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Chapter 475 Building a Third Party Payment Platform

Chapter 475 Building a Third-Party Payment Platform
Chapter 475 Building a Third-Party Payment Platform
"Mr. Hu, this is our recent plan. We plan to fully launch the construction of the last mile of the logistics system in major cities in China, and we must deliver the goods directly to customers."

Liu Qiang and Lin Yan came to Hu Yang's office together and brought their latest plan.

"Well, this is also a good idea. With a convenient and fast logistics system, there will be a booming e-commerce. Mr. Liu, Mr. Lin, you go ahead and do it, I support you."

Hu Yang carefully read the plan and felt that this was the prototype of JD Logistics in the future.

At present, JD Mall mainly sells 3C products online in a self-operated manner, especially home appliances, which are large in size and heavy in weight. If there is no good logistics, it will be difficult to cultivate customer groups.

"Mr. Hu, at present, the company has built three major logistics centers in Beijing, Shanghai, and Yangcheng. We are very confident in the development of logistics. However, there are temporary difficulties in the means of payment, and most people are not yet ready. Get used to using online banking.

Mr. Liu recently started to carry mobile POS machines for door-to-door card swiping services in Yangcheng, Shanghai and Beijing, and the response was quite good. "

Lin Yan was quite proud of this matter, after all, she and Liu Qiang pioneered e-commerce in China.

Hu Yang was stunned for a moment, then laughed out loud, and said, "Yes, you will really find a way. However, this method is difficult to promote on a large scale, requiring too many manpower, and the cost of supervision and management is too high."

Liu Qiang also smiled: "Yeah, this is also an experiment for us, it can be regarded as a product of the transitional stage. Recently, I plan to hold a promotional event with Wangyin Online, and the future payment methods will depend on them."

Hu Yang smiled, but didn't say anything.

In the future payment means, online banking does not have an advantage.Almost dominating the domestic mobile payment market are third-party payment companies such as Moubao and Weixin Payment.

Hu Yang did not force e-commerce to develop its own third-party payment products, because the company's technical strength is not enough to support this idea.

But now it is not only Ma Baba who can see this market, but also Xiaoma.

After Xiao Ma took a stake in an e-commerce company, he also did some research on this aspect.He found that e-commerce companies and third-party payment companies are currently in a symbiotic relationship, and the promotion of mutual development will be obvious.

He had an idea and wanted to make a difference in the third-party payment.

For this reason, Xiao Ma also came to Hu Yang's office to discuss this issue with him.

"Mr. Hu, I want to set up a third-party payment company. The general direction is similar to that of a certain treasure that has just been established, but I need to carefully consider the specific details."

As expected of Xiao Ma's background in technology, he concluded after careful analysis that with the current technical strength of Deep Sea Soaring, he is fully capable of developing a third-party payment application platform.

Hu Yang was not surprised at all. Some things happened naturally with his internal logic. For Xiao Ma, sooner or later he will enter the field of third-party payment.

"Mr. Ma, I agree with your idea. However, what do you plan to do with this company?"

Hu Yang's meaning is very clear, do you want to play alone, or do you plan to bring everyone to play together?

"Mr. Hu, if you are interested, you can let the e-commerce company participate in the shares, and I can reserve 15%-20% of the shares for them."

Xiao Ma figured it out, third-party payment is not a big problem in terms of technology development.The key issue is application, and this has a natural connection with e-commerce companies.

"This matter is easy to talk about. You can send someone to talk to Mr. Liu of e-commerce later."

Hu Yang smiled slightly, feeling that Xiao Ma's proposal was really timely.

At present, the biggest shortcoming of e-commerce companies lies in the means of payment. Taowang has developed a certain treasure. If Xiaoma can develop similar products as soon as possible, it will definitely complement the online shopping business of JD Mall.

After Xiao Ma left, Hu Yang called Lin Yan and asked her and Liu Qiang to actively participate in the third-party payment company initiated by Penguin.It doesn't matter how many shares there are, the purpose is to form a close strategic partnership with the other party.

After receiving this news, Liu Qiang was overjoyed, it was like being drowsy and someone gave him a pillow.

Within two days, Huijia Holdings E-Commerce Co., Ltd. and Shenhai Tengfei reached an agreement: the two parties jointly funded the establishment of Penguin Payment Network Technology Co., Ltd., with a registered capital of 10 billion yuan.

Among them, Shenhai Tengfei invested 8.5 million yuan, accounting for 85% of the shares.Huijia Holdings e-commerce invested 1.5 million yuan, accounting for 15% of the shares.

The newly established company is backed by the big tree of Penguin Empire, and has obvious advantages in terms of technical strength and corporate reputation.

When the company launched the "Penguin Wallet" product, the third-party payment platform had already been built.

After testing, this product is very safe and easy to use, which can perfectly fit with online shopping.

Late summer and early autumn.

Amoy.com and JD Mall have started a new round of promotional activities at the same time, and the generous shopping subsidies have begun to attract customers who are willing to try something new.

With the influx of customers, the loss of JD Mall began to increase.According to Liu Qiang's calculation, according to the current subsidy policy, JD Mall will lose about 1000 million yuan per month.This does not take into account the logistics cost factor.

The situation of Taowang is similar, but the other party adopts the model of merchants and platforms, which means that they have to attract both customers and merchants, so the loss is even larger.

Hu Yang has not paid much attention to this "e-commerce war" recently. He knows very well that the money-burning game of losing money and making money has just begun, and the difficult days are yet to come.

"Assistant Wu, go and apply for the flight route. I'm going to the capital in two days."

In the past two days, Liu Jin called and wanted to talk to Populus Hu Yang about the project of the sixth-generation TFT-LCD production line of Dongfang Technology Company.

It happened that Hu Yang was also very quiet and wanted to move, so he agreed to go to the imperial capital in person.

"Chunchun, we won't be able to stay for too long this trip, are you planning to bring all your spring, summer, autumn and winter clothes?"

When Hu Yang went to the imperial capital, he had nothing more to do except to meet Liu Jin.He simply called Ueda Sichun to go with him, treating it as a vacation.

But when he saw the six large suitcases that Tian Sichun packed, he was stunned.

"Ayang, the weather in the north is changeable, so it won't hurt to bring extra clothes."

Tian Sichun's face was a little smug, showing that he was very thoughtful.

"Ahem, it's up to you, as long as you're happy."

Hu Yang was immediately defeated, and said in his heart, what she loves should be done.

Two days later.

Hu Yang took Tian Sichun, Wu Xinhui, Li Jie, and Lu Dacheng to fly to the imperial capital.

It was Ye Chong who greeted him at the airport.There are five vehicles coming to pick up the plane alone.

"Mr. Hu, I have arranged lunch at the hotel. After you have checked in, we will go to eat. Do you think this arrangement is okay?"

Ye Chong has never had any problems arranging such things.

Hu Yang nodded, indicating that he would obey the other party's arrangement.

"Manager Ye, what's the progress of the Jingdu Building?"

Huijia International Investment (Jingcheng) Company, the largest investment project so far is this Kyoto Building.When Hu Yang saw Ye Chong, he would naturally express his concern.

"Mr. Hu, the top of the Jingdu Building will be capped before the end of the year, and it will be put into use in the middle of next year."

Ye Chong answered cautiously.

Hu Yang did the math, the progress of this project is really not fast.However, he is not in a hurry, there is no need to rush too hard, even in the middle of next year.

"The progress of the project is not bad, Manager Ye, you still have to strictly control the quality, it doesn't matter if it's a bit slower."

Hu Yang said something casually, but stopped talking.

When the group arrived at the hotel, Ye Chong was about to open a room for three days, but Hu Yang stopped him.He will then go to the courtyard house he bought, buy some things with Tian Sichun, and move in there tomorrow.

After dinner, Tian Sichun shouted to see the courtyard house purchased by Populus euphratica.

Naturally, Hu Yang would not refuse, so the group of people went directly to the destination by car without taking a lunch break.

"Mr. Hu, this courtyard company has always sent special personnel to take care of and maintain it. At this time, there are people on duty."

When he reached the door, Ye Chong hurriedly called the on-duty personnel inside, and the door opened from the inside after a while.

"Mr. Ye, hello."

The person on duty didn't know Hu Yang, but he knew Ye Chong, so he was a little nervous standing there.

"There's nothing wrong with the house, right? Take us in and have a look around, and then you can get off work. You don't have to come over these few days, and wait for my notice later."

Ye Chong is very concerned about Hu Yang's houses, because Hu Yang seldom comes to the capital, and if there is no special maintenance, the house will have problems soon.

Hu Yang took Tian Sichun in and turned around, and everywhere was clean, and he didn't find any damaged places.

"That's right, Manager Ye is taking care of you. I will stay in the capital for a few more days, and I will live here from tomorrow on."

After the renovation of the whole house was completed, Populus euphratica has not lived in it yet.He asked Tian Sichun and Wu Xinhui to take a good look at what items were missing in the house, and they would buy them when they went out in the afternoon.

"Ayang, the home appliances, various facilities, and furniture in the house are complete. What needs to be added are small things, so you don't have to worry about it. I want Dacheng and Assistant Wu to accompany me to the street in the afternoon, so you can help me things, okay?",

Tian Sichun knew that Hu Yang had some work to do when he came to Beijing this time, so she took on the errand of going shopping.

"Alright, Assistant Wu, Dacheng, you go shopping with Sichun in the afternoon. Ajie, let's go to Dongfang Technology later."

There are two cars parked in the courtyard's underground garage, and Ye Chong usually sends people to maintain them. Populus euphratica can be used immediately when it arrives in the capital.

(End of this chapter)

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