Lin Gao Qiming

Chapter 287 - Sweet Hong Kong Situation - Guangzhou

Ma Qianju asked: "Aren't there too many spots? How much manpower will it take!"

"Not many," Yan Ming said, "Our plan is to use the local aborigines as much as possible, and just send one or two people for activities. Only appear as businessmen."

Of course, going deep into Daming's confidantes and deploying points requires a lot of capital to operate, and the time-traveling crowd doesn't have this strength right now.So the current plan is to open a bank in Guangzhou.

"New things are generally not easy for everyone to accept," Yan Ming elaborated, "In the beginning, they can be placed directly under the Guangzhou station system, and first absorb deposits through Zizhenzhai—this company already has a relatively high credit, so it can draw deposits. It will be easier. It is estimated that Zichengji will be able to absorb deposits in a short time. The deposits absorbed by these two companies will be allocated and used in Guangzhou Bank. The financial transactions of various merchants under Guangzhou Station will also be processed after the funds come in and out. It will be handled by the bank in a unified way. Slowly build credit."

In this way, it is equivalent to taking back the financial rights of Guangzhou Station.Everyone in the executive committee is naturally aware of the benefits.The business of the Zishi Group in Guangzhou is getting better and better, and the scope of business is expanding day by day, and more and more local merchants have contacts.Various financial problems are very prominent.First of all, the money used by the Guangzhou station is just to fill in the payment form, register the purpose of expenditure, and then spend directly from the account in Guangzhou; secondly, the cash is completely self-collected and paid.Lack of oversight.Although there is a quarterly financial audit, it is only to check the entry and exit of the accounts.As for various temporary expenses, it is impossible to verify them at all.

"Power without supervision will inevitably lead to corruption." For the executive committee, Guangzhou Station is now a large state-owned enterprise without supervision.In the past, when the situation was small, it didn't matter if you got in and out a little bit, but now that the situation is getting bigger and bigger, you need to pay more attention to this aspect.If the four people at Guangzhou Station join forces to make troubles, it will be difficult for Lingao's financial committee to detect it.

Reminiscent of the fact that there will be more and more expatriate agencies in the future, the Guangzhou station is only one place now, and there will be more places in the future, wouldn't it be more and more confusing.Moreover, once a chain of interests is formed in the embezzlement of public funds, it will be extremely complicated to clean up. In case someone comes to the Executive Committee again, or the general public uses lures to buy votes... I really think that it will make all the members of the Executive Committee The man can't sleep.

Now that such a bank has been established, all affiliated companies and related companies must open corporate accounts in the bank, and various special funds can also be set up as separate accounts. .

Thinking about it this way, there are indeed many advantages to running a bank, not to mention things like exchange, at least the internal control has been improved.

"Will this cause too many constraints on the company? The person in charge will inevitably shrink back."

"No." Cheng Dong explained that establishing a bank and requiring all transactions to be posted is only part of a sound financial system. It has nothing to do with who uses the money and how much is used, let alone interfere with specific operations.

"The financial rights of enterprises are still independent. This will not change." Cheng Dong said.

"So, in fact, Lingao should also open a branch."

"Lingao is now handled by Delong Grain Bank, and it will be divided into a part-time operation. All enterprises and institutions, including those established now, must gradually establish financial systems and open corporate accounts. Complete the comprehensive billing and institutionalization of financial work."

So the proposal to open a bank was approved. In order to avoid too many brands and difficult management, the planned bank in Guangzhou was called Delong Bank.In terms of management, it directly accepts the command of the Finance and Banking Committee.

"Is there a suitable person to send?"

"Yes, Meng Xian can."

Everyone knows Meng Xian, but it's not his financial talent, but his impression when he was a shooting coach during the training of the new army.I remember that he was extremely accurate with his guns, and he deserved to be a sports school shooter.

"He studied finance and accounting in the United States, and he is in the bank."

Wen Desi thought for a while: "But the image of this person is not very suitable."

This person is 180cm tall, weighs 90KG, has a beard, curly hair, small eyes, and muscular development. He is out of place with his surroundings as soon as he stops on the street in Lingao. Wouldn't it be more eye-catching to send him to Guangzhou?

"It doesn't matter, I think his appearance is very exotic, and it is easy to cover in a place like Guangzhou." Cheng Dong strongly recommended, "And he can be used as half an agent. He has a lot of experience in using firearms."

Such a conspicuous person, no matter how good his marksmanship is, he can be an operator at most, and it is obviously inappropriate to engage in intelligence.But since Cheng Dong strongly recommended it, everyone no longer objected.

"Okay, that's it for now."

As for the suggestion to put the high-interest lending position in Guangzhou into the sugar market in Leizhou, the Executive Committee also approved it-although the risk is higher, it is a business that is sure to make money.Immediately telegraph Guangzhou to approve the loan.

Here in Guangzhou, after receiving the news, they immediately got busy. Everyone split up and took in deposits. Shen Fan was asked to step up and take in as much as he could.Guo Yi and the others were busy borrowing money first.Guo Yi had already discussed with Zhang Xin and Yan Maoda. Although Lingao had not yet approved the letter, the matter was urgent and he had to follow the authority.So I have already connected with various companies that may transfer their positions.As soon as the approved telegram arrived, everyone immediately started to move their hands.

But things didn't go as expected.The reason is very simple, the monsoon is approaching, and the foreign ships will soon set sail, and a large amount of money is needed for exporting large quantities of goods.Now the whole city is tense.Even if such a big businessman is held high, money is tight now.After the negotiation, the position that Gao Ju promised to be transferred at any time was only 3 taels.Guo Yi knew that in addition to the 15 that was transported away, at least [-] taels of silver would be needed to secure the victory in Leizhou.

15 taels is really not a big deal in Guangzhou City, but now it is a hero who can hardly die for a penny.Although Shen Fan offered a way to absorb deposits, it was difficult to put out a nearby fire.Moreover, Zichengji has always shown itself to be strong, if it appears too impatient in lending, it will inevitably "fall".A few people in Guangzhou have been in the business world for a few months, and they have a good understanding of the traditional business circle-no matter what your real situation is, there must be some scene, even if you borrow money, you must maintain it.Once a little fatigue appears, things immediately become difficult to handle.

However, if today's matter can be settled, there will be a big turning point.

This sedan chair was specially ordered by Shen Fan for him recently, and it is used for visiting guests.It stands to reason that a white man like him can't sit in a four-person sedan chair, but Guangzhou has been open for a long time, and it is common to take utensils beyond the limit, and four-person sedan chairs are everywhere.It's no longer a thing.A little restraint is that there is no use of green.The big sedan is very elegant, with glass windows shipped from Lingao on three sides—transparent plate glass is quietly entering the lives of wealthy businessmen and gentry in Guangzhou.In the sedan chair, there are bowls, fruits, snacks, and a pipe for hookah, everything is available. If you are going on a long journey, you will not worry about loneliness on the way, and you will have something to do.The inside of the sedan chair is very spacious, even if two people can sit there is more than enough room.

Guo Yi was a little hesitant at first, thinking that sitting in this sedan chair was too flamboyant, but Shen Fan persuaded him that in the jewelry and playware business, the owner should be less expensive, which would make people look down on his status, and even the store followed suit. down.So it should be luxurious.

Originally, Guo Yi wanted to propose Lingao's vehicle factory to produce a batch of high-end carriages for the Guangzhou market, but after seeing the price of horses in the Guangzhou market, he knew that it was difficult to find a market for this kind of goods-horses were astonishingly expensive.The carriage could certainly sell a few, but not much.

"Carriage, carriage, it doesn't matter if you have a carriage without a horse—" Guo Yi mused.His body undulated with the rhythm of the sedan chair. It was not the first time for him to sit in a sedan chair. He was already used to the bumpy feeling. He was thinking about how to talk to these benefactors after meeting these benefactors.

Such piecemeal positions that can be borrowed will probably not exceed 3 taels, and the figure of 15 is still a hundred thousand.Where can I find the 10 taels of silver again?Guo Yi thought hard for a long time, and then discussed with everyone, but no one could come up with a specific idea.

However, if things go well today, there may be a turning point.

The sedan chair stopped suddenly, and the attendant lifted the curtain of the sedan chair and asked in a low voice, "The Ziming Building is just ahead, do you want to carry it in—"

"No need!" Guo Yi knew that this Ziming Building is now the first-class romantic place in Guangzhou, and there are so many dignitaries and dignitaries that it is too conspicuous to carry it in a sedan chair.He's not here to show off.

"Go through the back door."

The back door is secluded, and there is also a special sedan hall.Guo Yi's sedan chair was directly carried in, and the steward of Ziming Building was already waiting here.

"The guests have arrived?" At the beginning of getting off the sedan chair, there were these words, which shows that the owner attaches great importance to this matter, and the steward quickly replied: "If you want to return to the owner, they have not arrived yet."

"Lead me to see Miss Pei--Miss." When he used this address, he hesitated a little, and then he thought that he was going to be dressed as a woman anyway, so he just agreed to it, so as not to cause any problems when the time came.

PEPI's boudoir is located in a small courtyard in the back building. The courtyard is surrounded by flowers and trees, which is a quiet place amidst the hustle and bustle.It was also the first time for Guo Yi to come in this place, he entered the house, but he didn't see the maid, but a handsome young man came to greet him and help him change his clothes.

A year ago, Guo Yi must have felt uncomfortable and refused to be served by others.However, he has been in Guangzhou for a long time, and he is a big boss under cover, so his daily life is naturally different from ordinary people.The so-called living body, raising Yiqi, running around with the shopkeeper Shen, an old expert in shopping malls, and the people he met were either rich or expensive, and he gradually developed the demeanor of a wealthy businessman. Too slow to lose the taste of the 20th century.He began to slowly integrate into his role.

Calmly let the boy servant help him change into household clothes, and then wiped his face with a twisted hot towel.Sitting in the big room, someone brought green tea and four dishes of tea fruit.

Looking around, this room is quite luxurious, the furniture of Cantonese rosewood in the whole hall, this set of things can be exchanged in another time and space, I am afraid that if there is no one hundred thousand, it cannot be taken down. There are many famous calligraphy and paintings on the walls, probably sent by others.The most conspicuous thing is a floor-standing mahogany clock, which is the only thing in Guangzhou.The "internal organs" of this big clock were brought from another time and space, and only the shell was made by local craftsmen.

What is uncoordinated is the kerosene lamp on the table. Although a beautiful lampshade is added, the shape does not match the whole room.As for the row of rattan shell thermos bottles on the Fujian carved lacquer cabinet, it is even more confusing.

The boy servant went to the curtain and said softly, "Master Guo has arrived."

PEPI, whose alias is Pei Lixiu, personally opened the curtain, and walked out gracefully. I saw that these days, because of hosting the Ziming Building, she has lost a lot of business and lost a lot of weight, which is more in line with the aesthetic taste of this time and space.The face is lightly powdered, the eyebrows are picturesque, and the eyes are flowing, but there is no strange taste.

When she came out, she gave her a blessing first: "Lixiu has met the proprietor."

This blessing can be regarded as recognizing Guo Yi as her boss on the scene. Although it is acting, it is very necessary.Otherwise, if a single woman with unknown background opens such a big restaurant, it will inevitably cause endless troubles.

When the boy servant and maidservant saw the owner coming, they naturally had something intimate to talk about, so they withdrew without waiting for orders.

Guo Yi was not polite, straight to the point, and whispered: "Who are you dating?"

"It's a couple of dudes." Seeing no one around, PEPI put away his flirtatious appearance, and simply sat up with his feet up, "I'm exhausted!"

"Pay attention to your image!" Seeing that PEPI's true colors were revealed, Guo Yi hurriedly reminded her.

"It's okay, I don't say hello here, they dare not come in!" PEPI stretched, "Is there any smoke?"

"Where can I find cigarettes for you? You have to be careful in this line of work, the smell of cigarettes on your body is not good—"

"Hmph, what do I do?" PEPI turned his back on his back, "Ziminglou is a clean and well-behaved business, yet you say such hurtful words..."

Khan, Guo Yi couldn't take it anymore, goose bumps all over his body.

"Okay, I didn't say anything, I don't have any cigarettes, so let's get down to business."

"Hmm." PEPI took out a linen handkerchief and wiped his eyes - this handkerchief is a new product of Lingao Textile Factory, it is made of blended local hemp and high-count long-staple cotton, light and breathable, and feels better than silk many.

Most of the luxury goods and consumer goods developed by Lingao first are sent to Guangzhou first, and many of them are given priority to supply to Ziminglou to make a name for themselves.When rich people like it, the whole market will open up—no matter what era, rich people always lead the trend of fashion consumption.

(End of this chapter)