Gold Investor

Chapter 133 Equity Transfer (2)
Xu Leshui said: "How to support specifically, what needs to be discussed by the big leaders. After a few approvals, the whole thing will start. At the on-site office meeting yesterday, the deputy minister had already made a decision, saying that the new production line of Jiangzhou Steel Plant belongs to the For high-tech projects, Jiangzhou Steel Plant should be removed from the list of capacity cuts. The government not only allows the production line to start, but also provides preferential policies.”

Xu Leshui put down his chopsticks, and the more he talked, the more excited he became: "The vice-governor called the presidents of the major banks on the spot, instructing that during the large-scale production of special steel, if there is a need for funds, the banks should give priority to lending."

Fang Yubin clapped his hands and said: "If the leaders say a word, the capital chain of the steel mill will be connected!"

"It's not just a connection, it's not short of money." Xu Leshui said triumphantly, "In addition to allowing the banks to continue lending, the province also asked several large state-owned investment groups to inject funds into the steel mills. The deputy governor said that the The special steel production line of Jiangzhou Steel Plant has become a star project of the manufacturing industry in our province."

Xu Leshui picked up his chopsticks again, and said with a smile: "Just now, I received calls from several bank presidents, asking me to focus on my friendship at the beginning, and this time I must give priority to using their bank loans. When you were in debt, you didn't think about friendship!"

Xu Leshui's turnaround was really wonderful!He repays the loan sent to the door very arrogantly, and he only needs a little friendship.Fang Yubin smiled and said, "At the beginning, I thought of friendship and didn't ask you for debts. Now, you should also think of friendship."

"Of course." Xu Leshui said, "No, I'll invite you to the factory for a feast right away."

Fang Yubin pointed to the dishes on the table: "How dare you call it a big meal with the food in the canteen? But, it doesn't matter what you eat, just express your opinion and when will you pay back the money. Now that you are rich, give me more Interest, isn’t it excessive?”

Xu Leshui picked up a piece of meat and put it in Fang Yubin's bowl: "I told you, I invited you to have a big meal. Why are you always so petty? You never forget the interest."

Xu Leshui went on to say: "I won't pay back the money, I'll give you a debt-to-equity swap. Should you be satisfied with this big meal?"

Fang Yubin didn't care about chewing meat, and said vaguely: "What? Debt-to-equity swap? You still haven't paid back the money after talking for a long time?"

Holding the armrest of the chair, Xu Leshui said slowly, "You can't taste such a rich meal? Today's steel mills are different from those in the past. Banks are vying to lend money, and large investment companies in the province are vying to invest. No. For friendship, I won't give you a single share."

Xu Leshui added: "To be honest, you were the only one who stood up for justice during the days when I was being pressed for debts. Not only did you not press hard, but you also helped me out and gave me advice. Ordinary creditors, I just took the money and sent them away. It happened to you , I still want to repay you. Now I promise you a debt-to-equity swap, which is to give you a chance to make a fortune. The deputy governor said that this is a star project in the whole province, and it will be listed in the future. You hold these shares, and the income much higher than the interest rate.”

Fang Yubin understood what the other party meant, and began to calculate in his heart.Xu Leshui blinked at Su Jin again: "Ms. Su, you are a talented woman who studies economics. Quickly enlighten your fiancé. Why can't you even settle this account?" Xu Leshui in front of him seemed to have a bitter face, and he spoke softly.Now that he has become richer, his tone is completely different from before.

Su Jin smiled lightly: "I can't get involved in your affairs."

After a few minutes, Fang Yubin spoke slowly: "Mr. Xu, I appreciate your kindness. However, I am in urgent need of cash recently, so you should pay me back the money. I am not blessed with the debt-to-equity swap."

Xu Leshui was stunned for a moment, and then asked again: "Have you thought about it?"

Fang Yubin nodded, his tone firm: "Think it over!"

"Okay." Xu Leshui sighed, "You really need cash urgently, there's nothing you can do about it. If you don't want the shares, just treat it as if I owe you a favor."

"Thank you!" Fang Yubin said, "When will the money arrive?"

Xu Leshui said: "The loan from the bank is estimated to be approved within a week. Once the money arrives, I will ask the financial department to make a payment for you."

Fang Yubin didn't eat the big meal, but devoured it voraciously, and wiped out the few fried dishes on the table.After eating, he and Su Jin left the steel factory, and Xu Leshui sent them to the door.

When the car drove onto the road, Su Jin, who was in the passenger seat, asked, "Why don't you want the equity that Xu Leshui gave you? I didn't hear that Xinglan Capital was short of cash before."

Fang Yubin said: "Xinglan's funds are not tight, I just find a random reason to prevaricate people."

"What do you think?" Su Jin asked, "Do you think the steel factory is just a flashback, and it is not optimistic in the long run?"

Fang Yubin nodded, then shook his head immediately, and then said: "It's not a question of whether you like it or not, but that you don't have any opinions at all. I can't say whether it is the return of the light or the rebirth of the phoenix."

Fang Yubin went on to say: "I was introduced to this project through Yuan Ruilang. I don't know anything about the steel industry, so naturally I can't offer any opinions. Fortunately, I met someone like Xu Leshui who is both technically versed and good at management. over the crisis."

"I don't understand this." Su Jin said, "Since you approve of Xu Leshui, why did you quit?"

"Of course I have reasons for deciding to quit." Fang Yubin said, "In the cafeteria of the steel factory, I thought, even if what Xu Leshui said came true in the end, I made a lot of money, but the money is based on What did you earn?"

Su Jin was even more puzzled: "You are an interesting person, and making money is not good, so why do you want to make money?"

Fang Yubin held the steering wheel and said, "How can you not think about such an important issue? If you don't want to know how the money is earned, you will be even more confused when you lose money in the future." After a pause, he continued: "Some people rely on monopoly to make money. Then you have to find ways to maintain your monopoly position; some people rely on innovation to make money, so you have to maintain innovation ability; corrupt officials make money by power, so you have to keep your position; Have you all invested in an astronomical insurance policy for your feet?"

Fang Yubin continued: "Zhang Yi during the Warring States period was an excellent diplomat. He destroyed the plan of the six countries to "jointly vertically" fight against Qin with his three-inch tongue, and made them turn to "Lianheng" to pro-Qin. You know, Is there a story about tongue when Zhang Yi was young?"

Su Jin didn't understand, talking about the steel factory project, how did it involve Zhang Yi?But with her knowledge, she naturally knew this allusion.Su Jin said: "Zhang Yi has read a lot of books since he was a child, and he learned the art of vertical and horizontal from Guiguzi. He went to lobby in various countries, but because of his humble background, many people looked down on him. Later Zhang Yi heard that Zhaoyang of Chu State was recruiting customers. Zhaoyang fought everywhere and made great contributions to the state of Chu. The king of Chu gave him a piece of jade as a reward. One day, after Zhaoyang had a big banquet, he took out the jade and passed it on to everyone. After the banquet, he found that The jade bi is gone."

Su Jin continued: "At this time, someone told Zhaoyang that the treasure must have been stolen by Zhang Yi, a poor ghost. Seeing Zhang Yi's shabby appearance, Zhaoyang also became suspicious. So he asked someone to tie up Zhang Yi, They beat him with bamboo boards and whips to make him admit that he had stolen Baoyu. Zhang Yi was beaten to pieces and bled, but he refused to admit it. Zhaoyang saw that Zhang Yi was dying, so he told them to stop. When Zhang Yi returned home, his wife saw that he had been beaten to death. In this way, crying and saying, how can I suffer this kind of pain when I farm the land honestly at home? Zhang Yi breathed weakly and said out of breath, don’t be sad, do you still have my tongue? It’s funny to say, you bastard, you’re still joking about being hit so hard, and you can knock out your tongue when you hit it? Zhang Yi comforted his wife, it’s fine if the tongue is not knocked out, as long as the tongue is there, I’m not afraid.”

"That's right, that's the story." Fang Yubin said, "Zhang Yi is a glib guy, and he knows that he can only earn fame and wealth with his tongue in his life. In today's words, Zhang Yi knows his core What is competitiveness, understand what you should rely on to make money."

Su Jin laughed: "Having said so much, do you understand why you make money on the steel plant project? Do you also rely on your sharp tongue?"

Fang Yubin said: "I thought about it for a long time, and finally figured it out. If you want to make money in the steel plant project, you don't rely on monopoly, innovation, or tongue, but on fate and luck."

"What do you mean?" Su Jin was a little puzzled.

Fang Yubin said: "I didn't vote for the steel factory project, but it was unfinished in the hands of Yuan Ruilang and had to be transferred to me. Isn't this fate? If Wen Yubiao, who jumped off the building, didn't have a brother-in-law like Xu Leshui, the steel factory would have died sooner or later." It’s broken; if Xu Leshui was not a technical expert who studied in Europe, he would not be able to develop special steel; even if a big leader didn’t suddenly mention it at the meeting, even if Xu Leshui developed special steel, the value would not be too great.”

Su Jin nodded: "You are right, these are all luck. But if a person is lucky, what's wrong?"

Fang Yubin said: "Luck is the most inexplicable thing. Good luck today does not mean that it will be good tomorrow. Business is inseparable from luck, but I have never seen any company that developed only by luck." .”

Fang Yubin went on to say: "My positioning for Xinglan Capital is very clear. It is an investment company focusing on the Internet finance field. I chose this development direction based on my understanding of the industry, and also because the companies I have invested in have become reliable companies. The resources for me to integrate and use. Xinglan can make money because of this! Even in the face of the powerful Qiancheng, I can still bargain because of this! But I know nothing about the steel industry except Xu Leshui .It’s a business that depends entirely on luck, I think it’s better to accept it when it’s good.”

Su Jin said: "I understand what you mean, that is, insist on professional development, and don't do it if you are not familiar with it. But there are always exceptions in everything! Not everyone can encounter such a good thing as Jiangzhou Steel Plant, so you don't want to make an exception. back?"

Fang Yubin shook his head: "If you make an exception once, you don't understand human nature. Once you make an exception and make a lot of money, you will definitely make an exception for the second or third time. But when your good luck runs out, All the money earned in the past will be poured out.”

Su Jin said: "What you said is correct. But in the future, as Xu Leshui said, the value of the equity has multiplied many times. Don't you regret it?"

Fang Yubin thought for a while and said: "The past ten years or so have been the golden age of China's real estate. Many people have made a fortune from it, but there are also some people who have never touched real estate, such as Ren Zhengfei of Huawei and Zong Qinghou of Wahaha. You Do you think they will regret it? You know, they have plenty of money, and they don’t lack government resources, so they can make a lot of money if they speculate in random places.”

Fang Yubin asked himself and answered: "I don't think they will regret it. Because a person's energy is limited, if you spend your energy on real estate speculation, you will only earn a small amount of money. If you create an industry leader like Huawei and Wahaha, you will earn a lot of money. "

Su Jin said: "It seems that you have to concentrate on your Internet financial investment."

Fang Yubin nodded, looking very confident: "If the value of the equity in the steel mill doubles in the future, it can only prove that I am lucky. With such good luck, I will definitely be able to quadruple my money in Internet financial investment." , five times. Recently I have been thinking, what is the difference between running a business and running an enterprise? Maybe a business person will switch to that industry if the industry has high profits; a business person is thinking about how to become the first in the industry , because the industry's first profit will always be the highest."

Su Jin cast admiring and even admiring gazes: "It's great wisdom to be willing and rewarding." Then, she sighed again: "My old classmate Ling Fei seems to be disappointed. You reluctantly give up such an easy-to-get project like a steel mill, and her medical intermediary probably won't invest in it."

"A known husband is better than a wife." Fang Yubin said with a smile, and Su Jin's face also flushed with happiness.

Fang Yubin said again: "Ling Fei's project made me very excited. She has professional advantages, and she might be able to make it bigger in time. It's a pity that I don't have this ambition, so I can only be moved by my heart, but I can't act. But since I am your classmate, I I will help her. I have many friends in the investment circle, and I can try my best to introduce some reliable investment companies to her."

"Thank you then." Su Jin said with a smile.

Chatting along the way, the car has already driven to the gate of Su Jin's house.After returning from this trip, apart from visiting their parents, they also had to send wedding invitations to relatives and friends in Jiangzhou. The two of them were busy.

3 Is Japan lacking a grand strategy, or is it overdoing it?
For convenience, Wang Cheng did not stay in a private club when he came to Beijing this time, but chose the Westin Hotel on Financial Street.At noon, he and Wu Juntong came out of the Banking Regulatory Commission building and walked back to the hotel.

Yu Dongming was waiting in the hotel suite. When he saw Wang Cheng and Wu Juntong, he asked, "How is it? What did the leaders of the Banking Regulatory Commission say?"

Wang Cheng handed the coat to the secretary and sat on the sofa: "I had a pleasant communication with the leaders of the China Banking Regulatory Commission in the morning, but they still didn't let go of when the private bank license will be approved."

Wu Juntong also sat on the sofa, took a sip from his teacup, and said: "This kind of thing has to be done according to the procedure, and there is no rush. This trip, we have met everyone we should see, and it is a worthwhile trip." .”

"Thanks to Juntong." Wang Cheng rarely praised Wu Juntong, "If it weren't for you, I really wouldn't have seen so many leaders."

Wu Juntong smiled and waved his hands and said: "I just got a convenient location. Rongding's headquarters is in Financial Street, and it is considered a neighbor to the China Banking Regulatory Commission. I have stayed here for many years, and I am familiar with it no matter what."

"You can't say that." Yu Dongming knew that Wu Juntong likes to be flattered the most, so he followed suit, "The Central Organization Department and the Central Propaganda Department are also next to the Xidan shopping mall. The salesperson in the shopping mall can go in and recognize neighbors at will. Is it? It has to be Mr. Wu, who has a status in the circle."

Wu Juntong smiled even more happily: "Dongming, you are flattering me."

Wang Cheng said: "I have been in Beijing for a few days, and there are still many things to deal with in the company. Dongming and I will go back to Binhai in the afternoon. Juntong, you can stay a few more days. You have a lot of acquaintances in the circle, so you can move around more and get in touch with each other. .”

"Okay." Wu Juntong agreed immediately.

After lunch, Wang Cheng and Yu Dongming left the hotel. Despite repeated refusals, Wu Juntong insisted on seeing them off at the airport in person.After passing the security checkpoint, there was still a while before the boarding time, and Wang Cheng walked into the VIP lounge.After sitting down, he said to Yu Dongming: "Wu Juntong, the supervisor, has been sent to Qiancheng for a while. This time, at least it will come in handy."

Yu Dongming reminded: "Wu Juntong is a character who has gone too far. You asked him to treat guests in Beijing to connect with each other. After spending 10 yuan, he dared to report 20 yuan when he returned to the company."

Wang Cheng waved his hand: "The thieves are also useful. Although Wu Juntong is a villain, after all, he has worked in Rongding for so long. In terms of connections in the financial circle, he is better than us."

Yu Dongming asked: "With Wu Juntong's operation in Beijing, can the license be obtained?"

Wang Cheng shook his head and said: "What Wu Juntong did is more or less useful, but it is by no means the most critical. I can also hear the worries of the leaders of the Banking Regulatory Commission today. Qiancheng's main business in the past was real estate and never set foot in finance. , lack of relevant experience. To dispel other people's concerns, Wu Juntong alone will definitely not work."

Yu Dongming patted the chair and said, "If we can win the Yijia Financial Services, we will have more bargaining chips. But Fang Yubin is shameless. You are kind to him. I didn't expect him to turn his face and deny it." .”

Wang Cheng sneered and said, "It's not surprising that a long-lost great kindness will lead to enmity. Besides, we thought it was a kindness, and Fang Yubin thought it was him who helped us."

"The crux of the problem is not Fang Yubin, but us." Wang Cheng added, "He can be shameless, but we have to fight for our own face."

"Yes." Yu Dongming said, "It doesn't matter if there is a roadblock, just kick it. During this period of time, I thought of a lot of ways, and even sent someone to contact Jiang Ruobing, chairman of Yijia Financial Services, hoping to win the support of the management. It's just that Jiang Ruobing's attitude is a bit vague."

(End of this chapter)