I have a thousand suites in Shenzhen

Chapter 3 Negotiations
"Our real estate project is equivalent to zero down payment, and we still have money to get it," the sales lady said.

"Suppose the house you buy is 100 square meters, and the total price is 64 yuan. Our developer will waive 64000% for you. You only need to pay 1000% of the down payment, which is 10 yuan. Then our developer will give you a 64000% down payment. The cash red envelope of 36000 yuan per square meter will be returned to you [-] yuan. After deducting the [-]% of the [-] yuan down payment, you can still get [-] yuan in cash."

"But you still have to pay various taxes and fees, but at least you can still get more than 2 yuan in cash."

"If you buy it and rent it out, can the monthly rent you receive be able to repay the monthly mortgage payment?" Yi Anguo asked again.

"For rent, a house with three bedrooms and two living rooms of 3000 square meters, according to the rental situation of the first two phases of our Blue Coast, is generally more than 3000 yuan, some are higher, some are lower, about 3500 It should be between 30 yuan! If the monthly payment is based on a 2700-year mortgage loan, it will be about 2600 yuan. It may not be more than [-] yuan, because the mortgage interest rate has been lowered by a few points this year."

"So if you want to buy a house for investment and rent it out, there is no problem in using the rent to finance the loan. If you rent out a house, you can still make hundreds of dollars every month."

Yi Anguo calculated in his mind that if he got more than 2 yuan in cash for a house, he could pay the monthly payment for seven or eight months. However, in 2004, the housing prices in Shenzhen City did not increase much, but by the end of 2005, the housing prices in SZ City had almost increased. The average price has reached more than 8000 yuan per square meter.By 2006, housing prices began to rise sharply, and the average transaction price in the city reached 3000 yuan per square meter.

But the real big increase occurred in 2007. At the beginning of 2007, the average price was only more than 15000 yuan. By October 2007, the average price had risen to more than 2 yuan. The opening price of new properties in some high-end residential areas was more than 4 yuan per square meter. The opening price of new properties has reached 18000 yuan per square meter, and everyone is rushing to buy them. They are sold out immediately after they are launched, and the supply exceeds demand.

There are still almost four years to go. If the rent is enough to repay the monthly payment, this kind of investment should be a sure-fire business.

But if you are buying multiple apartments, I don’t know how much down payment is required. I guess the [-]% down payment waived by the developer, plus my own [-]% down payment, the total [-]% down payment is not enough!

If you have to pay an additional [-]% down payment, you won't be able to buy many houses with this little money.

"It's like this. I plan to buy a few more houses, so do you think you can bring your manager here? I want to talk to your manager and see if there are any discounts?" Yi Anguo said with a smile.

"That's it! It's okay. I'll take you over there to sit down and drink some water." The sales lady said.

"Okay, thank you! By the way, what's your name? After we have negotiated, I will buy a house from you!" Yi Anguo said pointedly.

When the sales lady heard this, she was very happy. Of course she understood what Yi Anguo meant.

"My name is Li Sisi, sir, what is your surname?"

"My surname is Yi, Yi from Yi, Yi from Yi Jing."

"Okay, thank you Mr. Yi, please wait a moment, I will go find our manager to come and talk to you." Li Sisi said with a smile.

Not long after, Li Sisi left with a middle-aged man.

"Hello, Mr. Yi, this is our manager Zhang." Li Sisi walked up to Yi Anguo and introduced him.

"Manager Zhang, this is Mr. Yi. He needs to buy more apartments, so he wants to talk to you in person."

"Hello Mr. Yi, welcome to our Blue Coast!"

"Hello, Manager Zhang! The reason why I trouble you to come here is to ask, if I want to buy multiple apartments, for example ten or one hundred apartments, you can operate it. What is the minimum down payment I need?" Yi Anguo asked very much. He stood up politely, shook hands with the other party and said.

"Mr. Yi, if you are buying a second home or more, the down payment ratio must be at least [-]%. This is already the lowest down payment ratio. After our developer helps you waive the [-]% down payment, it means that you still have to pay [-]%. But you For your first house, you can still pay [-]% of the down payment." Manager Zhang explained.

"That's it! Then if I buy ten or 100 houses, can I still pay [-]% of the down payment?" Yi Anguo asked again.

"There are no restrictions in this regard. I don't know the specifics. After all, no one here has bought dozens or hundreds of houses at once." Manager Zhang said.

"Does Mr. Yi plan to buy dozens or hundreds of houses?" "If I don't have to pay out of my own pocket and still have money, why can't I buy a few more houses?" Yi Anguo asked with a smile.

"I'm afraid this won't work! If you only buy one house, you really don't have to pay and you still have money to get it. But if you buy more than two houses, you have to pay [-]% down, so you will definitely have to pay for it." Manager Zhang shook his head and said.

"Then if the house price is increased, for example, this house only costs 50 yuan, and then you sell it to me for 65 yuan, the down payment of 195000% is 65 yuan, 195000 yuan minus 455000 yuan, which means there is still 50 yuan that can be borrowed from the bank. It means that I have already paid, and the remaining [-] yuan for the house is all mortgage loans from the bank." Yi Anguo said.

"Wouldn't this mean that I don't have to spend a cent of the down payment?"

"The 455000% your developer gave me is equivalent to 45000 yuan. After I borrowed 5000 yuan from the bank, I still have a shortfall of 5000 yuan, which is [-] yuan less than the [-]% your developer gave me. So this [-] yuan You can just give me the yuan in cash."

Manager Zhang was very surprised when he heard this!This Mr. Yi is really a talent!According to what he said, you really don’t have to pay a penny for such an operation, and you still have money to get.

That is, as the loan amount becomes higher, the monthly payment will be higher.

Originally a loan of 35 yuan was enough, but now a loan of 455000 yuan is required.

The monthly payment was originally 1670 yuan, but now the monthly payment is 2400 yuan, and the monthly mortgage payment is more than 700 yuan.

But these are not issues that he needs to consider. His purpose is to sell the house.

"If you do it this way, there should be no problem. So, Mr. Yi, how many houses do you want to buy?" Manager Zhang said after thinking about it.

"If you can do this, you can buy as many houses as you want!" Yi Anguo said with a smile.

"The premise is that I don't need to pay, and there is still money to take."

"Then wait a moment, I'll call the boss in the office and ask for clarification." Manager Zhang said.

"Okay, if there's no problem, let's discuss it again. Can the house price be more favorable?" Yi Anguo nodded.

"After all, what I bought is not just one or two sets, but maybe dozens or hundreds of sets. The price should still be negotiable! The wholesale price and retail price of buying things are still different!"

"This is no problem. If it can be operated, I can definitely give you some more profits. I will apply to the boss by the way. What is the maximum profit I can give you?" Manager Zhang said with a smile.

After more than ten minutes, Manager Zhang hurried over and said, "Our developer boss wants to come over and talk to you personally."

"You can ask him in person later what is the lowest price he can sell it to you."

About half an hour later, several people came and invited Yi Anguo and his daughter into the conference room.

Yi Xinyi temporarily asked Li Sisi to play with her, while Yi Anguo started talking with the developer.

The developer’s surname was Zhuo. After the two parties got to know each other, Mr. Zhuo smiled and said.

"Mr. Yi! The method you mentioned to raise housing prices is a bit difficult, because our public selling price is 6400 yuan per square meter. This price is already at a relatively high level. If it is raised to 9000 yuan per square meter, the bank will It’s impossible to believe that they also have their own set of evaluation criteria.”

(End of this chapter)