You became a lawyer and sent the judge in

Chapter 522: A heavy blow, a joint investigation by the three departments!

The public opinion on the Internet is very loud, and everyone is focusing on where the more than 4 billion yuan has gone.

Why have so many families purchased capital-guaranteed financial products with their hard-earned money suddenly turned into non-capital-guaranteed financial products?
The sudden disappearance of these more than 4 billion yuan caused a thunderstorm. What kind of process was involved, what kind of specific transactions were there, where is the money now, and what kind of specific flow is there.

Whether there are insider relationships and insider transactions are issues of concern on the Internet.

This is also consistent with the three questions Su Bai asked.

All of a sudden, the Internet was all about the disappearance of more than 4 billion in the Laihai Bank case.

Then Hainan Bank fell into a loophole in the law, causing so many families who invested to lose all their money without discussing compensation.

And the discussion is getting louder and louder.

after all.…

Managing money in a bank is a very safe thing in everyone's mind.

In the office of the chairman of Laihai Bank.

"Who the hell would dare to keep all their money in the bank after this? You won't get it back, right? How can you do it? From this case, we can see that it is very difficult to get it. People have plenty of means to deal with us ordinary people reasonably."

How should the matters discussed be explained to the public, and the next step is to reassure bank customers.

Yu Wandong looked at Meng Zijian and asked.

"This situation is so nonsense!"

In the short term, the impact on lending and deposit businesses is not that great.

After the above attaches great importance to it and requires Laihai Bank and Shangdu Bank to give corresponding responses.

"Our bank cannot offend anyone in this matter. We can only cooperate well. Let's not talk about anything else. This matter must be postponed for the time being."

But in the long run, if there is no deposit business, then their bank will not be far from bankruptcy.

There was a lot of commotion on the Internet because of the Laihai Bank incident, which affected many people's fear of banks.

"You can delay this as long as you can."

"Yes! This matter was handled completely unreasonably, and the CBRC did not take any effective measures in response. No one came to explain where the more than 4 billion yuan went. If there is no trace of these 4 billion yuan, Where are the investors?”

Because after this incident broke out, Laihai Bank immediately experienced a run risk.

"Banks belong to the vulnerable group, right? Now banks are so irresponsible. They don't give people money and yet they classify themselves as vulnerable groups? That's other people's money, why don't they return it to them!"

Both the deposit business and the lending business have been greatly affected.

"What should investors do? Is there anyone to take care of it?"

This incident has seriously affected the business of Laihai Bank.

They are a private enterprise that cannot print money.

Although it is currently being mitigated by controlling the amount of cash withdrawals, if this matter is delayed for a long time, the impact will still be very huge.

"..."

Many people even withdraw money offline, and bank runs begin to occur!

"If we don't care, banks will continue to do this in the future, will our money still be safe in the bank?"

"To put it bluntly, we don't have any way to avoid these problems now."

"As for the deposit business and lending business, this incident has indeed seriously affected the current business situation of our bank, but we have no way to curb this situation."

To improve investor confidence and prevent this situation from happening!
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....
the other side.

Meng Zijian spread his hands and looked helpless:
"Now that things have happened, there are overwhelming attacks on our bank, Laihai Bank. We want a positive feedback unless we can use the more than 4 billion yuan."

"How to do?"

Especially capital-guaranteed financial management, which is the so-called deposit period.

The higher authorities attach great importance to this situation and phenomenon and require Laihai Bank and the Shangdu Banking Regulatory Commission to give corresponding responses!

There are also many voices on the Internet, hoping that the local China Banking Regulatory Commission and banks can respond.

“We originally thought that buying financial products from the bank would help us manage our finances, but who knew, we are interested in the bank’s interest, and the bank is interested in our principal!”

Everyone who has savings will put it in the bank for capital-guaranteed financial management and deposit it regularly.

"But if we can take it out, will so many things happen next?"

Laihai Bank, the current situation is not about covering up Lin Feng's accident, because on Lin Feng's side, they can completely remove the relationship.

"We can only wait until this public opinion is over, and then think of ways to attract a few big customers, or improve the confidence of ordinary customers in us, to solve this matter."

However, this incident has greatly reduced the creditworthiness of banks for a while, causing many people to lack confidence in regular financial management by banks.

As the chairman, Yu Wandong and the second director Meng Zijian discussed how to deal with the impact of this incident.

"The money may be completely wasted. Years of hard work are just used to make wedding clothes for others!"

"I think we can just withdraw all our bank deposits!"

Where can I get a loan without a deposit?

"This situation is really serious. I have learned about the detailed process of this case online. It can be seen that even the capital-guaranteed financial management purchased can lose all the money. The bank is not responsible and does not need to be responsible."

"Other than that, to be honest, there is no other good way."

Faced with Meng Zijian's statement, although Yu Wandong was very reluctant to admit that this was the current situation, there was currently no good solution.

So he nodded: "There is really no other good solution to this matter, so just do what you said."

"Issuing an announcement stating that this matter is currently being actively investigated."

"Ok!"

In the face of online public opinion, Laihai Bank chose to remain silent. It only issued an announcement stating that it was actively investigating the matter without giving an in-depth explanation.

On the Banking Regulatory Commission's side, the leadership level is also facing tremendous pressure, because the three questions Su Bai asked go straight to the crux of the problem.

They couldn't answer the whereabouts of the more than 4 billion yuan, and although they complied with the regulations and procedures when they first imposed penalties, there was obviously a certain degree of partiality.

If there is an investigation from above, they will definitely be held responsible.

Putting aside everything else, there is an obvious act of inaction.

Because there was no relevant investigation into the whereabouts of more than 4 billion yuan, and no excessive punishment was imposed on Laihai Bank, it was obvious that there was inaction.

However, in the face of public opinion, the China Banking Regulatory Commission cannot directly admit that it has problems at work.

Directly admitting it is equivalent to admitting the loopholes in the system, which will have greater influence. Therefore, the China Banking Regulatory Commission can only temporarily issue an announcement saying that it will investigate the hot spots of public opinion on the Internet.

As soon as there are any results, they will be publicly announced to the outside world. The main focus is to delay the decision. I believe that delaying the matter and waiting until the public opinion is over to resolve it temporarily will reduce the possible responsibilities. .

after all.…

For certain matters, superior leaders and superior departments will only look at public opinion.

Under the pressure of this kind of public opinion, any small mistakes and tendencies they have will be infinitely amplified, so staying silent as much as possible at this time is the best choice.

Inside Bai Jun Law Firm.

After Su Bai released a short video to question Shangdu Laihai Bank, and why the Shangdu Banking Regulatory Commission did not disclose the whereabouts of more than 4 billion yuan, and whether there was any insider information hidden in the middle.

Discussions on this issue are becoming more and more popular online.

even.…

Others dug up internal employees’ opinions on the matter and posted them online.

[The senior management of Laihai Bank knew about this incident at the beginning, but allowed this behavior]

After this incident spread on the Internet, it pushed public opinion to a higher level.

In the office, Li Xuezhen sorted out the hot topics of public opinion on the Internet about the Laihai Bank case in the past few days.

After finishing sorting it out, Li Xuezhen turned her head: "Lawyer Su..."

"The current case of Laihai Bank has a very large influence on the Internet."

"There are even many lawyers from fellow law firms who have publicly spoken out about Laihai Bank's illegal behavior."

"At the same time, this case not only affects Laihai Bank, but also has a huge impact on other banks."

"This has caused huge pressure on the deposit and financial management and withdrawal businesses of several major national banks, as well as some private banks and city banks."

"I heard that some city banks had bank runs directly caused by Laihai Bank's incident."

"Banks cannot withstand large-scale withdrawals. Now if a run occurs, the bank is likely to go bankrupt."

"However, Laihai Bank seems to have anticipated this incident and has limited the amount of withdrawals."

"And more..."

"Both Laihai Bank and the Xanadu Banking Regulatory Commission have remained silent on this matter and have not made too many statements."

"Lawyer Su, these two are obviously trying to delay you until public opinion passes?"

Su Bai smiled. He also paid a certain amount of attention to the public opinion on the Internet. According to the current public opinion situation, the higher-ups obviously paid attention to it.

He directly pointed out Laihai Bank and Xanadu Banking Regulatory Commission to explain the matter, but they both remained silent.

Can you escape by remaining silent?
Definitely not!
If Laihai Bank avoids this matter, then other banks will learn to follow suit. What will happen to residents’ property safety and the country’s property credit protection?
According to current public opinion, the relevant departments involved will definitely investigate the circumstances involved in this case.

And very serious penalties will be imposed.

Su Bai said: "Although Laihai Bank and Xanadu Banking Regulatory Commission have remained silent, this matter must have a secret relationship with them."

"Not to mention the more than 4 billion yuan, converting capital-guaranteed financial management into non-capital-guaranteed financial management at the expense of the bank's reputation is something that the central bank and higher authorities cannot agree to."

"The public opinion on the Internet is so loud, there will definitely be an investigation into this matter."

"Hold on."

"Oh, good Lawyer Su."

Li Xuezhen nodded.
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....
As Su Bai expected, the central bank and the China Banking Regulatory Commission paid great attention to this matter as soon as it aroused public opinion.

Is the bank involved in illegal fund-raising that violates regulations?

Once something like this is opened, the impact involved will be huge!

In the future, if local banks and some small private banks follow this example and run away with the money, it will cause huge losses to the country.

So this situation must be dealt with seriously.

In the past few days, the central bank, the China Banking Regulatory Commission and the Ministry of Law Enforcement have jointly discussed this illegal fund-raising incident.

Finally, it was determined that this case was an illegal bank fund-raising case!
The persons involved need to be investigated and detained!

The three departments jointly set up an investigation team to prepare for in-depth investigations into these incidents. They also notified the law enforcement departments at the beginning to cooperate with the investigation and control the people involved first!

at the same time.

At Lin Sheng's home, the Laihai Bank incident became one hot search topic after another on the Internet, and one internal revelation after another appeared on the Internet.

As the father of the person involved, Lin Sheng could not eat or sleep well every day.

Because the public opinion on the Internet is so loud now, some people even dug it out. The person in charge of Laihai Bank's financial management project was Lin Feng.

There were even people who wanted to dig out Lin Feng's relationship. Fortunately, he found someone to suppress these things so that his identity was not exposed.

Thinking of what Lin Feng did, Lin Sheng had a headache as a father.

I wish I had not given birth to this child.

According to his understanding of this case, if there is such a big public outcry, there will definitely be an investigation from the higher ups.

He didn't know the specific investigation results, so he could only call his old friends in Beidu and ask if there was any gossip there.

But after this call, Lin Sheng was stunned on the spot. The other person sighed and said:
"It's a little late for you to call me now."

"At present, the central bank, the China Banking Regulatory Commission, and the Law Enforcement Department, the tripartite investigation team is ready, and the Law Enforcement Department has notified Xanadu to cooperate with the trial and investigation of this case."

"It is estimated that the relevant personnel involved will be brought under control soon."

"I shouldn't have disclosed this matter, because if I did, it would be suspected of disclosing risky information."

"But our relationship is not good if I don't tell you. You should be mentally prepared in advance."

After saying this, the other person hung up the phone.

Looking at the hung up phone, Lin Changsheng sighed.

If the central bank and the China Banking Regulatory Commission jointly set up an investigation team to investigate the case, there is still room for maneuver in this matter.

But when it comes to the Law Enforcement Department, it must be defined as a financial case with criminal liability.

this matter.…

Lin Feng, there is no way he can keep it!
And it is very likely that he will be implicated as well.

Thinking of this, Lin Sheng felt a little headache.
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PS: Please give me a monthly ticket~
(End of this chapter)