Smart Industrial Empire

For Yunfei's loan application, CCB has shown enough attention.

All wages of the entire Yun's Holding Group are paid by ICBC, various taxes are withheld by ICBC, and most of the business transactions are transferred through their CCB.

In this way, the bank's senior management is very clear about the capital flow of Yunfei's subsidiaries.

Unlike other private companies, this group company has a very high asset-liability ratio.Even the state-owned enterprises have not reached this level. The asset-liability ratio of Yun's holdings does not exceed [-]%. The base loan has been repaid.

On the North Korean side, they don't have many fixed assets, and all the equipment is produced by themselves...

"What's your opinion on the loan issue of Yunfeiyi Construction?" Wang Zhishan said that Yunfei wanted to borrow 40 billion yuan to develop their land. There was no need for this project to be discussed at the high-level meeting, but Yunfei made it very clear. This is just the first loan.

In the future, the loan project may be even larger.

What's more, Yunfei also transferred a building from a group, and the legal person was changed to Jiang Jianxing.

Although they all knew that Yunfei still held the equity in their own hands, the responsibility was not paid by him.

Such a thing is a routine operation for many domestic companies.

The purpose is to avoid problems in one enterprise from dragging down all industries.This is a very common risk avoidance method.Yunfei has used it several times. When the market prospect of this industry is clear and there is no risk, these companies will be merged or a headquarters like Yun's Holdings will be established on it.

"The state requires us to strictly review real estate development projects. Although the amount of his loan is not large, it is also the largest private loan project so far. I think we should ask the superiors what they mean..."

"The major banks are now responsible for their own profits and losses. There is no need to ask about these things. And Yun Fei can't afford to pay back the money. I think he is probably testing us. It is even possible that he is also asking ICBC and other The bank asked about this..." Bao Qi frowned and said.

A construction of the headquarters building in Chengdu is about to start construction.In the four largest cities in China, Beijing, Shanghai, Guangzhou and Shenzhen, the construction of a square started at the same time. The initial budget for each building was 5000 million. Including the city of Rongcheng, the entire investment was only more than 30 billion.

From the perspective of their capital flow, it is impossible not to get the money.

Yunfei also didn't tell Bao Qi all about his plan.

"Testing? What is he testing us for? What if he wants to exploit the country's money?" The vice president has seen too much about such things.

"It's possible for anyone to cheat the country's money, but Yunfei won't. I've dealt with him for so many years. If it wasn't for him having no choice, he probably wouldn't ask for a loan from the bank either. Or, he would operate as before, Loans from several major domestic banks are only a few hundred million, and no one will hesitate. When I was on a business trip to Rongcheng last time, I learned from the chat with Jiang Jianxing, chief operating officer of Yunshi Holdings, that Yunfei They have two long-term projects with an investment of more than [-] billion yuan. One is a robotics project that they have been working on for several years without any publicity..." Bao Qi said coldly.

His words immediately made everyone in the meeting room gasp.

Two projects with an investment scale of over [-] billion yuan!

All Yunfei's personal assets add up to more than 100 billion. Why should he leverage such two projects?And there is a project that has been running for several years!

"Is this true?" Wang Zhishan asked with a frown.

It was also the first time he heard the news.

In this year, there are very few projects with an investment of [-] billion, even in the country.

And Yun Fei, a private veteran who has risen in just a few years, actually has two hands.This young man is not even 25 years old!

"The robot project has been confirmed, but Jiang Jianxing is not very clear about the second project. Yun is not this person. He is cautious in everything he does. No one knows what his plan is until the last moment. I personally Guess it’s a shopping mall. According to his operating model and the current price, only one hundred buildings will be needed, and the investment will exceed [-] billion!” Bao Qi said with a wry smile.

The most surprising thing about Yunfei is his monstrous vision and layout.

"Why did he do this? If we sell all these properties, wouldn't we develop faster? Relying on bank loans, it is impossible to get this hundreds of billions of funds..."

"Leave property for his son! Many people know that although Yunfei is not married, the first son is already old, and the second son will be born soon..." Bao Qi was not worried at all that Yunfei would be leaked because of this. personal**.

These news are basically no secrets.

The gossip newspapers in Xiangjiang and along the coast have a lot of gossip about this sudden rise.

Regarding the woman beside Yun Fei, there are countless guesses and versions.But for Yun Fei's illegitimate birth, this statement is very unified.

"That is to say, if our batch of funds is released. It is very likely that he will continue to borrow money? Borrow the country's funds to expand his industry?"

"It's probably like this. Waleed met him before, and then he suddenly wanted a loan, and now Waleed is negotiating with the Ministry of Commerce and the National Bank to establish a foreign-funded commercial bank in the country..." Bao Qi's words made everyone understand.It is very likely that Yunfei and Walid had something to do when they met.

Yunfei's loan application really caused headaches for the CCB staff.

This money is not a problem at all for banks with hundreds of billions of deposits. The problem is what happened to this small follow-up action.

The land he used as collateral was only a billion yuan, but he had to borrow 40 billion yuan.If approved, what happens next?If it is not approved, how about transferring this small business transaction to another bank?

If so, the loss of CCB will be great.

According to incomplete statistics, the sales of Yun's Holdings in the first half of the eight years have exceeded 70 billion, while Xingmeng Industrial Base has only two months of sales...

Yun Fei doesn't care about this, anyway, he hides in the Jinjiang Hotel in Rongcheng every day.Pretending to be the boss who came to Rongcheng from other places to invest, he paid close attention to the company's operation and the movements of several women every day.

He didn't want them to know that he had returned to Rongcheng.

There was nothing he could do about things like the fire in the backyard.If you want to be strong, you are worried about hurting them.Let him make a fuss, but hurt himself again.

Every day, someone reported their latest movements to him, and the most powerful one was Xiao.

This kid works as a driver for Yunfei, and his working time this year has not exceeded two months.But the salary is still not much, and he has no idea about Yunfei except to remain loyal.

"Yunfei, you Xiaozhen don't want to go back?" Jiang Jianxing was very dissatisfied with Yunfei's behavior.

Yun Fei didn't go back, in order not to let a few women know that he was back.The company didn't go either, and Jiang Jianxing could only drag on some people who needed to be received by him in person, or who needed to be discussed by him, the boss, in person.

Even Yun Fei, the bigwigs from Northern Heavy Industries and Harbin Heavy Industries, was nowhere to be seen.

The design concept of their turning-milling compound machining center was proposed by Yunfei, but now when the production test is started, this little thing is missing.How not to make their eggs hurt?

Moreover, the above means to keep their team and set up a research project team specializing in the development of large-scale equipment.

Yunfei, the boss, has the final say on the affairs of the first research institute.And the assembly is also in charge of a research institute. If the country wants to do this, it can only discuss it with Yunfei, otherwise it is useless if Yunfei disagrees.

There are so many research institutes in the country, it is obviously inappropriate to establish another one, and it is impossible to invest in such a research institute regardless of cost.

After Jiang Jianxing told Yun Fei about this, Yun Fei was still unwilling to return to the company.

These things.It's not that he doesn't want to do it, but that he has a lot of things that he doesn't want to understand.

Countries have always invested heavily in research in these areas, and their research institutes have basically not made any money from these projects.

A commercial research institute that does not conform to marketization at all.

Research on heavy-duty CNC machine tools is an investment project that costs a lot of money and the market conditions are not very ideal, not to say that the profits in it are not high.But because of the limitation of the scope of use and the high cost, a country does not need many units.

A research institute has such a plan, but it is not necessary to set up a professional project team to do these things alone.North Heavy Industries and Harbin Heavy Industries do not have much interest in the technical research of such super heavy CNC equipment.

Even the main preliminary research funds and production costs of the turn-milling machining center for the Three Gorges Dam, which is used to process water wheels with a diameter of more than ten meters, were provided by Yizhong.A research institute is in charge of technology, and in the end, the overall profit is only tens of millions.

"What are you going back for? After a while, Harbin Heavy Industries will ignore them for the time being. As long as the research progress does not affect the power generation of the first generator set of the Three Gorges Power Station. Besides, what can I do when I go? I am just a Half a tank of water, it’s okay to come up with some ideas, but if you really want me to do this, isn’t it nonsense? If so, wouldn’t it be enough for me to be the heavy worker of a project?” Yun Fei said indifferently.

He can no longer keep up with the development of the research institute in terms of technology.

Otherwise, he would never mind going to the research institute every day when he was bored to guide the future masters from key universities...

After the completion of the four-axis research, Yun Fei has rarely directed the research work of the research institute.I know my own affairs, and these things are at most after the researcher's research has fallen into a bottleneck, he proposes many theoretical designs of solutions from foreign machine tool companies he has seen, and then professional people solve the problem.

As he often said, he only wants the result, not the process.

He was too lazy to ask about the specific process, and he didn't want to ask.As a boss, you only need to give money.

"Although you are not responsible for any specific work, if the people in the company know that you are in Rongcheng, you may appear in front of them at any time, and their enthusiasm for work will be much higher..." Jiang Jianxing was very helpless.

Yun Fei was clearly in Rongcheng, but he didn't want to go back.

And now Mao Laosi's due date is not long, so it's a bit inappropriate for Yun Fei not to accompany him, isn't it?Qing Yu'e wiped away tears every time she saw Jiang Jianxing, his uncle.

Jiang Jianxing didn't know what was going on between these young people, so he could only suffer depressingly.

Besides, no matter who takes the initiative or who is passive, the child in Mao Lao Si's stomach must be Yun Fei!

Yunfei is still a mess in this aspect, which is a bit of a headache.

"Follow them. I can't keep guarding them all the time, can I?" Yun Feidan said painfully.

It's a very comfortable life alone these days, and he really doesn't want to let him go back to suffer those angers.

"It's your birthday soon..." Jiang Jianxing gritted his teeth and said.

"Birthday?" Yun Fei was stunned.

For so many years, he seems to have forgotten his birthday.

Moreover, since Ni Lishuang stopped being his nanny, he has not celebrated his birthday again.His birthday has been blurred by himself.Because the birthdays of Yun Fei in the two worlds are completely different.

Moreover, the birthday he remembers is the day he came into this world.

He doesn't remember other days, but he does remember the day when he came to this world and started his magnificent and different life.

"Uncle, I don't plan to celebrate other birthdays. My birthday is April 21st, the day I entered Qingfeng Machinery as a master chef!" Yun Fei said with a grin.

"You are so young, how can you change your birthday randomly? Although your mother didn't take care of you or take care of you, she almost gave birth to you the day you were born!" Jiang Jianxing frowned suddenly.

This little Yunfei is planning to not even recognize the rhythm of his mother?

"Uncle, I remember my mother's kindness in giving birth to me and raising me. This birthday, I just changed it to a more commemorative day. Besides, what does it matter if I can't pass it? It's just a form..." Yun Fei said indifferently.

ps: Thank you gentle wolf for your big monthly pass.