Smart Industrial Empire

"Is it possible for an international consortium to enter the real estate industry in China on a large scale?" Jiang Jianxing was startled when he heard Yun Fei's words.

Although the government has issued policies, the detailed rules of some local governments have not yet been announced.The real estate market is not very clear at all, and the first construction also has not made any moves, and the international consortium has begun to enter the country, which is simply a fantasy.

Moreover, after so many years of reform and opening up in China, no large international consortium has entered the Chinese market. This has a lot to do with the lack of confidence of these international consortiums in the reform and opening up of the Chinese government.Not to mention the international consortium, even many private bosses in China have been worried about this issue.

I am afraid that the government's policy will change, and their assets will be nationalized by then, and they will not be able to cry.

No matter how powerful an individual is, there is no way to confront a country.

Moreover, this country is also ranked among the top countries in the world in terms of comprehensive strength.Even some of the most powerful consortiums in the United States dare not invest in China on a large scale, and basically build some manufacturing-type industrial factories in China...

Even in China's two stock markets, there are basically no foreign financial giants entering, and these are not allowed.

The Chinese market is the most dynamic and the largest market in the entire world, but in the financial sector where international consortiums are most active, the country is very open to the outside world.Moreover, the market in this country has a very large policy nature. Once the policy changes, investors will suffer huge losses.

Now Dongfang's local tyrants are actually preparing to enter the Chinese market.

It's a little unbelievable anyway.

"It's only possible, but I think their biggest possibility is that they are still in the financial field. It is very likely that they will establish an international commercial bank in our country that specializes in serving the real estate industry. The biggest possibility is to get the Xiangjiang government to form a joint venture..." Yun Fei's guess has a great possibility.

Although these things did not happen in his world, what happened in that world can only be used as a reference, not a standard.Otherwise, he would definitely die extremely haggard.

The level of fierce competition of international financial groups in the world market cannot be imagined by ordinary people.

However, the domestic market is basically still blank, and private or foreign-funded commercial banks are largely restricted due to some policy issues.Development has been very slow.

"This doesn't seem to have much to do with us, does it? Maybe the benefits are greater..." Jiang Jianxing really couldn't figure out what this matter had to do with them.

Commercial banks with more international consortiums have greater benefits for their financing.

"Once the financing of real estate becomes easy, the house price will quickly go up. And the land will become more expensive!" Yun Fei said through gritted teeth.

In the next few years, the entire country will basically rely on the real estate industry to support the entire economic system. Even in the international financial crisis, the country will still maintain double-digit economic growth. Development is completely inseparable.

Local governments rely on this industry to support the growth of gdp.These are visible achievements!Moreover, it is really because of the madness of this industry that local government deficits are in the trillions!

"In this way, our land cost is likely to increase several times in a short period of time?" Jiang Jianxing asked, frowning.

If it is just commercial housing, this problem is not big, no matter how high the cost is.They can be quickly transferred to home buyers, but not commercial buildings.Moreover, Yunkai was unwilling to sell these properties.

Relying on leasing, it is difficult to recover these costs in a short period of time.

"Yes, they originally wanted to cooperate, but I refused. In the later stage, they can't afford the cost. If our first building continues to expand, it is very likely that our entire industry will not be able to support it... "Yun Fei said with a wry smile.

"What do you mean?" Jiang Jianxing simply asked Yun Fei what he thought.

Yunfei's thoughts.Hard to guess.

"Take land, take land on a larger scale! In this way, we can eliminate our cost. Otherwise, when the land goes up and becomes crazy, we can't bear the cost..." Yun Fei said frantically.

A construction has been preparing from the very beginning. In the first-tier cities of these countries, such as Beijing, Shanghai, Guangzhou and Shenzhen, the land hoarded by hand exceeds [-] mu.These land prices have now exceeded [-] million.

As for Huadu, they have more land in their hands.

Most of these lands were taken through Xin Kai Xing.

The right to develop is in the hands of Yunfei alone.

"Larger scale? In this way, don't say that we don't have enough funds. The development progress will become slower, and local governments in various places will not agree with us. Moreover, if we do this, it is very likely that the The entire company has become a thorn in the side of the country..." Jiang Jianxing shook his head directly.

Doing this will definitely stimulate the land prices in domestic first-tier cities in a short time.

At that time, not only Yunfei will be invited to drink tea by those big shots, but also himself and Sun Chengjiang, the general manager of a construction company, will be involved.The crime of driving up prices is not something ordinary people can afford.

"No. There is nothing dangerous about this. We can acquire land secretly, and local governments around the world welcome such things now. This can effectively boost gdp and employment. Now the economic index is the only criterion for evaluating local officials .Moreover, the land in our hands can be used as collateral to borrow from the bank, and the money is mainly used for the development of real estate..."

For the development of these lands, the original strategy must be adjusted.

After Yunfei and Walid finished meeting, he was thinking about this matter, and when Jiang Jianxing got off work, he called him out to talk about this matter.

Originally, he was not going to borrow money from the bank at all.

As long as you don't borrow from the bank, you won't have too much interest in the local government. This is the cleanest political achievement, and the local government is happy to do this.After all, although the money belongs to the state, the bank has nothing to do with the local government in a sense.

But this is in the country!

"Loan development? Are you not crazy? What a huge loan scale is required? It is not easy to get a loan from any bank, right?" Jiang Jianxing was so frightened by Yun Fei that he was about to have a heart attack.

This young Yunfei really dared to think.

At the beginning they said that they wanted loans for development, but Yunfei firmly disagreed, and now it was just a piece of news, and he became so crazy when they had such a meaning.

How could Jiang Jianxing not be angry?

"Passing on the cost, now we not only develop commercial buildings, but also residential buildings. These residential buildings can be sold in advance..." Yun Fei said helplessly.

If possible, he would definitely not be willing to sell those houses now.

In less than two years, the value of these houses will double several times.

In particular, the land in their hands is based on his original knowledge and acquired those areas that will definitely become high-end real estate and a sub-center of the city's business in the future.Before development, these lands are at the price of cabbage. Once it lasts for a few years, real estate will be developed in these areas, whether it is commercial buildings.Or residential, that is definitely a place where you can make a lot of money.

"What? Brother, don't you have a fever? 40 billion, or more!" Bao Qi was taken aback by Yunfei's request for a loan.

This kid's appetite for loans is getting bigger and bigger now.

Last year, I took out a loan of more than one billion, and the money was repaid quickly.If he is mortgaged with other properties in his own hands.Don't say it's 40 billion, it's 100 billion. He who has been promoted to the head office in the capital will approve this loan.

But now Yunfei is unwilling to use his assets as collateral for a loan, but uses the land in his hand for the loan.

Those lands can't be borrowed so much anyway, can they?

"I said President Bao, the bigger you are, the less courageous you are? Isn't it just 40 billion? Some local government project loans. A batch of you are tens of billions, and I am just a loan. 40 billion, is it necessary to make such a fuss?" Yun Fei was speechless.

This guy Bao Qi definitely pretended to show it to him on purpose.

"Brother, please let me go. This is a personal loan! And the lender is not yourself..." Bao Qi rolled his eyes and said.

This little Yunfei has obviously become more treacherous than before.

He borrowed money himself, but asked a building to bear the responsibility...

Moreover, this time his loan requirement is more than five years!

In case he loses money at that time and is unwilling to pay it back, he will auction off a building.These loans are not necessarily recoverable.

If Yunfei borrows this money by himself, it will not be a big problem. It doesn’t matter if he loses money or the company goes bankrupt. Anyway, he still has other huge industries. Nor will it exceed 40.00%.No problem at all.

"Besides, don't you have a lot of liquidity in your own hands? If you save a little, it won't take long to save the money, right?" Bao Qi sighed.

40 billion is really not much for Yunfei, whose monthly liquidity exceeds one billion.

"I use the money for other purposes. This 40 billion loan is only the first installment, and it is very likely that I will borrow more later. It is mainly used for the development of real estate..." Yun Fei explained his purpose come out.

Having known Bao Qi for so many years, even if Bao Qi would not agree to help in the end, he would not reveal the plan.

"Small, isn't your idea too crazy? If you do it this way, you basically don't have to pay any cost!" Bao Qi was dumbfounded.

There is nothing to say about this little ability to exploit policy gaps.

As soon as the housing reform policy came out, he was able to have a countermeasure.

The country requires that the phenomenon of house prices becoming too crazy must be eradicated from the root cause. This is good. He directly uses his own money to acquire the land, and then takes the development rights of his own land to the bank for mortgage loans to obtain early development funds. , and then sell the houses that have just started to be built, and pass on the cost and loan costs to the buyers.

Although this operation method is similar to that of later generations, it can restrict many companies or individuals with insufficient strength from entering this industry to drive up housing prices for profit.

Without huge financial strength in hand, it is simply impossible to support the acquisition of land from the local government.

And after getting the land, it is not that you can use the property rights of the land to go to the bank to mortgage the loan, but you have to wait until the construction of the project has started to a certain extent before you can do this.

These are the countermeasures developed by Lao Zhu's think tank based on some of the ills that Yun Fei raised.

The real-name system of housing, the first set has tax incentives, loan interest discounts, the second set and the third set will start to increase taxes step by step.As the government's office network becomes more and more powerful, the national network can register these personal asset information in a timely manner, which can completely avoid Yunfei's original world country wanting to limit housing prices and purchase restrictions. Disadvantages of empty paper.

Moreover, the real-name system of the national network of housing has a very important effect on anti-corruption.

These plans are all supported by the entire high-level.

The government has proposed to speed up the process of building a network of government offices, and strive to achieve nationwide networking within two years.

To this end, tens of billions of funds are going to be allocated to promote the construction of the network. At present, Xingmeng Group and Lenovo are staring at this project eagerly!Everyone wants to swallow this project in one gulp.

"Who said I can't pay the cost? Isn't this land the cost? Isn't the bank loan interest the cost? Besides, I have to bear this risk..." Yun Fei said rolling his eyes.

"Come on, I don't know you yet? How dare you say that the bank loan will not be apportioned to those house buyers from the beginning? After they hand over the house purchase money to you in advance, you must pay your land in advance. Will the cost be recovered?" Bao Qi really admired Yun Fei, a guy who doesn't understand economics at all, who actually plays in a set of ways.

There are many things that he can hardly think of in a short while.

"It's nothing, old Bao. You really need your help in this matter. Anyway, the country's money is there, and it's useless. Loans to high-quality customers like me can earn a lot of interest. Well..." Yun Kai said with a malicious smile.

Over the past few years, the country has had serious inflation due to infrastructure construction and too many repeated investments. It has always adopted a monetary tightening policy, and the approval of loans is very strict.

Real estate is also a key industry, and many developers rely on bank loans to maintain their operations.

"I really have no way to answer you now. I'll apply to my superiors after I go back. Anyway, you are not in a hurry to ask for money now. If it is a small amount, I think even if you are willing to borrow money, you will not personally Come to me..." Bao Qi said with a wry smile.

Yun Fei has always been reluctant to ask for a loan from the bank.

ps: Thank you snz for the two monthly tickets, and thank you for the two big monthly tickets, Purple Camellia and Silver Sea Shadow.