently transferred from black flag commercial banks, microfinance companies, and even black flag savings in Georgia , almost knocked out sparks from the keyboard in front of me
At the same time, the owner of the copy shop in the Student Affairs Center was also busy and sweating profusely.
Copying of documents that can confirm identity, such as driver's license and social security certificate, came one after another.

Just ask
Someone has been taken advantage of to throw money away!

Just fill out an application form, apply for a loan amount, and you don't need to actually take out a loan, and you can get ten dollars!
What is the difference between this and throwing money, and sending money directly? !

This shocking good news quickly spread from the printing shop to the faculty and staff. Then
"Mr. Black, look at these, these are not students! You say us."

"Not a student? That's oh?!"

Carter, who was supervising the battle in the Yale branch, received a stack of application forms hurriedly handed over by the credit manager, with a wonderful expression on his face!
"Who the hell did this?! We don't seem to have developed an acting commissioner among the faculty?"

"Mr. Rocky Milton from the Whitney Center Print Shop got it, and he asked if he could come and help us promote PTU"

"He wanted to ask if he could come to collect the money, too?"

Carter felt the thickness of the stack of application forms in his hand:
"Give him the money, and by the way, give him some posters, and ask him to post them in his shop."

"Yes! But Mr. Black, will this affect you badly?"

"Which area are you referring to? They only recommend people to fill out the application form, but not loans?"

"Yes, and no! If you are a student, it's okay to do this. We believe in your judgment. For students who are short of money, there is a quota here. They don't use it now, and they will definitely use it in the future. But for these people."

The credit manager pointed to the application form in Carter's hand:
"They have a stable income. On the one hand, they can apply for normal bank loans; on the other hand, for them, the amount of about 500 US dollars may not be very attractive to them. Personally, I feel that their willingness to use our PTU should be Not very strong!"

"Besides, if we open the mouth of the teaching staff now, I am afraid that they will go to the Yale community to fill out the forms in a fissile manner like you said, and our customer acquisition cost will increase greatly. It is said that the quality of the customer base is also uncontrollable. Obviously, this has deviated from the goal of PTU’s development.”

"You're right, I was negligent. In this way, when paying Mr. Milton, tell him that he needs to add a copy of the employment contract of Yale University for the batch of materials he sent. Um, Tell him that we need this information to prove that it is a necessary condition for them to issue a higher amount."

Carter resisted the almost uncontrollable smile, pretended to be calm and ordered:
"Students, call Yale faculty and staff. There will never be more than 5 people. We can still get 50 US dollars. I will give you enough confidence. For those students who can submit more than 30 applications or Mr. Milton Such people, give them more money! The following application forms are 12 dollars a piece! Those who can submit more than 80 application forms in total, 15 dollars a piece of application form!"

"I'll give you $60, and I hope you can spend all of it!"

"I'm!"

As the saying goes, no one asks about the film emperor for ten years, but once he adds money, the world will know!

The "Hey, have you filled out the form" that was already hot on the Yale campus, after Carter's wave of money increases, the fire has become less and more intense!

As more and more people know that there is money to be made here, and they join in one after another, the entire Yale campus seems to be invaded by MLM organizations.
Who doesn't get asked "Did you fill out the form?" three times a day?
And this farce soon sent Carter to the professor committee.
"Carter! What the hell are you trying to do?!"

"Do you know that what you are doing now has exceeded our agreement! You have seriously affected the teaching order of the school! Now the professors are very dissatisfied with you, I... I have tried my best! Professor Clemens , may help you say something nice, but your actions must stop!"

"It's almost there. I counted before I came here. Now we have opened credit lines for more than 6000 people, and we are only 9000 short of covering all Yale teachers, students, and staff."

Facing the roaring Stevens, Carter was very calm.

What the hell, there are more than 6000 potential loan customers!What kind of concept is this? !
Even the minimum $500 credit for everyone, as long as they use it!This is 800 million loans released!The annual gross profit is 540 million!
What's more, how could the amount be so small?
You know, the loan amount that Carter prepared in the black flag commercial bank is more than 5000 million US dollars.Moreover, this is still last year's data.
If necessary, a large amount of money can be transferred from the black flag savings at any time!
The money is paid back quickly, with high profits and a large leverage ratio!
The money is paid back in each installment, and can be loaned out in a circular manner
With a principal of 5000 million, a loan of [-] million is more than enough!

What's more, since his time travel, Carter has been thinking about this kind of micro-credit loan business.However, subject to risk control issues, it has been delayed in implementation
Now it's hard to implement.
Dissatisfied with the professors?
If you are dissatisfied, you will be dissatisfied!

The scolding is suffered in the afternoon, and the money is earned at night!
What's the big deal?
"Do you want to toss like this for a few more days?!"

"A week, most people have passed it now. The speed will not be as fast as before"

"You're taking too long, I can't help you. Go and explain to the professors yourself"

Even if you don't care what you say, but on the professor committee.
Looking at the distraught expressions on the faces of the professors, especially the old dean of the old campus, Carter felt somewhat uncomfortable.
"Carter Black, we hope you can give a reasonable explanation for the recent riots on campus!"

"I don't think this needs too much explanation. I want to live, and Yale wants to develop! I think I am taking practical actions to prove that in business ethics, things that are driven by personal interests will benefit society. Overall beneficial!'”

"The chaos of order is only temporary. When all the dust settles. I can make money, and Yale students will also have money. If they have money, they will attract more businesses! At that time, Yale The property you own will be worth more!"

"Only when the school has money can it support more projects; it can order more, richer, and more comprehensive journal documents. Yes, in a short period of time, I did interfere and destroy the normal teaching order of the campus, seriously affecting the The normal development of teaching work."

"But in these extraordinary times, I think it's all worth it!"

(End of this chapter)