Rebirth is very troublesome

Things went smoothly that night, and it could even be said that there were no obstacles.

After all, they came here with a mission, just to solve the difficulties for Wang Yu, so the two sides spent most of the time chatting about other things.

But it was these small talk that made Wang Yu a little autistic.

"I think you guys had a pretty good chat today. Why do you think your expression is so jade-y now?"

Wei Yutong was a little strange. Not to mention that things went smoothly tonight, the two sides were also chatting and laughing in the subsequent chat, and they seemed to be reluctant to meet each other late. They had drank enough wine. But looking at Wang Yu's current expression, he was obviously in a depressed mood. look like.

"Last year, the group borrowed a loan from Pudong Development Bank, and the loan interest rate exceeded 6.5 points!"

Wang Yu sighed and said: "This is because our company has sufficient loan lines. Do you still remember the private financing incident of the Lu family on Zhejiang Road? The interest rate given was 15 points!"

Hearing what Wang Yu said, Wei Yutong immediately remembered the topic discussed at the dinner table just now.

The interest rate for financing state-owned enterprises is generally only about 3 points!

Not only is the interest rate low, but the capital allocation is also sufficient, so much that many companies cannot use it, and eventually other uses are derived.

Some state-owned enterprises help local governments with construction projects, fully advance the funds, and only charge bank loan interest rates for the same period. Even so, it is still profitable for the state-owned enterprises, because the cost of capital utilization is different!

This is still safe, because this kind of cooperation is guaranteed by local fiscal revenue, so the company does not worry about cheating and only earns an interest difference. At the same time, it also helps local urban construction and has a good reputation. It is a win-win situation.

Those who are bolder can directly finance some companies that are short of money, and the interest rate directly soars to 8-10 points. Although the risk is a bit higher, it is also backed by the collateral of the financing company, which is more or less reliable.

A more radical approach is to directly finance the project, just like what the Zhou family did in Shanghai. State-owned enterprises united with trusts, banks and other units. The financing cost would be even higher, even as high as 17-20 points. !

"Are you okay?"

Wei Yutong smiled after knowing the reason and reminded Wang Yu: "I remember that the amount of loans you took the initiative to take out from the bank was not large. Some of the later investments were due to project reasons, and the local government even asked the bank to provide interest-free loans. As for The loan you made in Yonghua, from left to right, does not count."

After being told this, Wang Yu's emotion of lamenting the difficulty of financing for private enterprises suddenly dissipated after drinking some wine.

Even a little sarcastic.

Fortunately, he drank a lot of wine, his face was red, and he couldn't see clearly in the car, so Wei Yutong couldn't notice the change in Wang Yu's expression.

Instead, she sighed with emotion about another thing: "When you said that, I also thought of another thing we talked about at the wine table."

Wang Yu: "?"

"The battle between the state advancing and the people retreating and the state retreating and the people advancing!"

Wei Yutong also had a bit of confusion in his eyes: "I remember when I was taking the macroeconomics course in college, a professor also talked about this topic in class. I remember returning to the dormitory at night, and we The four of us even argued about this, but hearing you talk about this topic again tonight made us even more confused."

"Which view do you prefer?"

Wang Yu tilted his head and looked at Wei Yutong and asked: "There is always a slight tendency, right?"    "In the early years of restructuring, it was because the various shortcomings of state-owned enterprises seriously hindered the pace of national economic development, so at that time I was From the perspective of a small government and a big market, the booming development of the market economy in recent years has also confirmed this. From a factual point of view, the general direction of the original system was correct."

It was rare for Wei Yutong to seriously discuss an issue: "Not only me, but also the teachers in our school, including some experts within the system that I know, all recognized this. So at that time, I remember that your sister was the only one who was against it in the dormitory. One person can carry three of us!"

"It sounds like there's a change in your tone!"

Wang Yu smiled: "Now the view is reversed?"

"That's not the case. Unless a person's world view and cognition encounter a subversive event, how can it be so easy to turn 90 degrees?"

Wei Yutong also laughed after hearing Wang Yu's words, and then continued: "But after listening to some of your chats tonight, I feel that the previous ones may not be all right. It seems that there needs to be a degree of existence, otherwise it will be easy to correct in the past. !”

After saying this, she said without waiting for Wang Yu to speak: "I know that your views must be a little different from mine, but I am very curious. As the owner of such a large private enterprise, you actually have such a view. , it’s a bit incredible to think about it.”

"What's so incredible about this?"

Wang Yu does not think that his knowledge is richer than that of Wei Yutong, but after all, he has experienced various times of collapse in the Lighthouse Country, so he has a clearer understanding of certain concepts than Wei Yutong.

"Actually, we have all studied some history. Theodore Roosevelt in the United States wanted to implement national socialism, including the man who later came to power during World War II. Isn't the method of solving the economic crisis also a manifestation of national socialism?"

Wang Yu smiled and said: "It is healthy to control the main and key resources and industries in the hands of the state, play a macro-control role, prevent capital from overexpanding, and allow them to freely allocate the market within a certain space. Market, if you look at the United States today, the entire society has begun to move towards capitalization and financialization. Without the physical manufacturing industry, there will be huge problems in the future."

"Hey, it seems that you have learned a lot in these years of further study?"

Wei Yutong believes that these are things Wang Yu has learned in recent years. At least from her point of view, the school Wang Yu originally attended could not provide such a vision or cultivate such a concept.

Wang Yu acquiesced and continued: "As for the state advancing and the people returning, or the state retreating and the people advancing, I think it is a false proposition!"

"Hey, you have aroused the passion I had when I was on the debate team!"

Wei Yutong had a smile on his face and smoothed the sleeves on his arms: "Come on, let's discuss pros and cons and let me, a member of the champion debate team back then, see your abilities!"

Wang Yu was already 70 to 80% drunk at the moment, and his mind was a little too loose. How could he argue with Wei Yutong logically and logically?

While he was still sober, he took advantage of his drunken courage and gave Wei Yutong a very rare provocative look.

"Don't you know what I'm capable of?"

Wang Yu said proudly: "Pengpeng is the best proof!"

The car was surprisingly quiet for a moment.

Xiao Shuang skillfully pulled over and got out of the car with Da Shuang with a wink.

As for the boss, I can only pray that he will be blessed!

(End of this chapter)