I'm really not doing business

Chapter 457 The gap between human nature and evil
The news that the Emperor of the Ming Dynasty was happy with the princess spread throughout the capital as Tonghe Palace deliberately leaked the news. Soon, everyone knew the name of the third princess, Zhu Xuanshu, because it was written on the Pepsi box sent by the emperor to all the officials in the capital. He had a name, and the concierge at Baiguan Mansion saw it for the first time. From the mouths of the three aunts and six women who walked around the streets and were well-informed, this name was known to everyone.

The Emperor of the Ming Dynasty is in good health, and heirs are constantly being born, which is good news for the Ming Dynasty. After all, after the death of Emperor Wuzong of the Ming Dynasty, there was a huge turmoil. The vassal kings everywhere were ready to make trouble, and the scholar-bureaucrats in the court also looked down upon them. Emperor Jiajing came to the countryside. The emperor's sanctity was widely questioned. The emperor struggled again and again for the majesty of imperial power until the world was exhausted.

Zhu Yijun finally knew why Wang Chonggu beat Wang Qian. This was the second time in the past two months.

The first time was when Wang Qian felt that Zhang Ju was seeing a doctor and the Jin Party could take the opportunity to expand his influence, so he was expelled by Wang Chonggu. The second time, the Wang family claimed that Wang Qian was jealous of others in Taibai Tower and sent him away. With a thousand flower baskets, Wang Qian was kicked out of two more streets.

But this was announced to the outside world. In fact, Wang Chonggu had another reason for beating Wang Qian.

It really deserves a beating.

There was a huge speculative activity in the Ming Dynasty, that is, when the wool business just started, Zheshe households were pursuing silk coins such as worsted wool. The whole process was because of the scarcity of silk coins and the story told by Wang Qian. , rose from seven qian per foot to two silver per foot. The rapid rise in the price of silk coins triggered the fanatical pursuit of wealth among Zhashe households. The price of silk coins was further pushed up, and the silver barrier further promoted the popularity of silk coins. Adding value makes more people invest more crazily.

In the end, it was so crazy that one foot of cloth cost twenty-four silver. In the Ming Dynasty, a cow was sold for six silver.

According to the original script, when the silk coins quickly absorbed the silver in the hands of Zheshe households due to word of mouth and class barriers, the Zheshe households chose to split the silk coins into more Small units absorb money from middle-class families and poor people, until rationality is completely lost and the bubble finally bursts, leaving millions of people bankrupt and homeless.

However, due to Zhu Yijun's behavior of smashing the market, he released a large number of silk coins, which caused the price of silk coins to plummet. Even privately established trading houses were closed down in the process. Many speculators who borrowed money jumped in. Tonghui River, so the silk coin bubble was punctured and did not affect the middle class and below.

Feng Bao fell into thinking. Soon, he gave up thinking. He bowed his head and said, "Your Majesty, is it possible that I am just a eunuch?"

Despite countless shipwrecks and dangers, people still set sail on the sea. In the same way, despite countless bubbles, people will still enter this game, with the longing for a better future, buy low and sell high, and put their hands into the game. Put your money into the bubble to participate in the game.

"In a zero-sum game, someone will win because there are losers. This is a game that must have winners and losers, so everyone involved will lose their rationality; in a non-zero-sum game, because there is a steady stream of benefits, all participants will Anyone can be a winner, this is the essential difference.”

"What is the essential difference between a silk currency trading house and a ship ticket trading house?" Zhu Yijun looked at Feng Bao and asked.

Feng Bao thought carefully and then bowed his head and said, "When Your Majesty said this, I became even more confused."

When Wang Chonggu found out, he was immediately furious, and he carried the Huanshou knife. These two times, Wang Chonggu was really furious. Wouldn't it be better to just quietly be a defeated dandy? Do you have to make money yourself? The money at home is too much to use up, so you still need to make money?

However, this huge speculative activity still produced a culture of speculation. Specifically, it manipulated the prices of 'commodities' to buy low and sell high.

Feng Bao could understand this kind of expansion, but what he couldn't understand was why the official in charge of trading was given to Wang Qian? Now that this guy has the power, can the trading house really continue to operate?
Zhu Yijun asked with a smile: "Do you think he dares to empty out my trading house?"

Feng Bao didn't understand it very well, but he could write it down and understand it later.

The expansion of Yanxing Tower and the adjustment of the Nanyinbei industry are of great significance.

The Yanxinglou Trading House needs to change from being completely subordinate to the Internal Affairs Bureau to the previous tripartite control, that is, the Ming Dynasty is responsible for civil servants, internal officials, eunuchs, and supervisors. Just like when the tax inspection house was piloted, it was only subordinate to Beizhen Fusi. After the tax inspection house became the tax inspection institute, it also became a tripartite control. Yanxinglou trading house wanted to expand its scale, so restructuring was inevitable.

After Wang Chonggu was busy with the affairs of the court, he suddenly discovered that Wang Qian, his troubled son, had not taken money from home for several months, but Wang Qian was still generous outside, and gave a gift to the oiran. Wan Yin, this made Wang Chonggu immediately realize that something was broken!
Soon, Wang Chonggu discovered where Wang Qian's money came from. Wang Qian united with a few dandies to control the pearls of the capital, because it was rumored that King Lu Zhu Yili would use many pearls for his wedding. Wang Qian had a few months ago. He made arrangements and kept raising the price of pearls. Before the Wenhua Palace discussed the wedding of King Lu, Wang Qian sold out all the pearls he had hoarded and realized a profit of 320,000 silver, three-fifths of which the former emperor Mausoleum.

The Ming Dynasty's maritime ban policy was very strict, and it did not delay the Zheshe households on the southeast coast from setting up private sea trade.

These speculative means of manipulating prices mainly fall into these four categories. More specific means and operations can be said to be endless, and in actual applications, they will be used repeatedly and jointly.

The conservatives were finally convinced, and the reason was very simple. If the imperial court banned it, could it really reduce private speculation? This kind of uncontrollable speculation will only become more dangerous, because they are dangers hidden under the water.

In addition to the Yanxinglou Trading House, a private trading fair with a threshold is set up. This threshold is extremely high. The silk coins in the hands are reversed and dismantled to control the circulation of the silk coins in the hands of traders, and then control the silk coins. The price is within controllable range.

"I don't dare." Feng Bao replied immediately.

The basic national policy of the Ming Dynasty is to develop both the sea and the land, which applies to military, political, economic and cultural aspects. The weight of maritime trade in the Ming Dynasty's economy is too high. If there are not enough industries in the north, it is likely to lead to an economic imbalance between the sea and the land. Long-term imbalance will inevitably lead to the separation of North and South again.

With the expansion of Yanxinglou Trading Company, Daming will issue two major categories of tickets. These two major categories are roads and mining. This is to raise funds for road construction and mining, and then use the funds for road and mining. Income, dividends are distributed to holders.

Wang Qian, who was in charge of trading, became the first president of Ming Trading House.

There are many ways to manipulate.

"Stable interests are the rationality of speculation."

"Silk currency trade does not generate wealth, it only transfers wealth, but ship tickets are different, they both transfer wealth and generate wealth."

A small private trading fair with extremely high thresholds. This small group controls almost all of the circulating supply of silk coins at Yanxinglou Trading House, forcing any other buyers who need to purchase silk coins, or new leeks, to have to buy at the manipulated price. Buy online and make profits.

When the Yanxinglou Trading House finally crashed the market, a method of "short selling" was born, which involved selling silk coins that did not belong to oneself and borrowing them from others. After the silk coins plummeted, they were then repurchased at a low price. , return the silk coins and complete the profit.

In the economic development process of the Ming Dynasty's small-scale peasant economy to the commodity economy, Yanxing Tower has assumed different historical missions at different points in time. It has supported the financing of the huge investment in the Ming Dynasty's shipbuilding industry. After the expansion, it will promote the Ming Dynasty's shipbuilding industry. The wave of Chidao construction will also inject the first capital into the Ming Dynasty to realize the freedom of silver and copper coal.

Zhu Yijun looked at Feng Bao. The actor was pretending to be stupid again. He smiled and said: "Silk coins are not means of production, but ships are means of production and fixed assets. They are equivalent to acres of land. A ship is equal to stable profits. In the silk currency game, it is a completely zero-sum game. One party benefits and the other party must suffer. There is no output. The sum of the losses and gains of all parties in the game is zero. "

As one of the founders of the silk coin business, Wang Qian was obviously already familiar with these things.

Regarding the expansion of Yanxing Tower, the DPRK and China hold two completely different views.

Under the intervention of the Ming Dynasty, this game may become a non-zero-sum game in which everyone becomes a winner. However, among the people, it is just a gambling house. The money does not increase, but only flows.

One type is represented by the radical Wang Daokun. Wang Daokun admires the importance of trade and believes that commercial activities should be supported and encouraged. He further advocates that the imperial court should establish a Ministry of Commerce to directly intervene in commerce, and that the imperial court should play an active role in maintaining economic order.

It’s not that I don’t want to, it’s just that life is more important than money.

Zhu Yijun reviewed the memorial jointly submitted by the three ministries of the Ministry of Industry, the Ministry of Household Affairs, and the Ministry of Personnel. The Ming Dynasty wanted to build Chi Road to Hetao, and the imperial court still had some money to build the Guan Road and Post Road. To build Chi Road and open mines, the Ming Dynasty court really did not have that much money.

Finally, with the mediation of Zhang Juzheng, the radicals and conservatives reached an agreement.

This was an imbalance that the imperial court was determined to find intolerable. In the early days of the Kingdom, in order to bridge the gap between the north and the south, large-scale migration of people, vassal kings changing vassals, major cases on the north-south list, and confirmation of the number of Jinshi on the north-south list were used to achieve today's general consensus. , everyone is a Ming Dynasty person.

And Wang Qian knows very well about speculation. If the trading house is left to Wang Qian, he can clearly see the darkness.

During the market wash, several Zheshe households with large amounts of silk coins in their hands joined together to release large amounts of goods and deliberately lowered prices, causing panic in the trading houses and causing small households to sell all their silk coins in panic. The Zheshe households who banded together took the opportunity to recycle the silk coins at low prices and increase the price of silk coins.

Feng Bao frowned and said in a low voice: "Your Majesty, this is not good. Wang Qian is so opportunistic. He controls the trading house, and I am afraid that the trading house will be wiped out."

This Wang Qian is the originator of speculation, but his father is Wang Cifu. The Wang family has been seeking to reduce its size to prevent it from touching His Majesty's killing line. Wang Qian will not make profits in the trading house under any circumstances. , there won’t even be any small moves to achieve a passive integrity.

The other type, represented by conservatives Wang Chonggu and Wang Guoguang, hates and rejects all speculation, resolutely stifles the public opinion that advocates speculation, and calls the Yanxing Tower silk coin transaction a gap between the inherent evil of human nature and the evil in the world. Ugliness manifested.

"Leave Yanxinglou Ship Ticket Trading House to Wang Qian." After Zhu Yijun read the cause and effect of the matter, he chose to let Wang Qian also handle the transaction.

In fact, there is a very serious problem. Daming Yanxinglou Trading House now has stable interests, so it has rationality. Once there is no stable interests, it will inevitably lose rationality. There is no difference between it and the silk currency business. This needs to be transparent. , which means disclosing financial reports and making profits transparent.

But as time goes by, with the emergence of private trading meetings, that is, 'bookmakers', even if there are stable interests, through the way of accounting, stable interests will be artificially controlled, eventually leading to the loss of rationality and trading Actions can also become the chasm between human nature and evil.

System design can delay this time, but human greed will advance this time. This is the contradiction of trading houses. How to adjust this contradiction through system design and administrative constraints is the test in practice.

News of the new notes on the trading house soon spread throughout the capital. Business gangs from Shanxi merchants, Xitucheng Zheshehu, Hui merchants, etc. began gearing up. Before the new notes were issued, Ming Dynasty issued its first special treasury bond. , a five-year treasury bond with a total of 3 million silver specifically used for Chidao construction and mining, with an interest rate of %. This interest rate is not high, and it is a loan guaranteed by the reputation of the court.

Zhu Yijun thought that the national debt would be sold out in three to five months. This time would be used for preliminary preparations. This was already a very optimistic estimate.

The credibility of the Ming court? You cannot discuss something that does not exist.

But Zhu Yijun seriously misjudged his own credibility. Indeed, the Ming Dynasty had no credibility at all, but His Majesty did, and he was very strong. His Majesty, who is known to be stingy, has been disclosing overseas investment projects for several years and paying dividends based on capital. , this Ming Dynasty under the imperial power is a more outrageous thing about gods, demons, spirits and strange things than the sun rising from the west.

Instead of believing that the emperor will pay dividends, it is better to believe in Sun Wukong. But the reality is that the Ming Emperor is really paying dividends.

Ship tickets may also result in losses due to shipwrecks, but His Majesty's loans here are absolutely guaranteed to make a profit without losing money. Conservatives still account for the majority. If there is a business that guarantees a profit without losing money, countless people will naturally flock to it.

Zheshehu in the Ming Dynasty did not distinguish between the court and the emperor. In the eyes of most people in the Ming Dynasty, the emperor and the court were one. The main component of the credibility of the Ming Dynasty court at present was the emperor's trustworthiness and promise keeping.

Although the interest rate is not high, it is more stable.

This special national debt of 10 million silver was completely divided up before leaving the capital. Even most people did not know such a thing. Governor Pan Jixun of Yingtian and Governor Shen Shixing of Songjiang learned that After this news, he immediately reported to the court, thinking that the court was too partial. The Zheshe households in the capital were his subjects, but the Zheshe households in Nanya and Songjiang were not his subjects.

I finally caught the opportunity to explode the emperor's gold coins, but I just missed it! Why don't you regret it!
Suiyuan Wuyuan Prefecture, at the top of the Yellow River Bay, at the foot of Yinshan Mountain, next to Wuliang Suhai, is the Hetao Plain and the pastoral area of ​​the Orduo tribe. The Orduo tribe is called the Hetao people. This tribe is mainly responsible for Genghis Khan During the sacrifice in the mausoleum, Qi Jiguang issued an order to the ten thousand households of the Orduo tribe, ordering them to surrender. The Orduo tribe did not hesitate.

Wanhu Jineng and Chejintaiji of Orduo tribe chose to surrender immediately.

The surrender was so fast that Qi Jiguang suspected that he was faking a surrender. It was not until he understood the situation that he figured out the reason.

In April of the fifth year of Longqing's reign, the Ming Dynasty sent envoys to pay tribute to Ada Khan in Bansheng. At the grand ceremony, all households in Tumut, Kalaqin and Yongxiebu received official positions from the court, but only Only the Orduo tribe did not receive any titles or official positions.

The fun is other people's, the embarrassment is yours.

This made Jineng and Chezhen very angry.

Anda Khan was deliberately suppressing the Orduo tribe, because Gunbilik, a member of the Orduo tribe, had had several conflicts with Anda Khan, and when Anda Khan was young, Gunbilik was After Anda Khan's strong rival, Gunbilik, died in the 21st year of Jiajing, Anda Khan completely secured his position as the Great Khan.

Therefore, at the tribute ceremony in April of the fifth year of Longqing, Anda Khan did not give the Orduo tribe any titles or official positions.

In August of the fifth year of Longqing, Ji Neng and Qie Taiji broke away from their relations with Shaanxi and wrote to the court, hoping to be able to pay tribute alone without asking for a royal title. It was enough to be granted a hereditary commander. However, this request fell into nothing because The main theme in the court at that time was the dispute between Gao Gong and Zhang Juzheng.

In June of the sixth year of Longqing's reign, Ji Nenghe and Qie Ji ended up in Taiji, and once again sent someone from Shaanxi to write to the court, requesting tribute.

But at that time, Emperor Longqing had already become popular, and the Ming court also tightened the canonization of slave chiefs outside the Great Wall. Ji Neng and Qiejin Taiji missed the opportunity to trade with the Ming Dynasty. All transactions with the Ming Dynasty had to go back. Huacheng, Banshengcheng, Datong and Xuanfu mutual trade.

Now there are middlemen who earn the price difference, the livestock sold are stripped by Anda Khan, and the goods from the Ming Dynasty are also stripped by Anda Khan. As this goes back and forth, the resentment in the hearts of the Orduo tribe becomes deeper and deeper. When the Great Ming Dynasty News of the tomorrow's army's attack on Bansheng spread, and when Anda Khan asked Ji Neng to lead troops to help Ban Sheng, Ji Neng and Qie Jin Taiji chose to pretend to be stupid.

The next message received was Qi Jiguang's message demanding surrender.

The Ming Dynasty had a complete set of mature resettlement methods for Tartar officials. After discussions with Ji Neng and Qiejin Taiji, all the households of more than 100 households in the Orduo tribe agreed to be resettled in Xingdusi, Shaanxi Province, and changed their surnames to Han surnames and no longer received their headquarters. Soldiers and horses.

In this era, being a dog of the Ming Dynasty is a kind of luck for the Orduo tribe. It is a much better happiness than a wild dog running around.

As long as Ji Neng and Qie Jin Taiji do not commit any crimes, their family can continue to serve as hereditary commanders in the Ming Dynasty, and their descendants can truly become Ming people. However, on the grassland, it is very likely that they will be cut off by their subordinates after a heavy snow disaster. I lost my head in exchange for a reward.

In an unstable society, even carnivores live cautiously.

"Eighty percent of the people in Hetao are Han Chinese." Chen Dacheng said with a solemn expression: "They all escaped from the Han area and escaped beyond the Great Wall."

Eighty percent of the Han people and 20% of the northern barbarians make up the people of Hetao. After a brief visit, Chen Dacheng got this result. The composition of the people of Hetao makes people happy, but also a little sad. Fortunately, the Ming Dynasty has people in Hetao. A stable foundation for rule. Sadly, the Ming Dynasty seemed to have never paid attention to this place before, nor why they fled here.

Qi Jiguang carefully checked the Tang newspaper. Li Rusong had already raided Wuhai. The expedition was over. The end of the expedition did not mean the end of the war. What followed was a more severe security war.

The Beijing camp led by Qi Jiguang will stay in the Hetao for one year. During this year's military control period, the main task is to hand over the defense of the Hetao area to the three parties, Yansui, Gansu, and Ningxia.

Ningxia Guard encompasses the entire Helan Mountains, and the Hetao is replenished on three sides, which can be regarded as the complete military garrison of the Hetao. This is a solid land county. In addition to waiting for the three sides to replenish the Hetao, there are also immigrants from Shaanxi, Shanxi, and Gansu (Shaanxi Tour) The refugees caused by annexation in Dusi and other places were moved to Hetao for resettlement.

During this year's military control period, the Ming Dynasty's capital camp would sweep away the horse bandits in the entire Hetao area, providing a good public security environment for the Ming Dynasty to operate the Hetao. The elimination of the horse bandits could quickly gain the recognition of the Ming Dynasty from the people of the Hetao, and support the people of the Ming Dynasty. This is the fundamental factor that determines whether Shitu counties can maintain long-term peace and stability.

The strength of mountains and rivers lies in virtue rather than danger.

Qi Jiguang looked at the Hetao to the north of Yinshan Mountain in Kanyutu and to the south of Yinshan Mountain. Because of the existence of the Yellow River, the Hetao Plain is full of vitality. Under the spring breeze, there is an endless grassland. Between the rolling hills, you can see patches of grassland. flocks of sheep dotted among them.

To the north of Yinshan Mountain is the natural enemy of farming, the desert.

The desert is more than 400 miles deep, and the endless yellow sand roars in the wind. The ancient road has long been submerged under the yellow sand. In order to find out the movements of the Wala people, the distant Marquis of the Ming Dynasty approached the Wala forest. After some research, I accidentally discovered the large mine in Womagang.

Anda Khan conducted a conquest against the Oara people. The conquest was just a conquest. There was no actual rule after that. The reason was the desert.

The area north of the desert is called Mobei, and the grasslands in southern Mobei have been around for a long time.

The Ming Dynasty Temple calculated that even the most radical Tan Lun’s plan was to use the desert and Yinshan Mountains to build military garrison border defenses and securely rule the Hetao after regaining the Hetao. Tan Lun did not expect that Womagang would appear and regain control of the Hetao. The plan ends at Yinshan Mountain.

But the emergence of Womagang turned all temples into an armchair joke, and this joke even included Qi Jiguang.

Qi Jiguang never thought about continuing to expand northward when he was planning in the temple. The thirteen Northern Expeditions in the early Ming Dynasty and Anda Khan's conquests failed to achieve actual rule over Mobei. In fact, even the Northern Expeditions that originated in Mobei Neither Hu Yuan nor Kublai Khan could effectively rule Mobei.

Meng Ge, the co-owner of the grassland, died under the Diaoyu City. At this time, the huge Mongolian country was divided. One group was Alibuge who followed the grassland custom of "the youngest son guards the stove", and the other group was the Central Plains custom of "the country's chief minister". Kublai Khan.

Mobei's headquarters, old nobles and clan kings supported Ali Buge, while Kublai Khan led the Han bureaucrats and Han princes to start the Northern Expedition and successfully flattened the Mongolian holy land of Haraholin.

This is the place where Genghis Khan swore to the Immortal God to establish the Great Mongolia. Ali Buge was defeated and surrendered, and followed Kublai Khan back to the Central Plains.

The battle in Mobei and Monan did not end with Ali Buge's defeat. In the 23rd year of the Yuan Dynasty, the Bo'er Jijin Naiyan who occupied Hara and Lin launched another rebellion, and Kublai Khan had to He led the Han Dynasty Marquis to the Northern Expedition again, defeated Helin again, wrapped Naiyan in felt, and beat him to death.

In the 23rd year of Yuan Dynasty, Helin was conquered and the city was massacred.

The victorious Kublai Khan had to order to cut off traffic. The three official post roads leading from Helin to the Central Plains were cut off: Tiligan Road, Mulian Road, and Nalin Road.

The food and beverages of Hara and Forest were all transported from Han Dynasty. Kublai Khan's embargo directly caused Hara and Forest to be trapped in famine.

The Ming Dynasty actually has no interest in Mobei. If the Oara people entrenched in Helin are willing to move westward, the Ming Dynasty will not stop them. However, if the Oara people want to enter the Kou Hetao, there is desert and Yinshan Mountains, so they cannot do it.

It turned out that the plan was just to recover the Hetao, and everything was in line with the temple plan. Qi Jiguang was even the leader and host of the plan to recover the Hetao.

Now, a Womagang has disrupted all the arrangements.

The appearance of the piece of lying horse gold was completely accidental, but since Dr. Gewu searched for the dragon and divided the gold and found the source, he knew that there was a mountain of gold, silver and copper here, so he would never give up on it.

Building a four-hundred-mile Chidao is not a problem. The problem is how to defend the mine. The presence of the Womagang mine means that the Ming Dynasty must continue to develop northward.

"If you want to take the mines completely for yourself, you have to at least reach the North Sea (today's Lake Baikal)." Qi Jiguang looked at the Kan map and said with a slight headache.

Starting from the capital, it will take at least three thousand miles to fight Beihai. Not counting the local army, it is just the grain and grass supplies for the Beijing camp. With the long supply line, Qi Jiguang did not have the confidence to convince the Ming Dynasty in the DPRK. It would be easy to fight and win. Qi Jiguang felt With the current Beijing camp, it is not a problem. The problem is that after the battle is over, the Ming army can only withdraw.

Chen Dacheng thought for a moment and said, "Just build a defense camp around Womagang. Anyway, we only need mines."

The scope of Shitu counties only reaches Womagang. This is Chen Dacheng's idea, which is easier to realize.

Qi Jiguang took a deep breath and said, "But this mine can be mined for at least fifty years. If there is still underground, I'm afraid it won't be as simple as fifty years."

The mine in Womagang is an open-pit mine, and it is only a preliminary exploration. According to Dr. Gewu, the mine does not exist alone. In addition to the Womagang land in Mobei, there must be other mines.

As a general, Qi Jiguang wanted to formulate a Mobei development plan for His Majesty and initially implement it.

(End of this chapter)