I have a thousand suites in Shenzhen

Chapter 28 allows for 2nd loan

Chapter 28 Second loan can be obtained
"I understand what you're saying, but it's impossible to keep the property for sale forever! If the house is not sold, how can we have the money to repay the bank, and how can we have the money to acquire land for new project development?" Zhuo Wei Dong said with a wry smile.

"Then what else is there to say? You can sell on the day you want the market to open!" Yi Anguo said with a smile.

"My fourth period is about to open, don't you have any other ideas?" Zhuo Weidong said.

"What can I have in mind? Do you expect me to buy you another few hundred sets?" Yi Anguo asked.

"You'd better keep it for yourself and sell it for more money! There's no need to sell it to me cheaply!"

"Selling them piecemeal one by one will definitely be more expensive, but the money will be withdrawn very slowly. I have taken a fancy to a piece of land in the center of Futian District and want to test the waters of commercial real estate there. The project is to build a high-end building with a high-end office building above and a shopping mall and hotel below." Zhuo Weidong shook his head and said.

"When is the latest you can delay? The 9000 million yuan I borrowed is due at the end of November and can be returned to you." Yi Anguo said.

"If we are really in a hurry, I can return it to you earlier than mid-October!"

"Where is 9000 million yuan enough?" Zhuo Weidong shook his head and said.

"If it's not enough, then I can't help you." Yi Anguo said helplessly.

Although at that time, after paying back 9000 million, he would still have more than 1 million in funds, but he was not interested in buying more houses. He wanted to prepare funds to enter the stock market to make money in June or July next year.

With so many stocks that have surged more than 50 times or 40 times in more than two years, wouldn’t it be good to speculate on them?Why bother flipping houses? Real estate flipping doesn’t have a good reputation.

It’s not that he doesn’t want to help, it’s actually that the houses in the fourth phase haven’t even been handed over yet. After they are handed over, they still need to be renovated and bought furniture and appliances before they can be rented out. Moreover, the rough houses are better decorated than those in the second and third phases. How could he take over the house because it was so expensive? Although he knew that the price would rise soon and he would be able to make money, but...

Could it be that if you don’t renovate it after you buy it, it will sit empty and wait for three years?Pay the monthly payment for the past three years.

Three years of monthly payments is a lot of money. Although he can afford to pay the money in advance, it will not be worth the gain if it affects him from making money in the stock market.

"Brother Yi! As long as you want to help me, there will definitely be a way! Before, your more than 600 houses were all loaned based on the value of 9000 and [-] square meters. Now on the Blue Coast The transaction price of houses in the second and third phases has risen to [-] yuan per square meter. If you can take out a second mortgage loan, you should be able to borrow [-] million yuan." Zhuo Weidong patted Yi Anguo on the shoulder. said.

"In that case, my monthly repayment will be much higher. There is no way to offset the monthly repayment just by collecting rent!" Yi Anguo said.

Although housing prices are rising rapidly, rental prices have not followed suit. Although they will definitely rise in the future, they will not rise immediately.

"After a year and a half, when the house price has risen enough, you can sell it!" Zhuo Weidong said.

"You see, the house price has reached 9000. I will still sell it to you at the lowest price, [-] square meters. If you take it over, you won't lose money if you sell it right away!"

"Don't fool me! First of all, this price is for large luxury homes. The fourth phase of your Blue Coast is mainly for small homes. The price is not as high as 9000. If you open the market, it will only cost [-]. , even eight thousand can't reach it." Yi Anguo said shrewdly.

"Except, you're selling an off-plan house that hasn't been handed over yet. How can you get the same price as a fully decorated, ready-to-move-in house?"

"I guarantee that it will be well decorated and ready to move in. Isn't it okay to hand over the building to you? During this period, I will be responsible for the monthly repayments. Is that enough?" Zhuo Weidong said with a sincere face.

"That's not possible. I can sell a small house like yours for [-] per square meter. It's too expensive. At most, [-] is about the same! The normal price is about [-], and [-] is as high as the sky. ." Yi Anguo said.

"To be honest, I really don't want to buy a house anymore. Having too many houses in my name is a bit overwhelming! Real estate speculation and house hoarding are not something to be known for, especially when housing prices are rising rapidly. If If people know that I have so many houses under my name, that will make people jealous."

"I'm pretty good like this now. The rent can be used to cover the mortgage, so I don't have to worry about anything. I've taken out a second mortgage on these houses and the money can be loaned out, but the pressure is also great. The monthly mortgage repayments have increased a lot. If something happens and the house suddenly depreciates and drops in value, I will be dead." "If it weren't for your brother Zhuo who is a nice person and really treats me as a friend, I really don't want to buy any more houses. "

Zhuo Weidong nodded, knowing in his heart that what Fao Anguo said was true. According to what he said, although the house price rose sharply in the end, he could indeed make a lot of money, but the risk was also very high. If the house price fell, A nuisance indeed.

Although this situation should be unlikely to happen, don't be afraid of ten thousand, just be afraid of the unlikely event!
Now Yi Anguo has more than 500 apartments in hand, and he can completely repay the monthly loan payment with rent. There is no need to take any risks. He can make a steady profit of several hundred thousand yuan every month.

"Brother Yi! I saw you right! You are a very particular person."

Zhuo Weidong patted Yi Anguo's shoulder again, then hugged Yi Anguo's neck and said.

"If you are willing to help me, I would like to thank you sincerely."

"The price is as you said, 6000 yuan per square meter. I will hand over the house to you according to the standard of fine decoration, and I will pay for the monthly mortgage payment before handing over the house to you."

After talking about business, the next step is to talk about romance.

"Your current girlfriend is the one who sold houses at our sales office before?" Zhuo Weidong said with a smile.

"Yes! What's the matter? Is there any problem?" Yi Anguo said confidently.

"You are so evil that you came to buy a house from me and kidnapped all my sales ladies!" Zhuo Weidong said with a thumbs up.

"Speaking of which, you still owe my girlfriend more than 100 million yuan in commissions! You only gave her 150 yuan out of a commission of at least 30 million yuan. Your capital price is too stingy." Yi Anguo started to settle accounts again. .

"How much discount have I given you? If you buy me a thousand apartments at the original price, I will give her not only a commission of 150 million, but a commission of 1500 million," Zhuo Weidong said depressedly.

"And I didn't know she would actually become your girlfriend. If I had known, I wouldn't have dared to give her less money!"

"When do you really want to marry her? I'll give you a big red envelope of 200 million yuan, okay?"

"Forget it, you can keep it for yourself! We are no longer short of those 200 million." Yi Anguo said dismissively.

"What, you still think it's too little?" Zhuo Weidong asked.

"It's not that I'm too young, it's that I have no plans to get married yet!" Yi Anguo said, shaking his head.

"I see you have a three- or four-year-old girl. What happened? Was she dumped by her ex-wife?" Zhuo Weidong asked curiously.

"I've never been married, so I shouldn't count my ex-wife!" Yi Anguo said, shaking his head.

"But he did dump me and ran off with another rich man."

"Then do you know where she is? Find her and show her how you are doing now? Make that woman regret it to death, cry and beg to get back together with you, and you dump her without mercy. , to vent the shame." Zhuo Weidong said without thinking it was a big deal.

(End of this chapter)

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