Gold Investor

Chapter 72 Hostile Takeover (1)
After learning from the painful experience, He Zhaowei is also pondering that there are many opportunities in the market and even more pitfalls. Some industries seem to be booming, but they may not be suitable for him.The safest investment is not to follow the trend, but to invest in your own interests.Doing what you are interested in and good at is far better than entering an unfamiliar industry that seems to be full of gold.

1 The more mysterious it is, the more it proves that there is something famous in it

It was already past 12 noon when Fang Yubin came to the office because he had an appointment to discuss matters in the morning.He took off his coat and threw it to the secretary at the door: "What happened to the clothes you ironed for me yesterday? The cuffs were wrinkled as soon as I put it on. Take it and iron it again, I will wear it this afternoon."

The secretary took the coat and kept saying sorry.Fang Yubin asked again: "I'm going to attend an investment forum in a while, is the speech ready?"

The secretary said: "The forum will be held next month, and I will hand over the speech script to you for review in three days."

Fang Yubin nodded and said, "Although there is plenty of time, we still have to prepare in advance. Besides, a person who says to do something in three days does not mean that it will be completed by then, but that he will not do it in three days."

"Don't worry, I will finish the task on time this time," said the secretary.

Fang Yubin put on slippers, fell on the sofa, and waved to the secretary: "I want to take a nap at noon. If anyone in the company wants to find me, it's not something urgent, just ask to come back in the afternoon."

The secretary nodded repeatedly and closed the office door lightly.But just a few minutes later, the knock on the door rang again.Who is so ignorant of the rules to disturb his afternoon nap?Fang Yubin lay on the sofa and asked angrily, "What are you doing?"

"President Fang, it's me." Wu Buda's voice came from outside the door.

"What's the matter?" Fang Yubin didn't even open his eyes.

Wu Buda said: "Qiancheng shares have reached their daily limit again today."

"The price limit is up again? Come in." Fang Yubin opened his eyes.Since last week, Qiancheng's share price seems to be on a rocket.In a week, there were two days when the daily limit was reached.Today is Monday, unexpectedly Qiancheng's stock price is off to a good start.

Wu Buda walked into the office and said: "The market is not doing well today. When the market opened, Qiancheng's stock price fell by 2%. Originally, according to its increase last week, it should be corrected no matter what. But after 11:[-], The stock price soared in a straight line, and it was sealed at the daily limit in less than half an hour."

"Strange. What are they going to do?" Fang Yubin knew a long time ago that Yu Fei would raise Qiancheng's stock price to cover Cao Bohua's shipment.But in the stock market, raising the stock price to cover the main force from fleeing, the emphasis is on simmering slowly and not showing signs of showing.Such a big move is really against common sense.

"There are even more strange things." Wu Buda said, "Last week, the Huahai Group did sell the shares in Qiancheng as they said before. But today, they went against the norm and bought the shares of Qiancheng in large quantities. Today's transaction More than half of the volume blowout is due to them."

"Cao Bohua started eating again?" Fang Yubin stood up and walked quickly to the desk.He turned on the computer and carefully analyzed the recent transaction data of Qiancheng shares.

At that time, the needle pointed to 1 o'clock, and the stock market reopened after the lunch break.Today's market conditions are not good. With the index dropping, Qiancheng's stock price also fell from the daily limit, and the increase was once reduced to 5%.However, around 1:7, Qiancheng seemed to have found a strong support again, and the increase soared to around [-]%.Such an eye-catching performance is in stark contrast to the weakening broader market.

"You don't need to read any more." Fang Yubin closed the webpage, "The stock price will probably be like this today. It won't go up or down, and it won't go down."

Fang Yubin took a sip of his tea and said, "If Cao Bohua wants to attract money, he has to raise the stock price so that he can open the locked-up market and attract sellers to ship. If it is kept at the daily limit, there is no way to trade. So, let's increase the price by a percent." Seven or eight, it's in their best interest."

Wu Buda nodded, and continued, "Is this all Yu Fei's trick?"

Fang Yubin tossed Wu Buda a cigarette: "Yu Fei's title of Jianghu Mengzhuang is not given for nothing. His cooperation with Cao Bohua is even more seamless."

Fang Yubin took out a cigarette by himself, and Wu Buda hurriedly lit it for him.Fang Yubin said: "Analyzing the recent transaction data of Qiancheng shares, it is not difficult to see that whenever the stock price needs to break through a certain key price, there will always be someone who makes a timely move. This person is naturally Yu Fei."

"Qiancheng's plate is very big, and the way they set up the dealership this time is also generous." Fang Yubin continued, "Yu Fei will only place a few big orders to make the stock price break through the key price. Next, we will hand over the cleaning of the battlefield to the funds." The powerful Cao Bohua. For example, today, Yu Fei first pulled the stock price to the daily limit to stir up popularity, and then opened the daily limit after noon to facilitate transactions between buyers and sellers. Afterwards, Cao Bohua’s funds flooded into the market."

"Understood." Wu Buda said, "It's like fighting in ancient times, Yu Fei rushed to the front, and Cao Bohua led the army to the rear. When Yu Fei captured the city gate, Cao Bohua's soldiers and horses rushed in again."

Fang Yubin nodded: "That's what I mean. That's why I said that the cooperation between the two is perfect."

Wu Buda asked again: "It's not surprising that Cao Bohua resorted to these tricks in order to sell goods at a high position. But I still don't understand why he is desperately eating money today?"

Fang Yubin held his chin and pondered for a long time before he spoke: "Perhaps, we were all deceived by him."

"Cheated? What do you mean?" Wu Buda asked.

Fang Yubin said: "If my guess is correct, Cao Bohua has been secretly accumulating funds, but he just pretended to sell goods in order to hide the truth. Today, he just tore off the fig leaf and is going to throw his arms and do a big job. "

"You mean, Cao Bohua's shipments last week were all fakes!" Wu Buda was taken aback.

"It's not far from ten." Fang Yubin reopened the webpage, "Look, several key transaction data of last week are quite weird. I think Cao Bohua is probably throwing goods with his left hand and receiving them with his right hand. Now, he doesn't even I stopped playing the left-handed and right-handed game, and started blatantly grabbing chips."

"Why did you hide it last week, but now you have no scruples?" Wu Buda was still a little puzzled.

After pondering for a while, Fang Yubin said: "If you can deceive everyone for a week, Cao Bohua's goal has probably been achieved. At this point, you have to fight fast." He also said: "During the Battle of Pingjin, Chairman Mao's instructions to Lin Biao It was Siye who entered the customs secretly. At the beginning, Lin Biao did exactly that. However, when the vanguard of Siye had already exchanged fire with the North China Kuomintang army, Lin Biao immediately adjusted his tactics. He believed that the two sides had already engaged in hand-to-hand combat, and there was no longer any secret to keep The millions of troops in the four fields did not need to take small routes, nor did they take any covert measures, but went straight to the Shanhaiguan Pass, and attacked the North China Plain aggressively."

"What exactly does Cao Bohua want to do?" Wu Buda couldn't help but gasped.

Fang Yubin shook his head: "Of course he wants to grab as many shares as possible from Qiancheng. But after getting the shares, I don't know what to do next."

Wu Buda said: "Some time ago, Huahai increased its holdings in Qiancheng on a large scale and stretched the capital chain to the extreme. How long has it been since then, and where did he get the money to be able to grab goods in the secondary market?"

"I probably know where Cao Bohua's money came from." Fang Yubin shook the cigarette ash, then raised his voice, "You should immediately contact the head office and tell him that I have an important situation and must report it to Mr. Fei face to face. "

The Beijing head office replied quickly, saying that Fei Yunpeng would be free tomorrow morning.That night, Fang Yubin rushed to Beijing, and showed up at Fei Yunpeng's office on time the next morning.

"Yubin, come over here in a hurry, what's the matter?" Fei Yunpeng has become more kind and friendly since he became the leader, and he also smiled when he summoned his subordinates.

After Fang Yubin took his seat, he said, "I came here in a hurry this time to report to you about the Qiancheng Group."

"What's the matter with Qiancheng Group?" Fei Yunpeng asked easily, holding the armrest of the chair.

"Cao Bohua violated his previous promise and is aggressively acquiring shares in Qiancheng." Fang Yubin reported.

Cao Bohua will continue to increase his shares in Qiancheng, and Zhao Xiaoqing has already handed in the bottom line.Fang Yubin was able to detect it so quickly, which was beyond Fei Yunpeng's expectation.It seems that this person that Ding Yifu admires so much really has a few tricks.

After listening to the report, Fei Yunpeng asked the same question as Wu Buda: "Cao Bohua's funds are very tight. This time, he has increased his holdings of Qiancheng shares on a large scale. Where did he get the money?"

Fang Yubin took out a document from his purse: "Mr. Fei, take a look at this."

This is a "Registration Form for Equity Change" copied from the industrial and commercial department.Fei Yunpeng glanced at it roughly, and blurted out: "Cao Bohua became a shareholder of Da'an Life Insurance? When did it happen?"

Fang Yubin said: "It was a while ago." He went on to say: "The insurance company is a huge pool of funds, and so many insurance premiums are placed in it. After Cao Bohua became a shareholder of Daan Life Insurance, he was able to mobilize the funds of the insurance company in a legitimate way. I think, The reason why Cao Bohua is rich and powerful recently is because of this strong support."

"Where did you get the news? Cao Bohua's shareholding in Da'an Life Insurance is such a big deal, why is there no news from the outside world?" Fei Yunpeng asked.

Ever since he talked with Su Hao in Binhai last time, Fang Yubin had an ominous premonition, and he paid more attention to the news of Da'an Life Insurance.Both Huahai Group and Da'an Life Insurance are well-known companies in the industry. It is said that the cooperation between them will be highly concerned by the news media.But in the public reports, there has been no movement.Fang Yubin also entrusted someone to go to the Industrial and Commercial Bureau to check the information, and finally got the "Registration Form for Equity Change".It turned out that they had already finalized the matter, and even registered with the industrial and commercial management department in accordance with relevant regulations.It's just that there was no signing ceremony, not even a press release.

The ins and outs of the matter, especially the relationship between himself and Su Hao, Fang Yubin is naturally inconvenient to explain to Fei Yunpeng, he just said: "A friend in Binhai's business circle accidentally revealed it. Cao Bohua actually secretly carried out such a big thing as a shareholding in Da'an Life Insurance , Even the news media didn’t get wind of it. The more mysterious he is, the more it proves that there is something famous in it.”

"So that's it." With the information provided by Fang Yubin, Fei Yunpeng finally completed the last piece of the puzzle of Zhao Xiaoqing's whole plan.This woman is playing a big game of chess!

2 Fang Yubin hit the nail on the head and revealed the key to Qiancheng’s shareholding war

Fei Yunpeng already knew that Cao Bohua would continue to aggressively increase his holdings, and Zhao Xiaoqing, who was behind Cao Bohua, even planned to gain control of this giant company and drive away Wang Cheng.I also reminded Zhao Xiaoqing at the beginning that to realize this plan, a safe and reliable funding channel must be found.

Unexpectedly, the funding channel that Zhao Xiaoqing painstakingly created was Daan Life Insurance!With such a huge pool of funds as an insurance company, no matter Cao Bohua in front of the stage or Zhao Xiaoqing hiding behind the scenes, they really have enough ammunition to fight a big battle.

Fei Yunpeng tapped on the desk lightly: "Have you figured out the specific flow of funds?"

Fang Yubin replied: "Cao Bohua's game is actually a trick of small and big, and through layers of leverage, the limited funds are used to the extreme. The first layer of leverage is to continuously draw water from the capital pool of Da'an. In recent years, Da’an’s expansion is fast, and it looks like a complete financial empire, not only owning insurance companies, but also controlling two city commercial banks.”

Fang Yubin continued: "Recently, Daan's city commercial banks have launched high-return wealth management products one after another, and Daan Life Insurance has also issued a large number of universal insurance. The so-called universal insurance is that the policyholder can choose according to the protection needs and financial status of different stages of life. , adjust the insurance amount, premium and payment period, and determine the optimal ratio of protection and investment. There is no upper limit on the investment rate of return, and a minimum guaranteed interest rate."

Fang Yubin also said: "Some of the universal insurance of Daan Life Insurance is actually a pure financial product. Its online sales of universal insurance even provide an annualized return of more than 7%, which is much higher than market financial products and bank interest rates."

Fei Yunpeng said: "Daan Life is not a fool, why did you agree to Cao Bohua's shareholding? In addition, the universal insurance and high-return bank wealth management products issued by Daan Life are obviously very risky, so who bought them?"

Fang Yubin showed embarrassment: "The outside world does not know what kind of agreement was reached between Daan Life Insurance and Cao Bohua. As for the universal insurance issued by Daan Life Insurance, why it was sold out in a short period of time, and who is behind the purchase? .”

In response to his subordinate's vague answer, Fei Yunpeng smiled and nodded instead.Fang Yubin couldn't figure out the situation, which just showed that Zhao Xiaoqing's plan had no flaws, so the game continued.

Fei Yunpeng couldn't help feeling that in order to get Qiancheng into his pocket, Zhao Xiaoqing was really deliberate.Daan Life's universal insurance and bank wealth management products were undoubtedly bought by Zhao Xiaoqing's funds.First dismantle the funds in your own hands and buy Daan Life Insurance's wealth management products and universal insurance, which will not attract attention, but also transfer huge amounts of funds safely to the fund pool of Daan Life Insurance.Next, Cao Bohua completed the equity participation in Daan Life Insurance, and then continuously pumped water from this fund pool.With money laundering in this way, let alone Fang Yubin not knowing the situation, I am afraid that even if the regulatory agencies intervene, it will be difficult to find out what is tricky.Such a method of deceiving the sky and crossing the sea is amazing!
"The money drawn from the fund pool will be added to Cao Bohua's hands with another layer of leverage." Fang Yubin said, "Cao Bohua will not directly invest the money in the secondary market to fight for fundraising, but put it in his own hands first. Controlled financial guarantee companies and investment and financing platforms. Rolling together in these places, although it will bear interest, the amount of funds is magnified by two to three times."

"There is a third level of leverage, which is the equity circular pledge." Fang Yubin added, "As far as I know, Cao Bohua not only mortgaged the Huahai Group's subsidiaries and Sun Company to the bank, but even the Qiancheng shares purchased in advance He also mortgaged a lot. Every time Cao Bohua bought a dollar of Qiancheng stock in the market, he immediately took it to the bank as a mortgage and lent seven to eighty cents in cash. With this continuous flow, he can swell his face and make himself fat."

"Adding so many layers of leverage is no longer doing business, but fighting for life." Fei Yunpeng sneered.He understands that Qiancheng Group is too big. Even with Zhao Xiaoqing's financial strength, he can only use layers of leverage to amplify the funds to the extreme.But such a game itself carries extremely high risks.Once the opponent counterattacks, it is hard to predict who will win and who will lose.

"That's right. If this is a gamble, then Cao Bohua is betting his life and wealth." Fang Yubin echoed.Then, he said: "Cao Bohua has already shown his true intentions. The key is how do we deal with it? Should we launch a counterattack immediately and regain the majority shareholder status of Rongding?"

"Counterattack? Don't worry." Fei Yunpeng waved his hand subconsciously.I have a tacit understanding with Zhao Xiaoqing, and I want to stand on the sidelines in the equity war.Wouldn't it be a breach of promise to make a move at this time?

"If we don't make a move, we are afraid of missing the opportunity." Fang Yubin didn't know the offensive and defensive alliance between Fei Yunpeng and Zhao Xiaoqing, so he was still urging.

The real truth cannot be handed over to Fang Yubin, so Fei Yunpeng can only come up with an excuse: "Know yourself and the enemy and you will never be imperiled in a hundred battles. We can't fight unprepared. Just now, who bought the universal insurance and wealth management products of Da'an Life Insurance?" Well, you don’t know. We don’t know how much money Cao Bohua can mobilize. If we fight back rashly at this time, we may fall into a passive position. So, we might as well observe again.”

Of course, Fei Yunpeng knows who bought the universal insurance.At this time, find a reason and just prevaricate Fang Yubin.He asked again, "What's going on in Qiancheng? Is Wang Cheng still in England?"

Fang Yubin said: "I haven't heard of any movement so far. But according to Cao Bohua's way of playing, no matter how dull people will be aware of it." Fang Yubin asked again: "Should I call Wang Cheng and remind him?"

(End of this chapter)