Reborn as the richest man in India.

Chapter 195 A billion-dollar unfinished project (seeking a monthly ticket)
"Why is it gone? I saw it thrown here just now." He glanced around and found nothing.

After a few minutes, he could only give up and leave.

Not a while after this person left, another person came over.

"That guy Bianda must have taken it." He didn't find the business card either, and he saw that Bianda had just left here, "Hmph, that bastard Bianda pretended to be rich with me a few days ago, didn't I thought I was just pretending, and I was almost cheated by him, bah~~"

After that, some people came here to hang around one after another, and then walked away as if nothing had happened.

These people are almost all under [-] years old, just the age to have a good time.

Jogo's business cards were not distributed randomly. He first satisfied those big bosses, and then there were not many extras, so he distributed them to relatively young people.

Those bigwigs definitely don't care about Qiao Ge's discount, but for these young people who spend a lot of money, it's a little bit of savings.

You can save a little for what you eat in private, but you can't save it when you are with your brothers outside. This is a matter of face, which is a big problem.

"Brother, you are really there, and you have made a big business." Hapal sighed.

Just now, the boss's secretary came over to communicate with Qiao Ge, and agreed to go to the government office tomorrow to discuss the purchase of organic agricultural products.

He and Norma came from other places. Of course they heard what Jogo said just now, and they were still very surprised.

With so many of you gathered together, someone must have reached an agreement in private and made a deal.

It's just that those are all in private, secretly.

Who can sell products with those elders and bosses like Qiao Ge?
If it were someone else, even if they had the heart, they wouldn't have the guts.

It really made Jogo a success.

But now he has come to understand that the main purpose of Qiao Ge's voice should be to sell products, of course, Qiao Ge's products are excellent, otherwise who will care about you?
"If it wasn't for the old buddies to bring me here, how could I have such a chance." Jogo said gratefully.

This is really grateful. These days, Hebicha and the others have brought them to know many people, participated in many rounds, and gained a lot.

"It should be." Norma laughed, and then asked Herbie, "I saw you chatted with Hender just now, what did you say?"

"What else can it be? He asked me if we want a loan here." Hebiza smiled and said.

"Huh? Is Benny's brother in the money lending business? Or is he working in a bank?" Qiao Ge was stunned for a moment.

Fortunately for the bank, if it is private, it is naturally a usury.

Some are their own funds, and some are borrowed from banks at low interest rates, and then re-loaned at high interest rates.

For a child of a powerful family like Hengde, it is too easy to borrow money from the bank at a low interest rate, and it will be a profit as soon as it changes hands.

"Ah yes, it's in the lending business. It's almost the largest private lending company in India." Seeing Jogo's dazed look when Hebicha said this, he couldn't help laughing, "Don't think wrongly, Industrial Credit and Investment Corporation of India , a very formal investment company.”

Jogo came back to his senses, isn't this the predecessor of India's second largest bank (ICICI for short), the largest private bank in his previous life?

Of course, it is not a bank yet, but a credit and investment company. Later, a bank subsidiary was established, and later, the bank merged with the parent company.

The Industrial Credit and Investment Corporation of India mainly provides loans to industrial projects.

"What about the petrochemical industry?" Jogo asked.

There is a lot of investment in this industry. Even if the three of them unite some people to raise funds, some of them must be raised from other channels such as banks.

These banks, such as investment credit companies, must have evaluated the project and know that it can make money. The possibility of the loaned money becoming a bad debt is very low. They hope that you can lend more.

"Yeah, ask me if there is any intention here." Hebiza laughed, "It's just that I can't decide on this kind of thing."

"That's a good thing. The more adequately prepared the funds, the better." Qiao Ge said.

"It's not that simple." Hebicha nodded and smiled wryly, "I don't know what will come out about the petrochemical license. After we talk about it, we may not be able to win it. What Hender means is to release the loan now." , the maximum amount can reach 10 billion.”

"This?" Jogo was stunned.

He understood what Hebicha meant, and the timing of the loan was a bit wrong at this time.

Because the license has not been written yet, and now they have a loan of 10 billion, which is useless for them for the time being, so isn't it just paying interest for nothing?

Investment credit companies are a bit different from banks, and their interest rates are much higher than those of banks.

Even if they borrow money here and want to refinance it to others, there is no interest rate difference.

So this loan seems a bit tasteless.

"Anyway, I will pass on the news to the old man and the others. They will decide what to do." Hebiza said, "By the way, Qiao Ge, if you need funds, you can find Hender, although the interest rate is higher than that of the bank. But the quota is more flexible than the bank.”

This made Qiao Ge's heart move, if he could borrow money, of course he would still think about it.

For investment in Malaysia, my own funds are a bit small.

If you can borrow a sum of money, you can speed up the progress of your industrial layout.

However, how much money to borrow, I still need to think about it.

"Can you borrow without collateral?" Jogo asked.

"Well, the interest rate must be higher." Hebicha replied, "Let me tell you, Hender has plenty of funds in his hand, and he wants to release them early to earn interest. Unfortunately, there are not many people borrowing money recently. It can only be held in your hands. So, with your current reputation and industry management status, I think it is not a big problem to borrow a few hundred million."

Qiao Ge really wanted to say that a few hundred million was not enough, but he had to borrow a billion, the more the better.

Think about the depreciation of the rupee in the next few years, especially during the reform in 91, it was almost a big depreciation.

So now you can borrow as much as you can, and borrow as much as you can earn more.

It's just that you want it, and others don't dare to lend you such a large amount.

However, Qiao Ge was still a little excited. This can be regarded as a candidate channel for financing.

When you really need funds in the future, you can still borrow a sum of money, even if the interest rate is high.

"Who is that person?" Qiao Ge suddenly saw a middle-aged man not far in front of him constantly trying to strike up a conversation with someone in the crowd, nodding and bowing, and making various apologetic smiles.

This should look like asking for something from others, but judging by his expression, he didn't seem to be getting what he wanted.

"Him?" Hapal took a look and replied, "A real estate developer made a lot of money in housing and real estate development before. What kind of epoch-making business structure was created. A large amount of land was purchased in the suburbs of New Delhi. The main shopping mall building was built slowly for eight years and has not yet been completed. Nearly one billion has been invested in it, and it has dragged itself down abruptly. Then Now I am begging my grandpa to sue my grandma, hoping that someone can lend a helping hand and give him a hand. It is a pity that everyone is not optimistic about him, and no one is willing to invest. The loan from the bank still has to be repaid, and no one can be found. If you help, you will definitely end up being auctioned and bankrupt. The epoch-making business structure has not been created, but it has become an epoch-making joke in New Delhi.”

"Eight years?" Qiao Ge was speechless for a while. Even if the profitable industry has not been established for so long, the cost of interest alone can make people collapse.

When it comes to commercial real estate, the Wanda Plaza in his previous life immediately came to Qiao Ge's mind. It was really famous and very successful.

There are many reasons for their success, one of which is that the period from acquiring land to starting construction and then opening is very short, which saves a lot of cost.

As for the various investment promotions in the future, after the brand was established, various local governments and brand parties rushed to cooperate, forming a virtuous circle.

Jogo is just thinking about it now, and he doesn't have the capital to do these things now.

After all, these are heavy asset investments and require massive capital investment.

"Are the brothers not interested?" Jogo asked.

"It's a pit, and anyone who goes there will die." Hapal laughed, "I have been arguing with the government for so many years because of the road construction problem, but it has not been successful. The road leading to it is still dilapidated. What water, electricity Ah, it's all temporary, and the government didn't connect well at all. In addition, he is too big, and everyone is afraid to avoid it when they hear it."

A billion-dollar unfinished project.

Qiao Ge didn't know what to say. If this kind of project didn't communicate well with the local government and didn't deal with the early stage, how could it go smoothly in the later stage?

No wonder it has been dragged on for eight years, and I still have a big problem.

"The three elder brothers are here too." At this moment, a man in his thirties came over to talk to him.

"Oh, Bianda, what's the matter with you?" Hapal asked with a glance at him.

"I'm here to find Brother Jogo." Bian Da giggled, "Let me introduce myself first..."

Only then did Jogo know that his name was Benda Pendakar, and he was a Brahmin from his surname.

The purpose of Bian Da's visit is very simple, he just wants a business card of Qiao Ge.

"I'm so sorry, I've run out of business cards, I'll send you one tomorrow." Qiao Ge laughed.

"Thank you so much." Bian Daha said with a smile.

After watching Bian Da leave, Norma said: "This guy is still a bit slovenly, hanging out with women all day long."

The three of Hebicha gave Qiao Ge a general introduction to the Pendakar family. This family is considered a business family, and they have a relatively wide network of contacts in the mall.

Bian Da is also a direct descendant, but this guy hangs out with a bunch of second- and third-generation children all day long. The elders in his family hate him for not fighting, beat and scolded him, and finally have no choice but to let him go.

After all, in such a big family, there is not only one male descendant, but one number is abolished, and there are still many numbers to choose from.

It's better to let him eat and drink like this, it's better than stage all kinds of grievances and hatreds between brothers, uncles and nephews competing for family property in the future.

Then, some people came and turned the corner to ask Jogo for a business card.

Originally, Hebicha and the others didn't think it was a big deal, but when there were more people, they quickly figured it out.

"Isn't it? They want to save money by relying on my products? Will they be short of money?" After listening to Herbiecha's explanation, Jogo was a little surprised.

"Brother, you have to be clear about one thing. Their family's money is not their money." Norma said a little speechlessly, "Do you think that everyone makes a lot of money like yourself? Money, the three of us combined can’t compare to you. Not to mention those guys just now, no one knows better than them about eating, drinking and having fun. As for making money, hehe.”

Jogo understood.

"Alright, for me, there are a lot of customers." Jogo laughed.

Of course, he wants to win over those rich people to buy, so that his own products can replace imported products.

It's just that I didn't expect that the first batch of crabs to eat were probably these playboys.

The number of people in this group is also huge. Anyway, they are all making money for themselves, giving business cards, discounts and so on. It's no problem at all.

The [-]% discount is also a profit for me.

(End of this chapter)