Starting from selling lunch boxes at the construction site

Chapter 311 Can Loan Three Five Million

I wanted to go to bed early today, and I had already washed and changed into pajamas and lay on the bed, but when I was about to turn on the silent mode, a new message popped up on my phone.

[. Live broadcast five times a week, each time lasts four hours, and at least ten products will be put on the shelves each time. If the order in the live broadcast room exceeds [-], you can get the homepage recommendation of the live shopping channel. If you place an order of more than [-], you can get the platform The number of orders placed on the recommended position on the right side of the home page exceeds [-], the number of orders placed on the banner of the whole site exceeds [-], and the number of orders placed on the platform's home page is recommended + a big seal.]

The terms of this contract are quite generous, and there are no overlord clauses. It is a bit difficult to put at least ten products on the shelves each time.

In Xu's Braised Peach Treasure Store, even with Hezibao's agricultural products, there are only fifteen items in total, which is not enough for two live broadcasts.

If the live broadcast shows the same products every day and there are no discounts, the audience will feel bored and gradually reduce their attention to the live broadcast room.

Forget it, let Tang Wen do a video data analysis report tomorrow, look at the two live broadcasts and previous videos, where the hot spots of public attention appear, and then decide the live broadcast in the live broadcast room based on these hot spots content.

After all, the promotion of free door-to-door promotion is not for nothing!
After turning the phone to silent mode, Xu An turned off the lights, hugged the two little guys and fell asleep.

In the dream, Xu An saw a familiar factory with all kinds of modern equipment installed in the factory. The open space outside the factory was full of all kinds of cold chain logistics vehicles. Vegetables are thriving.
Because of this sweet dream, after waking up and returning to the office the next day, Xu An immediately found out the phone number of Zhou Yaodong, a bank clerk in Haishi, and dialed it directly.

"No wonder I heard magpies calling as soon as I went out this morning. It turned out to remind me that there is a happy event coming to the door today. Boss Xu is looking for me! Call me so early, could it be that some big business is looking for me?"

"Haha, it's not a big deal, I just have some questions and I want to consult you."

If you can find a bank clerk to consult, whether it is a loan, a mortgage, or a large deposit, no matter what it is, it is a good business. Zhou Yaodong smiled immediately: "Boss Xu, I am sure I know everything. Words are endless!"

"I want to know, if I mortgage the real estate owned by the company, how much money can I get approved?" After that, Xu An added some detailed information: "The real estate is located on the commercial land on Qianjin Road, covering an area of ​​210 square meters. flat, with a total area of ​​420 square meters, and the real estate agency's valuation is 170 million."

"The mortgage loan ratio of real estate does not exceed 70.00% of the appraised value of the house. According to the operating conditions of Xu's Catering, a real estate worth 170 million can be approved for 120 million yuan." Zhou Yaodong barely paused, and settled the account in one breath. I figured it out.

For such a large store, the mortgage loan can only be obtained at 120 million, which is a bit low!
Although it only takes 60 yuan to take down all the greenhouses, after the first mortgage, the second loan cannot be made until the loan is paid off. Naturally, the more money you get, the better. If you have extra money, if you encounter any good projects , that can also be invested in investment!
"This amount is a bit low. Is there any way to get more money?" Xu An asked directly.

"Boss Xu, does your company pay taxes normally every month and have tax receipts?" Zhou Yaodong didn't answer this question immediately, but instead asked for relevant details.

"Yes, the taxation is entrusted to Tongyin Finance and Taxation Company to be responsible for auditing and paying. The tax paid last month was 2.25 yuan."

"If the tax payment exceeds 2 yuan, then Boss Xu, you can consider company tax loan + real estate mortgage loan. The combined loan amount should be between 300 million and 500 million yuan. Of course, the specific amount of loan you can borrow depends on the approved amount as the standard."

"Okay, I understand. Thank you Manager Zhou for your answer. I will contact you if there is really a need for a loan."

After finishing their business, the two chatted in a familiar tone, and then hung up the phone.

Xu An wrote down the loan method and loan amount that Zhou Yaodong had just mentioned in his notebook, staring at the numbers in a daze.

The minimum is 300 million, and the purchase of all the greenhouses is only 60, and there is still 240 million remaining funds. The production base in Hezibao can also apply for construction.
According to the current sales volume of Taobao Store, the [-]-square-meter video purchase factory in the original plan seems a bit small, and it can be directly expanded to [-] square meters, the size of one mu of land.
If the lo-mei branch is doing well, the second wave may grow to ten or more in one go. After all, there are still two or three months before the Chinese New Year. Both adults and children will be more willing to spend money. This is a good opportunity for promotion
Or set up a few more lo-mei restaurants in the city, so as to increase the scope of delivery of Xu's fast food restaurants.
After writing and drawing, the 300 million yuan was properly arranged by Xu An. Looking at the notebook full of writing and the numbers behind each clause, Xu An suddenly felt that 300 million yuan seemed a little too little!
Knock Knock Knock Knock Knock Knock Knock Knock Knock Knock Knock

There was a knock on the door of the office, Xu An looked up and said "please come in", the door was pushed open, and the person who came in was Lu Shengnan.

"Boss, this is the contract we signed with Fengshou Farm. The first batch of fruits and vegetables have been delivered today. They are of good quality and fully meet our requirements." Lu Shengnan put the contract on Xu An's desk while talking, lightly He took a deep breath, and then said, "Boss, yesterday's trip to Harvest Farm made me feel that they seemed to have made some big moves."

"Huh? Big move?" Xu An asked while flipping through the contract.

"Yes." After Lu Shengnan nodded, he briefly described what happened at the dinner table last night, and then expressed his guess: "Fengshou Farm seems to have taken a fancy to Xu's catering business, whether they plan to follow our example and launch a corresponding business , still have the idea of ​​wanting to acquire our company, it is a bit tricky for us."

When Lu Shengnan spoke, he stared at Xu An closely, trying to read his intentions from his face.

But whether it is 'launching a business' or 'acquiring a company', the degree of surprise on Xu An's face is the same, which makes Lu Shengnan unable to guess Xu An's true thoughts.

Xu An's surprise was not fake. In his memory, Qiansheng Group stumbled after rashly entering the real estate industry. In order to recover blood quickly, Qiansheng Group set its sights on its own dairy cow—Fengshou Farm In the end, the control of Fengshou Farm was taken back, and then the industry with the farm as the core began to be vigorously developed.

Although the world line in this life has changed, judging from the current news, Qiansheng Group still develops according to the old road and still won the land.

According to the world line of the previous life, at the earliest two years later, they will return to Fengshou Farm after they have suffered a big stumble in the real estate industry.
How could it be possible in this life to suddenly develop an industry centered on farms two years in advance?

Could it be that the appearance of Xu's Catering made them see a new direction for the development of the farm?

Xu An will definitely not agree to the acquisition of the company. There is a high probability that Fengshou Farm will launch a business corresponding to Xu’s Catering, and the greater probability will go straight to group meals. After all, at the current stage of the sea market, group meals This area is almost a blank market, so there is a lot to do!

With the size and influence of Fengshou Farm, if it enters into group meals, it will be like a fish in water in Haishi!
However, Xu's Catering also has an advantage that Fengshou Farm does not have. It has made headlines several times in succession. The brands under Xu's Catering are known to most netizens. Many netizens clamored for Xu's Fast Food to open a branch in their own cities.

In Haishi, Fengshou Farm has an absolute advantage, but Xu's Catering is more famous than Fengshou Farm in the whole country!
If Fengshou Farm really has this plan, then Xu's Catering has to change its development plan!
Originally, I thought to wait for the market in Haiyang City to stabilize, and then develop to the cities of Haiyang Province, and finally to other provinces. Now it seems that Haishi City, Haiyang Province, and other provinces must all go hand in hand!
"Shengnan, you have made an analysis report on the 21 prefecture-level cities in Haiyang Province. Each prefecture-level city chooses the most suitable location, and our lo mei shop will go there first to explore the way."

"Hmm." Lu Shengnan looked up at Xu An in astonishment, and repeated his understanding: "Does this mean that you plan to open 21 branches in one go?"

"Yes, since Fengshou Farm has already been eyeing us, maybe there are other companies secretly making similar plans. We have to hurry up and win this market before them!"

Hearing this, Lu Shengnan opened his mouth as if he wanted to say something, but in the end he chose to close it, took over the task and left the office.

Insufficient funds, transportation costs, storage costs, labor costs, rent, water and electricity, etc. can all be listed in the analysis report in detail. There is no need to say that this method is too aggressive now.
After Lu Shengnan left the office, Xu An picked up the pen again, intending to reallocate the 300 million, when the phone rang suddenly, glanced at the caller ID, Xu An put on a smile and connected the call.

"Uncle Han, why did you call me all of a sudden? Has the company released some new equipment?"

"Boss Xu, do you remember what day tomorrow is?"

Han Yuanping's hearty voice came from the phone, Xu An lowered his eyes and glanced at the calendar placed on the table, and saw the four words he wrote on the grid of October [-]th - visit the factory.

"Haha, of course I remember, tomorrow is to visit Uncle Han's factory, isn't it!" Xu An said with an inexplicable guilty conscience, because too many things happened these days, and he really forgot about it Two clean.

"Since Boss Xu remembers, it seems that I made this call a bit redundant." Han Yuanping heard the guilty conscience in Xu An's words, smiled and joked, and then recovered his seriousness: "Then at two o'clock tomorrow afternoon, I will Waiting for your arrival, Boss Xu, at the gate of the factory."

"Good haha, I will definitely arrive on time!"

After hanging up the phone, Xu An hesitated for a second between taking public transportation or renting a car, and finally chose to rent a light luxury car and drive there tomorrow.

Now that the company's development is important, there are not many occasions like this. It's better to wait and wait to buy a car or something.

------

"Hurry up! If you go late, there will be no potatoes! I must have potatoes today!"

"I would rather eat lotus root."

"If you continue to dawdle, let alone the lotus root, you won't even have the tips of the chicken wings!"

"Here it comes! Chicken wing tips are so expensive that I won't eat them!"

"."

The two children ran and chatted as they passed by Zhao Hai, and finally stopped in front of a stall with a big [Xu] printed on the signboard.

"Boss, I want wakame for one dollar! Potatoes for one dollar and chicken wing tips for three dollars!"

"I want two yuan for lotus root and one yuan for white radish!"

"Okay!" The boss's left hand with only one thumb was behind his back, and he took one from the top of the towering packing box with his right hand and put it on the scale. The corresponding food, said while sandwiching: "Wakame for one yuan, potatoes for one yuan, and chicken wings for three yuan. It's five yuan in total! Do you want a bag?"

"No, I'll just take it and eat it!"

The child took out five yuan and put them in a cardboard box containing a lot of change, picked up two bamboo sticks and couldn't wait to pick up a piece of potato and put it in his mouth, then exaggeratedly performed the "delicious" scene in front of his companions .

Although the stall owner was operating with one hand, the speed was not slow. He prepared the lo mei that another child wanted, and prevented an impending 'fight'.

As soon as the two children left, someone immediately stepped forward to fill the vacant seat. The man repeated the operation just now, and the smile on his face was even wider.

After returning from Haishi, Zhao Hai voluntarily signed up and selected three people from the Dongqing Disabled Persons' Federation to try to set up a stall to sell Xu's Braised Meat.

In addition to the seven catties of lo mei that were not sold on the first day of the stall, it was sold out in the next few days. Today, the stall has loyal and regular customers, and the quantity of one hundred catties can no longer satisfy customers. demanded.

Jingle bells - jingle bells -

"Old Zhao, it's the fourth day today. How is the situation over there? Is it feasible?" Jiang Dashan, the person in charge of the Jianghe Disabled Persons' Federation, called.

"It's pretty good." The haze in Zhao Hai's voice was swept away, and he was a little more hearty: "Except for the first day, the next few days can basically be sold out after four hours. It depends on the situation today. , and you can close the stall half an hour or an hour earlier!"

"That's good. The situation on the old horse's side is similar to yours. I just asked him and I'm ready to report to the higher authorities to apply for a fee subsidy."

"Haha, then he is one step behind me. I called the members for a meeting this morning, and I have just submitted the report!" Zhao Hai said proudly: "On my side, there are a total of 37 members Sign up!"

"I also want to cooperate with Xu's Catering, but I am a bit too far away from Haishi."

"It's a two-hour drive from Haishi, and it takes four hours to go back and forth, so it's hard to say!" Zhao Hai rolled his eyes and set up a trick for Jiang Dashan: "You have a lot of members of the Disabled People's Federation. Well, you apply for a subsidy and mobilize the members, if you can have 30 people, then the quantity is more than a ton, no matter what, it’s worth a trip to Xu’s Lo-Mei, right?”

"Can it work? It takes four hours to go back and forth. If the store runs by itself, it will take a whole day." Jiang Dashan still hesitated.

"If you can try it, you will know!" Zhao Hai said with a bit of resentment: "When you persuaded me to go to Haishi, you said that you were willing to pay me for a trip. Now it's time When it comes to yourself, why do you look like this!"

"Hey, isn't it because I'm afraid I won't be able to buy the lo-mei here?" Jiang Dashan gritted his back molars and said after being ridiculed by his friends: "Forget it, the big deal is that I will drive for three or five days by myself. If you can really enjoy yourself with us, then talk to Boss Xu about cooperation!"

"Dashan, why don't you contact Boss Xu and ask?" Zhao Hai suggested again: "You can figure it out yourself. The fast food restaurant that Boss Xu opened in July launched the lo-mei business in September. I went to help Qingyan Province to help the farmers and the poor, it doesn’t look like a conservative, you might be able to do it if you ask, isn’t it?”

"Now you can turn around and teach me a lesson." Jiang Dashan said after a few vague words: "Let me think about it, think about it again"

Afterwards, I asked some details about Xu's lo-mei stalls set up by the Disabled Persons' Federation of Dongqing City, and after some gossip, the chat ended.

After hanging up the phone, Jiang Dashan paced around the office with his hands behind his back, round and round, and almost walked out of the old carpet on the ground.

The summary report made by Mr. Sun at the meeting, the words highly praised by the person in charge of the Jiangyuan Disabled Persons’ Federation for this cooperation, and the persuasion from his old friend Zhao Hai, all three of them were chattering in Jiang Dashan’s mind, making Jiang Dashan The scale in my heart is a little skewed
I don't know how many laps I walked in the office. When Jiang Dashan stopped, he suddenly held a mobile phone in his hand. The screen displayed on the screen was that the call was in progress.
"Hello, Boss Xu, hello, I'm Jiang Dashan, the person in charge of the Disabled Persons' Federation of Heyang City. I learned that the experiment in Dongqing City has achieved good results. I also want to try it in Heyang City. I dare not say too much. , if the effect of the experiment is good, it will not be a problem to ask for one ton a day. Okay, then boss Xu, please consider it."

Looking at the hung up phone, Xu An's eyes lit up little by little, he pushed open the office door and walked out, striding into Lu Shengnan's desk.

"Sheng Nan, the plan has changed. The analysis report of the 21 prefecture-level cities in Haiyang Province is still to be done, but this time, the situation of the Disabled Persons' Federation in the 21 prefecture-level cities must also be included! They are the best striker!"

　Two in one
　　
　
(End of this chapter)