Chinese dining table

Chapter 70 Yunchu's House of Officials

The mutton soup is really good!
Mrs. Cui was also at the front of the line with a bowl, chatting with some women and girls while filling herself with mutton soup.

It can be seen that the women here like her very much.

Naha also wanted to drink a bowl of mutton bone soup, but Cui Shi dragged her to the side of the small stove, filled her with a bowl full of mutton bones, and asked her to stay in the room with Yunchu Eat slowly.

Naha was very envious that Cui Shi could hold a big bowl and eat meat and drink soup in a circle with a group of women. She wanted to go there a few times, but Yunchu held her by her side, and honestly put the bowl on a table clearly It was a borrowed low table to eat meat.

Lynx always likes to climb high, and always likes to bring food to a high place and enjoy it slowly.

After eating court food and having a short rest, Cui came to Yunchu's side and said in a low voice, "I have asked you before, there is a sage monk in Da Ci'en Temple."

Yunchu asked strangely, "Which temple doesn't have a Zhike monk?"

Cui looked into Yunchu's ignorant eyes and said, "We only have women and children in our family. It's not appropriate for Mr. Wang to put so much gold at home."

Yun Chu frowned and said, "You mean you can hand it over to the Zhike monk of Da Ci'en Temple?"

Mrs. Cui nodded repeatedly and said: "There is a Zhike monk in Da Ci'en Temple who specially puts the "seng's residence millet". As long as Mr. Lang gives the gold from his family to the Zhike monk, the interest that Da Ci'en Temple will give our family at the end of the year will be enough. Our family chews it."

Yunchu said dully: "Sengdisu"?usury? "

Mrs. Cui nodded and said: "But all the things that are common in larger temples are Buddhist compassionate methods. If the common people, merchants, and officials have no money at hand, they can borrow the "sangdi millet" from the Zhike monk and agree to pay back the money at the end of the year. , can solve the worries of the people.

Our family is rich, so we can put the money in the hands of the Zhike monk of Daci’en Temple, and ask him to use our money to lend “Sengdi millet” to those in need, and then give our family interest. "

Yun Chu coughed and said, "What is the annual interest rate of the loan shark?"

Cui blinked her eyes and said: "Daxingshan Temple borrows [-]% of the grain, money, four times the money, Qinglong Temple borrows [-]% of the grain, money, [-]% of the money, Fuying Temple borrows [-]% of the grain, the money is one Four times, only the Da Ci'en Temple has the least, borrowing [-]% of the food, double the money."

Yun Chu sighed, "These monks should be killed!"

Cui's eyes widened and said: "This is doing a good deed, why should I be killed? When Emperor Taizong was still there, he specially appointed nine officials in all levels of the court to take [-] yuan from the court treasury. Money, these officials are called "Zhouqian Lingshi".

Each "Zhouqian Lingshi" has to borrow [-] Wen from the imperial court and pay [-] Wen in interest to the imperial court every year.

If it is done well, the court will return it to the high officials. "

Yunchu's mental arithmetic is very good, and after Cui's side finished speaking, he came up with a usury system instigated by the government with an annual interest rate of [-]%.

"Why hasn't it been in the past few years? I haven't heard of such a thing in the Western Regions?"

"That's the benefit of being ruined by Chu Suiliang. I heard that Chu Suiliang told Emperor Taizong: If you continue to let the history of seizing money flood, after a long time, the positions of officials will be "arrested." "Qian Lingshi" is full.

At that time, the students trained by the imperial academy, the talented people selected by the local government, and the Xiaolian selected from the best will not have the position of officials.

Emperor Taizong was good at accepting advice, so he agreed to Chu Suiliang's suggestion and stopped "catch money to make history".

The imperial court stopped the "catch money order history", and monk temples in various places could not see the suffering of the people without money, so they began to distribute a large amount of monk's house millet.

There is no way, there is less money in the temple, and there are many people who borrow money. In order to let people borrow less money, the temple raised the interest rate. Unexpectedly, there are still so many people borrowing money, even more than before.

Mr. Lang, the abbot of the Da Ci'en Temple is Master Xuanzang, who has a very good reputation in the capital, and it must be right to put the money in the hands of the Zhigu monk of the Da Ci'en Temple. "

Yun Chu fell into long-term thinking...

He used to think that the maximum interest rate of 17.00% set by the state was already a bit vicious, but now...

At noon, after Yunchu drove the carriage around his yard for a long time, he went to Daci'en Temple with Cui Shi and Naha.

He didn't think about earning usury money, he just wanted to know how this thing works.

Zhike monk is not bad, white and fat, and he often smiles like Maitreya Buddha. After Yunchu explained the purpose of coming, his fat face drooped immediately, like a bully dog.

"Please follow."

Yunchu, Cui Shi, and Naha came to a place called Xiangji Kitchen. The monks here don't recite scriptures very much, and most of them use calculations to settle accounts.

The Zhike monk sat cross-legged on a futon with difficulty and said to Yunchu: "Master Xuanzang has a lot of complaints about the Xiangji Kitchen. The benefactor put the money in the Xiangji Kitchen. Please don't say anything, so as not to damage Master Xuanzang. reputation."

Yun Chu nodded with a smile on his face and said, "It's natural, it's natural, we're here for Master Xuanzang's compassionate heart."

The Zhike monk nodded and said: "The world is difficult, and ordinary people have a lot of desires, always wanting everything, but don't know what to get.

They are obsessed with it, even if they know that Huangquan Road is in front of them, they only want to gamble again, always thinking that they will be the most different one on Huangquan Road, pitiful, pitiful. "

Yun Chu nodded and said: "It is indeed a dead end."

Zhike monk clasped his hands together and said, "My Buddha is merciful!"

Yun Chu also clasped his hands together and said, "My Buddha is merciful."

The process of Yunchu lending usury was very peaceful and compassionate, and 2000 taels of gold of varying colors were sent to Xiangji Kitchen.

The Zhike monk gave Yunchu a document. The contract on the document was very detailed and meticulous, and the three terms of rights, responsibilities and benefits were also stated very clearly. As for this contract about money, Yunchu found that it was almost the same as the documents of later generations. There is no difference. It can be seen that as long as it is related to property, people are always highly evolved.

At first, Yunchu wanted to enjoy the [-]% profit that he would repay, but it was a pity that the money was not only his, but also Fangzheng, He Yuanshan, Liu Xiong, and the properties of the five palms. The Zhike monk signed an agreement to get back the money at any time, which allowed him to only enjoy [-]% of the interest.

Originally, he wanted to take a good look at the Da Ci'en Temple, but after signing the contract, Yunchu didn't like this resplendent temple very much, even though the abbot of this temple was Master Xuanzang who had an affair with him.

It was much easier to go home again, because the workers in the family deliberately opened a gate on the courtyard wall of the back house, which was large enough for carriages to enter and exit.

This made Yunchu very unhappy, why did the door of his back house face a monk temple?
You know, Xuanzang's first disciple, Bian Ji, is a down-to-earth Monk Hua. Although this guy has been cut in half by Emperor Taizong, it is estimated that his legacy will not go away for a while.

Although there is only one girl and a middle-aged woman in the family, it is still necessary for Jin to guard the door.

When he returned home, Yunchu was still very satisfied with the work efficiency of the workers. At least, the two wells in his house had taken on a new look, and the water in the wells was as clear as jade pulp.

Now that I think about it, the idea given to Cheng Chumo was really a failure. Datang didn't have a bank, someone else had a bank, the interest was higher, and the outlets spread all over the country, both sides of the Yellow River.

The reason why Yunchu thinks this way is entirely because of what the Zhike monk said, the money stored in Daci'en Temple can be withdrawn from the Baima Temple of Luoyang Temple, or from the Daming Temple in Yangzhou.

This fucking is the famous exchange exchange!

This made Yun Chu, who thought he was a civilized person, feel ashamed.

Half a month has passed, and Yunchu got a quaint home, but Cui's family recruited fifty or sixty needleworkers to prepare soft furnishings for Yunchu's new home.

After the gray tiles are washed with clean water, they turn into a bright blue color. Although a thin layer of ice is formed, according to the craftsmen, doing so will actually make the house more warm.

These days, Yunchu took Naha to the West Market non-stop, and bought all the things the family needed.

It can be described as spending money like water.

Mrs. Cui was also spending money, and it was quite a lot. Taking advantage of the servants of Ye Ting Palace, she bought ten servants for the Yun family by spending one hundred and nine pennies. Among them, there are seven girls, the oldest is 37 years old, the youngest is nine years old, and the average age is 33 years old... and the girl who is only nine years old is worth fifty guan!

None of the three men was well-groomed, and one was as strong as a cow, but he seemed to have a problem with his brain. He kept silent all day long, and wanted to drink for the first time after seeing Yunchu, the head of the family.

As for the last one, he is still a normal person, with a well-proportioned figure and fair skin, but the pockmarks on his face seem to be unnatural.

The older women seemed to be retired maids from the palace. Because they had no home and they were too old to bear children, no one wanted them, so they were half-sold and half-given away by the Cui family.

The little girl was very smart, she didn't look like she came from an ordinary family, she stood with Naha pinkly, she was more like a little lady in the family than Naha, a rough kid.

When Mazi closed the door of Yun's house, he also shut out the wind and snow outside.

A group of people followed Yunchu, the Patriarch, to inspect the house together.

There is a mountain of firewood, a storehouse of charcoal, enough rice grains for the thirteen people in the family for a whole year, seven or eight large tanks filled with sesame oil, and three skinned sheep hanging from the beams. Describe the wealth of the family.

The windows are covered with oil-soaked peach blossom paper. According to the merchant, the biggest advantage of this new bast paper is that it is not easy to break, even in heavy snowstorms.

Yunchu very much agreed with the merchant's statement, because the merchant tore it with his hands in front of him, but it didn't tear. After the leather paper was soaked in oil, it was actually slightly transparent.

The whole house is spotless, even if there is white snow falling in the yard, it seems to be clean enough to be picked up and put in your mouth.

The whole house is new, including the clothes and bedding of the eleven servants.

After seeing the new home, Yunchu stood under the eaves, looked at the ten new servants and said, "Live here with peace of mind, no one will hurt you, you exist to make life easier for all of us, rather than being sad.

I don't want there to be villains in this family, there are bad people, and I don't want anyone in this family besides Yunna and me to have unfinished business, or use my place as a place to make a comeback.

Otherwise, there will be severe punishment! "

(End of this chapter)