Rebirth of Wu Ba Spring and Autumn

Chapter 954
"Hey, have you heard? The king ordered the establishment of a bank, and there is interest for saving money."

"If you save a thousand Wen there, you will get [-] Wen after one year. The interest for two years is [-] Wen, and the interest for three years is [-] Wen. There is interest every year. The more money you have, the higher the interest, and the longer you save it, the more interest you will get.”

"real or fake?"

"Can this be fake?"

"Ah Liang, don't you need money to turn around for business? Banks can lend money, and the interest rate is much lower than others. If you borrow [-] Wen, even the principal with interest is only [-] Wen for a year. The interest for one to two years is only [-] yuan, which is very cost-effective, much better than those loan sharks."

"It's just that, to borrow money from a bank, you must have a certain amount of assets to arrive..."

In Xianyang City, as well as in the streets and alleys of various cities in Chang'an County, the news of Wu Guo's establishment of a bank spread like wildfire.

In addition, the government advertised it widely, and posted notices in various places such as city gates, vegetable markets, and markets, so it didn't take long for everyone to know about it.

The establishment of the bank caused an uproar among the Wu government and the public.

Due to the strong credibility of the government of the state of Wu, the people of the country are very keen to deposit money in the bank, borrow money from the bank, or pawn valuable objects to the bank and pay a certain custody fee.

As for the previous pawnshops, they were all closed down one after another.

Those who lend usury to those who are short of money are also severely punished according to the law.

Private private lending?

No no.

It's just that the interest rate is lower than that of the bank.

Qingji actually encourages private individuals to borrow from each other, but the interest must be lower than that of the bank, which is beneficial to the people.

Qingji never thought of making money from the bank, because he didn't need it.

When the bank officially opened, there was a long queue at the gate of the bank, and the streets and alleys were full of Li Shu pushing wheelbarrows or carrying burdens.

The wheelbarrow and the luggage are full of five baht coins.

Qingji could have imagined how rich the Li Shu of Wu State was, but he never imagined that each of them had hidden so much money...

From princes and nobles to peddlers and pawns, everyone with big bags and small bags lined up at the gate of the bank, regardless of each other, without any privileges!

VIP customers?

does not exist!
Love or not!

Love to borrow or not!
Therefore, Qing Ji, who visited privately in a micro-service, could see ministers such as Confucius, Zeng Dian, and Yan Hui leading people, pushing a wheelbarrow, or running to the bank to save money with their own burdens on their backs.

In fact, this was instigated by Qingji, and all the ministers actively participated in supporting Qingji's practice of setting up a bank.

It was the twelfth lunar month of winter, and people lined up at the gate of the bank to deposit their money in the bank.

"Ah! I lost my money!"

Suddenly an old man exclaimed.

"Old man, is this the money you dropped?"

Not far away, a middle-aged man with an anxious expression stepped forward and asked.

He pulled out one of his packs.

The old man asked in amazement: "I did lose money, but you are not my burden..."

"How much money did you lose?"

"Two thousand seven hundred and twenty nine coins."

"It's a lot of money. Old man, order a little."

The middle-aged man returned the money to the old man.

How much money is picked up is how much money, the old man said that it is a lot of money, so the middle-aged man is sure that it is his copper coins, a lot of money, and the property will be returned to the original owner.

The road does not pick up lost things!

"Little brother, you are really an honest person, you have the style of Jizi in the past! Please wait for me later, I will treat you to the restaurant!"

"It's easy to say. Hahahaha, this is what I should do!"

Passers-by who saw this scene applauded and applauded.

"I, Da Wu, have integrity!"

"Wu Guo has such a person, it is really remarkable."

"Up and down, loyalty, filial piety, benevolence, wisdom, propriety, righteousness, such a big Wu, how can it not be strong?"

Qing Ji also felt the simplicity of the folk customs, and nodded in relief.

People in this era place great emphasis on credibility.

Whether they are princes, nobles, or ordinary people, they all know the value of "faithfulness".

At this time, Qingji, accompanied by Fan Li and Bo Tong, went into the bank to inspect it, and by the way, deposited tens of thousands of money in a decent manner.

As a big corrupt official in Wu State, Bo Tong saved 10,000+ money symbolically, but Qing Ji is very clear about how rich his family is.

Bo Tong probably didn't dare to deposit his property in the bank.

Qingji can tolerate his corruption and accept bribes by turning a blind eye, but Prince Heng may not necessarily...

"Old man, you can think clearly. Are you sure you want to deposit [-] yuan in the bank?"

"Little brother, I've thought it over clearly. I must save it! This money is kept at home, and keeping it is also saving money. It's better to put it in the bank and take it out when you need it in the next year."

"Okay. Old man, let me tell you first. The deposits in the bank can be deposited and withdrawn flexibly. When you use it and when you withdraw it, you only need to pay one-thousandth of the handling fee when you withdraw it. You can save it as little as possible." Take some, for example, [-] Wen at a time, so that you don't have to pay the handling fee..."

The people (salesman) of the bank patiently explained the deposit business of the bank to the old man.

This is quite enthusiastic, quite kind.

After all, who can explain it so clearly?

It also told the old man that if the one-time withdrawal is less than [-] Wen, there is no need to pay a handling fee, which is completely beneficial to the people.

"A deposit of [-] yuan?"

Qingji also smacked his tongue secretly.

This old man who seems to be from a farming family has so much savings?

Impressive!
You must know that the purchasing power of Wu Guo's five baht coin is quite large.

At this time, the old man patted the back of his head again, and said awkwardly: "Little brother, in case the old man dies in the future, can the descendants take out the money and use it?"

"Yes. However, you must first leave a will and let one or more designated descendants inherit it. It doesn't matter if you don't have a will. The bank will not ask for your money. If you pass away, the money will still be sent to your family hands."

"very nice."

The old man couldn't help but smile.

Qingji led Fan Li and Bo Tong out of the bank and onto the street.

Qingji also took out three Wen coins with great interest, and sold three meat buns, giving Fan Li, Bo Tong, and himself a meat bun.

In this severe cold weather, the cold wind was bleak, and there were little ice crystals flying in the sky. The three of Qingji squatted on the ground and gnawed on the meat buns without restraint.

The meat buns are big enough, and in modern times, it would cost about 3 to 5 Ruanmei coins.

One penny and one meat bun, so the value of Wu's five baht coin is self-evident.

Wu people are quite wealthy now, not to mention the average salary, Qingji has not been counted by anyone, but the most basic manure diggers and street sweepers have a monthly salary of [-] Wen.

For soldiers, taking ordinary county soldiers as an example, after converting cloth, grain, copper coins, etc., there are also four to five thousand Wen per person, including food and housing, which is equivalent to a monthly income of more than ten thousand in future generations.

(End of this chapter)