The Birth of the Hong Kong Island Family.

Chapter 104 [Self-casting the net]

late at night.

On the second floor of Changjiang Bank, two clerks are resting on a simple 'floor'. In fact, they are on duty at night, guarding the safe on the second floor of Changjiang Bank.The store has assets of more than 20 yuan, and Lin Zhichao has never brought them home. They are all placed in the safe on the second floor, and the clerk is arranged to be on duty at night.

very safe!

First of all, these shop assistants have family members, and their addresses are recorded;

Secondly, Changjiang Bank has several doors, all of which are very reliable, after all, it is a bank;
Finally, there is a telephone on the second floor of Changjiang Bank, so it is very convenient to call the police.

What's more, the safe is not so easy to open; it cannot be opened without a password, and only Lee Shau Kee can open it.

"Brother Fa, do you think this month's bonus will be higher than last month's?" Before going to bed, Chen Jie asked curiously.

The employees of Changjiang Yinhao all adopt a fixed salary, plus a profit sharing model.There are a total of six people in the store, who can enjoy 6% of the store's profit every month.For example, if they earn 600 yuan, the six of them can share a bonus of [-] yuan.

Among them, three direct transaction clerks each get 1.5%; the other three are just security guards and waiters and each get 0.5%.

Therefore, a skilled worker like Chen Jie who knows how to distinguish between gold and silver, and who can calculate, has a fixed monthly salary of 120 Hong Kong dollars; if the dividend is added, it can reach 250-350 Hong Kong dollars per month.

This belongs to the high-paying class in Hong Kong. Of course, everyone in this industry did not survive as an apprentice. Chen Jie has also been in the industry for ten years this year; the important thing is that he has learned the real skills to be worthy of this high salary.If you are not careful and are cheated (gold impurities), the company will lose a lot of money. As the first person to handle it, they will also deduct money.They may even be dismissed. Fortunately, Changjiang Yinhao has always been very accurate in seeing gold. If they are not sure, they can ask the shopkeeper Li Shauji for advice.

As for Li Guifa, who is called "Brother Fat" by Chen Jie, he has been in the industry for 15 years. He was once a little bit dissatisfied with Lee Shau Kee's ability to distinguish gold, but finally he was convinced.

"Yes, the store business is getting better and better this year, don't worry!" Li Guifa said confidently, and then added: "Don't sleep too hard at night, you won't wake up if you shout!"

Chen Jie suddenly laughed naively. It turned out that there was a night on duty, and an unknown person opened the gate on the first floor.Li Guifa didn't wake up after yelling at him several times, but finally kicked him awake.

Of course, the two yelled 'we have called the police' from the windows on the second floor, and the unknown people scattered in fright and disappeared without a trace.

In fact, the police were indeed called, but the police came to inquire, and it was fine if there was no result.

After about a few hours.

Li Guifa woke up suddenly, he was not a deep sleeper, he would wake up with the slightest movement.

Without further ado, he slapped Chen Jie very hard.

"Brother Fa, what are you doing?" Chen Jie asked in confusion.

"There is movement downstairs, get up!" Li Guifa had already opened the window first.

The two looked down, but they couldn't see the door on the first floor, because arcades or tenement buildings had an aisle; this aisle had a roof, and the outer side was pillars.

Because of this, many refugees slept in this aisle, at least to shelter from the rain.

"What are you doing? We have already called the police. If you don't leave, you will be jailed!" Li Guifa shouted.

Soon, several people came out from the aisle, and these people covered their faces.

One person looked up at the two people on the second floor, and then raised a black muzzle.

"Clap"

Li Guifa and Chen Jie were so frightened that they quickly hid in the room and called the police.

the next morning.

Lin Zhichao came to Changjiang Bank and listened to Li Zhaoji's report.After the incident happened last night, Lee Shau Kee came forward to solve it—communicating with the police, it is impossible to disturb Lin Zhichao.

"The JC Bureau has already started an investigation. After all, this is a shooting case. People should be sent to patrol at night, so those people should not come again." At the end, Lee Shau-kee analyzed.

Lin Zhichao asked suspiciously: "These people have guns, why do they act at night? After all, the gold and money at night have already been locked in the safe?"

Li Zhaoji also came to his senses immediately, and then said: "It makes sense, according to Ah Fa and A Jie's description, it seems like colleagues are jealous, looking for trouble for us, deliberately destroying the gate."

"Nine times out of ten this is the case! By the way, where is the shooting, let's go and see!"

Lin Zhichao was very calm. To put it bluntly, these things did not cause him any fear.

The more the enemy is like this, the more they are afraid of his strength.

Today's Lin Zhichao can barely control the society, how could he be controlled by the society?
In the end, Afa and Ajie were found, and according to the location of the bullet, Lin Zhichao immediately said: "Do things with peace of mind! Just this accuracy, just looking at it will scare you. Don't be afraid at night, just do what you want!" "

Li Guifa immediately said: "Boss, we are not afraid! They are the ones who are afraid!" Lin Zhichao patted him on the shoulder and said, "You are right!"

Li Guifa suddenly felt light all over his body, and he was really lucky to be favored by the boss.

"Boss, would you like to say hello to the police station, lest those policemen fail to do their best?" Lee Shau Kee said seriously afterwards.

He knew that Lin Zhichao had a certain social relationship, and he would definitely know the high-level officials of Bureau J, so he said this.And last night, those policemen came here almost for a formality, and didn't pay attention at all.

Lin Zhichao said in a hurry: "No need! The relationship is only used at critical moments, not to mention it also needs money to manage, so it is not necessary now. Let's look at the situation again. Anyway, the Changjiang Bank is as solid as gold, and the purpose of those people is also It is basically confirmed. Let’s take a look!”

"Ok!"

Afterwards, the two returned to the second floor, and Lin Zhichao learned about the investment situation as usual.

In the last two months, Lee Shau-kee made another contribution, speculating in gold with less than 70 Hong Kong dollars, and made a profit of more than 20 Hong Kong dollars.

"It's all industrial gold now, right?"

"Yes, starting from July 650th, the Hong Kong Gold and Silver Exchange has adopted [-]% of industrial gold, and the price has also increased according to the ratio of pure gold. It has now risen to about [-] Hong Kong dollars per tael."

Lin Zhichao nodded. The ban on pure gold trading is due to the government's pressure to make Hong Kong abide by the 'Bretton Woods System'; governments or central banks of various countries can exchange U.S. dollars for gold at the official price. In order to prevent the official price of gold from being free With the impact of gold prices in the market, governments of various countries need to cooperate with the US government to maintain the official price of gold in the international financial market.

However, the price of gold in Hong Kong and the mainland has not been maintained in the past few years, so Yingjiang naturally wants to put pressure on the British government; as for the mainland, Yingjiang cannot control it, and speculation is not allowed in the JF area.

"August is the eve of the liberation of Guangdong Province, and a large amount of gold will flow into Hong Kong from the mainland, so I think it may be 700 Hong Kong dollars."

The more gold flows into Hong Kong, the hotter the gold speculation becomes.Therefore, Lin Zhichao concluded that August was the highest peak of gold in Hong Kong, and then it slowly fell, and it may fall a lot until the end of the year.

Regardless of whether it falls or not, some Cantonese gold merchants will not participate in the purchase. Smart people know that gold smuggled from Omen can be cashed out in Hong Kong.So in the end, the gold merchants and financial circles in the Shanghai stock market took over the orders, mostly.

Lee Shau Kee immediately said: "Okay, I will refer to it."

Lin Zhichao added: "We may not be able to reach the price of [-] Hong Kong dollars by the end of August, so let's retreat completely! The store is also preparing to close down. After all, the price of gold will fall, and the gold in our store will naturally have to be cashed out."

Li Zhaoji has been with Lin Zhichao for so long, so he naturally understands the key points. He admires the boss for his clear thinking, decisiveness and non-greedy.

"it is good!"

Another two days passed, late at night.

The gate of the Changjiang Bank was smashed again, this time even more violently. Li Guifa hurried to the window and shouted loudly, "I'm going to die, I'm calling the police. You know who our boss is, and you dare to make trouble!"

Although he mustered up his courage to reprimand these gangsters, Li Guifa was really scared and didn't even stick his head out, for fear that the gangsters would shoot him.

This time, Li Guifa and Chen Jie responded with two gunshots and a curse.

The bullet still hit the wall on the second floor, and then the gangsters scattered again.

Four or 10 minutes later, a group of people gathered at the pier in Xihuan, it was the gangsters who had just attacked the Yangtze River Bank.

At the same time, Pan Yaoxing was also there.
I saw him explain: "You go to Omen to live for a while, and I will let you come back."

"Yes, boss!"

Then, looking at the few people who left, Pan Yaoxing smiled.As long as no one can be found, who knows that he arranged someone to do it?
"After doing this twice, Lin Zhichao, the owner of Changjiang Bank, must have no intention of running it, right?"

"And it is impossible to suspect that I ordered someone to do it. After all, we have no stake in it. The most likely competitor is Yu Dongchang."

Pan Yaoxing showed a sneer, and said to himself: "Yu Dongchang, you think I'm stupid, I think you are!"

He understood that Yu Dongchang was also uneasy and kind, acting as his own gun to drive away a powerful competitor.

But why didn't he think that if he did it perfectly, he would never doubt himself, and he should suspect that he was also a competitor on Wenxian East Street like Yu Dongchang.

"Bah, when I win the Changjiang Bank, I will manage it well and continue to suppress the Richang Bank."

Thinking of such a good thing, Pan Yaoxing went home happily.

this morning.

Lin Zhichao came to Changjiang Bank again, looked up at the two bullet holes and thought, and the door downstairs was also damaged. Is all this the jealousy of his peers, or is there another conspiracy?
After a while, colleagues from Wenxian East Street came one after another.

"Lin Sheng, I think you should put pressure on the JC Bureau to solve the case as soon as possible. These gangsters are really lawless!"

"That's right, it's really easy to bully us when we open a silver and gold shop!"

Everyone comforted, but in fact they were removing the suspects one after another.

But Lin Zhichao suddenly said: "I appreciate everyone's kindness! This group of people is very cunning. They fired two guns, hit them twice and ran away, and JC couldn't do anything about it. I heard from the refugees around here that the group covered their faces and did not move. Quickly, the whole process only takes two to three minutes.”

After speaking, he observed several colleagues.

Everyone cursed one after another, for fear of being suspected.

Lin Zhichao then said: "Everyone, don't worry too much. We are all in the same industry. We definitely wouldn't do such villainous things. Otherwise, you would do it, and I would do it too. Wouldn't it be a mess. Right?"

"Of course! When you enter this industry, you have to talk about the rules of this industry."

"That's right, if you're looking for a decent business, you can't go wrong!"

Lin Zhichao said with a smile: "Don't worry, everyone. I believe that the colleagues on Wenham East Street are probably the deserters from the mainland who did it recently. They think that this gold shop is easy to rob at night. They are really stupid."

"Haha, that's right. Which gold store doesn't take things home at night, or lock them in a safe."

After chatting for a few words, Lin Zhichao suddenly said: "It's just right, I don't like this small business anymore, and I plan to transfer it out soon. If you have friends, you can introduce them to discuss in detail!"

At this time, Yu Dongchang was also in the crowd, and he asked calmly, "Lin Sheng, with your connections, there's no reason to be afraid of these brats!"

Lin Zhichao said calmly: "I'm really afraid of little ghosts! Haha, but I am sincerely planning to transfer it out, so as not to be distracted. Everyone knows that I have such a big business now, and I have already intended to do so."

Everyone nodded and left.

Later, Lin Zhichao called Li Zhaoji and said: "Put a signboard at the door for business transfer, and if someone comes to the door, please make an appointment with me, and I will talk about it in person. But the signboard at the door can only be placed for one day, and then it will be quickly removed."

If someone engages in this matter, it means that he is paying attention to Cheung Kong in the dark and can see it at the first time; so the "transfer" should not be left for too long, so as not to confuse the public.

Lee Shau Kee immediately said: "The boss's move is good. If the business is transferred out, you can still get a sum of money. It is much more cost-effective than going out of business directly!"

If the boss hadn't said that gold was going to fall, he would have wanted to take over the business of Changjiang Bank.

Lin Zhichao also laughed at himself and said: "It's really stupid to say it, I don't know if this business is transferred out, it can be worth a lot of money!"

Li Zhaoji was also a little embarrassed. He didn't remind the boss, which was also a mistake.

However, the boss was so determined at the time that he thought that the boss didn't care about such a small amount of money; what's more, the Changjiang Bank has the word "Yangtze River" after all, so the boss may not be willing to part with it.

After a while, Lin Zhichao chatted with the staff Li Guifa, Chen Jie and others one by one. Everything was ready, and he hoped to catch this person this time.

"Really? Lin Zhichao really intends to sell Changjiang Yinhao?" Pan Yaoxing jumped up happily and looked at Yu Dongchang in disbelief.

Although he placed a lot of hope, when he really succeeded, he still couldn't help falling into ecstasy.

Yu Dongchang said with a smile: "What Lin Zhichao said in front of us colleagues, it can be false, and he asked us to introduce it, so it is naturally true. However, to be on the safe side, you should go again every few days ask."

Pan Yaoxing immediately asked, "Why?"

Yu Dongchang said with an inscrutable look: "It's too early, I'm worried that others will suspect you!"

Pan Yaoxing said 'oh', but he didn't take it seriously, and he went to check the news tomorrow.

"Brother Dongchang, do you think how much money is suitable for the Changjiang Bank, if you win it?"

Yu Dongchang thought for a while and said, "The transfer definitely doesn't include assets, it's just a retail store, so 20 to 25 Hong Kong dollars is more appropriate. At the same time, you still have to do business, so you need to buy another asset. It is [-] Hong Kong dollars, and it takes almost [-] Hong Kong dollars to invest."

Pan Yaoxing was taken aback immediately, because his budget was only 15 Hong Kong dollars, and his assets were only about 20 Hong Kong dollars.

"Here, Brother Dongchang is still short of funds, why don't you borrow [-] Hong Kong dollars and repay it to you soon!"

Of course Yu Dongchang would not borrow, but he suggested: "You only need to take out a transfer fee of about 15 to [-] yuan, and other assets are not necessarily the same. You can also do business with [-] yuan, buy and sell gold, and exchange foreign exchange. You only need to collect intermediary fees." .”

Pan Yaoxing saw that Dongchang changed the topic, but he didn't want to offend Dongchang, so he said: "Then if I buy this store, I hope brother Dongchang can give me advice."

"There is no problem with this! What's more, as long as you raise your salary, those shop assistants will definitely continue to work with you!"

"Of course, without those shop assistants, I wouldn't have taken over!"

After Pan Yaoxing left, Yu Dongchang showed a sneer.

He understood that the reason why Changjiang Yinhao has a good business is because it has a good shopkeeper.And it is impossible for this shopkeeper to work for Pan Yaoxing, because he is relatively rich, and he is a partner with Lin Zhichao.

At the same time, he didn't think that Pan Yaoxing was suitable for this business, because the atmosphere of the world was too strong.

As a result, Changjiang Yinhao's business slowed down, and naturally there was one less competitor.

This time, he won't do anything to get rid of one of his biggest opponents.As far as he knows, Changjiang Bank's store business should be able to make a profit of about 1.5. After all, there are often people coming and going, and only established banks can have this kind of treatment.

the next day.

Pan Yaoxing came to Changjiang Yinhao's store. After observing for a while, he was immediately overjoyed, because the business was really good.

Afterwards, he walked into the store, deliberately pointed at the door and said, "You have such a good business, do you want to sell it?"

A waiter then said: "The boss's family has a big business, so I'm going to transfer it. Sir, who are you?"

Pan Yaoxing then explained the purpose of his visit, and it happened that Li Zhaoji was upstairs, so he stabilized him.And he also thinks that there is no leakage, he just said that he happened to pass by and saw it, so he wanted to talk about it.

"Okay, since Mr. Pan thinks he's interested, I'll make an appointment with the boss for you!" Li Zhaoji said in a business-like manner.

At this time, Pan Yaoxing immediately said: "Shopkeeper Li, if I take over this business, please continue to be the shopkeeper here, and I promise to increase your salary."

Li Zhaoji then smiled and said: "Pan Sheng, you may not know that I am a partner here, mainly to make money for the boss. After a year, I can have a high income, not the amount of a part-time job."

He has said it conservatively!
"Tens of thousands?" Pan Yaoxing asked inconceivably.

Li Zhaoji smiled, but did not answer this question, but said: "The guys in the store may stay. Pan Sheng can talk about it in detail."

"Okay! It seems that I can't afford to hire shopkeeper Li!"

Lin Zhichao didn't come to Changjiang Bank until evening.

After some introduction, Lin Zhichao said: "What did Pan Sheng do before? This business is a bit risky. Some time ago, someone tried to rob our bank account at night. So, I will not hide from you, after all, I am very honest in business. !"

Hearing this, Pan Yaoxing was so deceived that he couldn't find his way. He felt that Lin Zhichao was very honest in his business, which was right; since he transferred the business, he even told this, it was really too sincere.

However, he was still intentionally surprised, but quickly said: "I'm not afraid, those people only came in the middle of the night, it means that they are a bunch of cowards, so there is nothing to worry about."

Lin Zhichao really wanted to ask, how did you know it was midnight?
I said it was night!
At this moment, he had already suspected Pan Yaoxing.

After all, his acting skills just now were really bad.

Of course, it may also be due to my own preconceptions.

However, in the following chat, Lin Zhichao quickly grasped some clues.

"Pan Sheng has never done this business before, so he dares to take over?"

"A friend pointed out!"

"Are you also a colleague?"

"Yes"

Soon, Lin Zhichao's brain started to work: his colleagues on Wenxian East Street were jealous, and he found his friend to seduce him, that is, Pan Yaoxing.

Next, Lin Zhichao discussed the conditions again:

First, he will operate until the end of the first half of August;
Second, the transfer is only for the store, not including any assets here, and the transfer fee is 8.

Pan Yaoxing was quickly fooled by Lin Zhichao. He looked at the accounts and found that Changjiang Bank made a profit of 1.5 in June; although [-] was expensive, it only took more than five months to earn back.

And this business is stable and risk-free.

"Lin Sheng, can you sell me some of your foreign currency and gold, when the time comes?"

"Of course there is no problem, it will be at the same value at that time."

"Those employees?"

"Except for the six employees in the store on the first floor, all other employees must follow me."

"A member of the Gold and Silver Exchange?"

"You need to reapply for this. Chairman He Shanheng only recognizes me, and the people inside only recognize me."

"Yes, yes, I didn't want to speculate in gold either."

Soon the two sides reached a preliminary agreement, and Lin Zhichao received a deposit of [-] yuan.

After Pan Yaoxing left, Lin Zhichao said to Lee Shau Kee: "It's almost like this person is playing tricks!"

Lee Shau Kee also nodded, and said: "Indeed, he has a lot of doubts! He knows us too well, and I didn't say that much information at all!"

Lin Zhichao stretched, and then said relaxedly: "Okay! Whether it's him or not, the rest has nothing to do with us!"

Li Zhaoji nodded, he understood that the boss was already cheating on Pan Yaoxing.It's not bad that the facade can earn 1.5, but it must be him and all the clerks, and the clerks below may run away soon and return to work under the boss's banner.

At the same time, according to the boss, this business will disappear by the end of the year.

He believes this, because the JF army has occupied the whole country, so why is gold still so hot?
In short, Pan Yaoxing is being taken for a ride. If a layman wants to eat this bowl of rice, he doesn't know how to write a bad word!
The news that Lin Zhichao planned to transfer Changjiang Bank quickly spread in the circle, and many people called to inquire.

Liao Baoshan: "Brother, there's no need to lie to those shameless people about such a big matter. You leave it to me, and I'll find someone to settle it for you, so that the future will be safe and sound."

Lin Zhichao: "Brother, I really want to transfer, not for that reason! You also know that I don't speculate much now."

Liao Baoshan: "Well, I thought you were planning to continue opening a bank."

Lin Zhichao: "Brother, there is one more thing, can you check for me a person named Pan Yaoxing, yes, he should be engaged in smuggling before. Well, thank you!"

Afterwards, He Shanheng, He Hengjian and others called one after another. Lin Zhichao just got rid of everyone asking about "Pan Yaoxing". From these people's point of view, they all thought that Lin Zhichao wanted to quit because of the shooting. Lin Zhichao could only explain one by one.

He didn't want to bear the reputation of being a coward.

(End of this chapter)