The Birth of the Hong Kong Island Family.

Chapter 103 [Happy Son]

On the night of July 7, shortly after Tang Caiyun lay down, she felt a dull pain in her stomach and couldn't help but let out an 'ouch'.

Lin Zhichao immediately paid attention: "How is it?"

Tang Caiyun clutched her stomach and said, "My stomach is starting to hurt, and I don't know if the baby is about to be born."

Lin Zhichao got up immediately, put on his clothes, and said: "Then what are you waiting for, I will take you to the hospital!"

He has already booked a delivery room at the Sanatorium and Hospital, a private hospital in Happy Valley, which is near Lantian Yayuan, so it is more convenient.

In Hong Kong in this era, medical services were mainly provided by charitable organizations, and the government invested less in social welfare, so a large number of private hospitals emerged.The Sanatorium and Hospital located in Happy Valley, Wan Chai is a leader among private hospitals in Hong Kong, and enjoys a high reputation in pediatrics, cardiovascular, especially obstetrics and gynecology.

Tang Caiyun said worriedly: "It's blowing and raining outside, do you want to go tomorrow morning?"

Hong Kong is located in the subtropical zone, and the weather is mostly like this in summer. Tang Caiyun thinks it's dark, windy and rainy.

Lin Zhichao didn't know whether to laugh or cry, and said: "You can figure it out, no one is afraid of wind and rain after having a baby! The car is outside, I'll ask Xiner to inform your parents. Let's move in as soon as possible, don't delay , I promise not to let you get caught in the rain."

Seeing Lin Zhichao's orderly arrangement, Tang Caiyun immediately felt at ease.

Soon, both families were ready, Lin Zhichao picked up Tang Caiyun directly, and started to go downstairs.If it were an ordinary man, he wouldn't dare to take on this job, but Lin Zhichao didn't feel the weight at all while holding his wife and children. This is the reason for his excellent physical fitness.

Then, put Tang Caiyun in the back row of the car.

"I'll drive, Xin'er, take care of your sister-in-law, Caiying and I sit in front."

The rest of the people took Tang Zhongyuan's car, and the two cars walked towards Sanatorium and Hospital, which was more than one kilometer away.

No matter how big the battle is, it's because this kid has a big background.

On the way, Tang Caiyun said: "If I go to the hospital and can't give birth for a while, my husband won't blame me for lying about the military situation?"

In the middle of the night, the two tired and exhausted families dispatched one after another.

While concentrating on driving, Lin Zhichao said, "Take it as a drill, I blame you for what you did!"

Tang Caiyun was immediately delighted!
Tang Caiying on the side couldn't help looking at Lin Zhichao, and suddenly found a bright spot.

After arriving at the hospital, Tang Caiyun was carried by Lin Zhichao onto the mobile bed prepared in advance, and drove towards the hospital.Before coming to the hospital, he had already talked on the phone, so everything was carried out in an orderly manner.

After a while, the doctor came out and said, "Mr. Lin, Mrs. Zun should give birth tonight and tomorrow morning. She will be arranged to rest in the VIP delivery room first, and then enter the delivery room if there is any emergency."

Lin Zhichao nodded and said, "Okay."

It's a good thing to do it within one day, so as not to wait too long in the hospital for delivery.

In the early hours of July 7, Tang Caiyun was in severe pain and was sent to the delivery room.

In less than 20 minutes, with a crisp cry, Lin Zhichao let out a soft breath, and his anxiety eased.He looked at his watch, the time was 03:28, and wrote down the number.

The delivery room was pushed away.

"Mr. Lin, congratulations! Mother and child are safe, you have a precious son!" The doctor said happily.

The young man in front of him had heard of his name and deeds, so the newly born baby boy was naturally extremely important.

Lin Zhichao was really overjoyed and said, "Thank you, Dr. Li, thank you!"

Lin Zhichao, who has always been steady, couldn't help but put a smile on his face and couldn't let go.Wu Wenying on the other side had already turned to pray, with tears in her eyes.

Naturally, Tang's family also burst into smiles, feeling nervous.

The next day, in the morning.

Lin Zhichao held Tang Caiyun's hand, his eyes were full of tenderness, there was a baby carriage beside him, and Lin Ruihuan was sleeping soundly.

"Husband, I didn't expect the birth to be so smooth. I was so nervous at first."

"Thank you for your hard work! It means that this kid is a blessing to our family."

Tang Caiyun nodded happily. It was the first time she heard Lin Zhichao say 'family', so she naturally understood the extraordinary meaning.

After a while, the family members arrived one after another.

Some get breakfast, some get red envelopes, and they settle down quickly.

Lin Zhichao distributed red envelopes to the relevant departments of the hospital, so the Obstetrics and Gynecology Department of Sanatorium and Hospital knew that a big boss was holding his son today.

In the morning, those who should go to work go to work, and those who should go to school go to school. Three women, Wu Wenying, Song Qiaoling and Axia, are left in the hospital to take care of them.

Cheung Kong Industries.

"Manager Guo, wrap a 20 yuan red envelope for all the staff for me, put two 10 yuan in each red envelope, and say that the boss is blessed with a son today."

Guo Xinxin, the manager of the financial department, immediately beamed with joy and said, "Congratulations, boss, on the birth of a son, perfect. I'll arrange it right away!"

Lin Zhichao nodded with a smile, feeling quite happy with the sky.

Cheung Kong has about 500 employees and only spent [-] silver paper, but he is very happy.

But for the workers, this red envelope is equivalent to ten days' wages.

How low are wages in Hong Kong?

At present, there are a lot of workers in Hong Kong whose wages are between 25 and 50 Hong Kong dollars, but Cheung Kong’s wages are between 50 and 100 Hong Kong dollars. The average wage of workers is 84 yuan, which is about the same.

Moreover, Cheung Kong takes thirteen salaries a year, and there are benefits for festivals.

The real sweatshops in Hong Kong are textiles and garments, which are also the two industries with the largest labor force.In the previous life in 1966, skilled workers started with a daily salary of 9 Hong Kong dollars (that is, a monthly salary of less than 300), while ordinary workers only had a monthly salary of [-] or [-] yuan, and workers with a monthly salary of [-] yuan abounded.Industries such as toys, plastics, umbrellas, and batteries are also in the same market.

Therefore, it is inevitable that some things will happen. Afterwards, workers in Hong Kong quickly raised their salaries, and the Hong Kong government also began to pay attention to people's livelihood.Moreover, these things are also opportunities for Lin Zhichao.

Later, Lin Zhichao called Changjiang Real Estate, Changjiang Garment Factory, and Changjiang Bank, and all employees paid 20 Hong Kong dollars.

Suddenly more than 1 was spent!

"The boss is happy with his son, and everyone has a big red envelope of 20 yuan. Don't stop working!" The management came to the workshop to distribute red envelopes, but they did not forget to tell them to work.

The reason is simple, the factory orders are heavy and the machines cannot stop.

"Thank you boss, my God, the 20 yuan red envelope, the boss is generous!"

"A big red envelope of 20 yuan, the boss should get rich and have a son!"

"The boss has successors, and strive to have another son next year, and have more."

The whole workshop was filled with joy, and then the sky of the whole factory was filled with a sense of prosperity.

In the office, Lin Zhichao has calmed down and is working seriously.He was checking the accounts of Cheung Kong, and found that there was a cash flow of 132 million Hong Kong dollars lying on the accounts of Cheung Kong, and the debt was only 172.5 million Hong Kong dollars (including interest) from the Bank of East Asia.

长江实业已经付清了伯恩机械的机器钱（115万）、付清了星岛建厂的钱（50万）、付清了荃湾建厂的钱（20万），购买了一幅地皮12万平方尺（50万）。

This is equivalent to Cheung Kong's net debt of only 40 Hong Kong dollars, but a lot of assets: a factory covering an area of ​​24 square feet in Tsuen Wan, a factory in Sing Tao, a large number of machines and materials.

After thinking about it, Lin Zhichao called Guo Xinxin.

"Boss, everyone outside is congratulating you, everyone is so happy!" Guo Xin said with a smile.

Lin Zhichao nodded, and said: "I won't go, I have received all the blessings. By the way, I want to exchange Cheung Kong's funds into US dollars as much as possible, so you can arrange it. Calculate how much money you can exchange, Without affecting the operation of the factory; the funds have to be withdrawn from the Bank of East Asia, then exchanged for US dollars at a foreign bank, and then deposited into the US dollar account of the Bank of East Asia.”

Instead of exchanging US dollars for foreign exchange at the Bank of East Asia, take care of Jian Dongpu.After all, if Lin Zhichao first converts into US dollars and then converts into Hong Kong dollars, Jian Dongpu will lose part of it.

Guo Xinxin immediately understood that the boss was worried about the depreciation of the pound, so he made such an arrangement.

"Okay, I'll arrange it right away!"

"Um"

In fact, Cheung Kong also has a US dollar account, after all, the products are sold to the United States.

After Guo Xinxin left, Lin Zhichao did some calculations. Assuming that 120 million Hong Kong dollars were exchanged into US dollars (including the later exchange), then it would be about 30 US dollars; once the British pound depreciated by 30%, it would become about 1 Hong Kong dollars for 5.5 US dollar ; That is, 120 million Hong Kong dollars has become 165 million Hong Kong dollars.

Of course, this does not include handling fees, but anyway, I easily earned more than 30 Hong Kong dollars.

As long as you spend money in Hong Kong and the UK, you can count it as making money.But even if you spend money in other countries, it is equivalent to avoiding a 30% depreciation, and you are earning money.

The next day, evening.

Lin Zhichao came to the Sanatorium and Hospital to pick up Tang Caiyun and Lin Ruihuan's mother and son from the hospital, and the family returned to Lantian Yayuan lively.

Lam Tin Mansion has become a symbol of high-end private housing estates in Hong Kong. Not only is Happy Valley originally a wealthy area, but more importantly, Lam Tin Mansion’s property management and public facilities are quite good, so the housing prices of the estate have risen to About 45 Hong Kong dollars per square foot, which is similar to the price of luxury houses in the Mid-Levels.

After all, in this era, people generally have no sense of security, especially some warlords and descendants from the mainland who came to Hong Kong for refuge, wealthy businessmen with a lot of property, and rich people who made money to wash their hands. In short, everyone likes the privacy of Lam Tin Villa.

The eight security guards in Lantian Yayuan are on duty 24 hours a day, and some of them wear majestic uniforms, which is definitely a deterrent; at least, once there is an abnormality, the police can be called in a timely manner.

In the evening, in order not to affect Lin Zhichao's work the next day, Wu Wenying put Lin Ruihuan in her bedroom; if the child was hungry, she would come and ask Tang Caiyun to feed it.

"Husband, I have become a lot fatter!" Tang Caiyun snuggled into Lin Zhichao's arms and said coquettishly.

She understands a truth, Lin Zhichao is very "sexy", so she is worried about "fat"; but on the other side is the high-nutrition feeding of her mother-in-law and mother.

Lin Zhichao ran along Tang Caiyun's hair and said: "According to modern medicine, the body will recover after 30 days after delivery; so during this period of time, you can take care of yourself. After that, you can do some exercise and eat a reasonable diet to restore your previous health. Appearance, on the contrary, I will guide you."

Anyway, I have experienced it once, there is no reason why Lin Zhichao doesn't understand.

But in Tang Caiyun's view, her husband is very caring, and he must have learned about it from a doctor or read a book; if this is the case, it shows that this man is very careful and loves herself.

"Hee hee, if I can't get back to my previous appearance, I'll find you!" Tang Caiyun said reassuringly.

"No problem, I'm afraid you won't have the determination and perseverance by then!"

"Underestimate me, don't worry, in order to catch your husband's heart, I will endure any hardship."

Good guy, what is this alluding to?

To be honest, Lin Zhichao is definitely a model of a rich man in this era. Even if he goes to entertainment venues to accompany customers (many, such as the zipper industry), he will only arrange for the customers, and he will guard himself like a jade.

Even when it comes to marrying a concubine, Lin Zhichao is very cautious. He has to consider the stability and harmony of the family.Therefore, Tang Caiying is a good choice, but of course it will take effort.

Inside the Richang Bank on Wenxian East Street, its boss, Yu Dongchang, watched the Changjiang Bank not far away go in and out, and suddenly felt a little distressed.

"The business is so big, and you still have to compete with us for food. You really earn everything, you damn Shunde!" Yu Dongchang cursed.

He is angry!
Changjiang Yinhao is diagonally opposite to Richang Yinhao, and Changjiang Yinhao relies on the resounding signboard of "Changjiang" (group effect) and good reputation (Li Shau-kee has good business skills); therefore, the store business is getting better and better. , and became the silver and gold shop on Bonham East Street.

As everyone knows, this move has stimulated many people, but the scene of Lin Zhichao's opening still lingers in the minds of these people.

At that time, it was a gathering of famous merchants, and Lin Zhichao was a member of the Shunde Chamber of Commerce and Friendship Association. In addition, there were rumors that Lin Zhichao, He Dong, and Jian Dongpu were old friends, so everyone could only be bored in their hearts, and did not dare to make small moves.

A friend came in and greeted him heartily, "Brother Dongchang, what are you looking at?"

Yu Dongchang withdrew his gaze and said with a smile: "Brother Yaoxing, just take a look, are you here?"

Pan Yaoxing looked inside the Richang Bank, and found that the business was so-so, and immediately showed suspicion, but then said: "It's not that I heard that speculating in gold can make money now, so I want you to point me to a legitimate business outlet. I'm getting older too, and I don't want to do risky things anymore."

Yu Dongchang looked at Pan Yaoxing, he knew that this friend had a close relationship with the 'Wharf Gang' Dong Fuhe, and he also made his fortune from smuggling.Now that he actually wanted to go ashore, he was a little curious.

"You also know that speculating in gold makes money, so you should also understand that smuggling gold is also very profitable now. It doesn't make sense for you to want to change careers at this time?"

Pan Yaoxing blushed immediately, but then smiled wryly: "It is true that smuggling gold makes money, but now there is a group of defeated G troops at sea. They use the signboard of 'Da Tian Er' to snatch gold smuggling ships. No one is crazy. recognize."

Yu Dongchang gasped. Although Dongfuhe was a gang, in the end it was just a group of dock workers, and smuggling was okay.Compared with those 'regular troops', it can be said that they are vulnerable. Recently, many regular troops have come to Hong Kong. They left their guns and wandered on the streets of Hong Kong. They became one of the refugees and also became an unstable factor on the streets.And some of them didn't even lose their guns, they were so dangerous that even the police dared to kill them.

Suddenly, Yu Dongchang had an idea and thought of a way to kill people with a borrowed knife.

"Let's talk upstairs!"

"Okay, sure enough, I was right to find Brother Dongchang!"

Pan Yaoxing cheered up. Now that he is ashore, he urgently needs a way to get rich; and this Yu Dongchang is the owner of an old bank, so he must have many connections.

Upstairs, Yu Dongchang made tea for Pan Yaoxing unhurriedly, and Pan Yaoxing was immediately restless.

Seeing Pan Yaoxing like this, Yu Dongchang immediately became more confident.

After taking a sip of tea, Pan Yaoxing couldn't wait to say: "Brother Dongchang, I don't know what you want to teach my brother to do. If it can be done, I will thank you very much!"

Yu Dongchang waved his hand and said, "What do I want you to thank? How many years have I been friends! It's just that this matter is a bit risky. I wonder if you dare to do it?"

Is there any risk in doing business?

Pan Yaoxing was stunned.

He still gritted his teeth and said, "Speak! I'll listen!"

Yu Dongchang said with a smile: "There is a Changjiang bank opposite us, which has the same business as our Richang bank, but their business is much better than ours. If you want to go ashore, you can try to win this bank , to run it by myself, only store business, at least a monthly profit of more than 1."

Pan Yaoxing got excited immediately, and immediately said: "Brother Dongchang, I have no grievances with you. Why are you still hurting me? I know this Changjiang Bank. Their boss is Lin Zhichao. Although others are young, they have a deep background. Jian Dongpu and He Dong are backers, and they have good friends with the Chaozhou Gang and Hang Seng Bank, and they also have the backing of the Shunde Chamber of Commerce. Even if he has nearly a thousand workers in Tsuen Wan, I will definitely not offend him."

Yu Dongchang was taken aback, he didn't expect Pan Yaoxing to understand so clearly, even better than himself.

However, he quickly formulated a new strategy, saying: "You only know one thing, not the other. Although the Changjiang Silver Bank is Lin Zhichao's property, in fact Lin Zhichao does not participate in it, but entrusts it to a shopkeeper to take care of it. This shows that, Others may not care about this industry.”

Pan Yaoxing still shook his head and said, "I can't afford to provoke you~ I can't afford to provoke you!"

Yu Dongchang continued: "Listen to me! As far as I know, this Lin Zhichao intends to fade out of speculation in gold, so he probably also intends to sell Changjiang Bank. Of course, if you come directly to the door, you may be kicked out. But if you find Some people, make some noise at night, for example, no matter how capable Lin Zhichao is, he will not be able to find out about you. At most, he will think that his colleagues are jealous of him. In this way, he has faded out on purpose, and he may release it. At that time, if you take the money down again, just doing gold trading in the store and foreign exchange exchange, it will be enough for you to earn enough!"

He is fooling around, anyone with a little brain knows that this plan is full of loopholes.

But Pan Yaoxing, who has been smuggling at sea all year round, has no brains.

After listening, I have fallen into thinking.

Seeing this, Yu Dongchang added more fire, and said: "You just need to find someone to scare the storekeepers of the Changjiang Bank at night, and when things are almost the same, let these people go to Omen to avoid the limelight. I can't find out about you. As for the success or failure in the future, what difference does it make? In short, once Lin Zhichao intends to release the listing, I will be the first to notify you, and you will buy it with money when the time comes, and it will be fair and aboveboard."

Speaking of this, Pan Yaoxing was already moved, and asked: "Is Changjiang Yinhao's facade business really profitable?"

There may be risks in speculating in gold, but if the facade business is very profitable, it is really worth the risk.

"It's very profitable. It makes our colleagues jealous! According to their customer flow, the monthly profit is at least 1. You also know that there are a lot of Weishui people coming to Hong Kong from the mainland, and they need a bank account to exchange money." , Gold trading."

Pan Yaoxing nodded, and said, "But if you can earn 1.5 a month, how much will you have to settle? At that time, I hope Brother Dongchang can borrow some."

Yu Dongchang was stunned immediately, but quickly realized.

His idea was that if Pan Yaoxing took over, his business would definitely drop immediately, and he would lose a rival; so why would he borrow money? If it was less, he could consider it.

"Although it makes money, after all, it must depreciate a lot after such a commotion, right? You have no problem. Remember, when transferring, you must keep the staff in the store, so that you can save everything. Counting the money."

At this time, Pan Yaoxing was already excited and nodded quickly.

"In the future, I will look to brother Dongchang for guidance."

"comminicate"

After Pan Yaoxing left, Yu Dongchang sneered.

"Whether Pan Yaoxing succeeds or not, Changjiang Yinhao will be in constant trouble! If it succeeds, Pan Yaoxing will not be able to keep that shopkeeper, Li Shau Kee. At that time, with only a few cats and dogs, the business will not plummet."

"It's better to have a fool as an opponent than the current situation!"

"This matter has nothing to do with me from the beginning to the end; whether it succeeds or fails, I have no loss."

"I'm really smart!"

(End of this chapter)