I Won a Prize of 100 Million at the Beginning, and I Became a Capital Boss
Chapter 61 Seeking a Life Insurance License!
Chapter 61 Seeking a Life Insurance License!
Zheng Wentong knew that Zheng Jun was right. In recent years, life insurance licenses were indeed easier to approve. In just four to five years, more than 30 life insurance licenses were issued.
Some insurance companies are calling the shots in the stock market, raising their cards frequently, and becoming the major shareholders of many bank stocks and real estate stocks.
Because the universal insurance launched by some life insurance companies is more like financial insurance, they used capital allocation to buy high-quality assets in the stock market frantically, acting as a barbarian at the door, and let the founders of well-known real estate be out of the game and live an early retirement life.
However, because these companies disrupted the financial market, the final outcome was not very good.Zheng Wentong intends to cultivate the country for a long time, and has no idea of making quick money.
However, if you hold a life insurance company, it can indeed make up for the funding gap of Zheng Wentong's investment to a large extent.
Internet companies have also entered the insurance industry one after another. Penguin, Ari and Huafu Group jointly established the world's first Internet insurance company the year before last.
Zheng Wentong didn't agree to Zheng Jun immediately, he decided to take two steps.He wants to set up Huaxin Comprehensive Finance (Puhai) Co., Ltd. first.
First cooperate with Huafu Life Insurance to set up a telemarketing center to act as an agent to sell Huafu Life Insurance's insurance business.
The customer list in the early stage is Huafu Bank’s general card customers. The initial credit card limit is less than 1 yuan. The telemarketing center mainly sells Huafu Life Insurance’s small insurance to customers. The monthly premium does not exceed 300 yuan, and the main focus is critical illness insurance.
Zheng Wentong wants to test the waters first to verify whether the cooperation model proposed by Zheng Jun is feasible. If the pilot project loses, it will only be a few million.
But if Mao rashly cooperates with Zheng Jun, if the insurance brokerage company loses money, it will be a real loss of tens of millions.
If the Insurance Brokerage Co., Ltd. is successful, it will be Zheng Jun's outstanding performance in Cosmopolitan Life Insurance, which will add a lot of strength for him to become the general manager.
In case of failure, Zheng Jun will leave early, the partners will withdraw the funds, and the mess left will only be left to Zheng Wentong to clean up.
For Zheng Wentong's caution, he expressed his understanding.
With his family background, it would not be difficult for him to find a partner in Hongshan City, but it is not so easy to find a partner who understands finance, life insurance, and has abundant funds.
After all, his old man has retired, and while he can still talk, he has to hurry up and move up.
After all, he is still a young and middle-aged cadre. If he is stuck in this position for six or seven years, it will be difficult for him to have any hope of running a large state-owned insurance company in the future.
"By the way, I heard that Deputy District Chief Yi is going to visit Puhai Intercom Information Technology Co., Ltd. at the end of this month. I have seen many people use the universal WIFI app. The number of downloads by users should exceed 5000 million, right?"
Zheng Wentong thought to himself that Zheng Jun had done a lot of homework in advance and was always paying attention to the development of Ramp Capital.Sometimes this kind of excessive enthusiasm may not be a good thing.
Zheng Wentong pretended to be flattered, "Unexpectedly, Uncle Jun also noticed a small Internet company under the ramp capital."
Zheng Jun praised Zheng Wentong, "Puhai Interconnect Information Technology is not considered a small company now. You have already started to prepare for the A round of financing, and the investment market valuation is about 3 to 4 million."
"Xiong Xiaoge from IDG Capital praised you as a genius investor, almost none of the investment projects you handled failed."
"If Ramp Capital holds an investor meeting at the end of the month, please contact me in advance. Perhaps the Puhai headquarters of Universal Life Insurance is interested in this investment project."
After talking about business, Zheng Jun and Zheng Wentong left the suite and chatted with several other private owners. They discussed the establishment of Puhai Hongshan Chamber of Commerce.
Zhang Zhili introduced that Hongshan City currently has nearly 100 million people working in Puhai, and there are nearly [-] companies whose business scope involves education, finance, IT, building materials, medicine, and real estate.
"The Jijia Apartment under Slope Capital is one of the outstanding representatives. It has absorbed more than 70 migrant workers from Tongji County and paid social security to the employees uniformly. It is very remarkable."
As an elder in the same village, Zheng Jun felt that he had a good face and praised Zheng Wentong, "The enterprise should be used to shoulder social responsibilities. Now some enterprises always say that employees don't want to pay social security. They are willing to get more money. As a result, employees have work-related injuries and serious illnesses. , the boss still has to pay, the gain outweighs the loss, this kind of petty cheapness is not greedy."
Although several bosses did not agree with Zheng Wentong's approach, they would not disappoint and refute.Everyone talked about Heiwa's arrest and Yu Huaishan's double-regulation.
Zheng Jun waved his hand, "Everyone is in business, so we must maintain a clean and clear relationship between politics and business, and don't talk about state affairs."
Everyone was silent, and the atmosphere was a bit awkward. Yu Jiajia came forward to ease the atmosphere, "Manager Zhang, I heard that Deputy Director Liu will be here soon, or I can tell the kitchen to start preparing dishes."
Zhang Zhili understood, "No, I'll just tell the waiter. Deputy Director Liu is on an inspection tour in Suzhou Province today and will be back soon. Let me treat you well and do my best as a landlord."
Deputy Director Liu's movements were really fast, with a dusty look.As soon as he entered the hotel, he first shook hands with Zheng Jun, "Zheng Jun, it's hard to come to Puhai, and you still haven't contacted me. If Manager Zhang sends me a message, I will almost miss tonight's meal."
"I went to Yanjing to pay New Year's greetings last year, and I also made a special trip to your father's house. The old man is in good health, cultivates his morals, is diligent in calligraphy, and writes well. His realm still needs to be learned by us."
After shaking hands with Zheng Jun, Zhang Zhili introduced the representatives of entrepreneurs from Hongshan, and put Zheng Wentong first.
Deputy Director Liu patted Zheng Wentong's arm when he shook hands, encouraging him to develop his business well, strive to return home to invest in his hometown as soon as possible, and make contributions to Central Chu Province.
When it came to other people, Deputy Director Liu's attitude was still very enthusiastic, but his attitude was obviously a lot more reserved.
Li Meng watched the young Zheng Wentong flirting among the middle-aged and the elderly, and felt tired for the boss.
Li Meng and Yu Jiajia stood behind the crowd, "Look at the wonderful acting skills of these people. Their contributions are all Oscar-level performances. No wonder you don't want to find a rich man or a family of civil servants. Every night you sleep in the same bed with different dreams."
Dinner begins with Hongshan Pork Meat, Honghu Lotus Root Ribs, Braised Catfish in Braised Sauce, Stir-Fried Bacon with Red Cabbage, Steamed Wuchang Fish, Braised Prawns in Oil, Boiled Fish Balls in Original Soup, Panlong Vegetables, Jingsha Turtle, Big Dabie Mountain Fish Head, etc. .
The wine for dinner was a box of Wuliangye brought by Zheng Wentong. Yu Jiajia and Li Meng were half drunk in order to protect Zheng Wentong from the wine, but fortunately, they were still relatively sober.
Yang Jianbin ate at another table with other drivers and assistants, and he ate happily and comfortably.
In contrast, Zheng Wentong felt that he really came to suffer. There were so many delicious hometown dishes, but he couldn't taste them.
Several private bosses who had left their contact information promised to join the investor meeting of Ramp Capital at the end of the month.
Regardless of whether they buy private equity funds in the end, the attitude of helping each other among fellow villagers is still there.
After the wine party was over, Zheng Wentong declined the next event organized by other bosses. If you have that time, you might as well go home and ask your girlfriend to help you press it.
Yang Jianbin drove Yu Jiajia and Li Meng back first. They lived in a community not far from Lujiazui Garden Community.
Zheng Wentong sent Jiajia and Li Meng home and made them a cup of honey water.The two rented a two-bedroom house together. Although it was an old residential area, the living room was quite clean.
"Thank you for your hard work today. Yu Jiajia drank a little too much today. Li Meng, please take care of her. If she feels unwell, please call me immediately. I will drive you to the hospital for naloxone."
"Mr. Zheng, you are a family man, so don't be so caring and considerate to other women. I hate men who are as warm as the central air conditioner."
"If you are worried, you can stay overnight if you can. You can choose two rooms. I will share with Jiajia, or do you want to share with us?"
Yu Jiajia regained consciousness, "Okay, we're fine now, you can go back, boss."
Yu Jiajia began to order Zheng Wentong to evict customers, and before closing the door, Zheng Wentong heard Yu Jiajia tearing Li Meng apart, "You Li Meng, you actually want me to feed a tiger with your body, don't you know that I am female and I like females? I will punish you to sleep with me tonight, and make my old lady comfortable."
Back in the car, Zheng Wentong sat in the co-pilot. Yang Jianbin heaved a sigh of relief. It was also the first time he saw Yu Jiajia and Li Meng after drinking. Once this woman got drunk, no one could hold her back.
"Yu Jiajia and Li Meng almost got those bosses drunk today. It really is the initiative of the surgery industry, and the salary of [-] to [-] yuan is really not for nothing."
"Who says no? They are just two sad women with stories. They have stories, but I have no wine. I am full of thoughts and have no one to tell."
"You've worked hard today, so you should go back and have an early rest. By the way, remember to remind me that you work overtime today. I'll ask Chen Lei to fill in the overtime for you when you go out on business."
Back home, seeing her boyfriend looking tired, Bai Xiaolu asked him to lie down on the sofa and massaged his shoulders and neck.
"Young age, don't be so pretentious. Did what we talked about today make you difficult?"
"It's not difficult, but if the company clears the stock market this month, we won't be able to make a lot of money in silence. The Puhai investment circle can judge the approximate amount of funds that Ramp Capital has."
"I am planning to rent a floor in Lujiazui Software Park, re-register a software company, and send Wang Zhiliang to manage the company's business."
"Universal WIFI and Wei Toutiao still need to be split. Fortunately, Wei Toutiao has not yet been listed. We just need Xiong Xiaoge's understanding. Otherwise, it will be more troublesome to wait for Intercom to start the A round of financing."
"By the way, the production team of the micro-movie has already been contacted. It is called the 'Cat's Tree' studio, and the director is Yuan Shuang. With the authorization of Weimeng, we will upload the micro-movie to Weibo, Miaopai and Meipai. Come on, help you make a name for yourself, the shooting time is set on the weekend, you may have to work hard this month."
(End of this chapter)
Zheng Wentong knew that Zheng Jun was right. In recent years, life insurance licenses were indeed easier to approve. In just four to five years, more than 30 life insurance licenses were issued.
Some insurance companies are calling the shots in the stock market, raising their cards frequently, and becoming the major shareholders of many bank stocks and real estate stocks.
Because the universal insurance launched by some life insurance companies is more like financial insurance, they used capital allocation to buy high-quality assets in the stock market frantically, acting as a barbarian at the door, and let the founders of well-known real estate be out of the game and live an early retirement life.
However, because these companies disrupted the financial market, the final outcome was not very good.Zheng Wentong intends to cultivate the country for a long time, and has no idea of making quick money.
However, if you hold a life insurance company, it can indeed make up for the funding gap of Zheng Wentong's investment to a large extent.
Internet companies have also entered the insurance industry one after another. Penguin, Ari and Huafu Group jointly established the world's first Internet insurance company the year before last.
Zheng Wentong didn't agree to Zheng Jun immediately, he decided to take two steps.He wants to set up Huaxin Comprehensive Finance (Puhai) Co., Ltd. first.
First cooperate with Huafu Life Insurance to set up a telemarketing center to act as an agent to sell Huafu Life Insurance's insurance business.
The customer list in the early stage is Huafu Bank’s general card customers. The initial credit card limit is less than 1 yuan. The telemarketing center mainly sells Huafu Life Insurance’s small insurance to customers. The monthly premium does not exceed 300 yuan, and the main focus is critical illness insurance.
Zheng Wentong wants to test the waters first to verify whether the cooperation model proposed by Zheng Jun is feasible. If the pilot project loses, it will only be a few million.
But if Mao rashly cooperates with Zheng Jun, if the insurance brokerage company loses money, it will be a real loss of tens of millions.
If the Insurance Brokerage Co., Ltd. is successful, it will be Zheng Jun's outstanding performance in Cosmopolitan Life Insurance, which will add a lot of strength for him to become the general manager.
In case of failure, Zheng Jun will leave early, the partners will withdraw the funds, and the mess left will only be left to Zheng Wentong to clean up.
For Zheng Wentong's caution, he expressed his understanding.
With his family background, it would not be difficult for him to find a partner in Hongshan City, but it is not so easy to find a partner who understands finance, life insurance, and has abundant funds.
After all, his old man has retired, and while he can still talk, he has to hurry up and move up.
After all, he is still a young and middle-aged cadre. If he is stuck in this position for six or seven years, it will be difficult for him to have any hope of running a large state-owned insurance company in the future.
"By the way, I heard that Deputy District Chief Yi is going to visit Puhai Intercom Information Technology Co., Ltd. at the end of this month. I have seen many people use the universal WIFI app. The number of downloads by users should exceed 5000 million, right?"
Zheng Wentong thought to himself that Zheng Jun had done a lot of homework in advance and was always paying attention to the development of Ramp Capital.Sometimes this kind of excessive enthusiasm may not be a good thing.
Zheng Wentong pretended to be flattered, "Unexpectedly, Uncle Jun also noticed a small Internet company under the ramp capital."
Zheng Jun praised Zheng Wentong, "Puhai Interconnect Information Technology is not considered a small company now. You have already started to prepare for the A round of financing, and the investment market valuation is about 3 to 4 million."
"Xiong Xiaoge from IDG Capital praised you as a genius investor, almost none of the investment projects you handled failed."
"If Ramp Capital holds an investor meeting at the end of the month, please contact me in advance. Perhaps the Puhai headquarters of Universal Life Insurance is interested in this investment project."
After talking about business, Zheng Jun and Zheng Wentong left the suite and chatted with several other private owners. They discussed the establishment of Puhai Hongshan Chamber of Commerce.
Zhang Zhili introduced that Hongshan City currently has nearly 100 million people working in Puhai, and there are nearly [-] companies whose business scope involves education, finance, IT, building materials, medicine, and real estate.
"The Jijia Apartment under Slope Capital is one of the outstanding representatives. It has absorbed more than 70 migrant workers from Tongji County and paid social security to the employees uniformly. It is very remarkable."
As an elder in the same village, Zheng Jun felt that he had a good face and praised Zheng Wentong, "The enterprise should be used to shoulder social responsibilities. Now some enterprises always say that employees don't want to pay social security. They are willing to get more money. As a result, employees have work-related injuries and serious illnesses. , the boss still has to pay, the gain outweighs the loss, this kind of petty cheapness is not greedy."
Although several bosses did not agree with Zheng Wentong's approach, they would not disappoint and refute.Everyone talked about Heiwa's arrest and Yu Huaishan's double-regulation.
Zheng Jun waved his hand, "Everyone is in business, so we must maintain a clean and clear relationship between politics and business, and don't talk about state affairs."
Everyone was silent, and the atmosphere was a bit awkward. Yu Jiajia came forward to ease the atmosphere, "Manager Zhang, I heard that Deputy Director Liu will be here soon, or I can tell the kitchen to start preparing dishes."
Zhang Zhili understood, "No, I'll just tell the waiter. Deputy Director Liu is on an inspection tour in Suzhou Province today and will be back soon. Let me treat you well and do my best as a landlord."
Deputy Director Liu's movements were really fast, with a dusty look.As soon as he entered the hotel, he first shook hands with Zheng Jun, "Zheng Jun, it's hard to come to Puhai, and you still haven't contacted me. If Manager Zhang sends me a message, I will almost miss tonight's meal."
"I went to Yanjing to pay New Year's greetings last year, and I also made a special trip to your father's house. The old man is in good health, cultivates his morals, is diligent in calligraphy, and writes well. His realm still needs to be learned by us."
After shaking hands with Zheng Jun, Zhang Zhili introduced the representatives of entrepreneurs from Hongshan, and put Zheng Wentong first.
Deputy Director Liu patted Zheng Wentong's arm when he shook hands, encouraging him to develop his business well, strive to return home to invest in his hometown as soon as possible, and make contributions to Central Chu Province.
When it came to other people, Deputy Director Liu's attitude was still very enthusiastic, but his attitude was obviously a lot more reserved.
Li Meng watched the young Zheng Wentong flirting among the middle-aged and the elderly, and felt tired for the boss.
Li Meng and Yu Jiajia stood behind the crowd, "Look at the wonderful acting skills of these people. Their contributions are all Oscar-level performances. No wonder you don't want to find a rich man or a family of civil servants. Every night you sleep in the same bed with different dreams."
Dinner begins with Hongshan Pork Meat, Honghu Lotus Root Ribs, Braised Catfish in Braised Sauce, Stir-Fried Bacon with Red Cabbage, Steamed Wuchang Fish, Braised Prawns in Oil, Boiled Fish Balls in Original Soup, Panlong Vegetables, Jingsha Turtle, Big Dabie Mountain Fish Head, etc. .
The wine for dinner was a box of Wuliangye brought by Zheng Wentong. Yu Jiajia and Li Meng were half drunk in order to protect Zheng Wentong from the wine, but fortunately, they were still relatively sober.
Yang Jianbin ate at another table with other drivers and assistants, and he ate happily and comfortably.
In contrast, Zheng Wentong felt that he really came to suffer. There were so many delicious hometown dishes, but he couldn't taste them.
Several private bosses who had left their contact information promised to join the investor meeting of Ramp Capital at the end of the month.
Regardless of whether they buy private equity funds in the end, the attitude of helping each other among fellow villagers is still there.
After the wine party was over, Zheng Wentong declined the next event organized by other bosses. If you have that time, you might as well go home and ask your girlfriend to help you press it.
Yang Jianbin drove Yu Jiajia and Li Meng back first. They lived in a community not far from Lujiazui Garden Community.
Zheng Wentong sent Jiajia and Li Meng home and made them a cup of honey water.The two rented a two-bedroom house together. Although it was an old residential area, the living room was quite clean.
"Thank you for your hard work today. Yu Jiajia drank a little too much today. Li Meng, please take care of her. If she feels unwell, please call me immediately. I will drive you to the hospital for naloxone."
"Mr. Zheng, you are a family man, so don't be so caring and considerate to other women. I hate men who are as warm as the central air conditioner."
"If you are worried, you can stay overnight if you can. You can choose two rooms. I will share with Jiajia, or do you want to share with us?"
Yu Jiajia regained consciousness, "Okay, we're fine now, you can go back, boss."
Yu Jiajia began to order Zheng Wentong to evict customers, and before closing the door, Zheng Wentong heard Yu Jiajia tearing Li Meng apart, "You Li Meng, you actually want me to feed a tiger with your body, don't you know that I am female and I like females? I will punish you to sleep with me tonight, and make my old lady comfortable."
Back in the car, Zheng Wentong sat in the co-pilot. Yang Jianbin heaved a sigh of relief. It was also the first time he saw Yu Jiajia and Li Meng after drinking. Once this woman got drunk, no one could hold her back.
"Yu Jiajia and Li Meng almost got those bosses drunk today. It really is the initiative of the surgery industry, and the salary of [-] to [-] yuan is really not for nothing."
"Who says no? They are just two sad women with stories. They have stories, but I have no wine. I am full of thoughts and have no one to tell."
"You've worked hard today, so you should go back and have an early rest. By the way, remember to remind me that you work overtime today. I'll ask Chen Lei to fill in the overtime for you when you go out on business."
Back home, seeing her boyfriend looking tired, Bai Xiaolu asked him to lie down on the sofa and massaged his shoulders and neck.
"Young age, don't be so pretentious. Did what we talked about today make you difficult?"
"It's not difficult, but if the company clears the stock market this month, we won't be able to make a lot of money in silence. The Puhai investment circle can judge the approximate amount of funds that Ramp Capital has."
"I am planning to rent a floor in Lujiazui Software Park, re-register a software company, and send Wang Zhiliang to manage the company's business."
"Universal WIFI and Wei Toutiao still need to be split. Fortunately, Wei Toutiao has not yet been listed. We just need Xiong Xiaoge's understanding. Otherwise, it will be more troublesome to wait for Intercom to start the A round of financing."
"By the way, the production team of the micro-movie has already been contacted. It is called the 'Cat's Tree' studio, and the director is Yuan Shuang. With the authorization of Weimeng, we will upload the micro-movie to Weibo, Miaopai and Meipai. Come on, help you make a name for yourself, the shooting time is set on the weekend, you may have to work hard this month."
(End of this chapter)
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