People in Hong Kong create super chaebols

Chapter 145 Wandehan Bank

"Brother Su Cheng, I hope you won't reveal the fact that I became your woman. I don't want my dad and my classmates and teachers to know, otherwise my dad will never let me be as free as I am now." At this time. , after enjoying the highest human happiness in the Su family villa, Guan Jiahui still had endless aftertaste, but she still reminded Su Chengdao.

"Don't worry, you won't tell me if I don't tell you. This is our little secret." Su Cheng said with a smile.

After becoming a woman, Guan Jiahui exudes a more alluring charm, and the trace of youthfulness has disappeared.

"It's a deal!" Guan Jiahui said coquettishly.

"Where do you want to go today? I'll take you there." Su Cheng asked with a smile.

"I don't want to go anywhere today, I just want to take a rest." After saying that, Guan Jiahui stood up and walked a few steps, but the strange posture of walking made Su Cheng understand immediately.

Although Su Cheng was considered sympathetic last night, in the end he was still a little too rude.

"Okay, then I'll stay with you at home and let the chef cook two big meals today." Su Cheng said with a smile.

At around four o'clock in the afternoon, Su City received an ocean call from England.

The caller was none other than Yu Xing, the general manager of Su Group's European branch.

At this time, it was around nine o'clock in the morning in the UK.

"Boss, I have something to report to you," Yu Xing said.

"Just tell me, I'm listening, what's going on?" Su Cheng asked curiously.

As the head of Su Group's European branch, Yu Xing normally contacts Yang Chaoye directly.

If he actually called him directly today, then the matter must have nothing to do with the Su Group.

"Do you still remember? You told me something before, asking me to find a suitable bank to acquire in the UK. Now I have found a mid-level bank, which is very suitable for you, boss!" Yu Xing said directly.

"Oh? Please elaborate." Su Cheng became interested.

He still has nearly 5 million pounds left in major British banks. When it comes time to pay for crude oil, it is indeed a bit inconvenient to withdraw it, and it requires more procedures.

Fortunately, the current funds are currently provided by the loan from Huifeng Bank first, and it will be his turn to pay after Huifeng Bank has spent the 50 billion Hong Kong dollars.

Therefore, there is still plenty of time to find a bank for him.

"This bank is called Wandehan Bank. It is a private bank headquartered in Birmingham. In addition to the head office, there are only six branches in Birmingham, London and Xiangjiang. There are three branches in Birmingham and one in London. There are two branches in Hong Kong, one in Causeway Bay, and there are more than a dozen overseas consulting agencies.

Currently, Wandehan Bank has just experienced a wave of exchanges. The bank has insufficient funds and is facing bankruptcy. Therefore, their boss hopes to sell the bank to pay off users' deposits. If we buy this bank, we will not There will be no debt involved. The original owner will directly use the funds from the sale to be paid back by the buyer, thereby reducing the possibility of the original owner running away with the money. "

Yu Xing briefly introduced the bank's situation.

Birmingham and Sioux City are still known. The second largest city in the UK has a very developed financial industry. Midland Bank, one of the four largest private banks in the UK, was founded in Birmingham.

"What's the selling price?" Su Cheng asked.

If you buy this bank, it will be compared to buying an empty shell, because all the storage users will run away.

However, there is also an advantage, that is, it is cheap, and it has six branches, one of which is in Xiangjiang, which is a good choice for him.

"In fact, the original market value of Wandehan Bank was more than 3000 million pounds. However, after experiencing this exchange wave, the value has naturally plummeted. Their boss is currently offering 1000 million pounds, which includes a 6-storey building in Birmingham. The bank headquarters has a total construction area of ​​about 150 square meters, as well as all the bank's uncollected loans. As for other branches, they are all rented, so they are not included. Currently, they have about [-] employees." Yu Xing replied.

"Wait a minute. I'll make a call. I'll call you back later." After hearing this, Su Cheng said directly. "Okay boss!" Yu Xing replied.

After hanging up the phone, Su Cheng called Brother Wu.

"Brother Wu, can you find out what happened in the UK?" Su Cheng asked.

For example, today and the company's intelligence department have begun to expand outwards from Xiangjiang.

However, he didn't know how it was developing in the UK.

"Boss, do you want to ask something? Our business scope is currently only around London, and the expansion there is relatively slow. However, I can help you obtain intelligence through other channels. Our intelligence department has an intelligence sharing system. "Brother Wu replied.

In their industry, allies are very important, so in the past two months, Brother Wu has also relied on his previous connections to start developing allies.

Britain has a close relationship with Hong Kong, so that is naturally the area that Brother Wu focuses on.

But it was very difficult to develop intelligence there, so Brother Wu directly found a partner there to form an alliance, and everyone could share intelligence with each other.

This is the intelligence sharing system.

"Help me check the details of a bank called Wandehan Bank." Su Cheng said directly.

"Okay boss, wait for me for half an hour at most and I will give you an answer." Brother Wu replied.

After all, it was not his own information, and he could not guarantee that he would be able to obtain relevant information immediately, but half an hour was more than enough time.

About 10 minutes later, Brother Wu finally called back.

"Boss, do you have a fax machine over there? I will transmit the data to you." Brother Wu said.

"Yes, the number is (00)+(852)+78787778888." Su Cheng directly gave the fax number.

After a while, Su City's fax machine received a document.

After getting the document, Su Cheng began to read it seriously.

Vandeham Bank is a typical medium-sized commercial bank in the UK. Compared with British financial industry giants, Vandeham Bank has a relatively low profile in the international financial market. The bank usually enters through the establishment of consulting agencies. In overseas markets, this is related to the bank's weak ability to handle risks.

Due to the huge gap between its financial strength and financial giants, Wandehan Bank can only rely on the bank's decades of accumulated proprietary technological advantages and resources to pursue the so-called market positioning strategy of filling gaps. Although according to current British financial laws, Wandehan Bank Hanban Bank can operate retail banking business, but the bank has never tried to enter the field of retail banking.

One of its core businesses, private banking, is a banking business with high returns that requires relatively high service quality and specialized technical support.

Last year, Wan Dehan's former boss passed away, and his only son took over.

Originally, Wandehan Bank had been developing very steadily and making considerable profits. It had never suffered a loss after decades of development.

But since the new boss came to power, he offended several big customers because of his overly flamboyant personality, so these big customers directly withdrew all the stored money.

Moreover, after they withdrew the funds, they announced the news to the public. After knowing about it, other customers also went to Wandehan Bank to withdraw funds, which eventually caused the Wandehan Bank's capital chain to break.

……

After reading it, Su Cheng felt that it was really a tragic story.

(End of this chapter)