Reborn as the richest man in India.

Qiao Ge is definitely not averse to the listing.

Although there is no shortage of funds here, if it goes public, it will indeed be able to expand its scale and influence faster and better.

The next period of time will be a period of high growth for the country's economy, with many opportunities. Qiao Ge certainly wants to seize more opportunities, enter more industries, and occupy more market shares.

Of course, now that the country's economy has just stabilized, those investors don't have that much confidence in the stock market.

Therefore, there is no need to be so anxious about going public. You can wait for a while, so as to maximize the benefits of listing.

To put it bluntly, Qiao Ge has not been short of funds recently and is confident.

"And you need to discuss with Gulaga about the groupization of the company." Qiao Ge said.

"Boss, I understand." Hu Di's eyes lit up.

Now that the boss has many companies under his name, there must be a headquarters group company to unify these companies, just like the Tata Group and Reliance Group.

Needless to say, the boss is the Gupta Group.

This concept has actually been proposed by the government and the private sector a long time ago. The newspapers have long reported on the boss as the Gupta Group, but the boss has not spoken yet.

"This should be divided into two parts. My sole proprietorship and the joint venture company with other people's shares should be divided into two group companies." Qiao Ge said.

The major cash cow companies are almost entirely owned by Qiao Ge, so his own needs to be integrated into a separate group.

Form a group with companies that work with families such as Sharma.

Sole proprietorship groups are naturally focused on high profits, that is, the first few.

Groups that participate in joint ventures, while making money, ensure the monopoly status of each industry and enhance their influence in all aspects, focusing on scale and influence.

Some fields and industries will bring others to play with them and help them make a fortune together, but some people can just do it by themselves.

The most obvious one in this regard is Da Mao.

Qiao Ge had no intention of bringing anyone else with him in this matter.

There was nothing I could do. With the attitude of Europe and the United States, I could barely get into the eyes of Felix Rohatin and others.

Besides, this is originally about grabbing food from other people's bowls. It doesn't matter if I join as an Indian. If a group comes, what will the forces from Western countries think?
  Do you really think they are blind, or are they really good people?
  Therefore, I can only cooperate with Felix Rohatin and the others on this matter.

On February 1992, 2, Chogo flew to Moscow, and in addition to a group of bodyguards, he also took Gulaga Butt with him.

In terms of listing and group formation, Qiao Ge is not too anxious.

So Gulaga and Hudi had discussed it a month ago and set some general directions, and then left some specific matters to their subordinates for further study.

Gu Lajia is considered a financial expert on his side and has experience in foreign finance, so taking him out can be regarded as a check for him.

After all, Qiao Ge knew very well how much he weighed, so he relied on some memory to gain an advantage. He couldn't say he didn't understand the specific financial operations at all, but compared to those financial experts, he was almost an illiterate.

With Gulaga Bart by his side, Qiaogo felt a lot more at ease.

Felix Rohatin arrived a day earlier than Jogo.

Yuri was responsible for arranging the accommodation for Jhogo and Felix Rohatin.

Over the past month, Yuri has already begun work on site selection and decoration for banks in various places.

Although Qiaogo and Felix Rohatin haven't come here yet, both Rohatin and Lawrence have sent some capable men here to assist Yuri.

They say they are assisting, but in fact they are all people who want to install themselves in the bank.

Giorgio was no exception, and he had Maureen Maupassant come over from France.

After all, Qiao Ge cannot always be here with Damao. In the next few years, Maupassant will represent him.

There is no way, now Da Mao worships the West, and people from Europe, America and other countries are naturally respected.

With the assistance of these financial experts, Black Horse Bank in Moscow has been opened, and branches in other places are in full swing.

Of course, with such a fast speed, Yuri's local connections are very crucial.

"Boss, everything goes well." Maupassant found an opportunity and whispered to Qiao Ge.

Qiao Ge had very low requirements for Maupassant, as long as he followed those financial experts.

Maupassant was not very proficient in finance, and the people sent by Lawrence and the others were basically experts in finance, and Maupassant was incomparable.

Of course, proper surveillance is still needed. This is Maupassant's main task, secretly keeping an eye on these financial experts.

In addition to Maupassant, Qiao Ge actually equipped him with several elites from Rhodes who had been trained by retired KGB.

This was not just for Maupassant's security, but also to keep an eye on others.

No matter what, I have invested 2 million US dollars, so I can’t let others cheat me.

However, Qiao Ge is still relieved about Rohatin and the others for the time being, believing that they will not act recklessly.

After all, it’s just starting now, but the corresponding precautions are still needed.

Qiao Ge hopes that in the end everyone will be harmonious and prosperous, instead of having any conflicts.

Yuri and others introduced the current situation here to Qiao Ge. At present, the ruble has depreciated to about 1 rubles per US dollar.

At the end of last year, the lowest was around 140. Later, the government intervened to bring the exchange rate back a little. It is currently stable at around 1:100.

According to Yuri, the government has introduced some policies and it seems to be working well now. The stores are full of goods and there is no shortage.

However, Qiao Ge knew very well in his heart that this was a forced renewal of life and a return to the past.

Relying on the forcible stimulation of the newly introduced policies, these goods will soon be exhausted. Coupled with the wanton acquisition and hoarding by some unscrupulous businessmen, prices will skyrocket, the exchange rate will plummet, and so on.

This is something.

“The deposit interest rate at the bank is [-] to [-]% higher than the highest among state-owned banks.” Yuri said, “Currently, the deposit absorption is not ideal.”

Under Yuri's narration, Qiaogo and the others knew the reason.

There are already many newly opened foreign-funded banks in the city, as well as in other places, but those banks all have backgrounds.

At first glance, everyone can see that they are all well-known large financial institutions or investment banks in the international, European, American and Western countries, so many people in Mao trust them, and most of them go there to make deposits.

Because the interest rate is higher than that of state-owned banks.

Although Black Horse Bank is also a foreign-funded bank, its reputation is not good. Even though the interest rate is higher than other foreign-funded banks, it is difficult to give people confidence, and it is still not attractive enough.

"This is the bank." Yuri and his party took Qiaogo and Rohatin to the bank.

Qiao Ge looked around the hall. There were only two people depositing money here, and it seemed that the amount was not large.

"What do you think we should do?" Rohatin asked the financial practitioners sent in advance.

"Mr. Rohatin, we strive to do better in terms of service, such as providing free coffee, afternoon tea, snacks, etc..." A person began to describe his thoughts.

Qiao Ge had actually seen some seats arranged in the hall and some free tea provided.

Qiao Ge is no stranger to this routine and has memories in his mind.

After the entry of these foreign-funded banks, how can their service attitude be comparable to that of state-owned banks?
  Mao’s state-owned banks have not yet changed, and they still have the mindset of the Soviet era.

At that time, in state-owned enterprises, how good a service attitude do you think these employees had?

If you have to queue up to do business, ask questions, and get a roll of your eyes, you will probably be scolded.

But at that time, everyone could only choose them. They were all accustomed to it and could only accept it.

Things are different now. There are other better choices. These foreign banks provide advanced service concepts in Western countries, where customers come first.

So there is no such thing as queuing.

As soon as I came in, various service staff came over to greet me and introduced various procedures and procedures.

While you're waiting, you can sit down and enjoy a free cup of coffee and delicious snacks.

In contrast, and because the interest rates of foreign-funded banks are higher than those of state-owned banks, countless people flock to these foreign-funded banks to deposit deposits.

We didn't have a choice before, but now we have a choice, and the people's eyes are sharp.

Under the spring breeze of democracy in European and American countries, people are lost in these free coffees from democratic countries.

For such a small profit, they have indirectly sold the country.

"Qiao Ge, what do you think?" Rohatin listened for a while and found that most of what these guys proposed were to improve services and provide some benefits to people who came to make deposits, such as small gifts and so on.

"Well, I think we have to compete with the same foreign banks now, so the services are actually the same. No matter how we improve them, it's just the same thing." Qiao Ge said, "So I think we have to seize the people's deposits. The fundamental motive is interest income. We need to increase deposit interest rates. Now that no one is depositing money, it shows that our deposit interest rates are not high enough. The interest rate is [-]% higher than that of foreign bank counterparts, so I will increase it to [-]% or [-]%. I don’t believe that the interest rate is high enough and they won’t be tempted.”

Everyone present looked at Rohatin. These financial practitioners did not know Qiao Ge that well.

I only know that Qiao Ge is an Indian and relatively wealthy.

And Qiao Ge is too young, so they don't pay much attention to Qiao Ge.

In terms of finance, it must be Luo Hatin. He is a big boss in this industry. Is there any doubt about this?
  Qiao Ge said that everyone knows this method to increase interest rates.

But here we have to consider input and output.

The interest on deposits is too high, making it difficult for you to make money.

"Yes, I also think that the deposit interest can be increased." Rohatin smiled, "This can better attract deposits."

Of course Rohatin knew the purpose of attracting ruble deposits, which was to use them to acquire privatized securities.

After the disintegration, Mao carried out economic reforms.

In January, we launched the privatization of state-owned assets, which can be called securities privatization.

To put it simply, Mauritius securitizes state-owned assets and denominated them in rubles. After calculating the total amount of state-owned assets, the citizens of Mauritius will equally share these state-owned assets in the form of securities.

In the end, each DaMao citizen received a privatization security worth 1 rubles.

This security can be used to acquire shares of state-owned companies and can also be freely traded.

This provided conditions for foreign capital to be harvested, and of course, was one of the main reasons for the later formation of oligarchy. (End of chapter)