Rebirth Online Entertainment

Chapter [-]: One card in hand, anywhere in the world

Secretary "Andra" replied calmly. 【

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However, it was such calm words that caused the entire conference hall to be filled with gloom for a while.

At this time, bad signals arose in the hearts of every board of directors.Possibly, last month's board meeting will be the biggest mistake Citibank has ever made.

"Everyone, this is the situation now."

Although "Hoff" of Citibank couldn't believe it when he got the news.However, how could such publicly released news be false.You know, this is the monthly report record of hundreds of small banks in the United States.

"And, that's not the most important thing."

Although the performance growth of all major and small banks in the United States is an unbelievable thing.But what makes Citibank even more embarrassing is that in the past month, Citibank's savings rate has not increased, but has fallen by 1% year-on-year.

Although this 1% is very small, this 1% is huge for all large, medium and small banks.

Otherwise, it is impossible for these small and medium-sized banks to grow so fast.After all, most of the money of the citizens of the United States is stored in the bank.If these banks want to grow, they have no other way but economic growth. They can only grab money from other banks and move it to another bank.Coincidentally, as a super-large bank like Citibank.Because "Alipay" is not supported, there are some ordinary savings users who have moved their savings funds to another bank.

Especially for those business users, their capital turnover is very fast.If there is not an effective tool to achieve funds transfer.Then, these enterprise users will find other ways.It just so happened that during this period, the emergence of Alipay met their increasingly frequent capital turnover.

"Hof" said calmly, and said the monthly report of Citibank.

"Won't?"

Members of the Board of Directors, once again incredible.

Although the market economy has developed to such a degree, Citibank has reached a very high level. It can be said that it has reached a bottle shank.However, even so, Citibank's annual fund savings rate has a certain increase.Even if it is a very small growth rate, it rarely falls.

Unless there is an economic crisis, but look now, due to the explosion of the US real estate market and stock market, there is no economic crisis.Moreover, the recent members of the board of directors, they know.In this month, Citibank has reached several good deals with other investment banks, and the fund savings rate will definitely go further this month.

But unexpectedly, after the monthly report appeared, not only did this phenomenon not happen, but it fell by 1%.

In fact, such a phenomenon has already appeared.Ordinary users of Citibank all over the country have gradually transferred their money to other banks.It's just that this kind of phenomenon has happened before, and the time is short, it was completed in only one month.Therefore, although the top executives of Citibank are concerned, such a phenomenon has not been effectively managed.

They didn't find out until the monthly report appeared a month later.

After transfers by countless ordinary users around the world, their savings funds have undergone serious changes.

"This is real?"

Facts are facts. Under the affirmation of "Hof", the members of the board of directors finally realized... This is a new financial revolution.Although this revolution will not cause Citibank to collapse, it is possible that Citibank will hand over the leadership of the world economy and the direction of the world economy in the future.Or, there is not much right to speak.

Yes, don't underestimate Citibank.Often in the world financial market, as long as Citibank's business changes, major changes will take place in the world financial market immediately.However, now they have ushered in a new challenge.The previous Tang Dynasty Quantum Fund was enough to cause them headaches in the entire world financial market.Don't think about it now, halfway through, another Alipay popped up.

Could it be that the world economy needs to be reshuffled?

"Before a new crisis comes, we at Citigroup must be prepared to meet it."

After a short period of panic, the members of the board of directors of Citibank began to calm down.

"Yes, we are going to start this financial battle."

It has to be said that it is not luck that Citibank has been able to survive for so long and become the largest bank in the United States.Under such an environment, members of the board of directors did not lose confidence.From their expressions now, we can see.This is a kind of courage, this is a kind of determination, and this is a kind of belief in a showdown.

"Very good, ok, I would like to see you all have such determination."

It is not terrible to have a crisis. For such a large enterprise, it is bound to be impossible for him to have smooth sailing.

A smart professional manager should have the ability to properly handle crises.Just like Microsoft, this one-operating-system company.His development has not been smooth sailing.We see that in his development process.He has experienced the challenge of BM, Apple's patent protection case, and the monopoly case. Even, in this case, Microsoft was almost split in two... However, under various crises.Using his excellent public relations ability and outstanding diplomatic ability, Microsoft has dealt with one crisis after another and reached the pinnacle of a technology company.

"Okay, let's talk about what we should do in the future."

Hoff nodded, and now he finally got to the point.

"I think……"

At this time, the board member "Ande Ke" stood up.

This guy had been trying to convince the board of directors a month ago that he would try to cooperate with "Alipay".Moreover, you can also secretly create this payment system.It's just that the board of directors at that time completely rejected the opinion of "Andecker".They believe that whether there is a market for Internet payment is still an unknown issue.Moreover, if you enter this market now, the investment will be too large.It is an unwise choice to invest rashly without knowing the future market value.

The original "Andeke" had no choice, although his intuition told him that Alipay would definitely lead the future.However, he doesn't know when he will take over.Moreover, if you enter, the cost is too huge.The ideal is precious, but in practice, you may encounter a series of troubles.For this reason, Andeke also remained silent at the end.

However, now a month later, the situation is rising and the mountains and rivers are changing... The current situation is no longer what it was a month ago.For the entire Citigroup, An Deke has a natural overall concept.At this point, he didn't bother to care about anything.Besides, Andeke also believed that his words were not strong in the original meeting, otherwise, he would not have been able to convince the board of directors... Fortunately, now, everyone has recognized the important power of Internet payment.

For this reason, there is no need for Andeke to persuade them again.

"Since the result of this is all brought by Alipay. Then, we will focus on Alipay. I think that we, Citibank, can also develop an Internet third-party payment channel with our strength. And, in order to increase the influence of this channel, I suggest to cooperate with major banks in Europe and the United States to cooperate in this business.”

By itself, Citibank is a payment channel.However, not all users around the world will use Citibank.Now Alipay has taken a step ahead of time. To catch up with Alipay, it can only cooperate with other major banking groups in the world.Otherwise, a mere Citibank would not have any influence.What's more, in some countries or regions, they have very big stereotypes about Citibank and the United States, which is not conducive to their expansion.

For now, we can only cooperate.

Although the cooperation has greatly weakened the influence of Citibank, it is also a good idea to be able to dominate the Internet payment channels.

This is the opinion of "Andecker".

"I agree... no matter how strong the Internet is, its payment still needs to go through our bank. Our bank is the most important fund management base. I believe that as long as we develop the online third-party payment business, we will definitely be able to defeat Alipay. Of course , taking a step back, even if you can't defeat it in a short time, you can still have a chance to fight against each other."

"I agree too..."

All members of the board of directors are supportive of the opinions put forward by Andeker.

They've had meetings before.They even remembered that in the meeting last month, it was "Andeker" who kept talking about why not cooperate with "Alipay" temporarily.Until now, everything has proved the original opinion of "Ande Ke".is so much wiser.Now that "Andecker" raised it again, almost no one questioned it.

Of course, they also believe that, as the world's largest bank, Citibank needs to develop its own online third-party payment channel.

However, even so, some members of the board of directors still raised objections.

"No, no, no, I think we should cooperate with Tang Dynasty Company."

"Luomi, it's you again."

"Andeke" was very angry, this guy kept blocking himself last time.But now look at how wrong his opinion was last time.If it wasn't for him, Andeke even thought, he might really be able to convince the board of directors.Unexpectedly, a month later, after he made a mistake, he came against him again.

"Andeke, don't get me wrong, everything I said is for the company."

"Okay, tell me, you have to listen to it, what other ideas do you have?"

"Everyone, listen to me. I have studied Tang Chao Company, and I have also studied its global Internet. The reason why Tang Chao Company was able to successfully issue Alipay in the course of a month. In addition to investing in a few funds, it is necessary to cooperate with him The global Internet network is closely related. Although we, Citibank, have a large number of users and have opened business branches in dozens of countries or regions around the world. However, for Internet payment, we are not the opponent of Alipay at all. I think, we Don’t do anything other than cooperate with Tang Dynasty. Otherwise, we can only spend a lot of money, but we won’t get a good return. And, judging by the current size of Alipay, I think they are very interested in our cooperation , will definitely be very happy. We can even get very rich rewards in this cooperation..."

This is the opinion of "Lomi".

"Haha, Luo Mi, have you seen the immediate benefits? You have to know that Internet payment will definitely become the mainstream of the world in the future. If we cooperate with Tang Dynasty Company, the process of "Alipay"'s global expansion will be accelerated. At that time, when Alipay dominated the world, how could we still have the status of Citibank, let alone get a certain reward. Maybe, at that time, we would have to curry favor with Tang Dynasty Company, because there are huge sums of money here .If we don't want to lose, then you just have to pay him a certain amount of saving fees...do you understand, Lomi..."

"Andeke" sneered.

He really talked to "Luomi". Fortunately, he is not a company administrator, but a shareholder representative.Moreover, his shareholder share is not very large, and he cannot influence Citibank at all.If he is really in charge of the general direction of Citibank, I am afraid that it will be difficult for Citibank to survive.

"Andeke, I understand what you mean. In fact, I also see the power of third-party payment on the Internet in the future. But, do you understand? For a strange field and a strange Internet, what can we do? What's more, the Internet of Tang Dynasty Company has connected the world into one line. His e-commerce, his RenRen, his search engine... just any one of them is a world-class giant. An Internet like this Empire, why should we defeat him. And why should we defeat Alipay, so as to get our payment business?"

"Luomi" is not a person with small measures, although he knows that "En Deke" must be ridiculing the mistakes he made before.However, for the current "Luomi", he clearly felt that no matter how powerful Citibank was.He can only exert his power in the traditional field.But, on the Internet, Citibank, nothing counts.

"Well, yes, Lomi, you don't need to remind me about this. We at Citibank are not familiar with the Internet, so we naturally know. But, don't we know how to cooperate with Internet companies, for example, eBay, he is a good choice. Could it be, Do you think that we are going to run our own business alone, if so, I wouldn’t agree even if you didn’t tell me?”

"Ebay...no."

Lomi was about to say again, like this eBay, he is going downhill, and his market position has long been left behind by Amazon.Not to mention, besides Amazon, Tang Dynasty also has Alibaba, a business-to-business e-commerce platform.Although this business does not make a lot of money, the amount involved is very large.It is often also the focus of the major banks' efforts to make friends.However, such a platform is under the banner of Tang Dynasty Company.If the Tang Dynasty company hadn't issued Alipay before, it wouldn't matter.Their funds will still be stored with them anyway.However, after Alipay is released, they can choose a bank at will, and they can pay for anything that can be paid online.

"Okay, Lomi, it's impossible to cooperate with Tang Dynasty Company. If we hand over the great Internet third-party payment channels to others, the future will be a disaster for us..."

At this point, Hoff slapped his hands to stop Lomi from continuing.

"Well, I hope our plan will not be too late."

If you want to figure out third-party payment on the Internet, how can a meeting be over?Citibank also needs to unite major banks, and even cooperate with Internet companies.And this negotiation time is very long.If you want to obtain greater benefits, then this negotiation will take more time.

If you want to quickly develop your own business, then the leadership position of Citibank may also be greatly reduced.

In addition, market advertisements and the like also take a certain amount of time.

No matter how much you advertise, is it as powerful as Tang Dynasty Company?What's more, the current Tang Dynasty Company already has close cooperation with major Internet companies all over the world.In particular, Renren, a virtual social platform, is even more popular.Almost any product they advertise at will can win the favor of the whole world.

Look, like Chinese movies have been popular all over the world recently, I have to say that at the beginning, the Internet also contributed a lot of power.

So far, the meeting of Citibank's "board of directors" has come to an end.

Later, the board of directors of Citibank handed over this task to Citigroup eo, which is the business manager of Citibank.Subsequently, Citibank dispatched a group of people to make every effort to tackle the problem of online third-party payment business.And, at this time, they have named this business "World Bank".

World Bank, the full name is "World Bank Pass Payment", and the meaning can be seen at a glance.

Subsequently, Citibank used its own advantages to make secret contacts with major banks and Internet companies around the world.

One month later, finally, Citibank successfully launched "World Bank".Moreover, in order to expand the momentum of "World Bank", Citibank also held a press conference for this "World Bank".

"Ladies and gentlemen, it is a great pleasure to meet you today. Here, I would like to announce an important event to you. That is, our "Citibank" unites the United Kingdom, Germany, China, France, ***, Canada ... and other major national-level banks have officially launched the Internet third-party payment service World Bank.

To put it simply, that is, our World Bank can not only easily deposit and withdraw in reality, but at the same time, we can also achieve one-click payment in Internet business.

Really do it, use it again and again, anywhere in the world.

It has to be said that Citibank still has great strength.

When he opened the Internet payment, he issued a bank card such as "World Bank".

This kind of bank card can be easily accessed no matter where you go.This kind of physical bank card, even the Tang Dynasty company, has not yet come out.Of course, Tang Dynasty Company wanted to figure it out.However, it is only Alipay's wide time now.What Chen Jiayi meant was that he wanted to wait for a while.It's just that he didn't expect Citibank to take the lead.

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