I have a thousand suites in Shenzhen

Chapter 4 Owes [-] million to the bank
"In this case, how much more discount can you give per square meter?" Yi Anguo asked.

"If you buy dozens or hundreds of houses, we can indeed give you some discounts, but it's not enough! So you still need to pay part of the money." Mr. Zhuo thought for a while and said.

"Mr. Zhuo, tell me first, how much discount you can give me per square meter, and then I'll calculate the difference." Yi Anguo still insisted, and the other party would give me the lowest price first.

"At most, we can give you 500 yuan per square meter in profit." Mr. Zhuo said after thinking for a moment.

Yi Anguo calculated silently in his mind. Calculated based on 100 square meters, it was a red envelope rebate of 15 yuan. He had to pay 128000% of the down payment, which cost [-] yuan.

The property deed tax for multiple suites requires 3%, as well as various handling fees and insurance premiums. Fortunately, there is no compulsory payment of house maintenance fund fees.

But it will cost at least more than 2 yuan, and I may not even have 1 yuan left.

"It's a bit less! Can you give me a little more profit?" Yi Anguo asked helplessly.

"This is already the best price. If there is any further discount, we will all be in trouble." Mr. Zhuo said.

"Then my [-]% down payment can be calculated as [-]% of the actual transaction price." Yi Anguo thought of another way.

"For example, according to your public price, which is 6400 yuan per square meter, then my 100% profit for 128000 square meters is [-] yuan."

"But in fact, your selling price is 6400 yuan per square meter, minus the cash red envelope of 1500 yuan per square meter as rebate, the actual price is 4900 per square meter, so my down payment of 98000% only costs [-] yuan."

"Does Mr. Zhuo think this is true?"

……

A month later, all the procedures were completed. Half of the second phase of the Blue Coast belongs to Yi Anguo. He has a thousand houses under his name, owes the bank 5 million yuan, and needs to repay 265 million yuan every month. yuan, which is more than 3180 million yuan a year

Fortunately, the monthly payment will only start next month, and more than 800 million yuan has been credited to Yi Anguo's account, which can almost cover the monthly payment for more than a year.

And this is the main reason why Yi Anguo dared to buy these one thousand houses.

More than a year later, it will be the end of October 2004. If you persist until the end of 2005, the house price will have already doubled by that time. If you are short of money, you can sell it directly.

Blue Coast focuses on large-sized houses, which can be regarded as high-end communities. Large-sized houses can be called luxury houses in Shenzhen urban areas. In ordinary residential areas, the houses are very small. , the main focus is on a small apartment, some houses with three bedrooms and one living room are less than 60 square meters.

Even if a house on the Côte d'Azur has two bedrooms and one living room, it is basically 73 to 78 square meters, three bedrooms and one living room is 89 square meters, and three bedrooms and two living rooms are generally more than 110 square meters to more than [-] square meters. meters, this type of house is also the most common.

There are also many houses with four bedrooms and two living rooms, with an area of ​​about [-] square meters, some oversized units reaching [-] square meters, and some duplex houses even exceeding [-] square meters.

However, the environment of the entire Blue Coast community is indeed very good. The distance between the buildings is very wide, basically two households on one staircase. The lighting is also very good, and the garden greening of the community is very good.

Before Yi Anguo was reborn, he had seen an introduction to this property. Twenty years later, the average transaction price exceeded more than 20 yuan per square meter.

Yi Anguo also knows that the impact of the epidemic will soon pass, and house prices will rebound soon. In fact, the average transaction price of house prices this year is slightly higher than last year, at more than 100 yuan per square meter.

Affected by the epidemic in the first half of the year, the average transaction price must have fallen.

However, the actual average transaction price may fall even worse. Many developers have held various preferential activities for promotion. For example, the Blue Coast is listed at 6400 yuan per square meter, but the actual transaction price is not even 5000 yuan per square meter.Therefore, you cannot just look at the surface of many things. The actual situation may be completely different from the surface.

As for why the bank was willing to lend 5 million yuan and allow Yi Anguo to purchase a thousand houses!This is the power of developers.

In order to reassure the bank and gain its trust, Yi Anguo was packaged as a billionaire. The developer showed the bank the 800% down payment it had received, and then deposited more than [-] million yuan into Yi Anguo's account. .

This money was originally a cash red envelope that the developer needed to pay to Yi Anguo according to the agreement, which was 1500 yuan per square meter. It was just given to him in advance, but this bank account must be handed over to the developer for safekeeping first. , otherwise what if you run away?
When the bank sees that Yi Anguo has paid 800% of the down payment and there is still more than [-] million yuan in the bank account, the bank will of course be more willing to approve the loan.

In this era, there is no such thing as a purchase or loan limit. As long as you can come up with a down payment, you can buy as many houses as you want.

Despite this, Yi Anguo is still a little doubtful. Is this true? He actually has 1000 properties under his name?
He really didn't dare to think that the developer could be so ruthless and capable of acquiring 1000 houses.

Yi Anguo originally thought of buying dozens of houses, or a hundred would be enough, but he didn't expect that the developer just sold him 1000 houses, and there was a way to get the bank to approve it.

Developers really dare to sell, Yi Anguo really dares to buy, and banks really dare to grant so many loans.

Yi Anguo took his daughter and chose a large house with three bedrooms and two living rooms, covering an area of ​​more than 110 square meters.

Although he could choose a larger house, he felt that it was not necessary. A house with three bedrooms and two living rooms for the father and daughter would be enough. The house was too big and cleaning would be quite troublesome.

Yi Anguo specifically asked the developer for an extra commercial shop. After all, he had thousands of houses to rent out, and it would be inconvenient to rent out one without a front-end house!
The developer was very generous and directly gave him a front-end house with the best location, covering more than 200 square meters, and only charged him a friendly price of 100 million yuan!

The price of such a shop is at least more than 2 yuan per square meter, not to mention more than 2 yuan, but at least more than 1 yuan.

Li Sisi, the sales girl, never imagined that Yi An would buy 1000 houses worth more than 5 million yuan.

According to the agreement she signed with the company, her commission is 3‰. More than 5 million yuan is equal to her commission, which is 150 million yuan.

In 2003, for ordinary people, 150 million yuan was a huge sum of money. Li Sisi didn't dare to think that she could earn so much money, and she also felt that the company might not give her so much money. Just give her tens of thousands of yuan and send her away, and there is nothing she can do about it.

However, what Li Sisi did not expect was that although the company did not give her more than 100 million yuan, it also gave her a huge sum of 30 yuan.

Manager Zhang from the sales department told her: "Originally, these 1000 houses have nothing to do with you. The company planned to only give you 1 yuan. But Mr. Yi told the boss that if it weren't for your sincerity, He has no intention of buying a house on the Côte d'Azur."

"That's why the boss decided to give you a commission reward of 30 yuan."

30 yuan is already very good. Li Sisi did not expect that she would get a commission of 150 million yuan.

Li Sisi had a PHS, and she used the PHS to call Yi Anguo. She wanted to express her gratitude to Yi Anguo in person.

Yi Anguo is taking his daughter with him and is recruiting workers in the store to help him look after the store, receive tenants who come to rent, and take the tenants to look at the houses. He can't just hold his daughter and take the tenants to look at the houses! With 1000 houses, you must exhaust yourself to death!

After Li Sisi arrived, she expressed her great gratitude to Yi Anguo.

"Sister Sisi!" Yi Xinyi shouted very happily when she saw Li Sisi.

(End of this chapter)