I have a flow system

Chapter 292 Market Risk (First edition after revision, you don’t need to read it if you already read it this morning)

As an "old employee" of the original Aiying Group, Zhou Jian's journey has been full of ups and downs after leaving the company.

From being high-spirited after leaving, to being beaten down by society, he fell to the ground again. During this period, the Aiying Group soared into the sky.

He felt that he realized his mistake, that his decision was wrong, and that he wrongly believed that others could do what he could. Wu Zhou, the boss, had a successful business and achieved outstanding results. He should have followed Wu Zhou from the beginning, at least he would have been better than starting his own business randomly.

But it took more than a year to slowly recover.

When he started operations in a new company and made his 'performance' take off.

His mentality changed again, and he felt that he was okay again.

Looking back on the past, he felt that he was actually very good. He failed to start a business because he didn't grasp the timing well. If he had started a business earlier than Wu Zhou, he would have succeeded in doing those things again.

Even if he can't reach the level of Wu Zhou now, it shouldn't be a big problem for the current company boss Qian Tao. After all, Qian Tao has no ability at all. He only knows how to brag about things all day long and doesn't actually do any work.

This year, the total revenue of the products Zhou Jian is responsible for has reached nearly 4000 million, and the total salary + bonus given to him by the company is just over 40.

With an income of 40+ a year, the salary of some Alibaba waiters may not be as good as his own. He feels proud and proud.

Then, in the extremely optimistic atmosphere of the company, he took out a loan to buy a Blue Sky and White Cloud in the middle of the year. At the end of the year, he borrowed money from the company to buy a two-bedroom apartment that he just needed.

Within a year, he bought a car and a house, and was congratulated as a "winner in life" by colleagues and friends. All he needed to do was find a wife. Of course, he was in debt of more than 200 million for this.

But there is no pressure. After all, according to the current salary level, it can be paid off in five years, and this is based on the premise that wages will not increase in the future.

Extreme optimism about the future, extreme confidence in oneself, coupled with this kind of debt.

He never believes or admits how bad the future economic situation will be.

"Even if what Wu Zhou said is true, the situation may not be that bad. Before, I have seen the data of our company's background over the years. It has almost always been rising, with few ups and downs, and even in the future it will be The international situation is changing, but it is impossible to change it directly. At most, we can only take it slowly. The data will not lie. When we had a decline before, it was usually a problem with the agency brand, but now our big head has actually been. If we have our own brands, if the same problem occurs, the impact on us will not be that big.”

"And if others fall, we will not necessarily fall. Even if some products fall, we can also go to other products to increase sales. For example, last year's performance explosion was mainly due to some 'explosive products'. Next year, the company's products will The department and our operations department work together to find good products, not limited to the categories we are currently in. We expand categories and channels. If we find one or two good products in a year, they will definitely not fall. "

"So, I think there is a high probability that there will be no problem with next year's performance target."

"Moreover, what Wu Zhou said must be right? What if it is wrong? What if this market can last for a few more years? We can't stop eating because of choking. If we encounter problems, we will just solve them. We should still do it now When the market can make money, make the most money first.”

Zhou Jian speaks with confidence and confidence, and his words are clear and coherent.

Liu Yu just listened with a smile and nodded, 'Yes! '

Qian Tao looked at the two of them with a smile, then looked at Wang Tong, who also nodded.

Indeed, Zhou Jian’s plan is indeed feasible. If the market falls by more than 10% this year, and we want to stabilize the market, we can expand and find a new market of around 3000 million.

"There are difficulties every year, but there are always more solutions than difficulties. In your daily work, everyone must learn to encounter problems and solve them instead of avoiding them. It will be up to you next year. Then, at the end of the year, I will give you some information. A big red envelope! Come on!”

"Come on!!!" Others in the office also echoed.

Most of the people in the company are young people, and they have been going through China's period of rapid growth.

There is no clear understanding of what a deterioration of the 'economic environment' will look like and what the consequences will be.

Of course, even if they have experienced it, they don't necessarily think that history will repeat itself. Most of them will feel that "this time is different."

Or, I am different.

After the meeting, we did some final cleaning, and then we started our vacation directly in the afternoon.

All the operations, customer service, and assistants were cleaning up in the office, with smiles on their faces, discussing where to go before the Chinese New Year.

However, Qian Tao stayed in his office after the meeting ended, still watching the news, watching various celebrities and experts interpret what Wu Zhou said.

And a few short lines of text were hurriedly typed on the computer.

"Increase revenue and reduce expenditure."

"Expand categories, channels, and strive for more opportunities." "Save expenses, spend less on renovations. Recruit less personnel and stop hiring now."

"."

You must maintain confidence in front of your employees.

But as the helmsman of the company, I must at least have a general direction in mind.

In the past two years, the direction of his company's operations has actually been to 'follow Wu Zhou'.

A young but smart man who is constantly creating miracles across fields will make decisions that have a much higher probability of success than his 'slap on the head' decisions.

Many people feel that Wu Zhou's behavior should be quickly criticized by the national team.

But the reality is that one day, three days, or even a week passes.

The hot news searches have almost passed, and there is no movement at all from the official media.

Only some experts cheered.

Ordinary people cannot see it, but really smart people and some real experts in the national think tank understand that what Wu Zhou said is the truth.

What ordinary people see is a field of blooming flowers.

This can be learned from history. Every time the United States cuts and raises interest rates, it is not just once or twice.

With the interest rate cuts and hikes in those years, the United States was able to harvest a lot of unlucky ones! Thus continuing to maintain the hegemony of the dollar.

For example, in 1991, Japan's small life was cut off. This cut caused it to fall into a period of loss for more than years. For more than years, Japan's economy remained stagnant, and several major Japanese giants also became Wall Street. asset.

In 1997, another operation was carried out to kill the Four Little Dragons and Four Little Tigers. Now, the overall recovery of these countries is only average;

In 2008, Europe was divided, and it is still half-dead. The United States has planted sieves in each country.

And what about this time?

In fact, our country's stock market and real estate market should theoretically have a bull market from 2015 to 2020. At that time, some people in the media called the Shanghai Composite points.

In 2020, the world, especially a certain country, is printing money like crazy, and interest rates have dropped directly to zero. These banknotes are like a flood flooding the world.

Similarly, in theory, as the world's largest manufacturing country, it will inevitably attract a large amount of currency, thus triggering a flood.

The direct manifestation of this is that the consumer market is extremely prosperous, and then the related manufacturing industry has led to a crazy expansion of production capacity. If the market performs well, it is normal for the stock market to rise due to the actual market prosperity. Everyone has more money and wants to There is nothing wrong with the logic of living in a bigger house or buying more investment houses, right? Will the house price also increase?

But what about the results?

In life, the balloons in our hands can be blown up appropriately. It’s okay. Of course, if it doesn’t burst yet, then we don’t mind a small needle.

Relevant policies were quickly released, including deleveraging and multiple controls.

It's just a needle that will directly pierce the instant noodles of these assets.

In this way, after asset prices experience a huge roller coaster, prices are prone to collapse, forming 'extremely' cheap panic prices.

By then, the market price of the asset may only be two-tenths or three-tenths of its actual value.

At this time, the 'waste paper' US dollars will reappear and enter these 'undervalued asset' countries in large quantities to complete the bargain hunting.

So when the time comes, with the U.S. dollar capable of rising three to four times the premium, will it still be useless paper?

For ordinary people and enterprises, if they fail to recognize themselves at this stage, become inflated, and regard the current "achievements" as their own abilities, when the wind stops, those who fly higher will also fall down.

An Internet celebrity like Wu Zhou, a well-known entrepreneur, said at this time that "there will be risks", which promptly awakened some irrational people in the market.

This is actually a kind of protection for the market.

(End of this chapter)