Roaming in the dark night

Chapter 47

"When you talk about Lao Lai, many people's first reaction is that he is heinous. He is the kind of person who has money and refuses to pay it back. Is there such a person? There must be, and there may be a lot of them. But there are still Many people are forced to become Lao Lai and have no ability at all, or in other words, they are not given this opportunity to repay their debts.

"What do you mean? We just fooled everyone into starting a business. Now when I hear the word entrepreneurship, my head explodes. Someone asked me, and I also told him, don't do anything to start a business. Entrepreneurship is like a thief." If you get on a boat, you can’t get off it. Those who can reach the shore may not necessarily have good results. Haha, look at how many big guys have not been punished now, aren’t they trembling?

"If you don't reach the shore, you will die miserably. Fool everyone to start a business, but there is no protection for entrepreneurs. You are running naked. Let me give a simple example, we do not have a bankruptcy protection system Yes, this aspect is lacking.

"In a country with a bankruptcy protection system, if my company is in trouble, I can file a bankruptcy application with the bankruptcy court. Once the application is filed, I will enter the bankruptcy protection period. At this time, all my debts will be frozen, and the debts owed to the bank will also be frozen." Well, whether you owe a supplier or an individual, you are not even allowed to make a call for debt collection, and it is illegal to make a call.

"Then the court will organize the debtors and set up a committee to see if the business is likely to continue, the business will continue to operate normally, and the money earned through the operation will be paid to the creditors in batches until all debts are paid off. , you also discharge bankruptcy protection and become a normal business again.

"We are not an enterprise. Whenever there is trouble, everyone will come to rob it. Whether it is a bank, an individual, or a supplier, everyone will come to rob it. The boss of the enterprise has no time to deal with them every day. There is still time to think about the business. When it comes to business matters, when encountering debt collection by usury, he still has to dodge his life.

"Anyway, it's Yihulong. Everyone comes to grab it. I'm afraid that I won't be able to grab anything if I go too late. The people who come here are all trying to kill you for their own interests. No one cares at all. Your company, If it continues to operate, is there a future? As long as time is given, the rights and interests of creditors are guaranteed.

"My company is like this. My products are very good and the market has opened up. All I need is a breathing time. If you give me such a time and let me take a breath, I will definitely be able to survive and guarantee the safety of everyone." Claims, but no, we do not have such a bankruptcy protection system.

"At times like this, it's really called Tian Tian Ying. What can I tell those people? I told them that these machines, in my hands, are assets, money printing machines that can be turned into money. In your hands, it's scrap copper and iron, they don't care, even scrap copper and iron, let's grab it and talk about it.

"Many bosses and companies I know are in the same situation as me. It is a good company that encounters a little temporary difficulty. No one helps him, and he falls down. In such a big environment, Do you still want to fool people into starting a business? You still want to start a business? How stupid and naive.

"As a result, it's like a pebble dropped into the water, and it disappears after a wave. The money is not enough, and it is still lacking. You have borrowed all the relatives and friends that can be borrowed, but the money is still not enough, and there are still fires everywhere. At this time, Of course, you are still not reconciled, and you dare not let the company go bankrupt. You know that if the company goes bankrupt, it will be over. You can only gamble again and continue to make money.

Brother Wang kept talking, the more he talked, the more excited he became. At the end, he let out a long sigh. He turned his head and asked Yu Wenhao:
Yu Wenhao remembered something similar, he remembered Jiang Yihe said it, she said it when she talked about her parents' factory.

"After thinking about it, I probably can only deliver food. With tens of millions of debts, you ask me to rely on food delivery to pay off the debt. Isn't that a joke? While not letting me make money, not allowing me to start a business, at the same time, you want me to do it as soon as possible." Pay off the debt, say that you can start a business only after the debt is paid off, you say, isn’t this a joke?”
"When a company is in trouble, it's like a child is sick. If the child is sick, you throw the child away? Of course not. As a parent, you must not be reconciled. You must do everything possible to save him, right?"

"Also, I'm not allowed to take the plane or the high-speed rail. Not only can I not start a business, but I may not even be able to apply for a company. I can go to the recruiter and say, sorry, I can't take the high-speed rail or the plane. So I can't travel, will anyone still want me?

"It was originally, less than, let me tell you." Wang Ge said, "I don't talk about other people, I just talk about myself, I talk about myself, how I fell into it step by step. I have worked hard for more than ten years, Only then did the factory reach that scale, that enterprise is like my child..."

"I'm Lao Lai, that's right, even loan sharks are suing me, can I not be Lao Lai? But you say, do I have money and don't want to pay it back? I wish I could pay back all the money right away, but what do I have to pay? Draw a check with a pen and return it to you, will you?
"Xiao Yu, do you also think that Lao Lai is the kind of person who borrows money and spends it, and refuses to pay back the money?"

"Someone said that they can lend you money, but the interest rate is higher. Do you want it or not? It seems that there are two answers, but in fact there is only one, and that is yes. Because at this time, you have no other way to go. If you don’t want it, your business will collapse immediately, and the hundreds of millions you invested in the early stage, and your hard work of more than ten years, will all be ruined. Do you dare not?
Brother Wang continued: "It's full of holes, it's full of holes, I need money here, I need money there, and the bank can't get the loan, what should I do? The first thing is to borrow money from relatives and friends, At that time, there was still face, a phone call, tens of millions, and people borrowed it when you asked, and of course you threw the money in immediately after you took the money.

"The height limit order is even more ridiculous. You have deprived me of all possibilities of repayment, and you have not given me any chance. You want me to pay back the money? Isn't this just asking me to draw a check? I am now If you can’t get a business license, it’s tantamount to starting a new business, and you’ve already blocked me. If you can’t get a bank loan, the second road is blocked for me.

"Don't die right away. If you still have breath and hope, maybe tomorrow you can apply for a certificate and get a loan. For this breath, you have to ask for it. In this way, I owed usury again. Once I go There is no going back.

"Then do you know that some people are forced to become old men, and this society never gives them a chance to repay their debts?" Wang Ge asked.

"What I regret the most now is that I didn't stop early. I still want to build a new factory. I want to expand production and create my own brand. 'Grain milk, the third milk for human beings', haha, now I think of This, I can't laugh or cry.

Yu Wenhao nodded.

"If I quit early, I don't have to do anything, don't start any shit business, just rely on me, wandering around in society, I can still live a good life, unlike now, becoming an old man, People are not human and ghosts are not ghosts."

Yu Wenhao shook his head, and said, "I have never been in contact with it, nor have I thought about it."

Yu Wenhao thought about it, and he said, "I heard what you said earlier, and I think what you said makes sense."

"In addition, if you apply for a job at another company, the boss and personnel of the other company are not stupid. Just search on the Internet, wow, you are an old man! Even if you have great abilities, they dare not hire you.

(End of this chapter)