Lin Gao Qiming

Chapter 286 - The Pirates of the Gu Family

There are several such small groups of pirates who are both fishing and stealing, and the Gu family has some influence.This small group of pirates is a problem for Leizhou, but for Haiyitang, it is nothing.Haiyitang organizes its own group training, and every time the sugar boats go out to sea, there are groups of them. The sailor group has hundreds of training sessions, and it is impossible for such a small group of pirates to move.Not only can't chew, but there is also the danger of tooth decay.

Haiyitang's taboo is naturally big gangs like Liu Xiang and Zhu Cailao, so they bribe each other with a lot of money to buy a safe one.But such a small group of pirates can't help embellishing, in order to avoid harassment.Otherwise, no matter how much group training there is, it will be exhausting.

However, the so-called embellishment is also very limited, because although small groups of pirates operate at sea, they will inevitably have to go ashore to rest, repair ships, buy rice, and accommodate the sick and wounded, and they must have a reliable home on the shore.Therefore, it is also necessary to make friends with the local tycoons along the coast.

Third Master Zhu took advantage of this, and reached an agreement with several small maritime forces in the vicinity. They promised not to rob the sugar boats sailing from Hai'an, and not to harass Hai'an Street.In return: Haiyitang provided convenience for these young pirates to do their activities on the shore of Xuwen.This kind of entertainment doesn't cost a lot of money, and sometimes it can be useful to them.

Over time, although the small bands of pirates nearby were ups and downs, sometimes suppressed, sometimes pacified, and sometimes disbanded, the ups and downs were not constant, but Haiyitang and these small forces around them were able to maintain a good relationship from beginning to end.It depends on the fact that everyone gets what they need.

As the leader of the gang, Gu Dachun is quite loyal. Although the relationship with Haiyitang is just to take advantage of each other, but once Zhu Sanye and his fleet encountered a storm at sea, he happened to take shelter from the wind on the shore. Regardless of the risk, they sailed out to sea and led most of the sugar boats to the shore to shelter from the wind.Zhu Sanye felt that this person was very trustworthy and could be used, so he made obeisance to him and became brothers of the opposite sex.After getting along for a few years, the friendship gradually became stronger, and Gu Dachun married his newly widowed younger sister to Mr. Zhu and became his sixth concubine.

In a sense, this is a political marriage.Zhu Sanye originally had the same idea: firstly, the bride is a remnant flower from the remarriage; secondly, she was born in a fisherman's family, so how beautiful she can be.Presumably it was because the elder brother cared about the younger sister and gave her a safe home.Get married and arrange a place to live, and take care of her without worrying about food and clothing.

Unexpectedly, it was not the case when she was married. Although the sixth concubine was born as a fisherman's girl, her appearance was not bad, and she did not look like someone from the sea.It is rare to be considerate when serving people, and the female workers are good at cooking.After asking, I found out that this girl was sold to a wealthy local family as a maid in the early years and took over the house.The head of the family was expelled when he died and could not be tolerated by the old woman.I wish the third master, who is over fifty years old, will serve comfortably.

Since there is Gu Dachun's line, why not just use it, it will be of great benefit to oneself and others.He made up his mind: take strong medicine!

This strong medicine, if you use it, you will naturally obey it immediately. In his words, it is a drudgery from the bottom of the pot. No matter how much strength South China has in custody, you have to be trapped in Leizhou alive.

"Qiu Han!" he shouted, this name is the name of the sixth aunt when she was a maid, women were unknown in the old days, even when they were maids, the name was still used.

"Master, what's the matter?" The woman responded.

"How is your brother recently?"

Qiu Han was a little surprised, her elder brother, the master rarely mentioned it in front of her, because what her elder brother did was against the law of the king, in order to avoid causing trouble, she did not mention that she had an elder brother in front of others.

"Okay. Master forgot, someone came to deliver things a few days ago."

"Well, well, yes." Zhu Sanye remembered.

"Brothers, how are you doing?"

"It's not good or bad! It's just living a life." When it comes to her own family, Qiu Han can't help feeling a little bitter. The so-called pirates are very different from each other.Like the pirates of the Gu family, no one even wants to join a big gang to form a joint venture-three or four single-masted small boats, without even a gun, they are said to be coastal robbery, and the only ones who can harm the coast are small ones sailing along the coast due to their limited strength. Shipowners only.Naturally, there is nothing good to grab.

"Right now, there is a fortune. I wonder if your brother is willing to take it?"

"Really?" Qiu Han was pleasantly surprised. Although the third master Zhu took good care of his family, it was the first time he said such words.

"When did the master lie to you?" Third Master Zhu said with a smile.

"Thank you, Master, for your kindness." Qiu Han was blessed.

"Yanmo—" I just wanted to write a letter, but felt that it was inappropriate. Once this letter fell into the hands of outsiders, it would be a big trouble.It's better to have someone say it face to face.

"You go back to your mother's house next time—" Zhu Sanye said in a low voice, "Tell your brother that there is a lot of money near Hai'an Street recently." He talked about the fact that the South China factory will have a sugar boat leaving port recently.

"Haiyitang will not have any ships leaving the port recently. Tell your brother, as long as you can see the name of Huanan clearly, just do it!"

"Is there such a good thing?" Qiu Han said pleasantly, while lighting his silver water pipe,

"That's right. I'll buy all the candy after I get it! It doesn't bother him."

"Thank you, Master, for your kindness!" Qiu Han gave another blessing, this time completely beaming with joy.

"Whoever said he is my brother-in-law, if you don't help him, help someone." He touched Qiu Han's face with a smile, but he had made a plan in his heart. Because the bulky goods stolen by the pirates were difficult to transport and store, the price was extremely high when they were sold. It's cheap, one stone is probably less than two or three renminbi, this is a huge fortune.

"However," Mr. Zhu changed the subject, "these boats are not vegetarian, and your brother may not be able to eat them all. If he asks him to recruit more people to work together, it will be a lot of money! Don't be stingy"

"Yes, the servant girl knows. Go back early tomorrow morning!"

"Don't worry, just wait a few days." He stroked Qiu Han's hand, "Maybe there will be a ship from Guangzhou to transport money! However, this matter has to be discussed in the long term..."

The South China factory got 50 silver in turnover, but Haiyitang had another plan.Undercurrents are surging in the small Xuwen County, and all parties are preparing for a big gamble, and the gamble is the Huanan Sugar of [-] million taels of silver per year.At this moment, Guangzhou and Lingao, the two important bases of the Traversing Group, are also making intensive arrangements.

After Wu De rushed back to Lingao, he asked for an executive committee meeting to be held immediately.At the meeting, the proposal put forward by Guangzhou Railway Station to absorb deposits from retail investors was passed—the incident of Leizhou Sugar made them deeply understand the meaning of "cash is king".Without a large amount of cash, there will be many similar troubles in expanding the market in the future.

Cheng Dong suggested that it is better to set up a financial institution in Guangzhou to be responsible for absorbing deposits, raising commercial liquidity, and conducting exchange business.Conduct financial infiltration into Ming Dynasty.

"Do you mean to open a bank in Guangzhou?" Ma Qianzhu became nervous.

"Yes, a bank." Cheng Dong nodded, "Of course, the one we opened can only be regarded as a bank or bank in a strict sense, and it can't be called a bank."

"How to do it?" Everyone was a little excited, after all, the word bank was more impressive than the nondescript food business.

"According to the survey at the Guangzhou Station, there is no such financial institution in this time and space," Cheng Dong said calmly, taking out a crude "Sacred Ship" brand notebook, "there are only money pile shops , that is, shops that operate money exchange. According to the investigation of the intelligence department, this kind of money pile shop also involves small-amount lending business in addition to money exchange, but it does not accept deposits, and basically relies on the fluctuation of money to make money. The overall size of the capital is modest."

What the Financial and Financial Commission is interested in is the exchange business.Simple remittance business also exists in Daming, mainly in order to reduce the trouble of transporting cash and silver between various shops, and carry out cross-country remittances, but the scale is not large, mainly to meet the needs of their own shops and industries. An industry that specializes in bill remittance business like a ticket bank has not yet appeared.So this piece is blank and promising.

"The focus of our banks is on remittance, which is similar to the business of banknotes. After a few years of doing business, the credit can be erected, and the banknotes can be remitted all over the world."

Ma Qianju shook his head: "Daming doesn't seem to have a great demand for exchange!" According to what they saw and heard, the commodity economy of Daming is like this. Although it may not be very primitive, it is not very clever. The so-called entry into the primary stage of capitalism is far from that.

"No. Although the scale of capital flow is not large, it still exists. Leizhou sugar is an example. We believe that at least there are products such as cloth in Songjiang, tea and porcelain in Jiangxi, silk in Jiangnan, and indigo in Fujian. A large-scale flow of money." He took a breath, "Actually, let's talk about this corner of Hainan. According to the investigation of the Ministry of Intelligence, the annual trade of betel nuts and copra is worth tens of thousands of taels. In terms of scale, it is not small.”

Most of the products he listed have particularly obvious seasonality, and the products are often produced in a scattered manner. Therefore, every time the season comes, the traffickers need a lot of money to buy them.There will be a great demand for the circulation of funds.

Exchange business: First, you can earn remittances, that is, handling fees. Second, you can get discounted profits based on the fluctuation of silver prices in various places and the tightness of the money root. As long as the cash can be turned over, there are many tricks in it. , Make money out of nothing.

As for the other purpose of the Finance and Finance Committee to run a bank, it is to establish the credit of its bank notes as soon as possible.In the future, cross-country economic, political and military activities will spread all over the country. No matter whether it is the army, businessmen or intelligence personnel, they cannot walk around the world with a lot of money on their backs. It is impossible and unnecessary to establish credit for circulation across the country.In contrast, bank notes are very convenient whether they are carried or used.

"Isn't this the same as issuing a new currency?" Some people questioned, "With the Lingao Circulation Notes, it would be too troublesome to produce another bank note."

"This is a misunderstanding. A bank note is not currency, it can only be regarded as a money order at most. Although in the late Qing Dynasty, people often used bank notes to circulate directly, but like in movies and TV dramas, they often took out a handful of bank notes to pay bills. Absolutely not."

Because the bank note is divided into credit size.It is different from copper coins and silver ingots. The former is the credit of the government, while the latter is a real precious metal. Whether the silver bills can stand up in the market and how effective they are depends largely on the strength of the bank’s bill number. , How about credit.Therefore, some banknotes can only be circulated in one place, while others can be circulated in all directions.There are so many tricks here, Cheng Dong will not explain them one by one. He also pointed out that if the credit of the bank note can be established, it will be of great benefit in the transfer and financing of funds in the future.

Wu Nanhai still objected: "The Central Plains will be in turmoil soon, and the exchange of bank accounts will definitely involve the issue of setting up a layout. If a large amount of money and manpower are invested, it will not be destroyed in a war."

"No need," Yan Ming said, "we are not running a modern bank. We don't need to set up branches everywhere. Just choose a few places where business is prosperous and officials gather together. If necessary, we can also establish exchange unions with local powerful shops. No."

The idea of ​​laying out points is to open up several key lines.The Southwest, Northwest, and Central Plains are either barren or will be turbulent in the future, so they are naturally not places to deploy.The most important thing is the north-south line.Especially those who went to Jiangnan from the capital, everyone understands this truth: in the last ten years of the Ming Dynasty, Jiangnan was the most prosperous and peaceful place.The officials of the capital will inevitably transport large sums of money to this blessed place for storage, and prepare for future blessings.This place is also a major producer of cloth, silk, and tea, with frequent commercial activities.

"The specific deployment cities are first of all Nanzhili." Yan Ming said, "Nanjing, Suzhou, and Songjiang will be deployed from south to north to Qingjiangpu and Beijing after they are stabilized."

Suzhou and Songjiang are the most affluent in Southern Zhili, and the northern and southern capitals are the capitals, and there are many officials, so naturally they should be taken care of first.As for Qingjiangpu, although it was just an unknown small county in the 20th century, in the Ming and Qing dynasties it was a large wharf where the traffic between the north and the south converged.

During the Ming and Qing dynasties, it was difficult to pass through the gates of the canal connecting the north and the south, and it was dangerous to sail on the Yellow River.Therefore, in addition to transporting grain and tank boats, most of the pedestrians traveling from south to north had to land in Qingjiangpu boats, go north through the "Nine Provinces Thoroughfare Wharf", cross the Yellow River to Wangjiaying, and go north by horse or car.Since this place is a transportation hub between the north and the south, business is naturally extremely prosperous.There are also warehouses managed by the Ministry of Households and a shipyard managed by the Ministry of Industry in the local area, and many important officials such as the governor of Nanhe are stationed there.Every year, the imperial court allocates a large amount of funds for river control, and the officials on the river are well-known all over the world.There are many officials and businessmen, and the flow of money and money is frequent. It is a geomantic treasure land for exchange business.

(End of this chapter)