Winning the new financial era

Chapter 373

"Brother Gang, why did you think of calling me when you are free!"

Zhang Yida pretended to be confused while pretending to understand.Xindao, aren't you trying to pinch me?Now is your chance, hurry up.

"Yida, as you know, Handing Group has just acquired Fortis Insurance not long ago, and has been busy integrating it.

In addition, the business of private equity is also a lot of trouble.So I basically didn't ask much about Hantai Fund.

I also just learned that Hantai Fund issued a document to suspend the cooperation with Lingqianbao.

You have no idea how angry I was when I heard this, my lungs almost exploded.

Isn't this a matter of relatives hurting enemies?Both of us are from Sichuan and Sichuan, and it is not easy to gain a foothold in the capital.

We should support each other, in fact, we have been doing so.

Hantai Fund's achievements today are absolutely inseparable from Ruixiang's enthusiastic support.

I've already figured out what happened. There was a little conflict between the CFO you sent here and the general manager Lu Weizhong.

Lu Weizhong is also short-tempered, he messes around when he is in a hurry, and sent you a contract termination letter indiscriminately.

After I found out about this, I scolded him for half an hour.

He also knows his mistake now, and wants to find an opportunity to apologize to you in person.

Do you think it is convenient now?If it is convenient, I will go to Ruixiang Building with him. "

After Hu Gang finished the phone call, he picked himself up completely, and Lu Weizhong became the man who took the blame.

Lu Weizhong is also a veteran of the Handing Group. He has followed Hu Gang since the beginning of his business, and he can be regarded as a general in the opposing camp.

Zhang Yida didn't believe that Lu Weizhong would be so impulsive. Without Hu Gang's instructions, how dare he offend Rui Xiang, the second shareholder?

"Brother Gang, it's okay. Manager Lu is also a mild-tempered person. I didn't take it to heart at all."

Hu Gang was overjoyed on the other end of the phone, is there a turning point?

Sure enough, he was a young man, and he would feel elated after a few words.If it was me, I would definitely use this matter to make a fuss to gain a greater voice or some benefits for the company.

"Actually, the higher-ups have already had opinions on Tianhong Fund being such a dominant company."

What Zhang Yida said was correct. Hu Gang had worked in the Securities Regulatory Commission and was also a well-informed person. He had heard similar gossip a long time ago.

Where is the currency fund invested?

Invest in short-term securities such as treasury bonds, commercial paper, bank certificates of deposit, financial bonds, government short-term bonds, and corporate bonds.

After the launch of Yu'e Bao, many people no longer go to the bank to save money.

Young people in particular don't have the habit of saving money at all.If you have a little spare money, put Yu'e Bao or other online wealth management products.

On the one hand, Yu'e Bao has taken away a lot of bank deposits, and on the other hand, Yu'e Bao relies on bank lending to obtain income.

This directly increases the bank's capital cost, so it is imperative to limit Yu'e Bao.

The scale of Yu'e Bao is already close to one trillion yuan, and this scale has surpassed some stock banks, and is close to the four major banks.

However, the above has always said that it should be managed, but the board has not fallen.

Hu Gang didn't know when the relevant regulatory policies would be formally introduced. He heard Zhang Yida continue to say:
"The news of Hantai Fund's suspension of cooperation was heard by the four major shareholders of Ruixiang, and they proposed the idea of ​​opening Lingqianbao and accessing their four funds.

I am not alone in Ruixiang. The shareholders have spoken, and we must also sell this face. "

After a pause, Zhang Yida said again: "The most important thing is that Hantai Fund stopped cooperation at that time, we had to find a backup fund!

So, that's it! "

Hu Gang sighed, and asked: "Is there any possibility of redemption? After all, the formal supervision has not yet been introduced. With Tianhong Fund as the top leader, the board will not fall on Hantai Fund so quickly."

"Hey..." Zhang Yida sighed, "It's too late! The contract has been signed, so it's impossible to void it!

Besides, this backfired, that is, not giving face to the four major industries!I don't have the guts. "

Hu Gang only felt so regretful that a good thing had been turned into a mess.

Knowing that such a thing would happen, he would never dare to force Zhang Yida too much!

Losing a profit of [-] million yuan every year is a trivial matter. When converted to the company's valuation, it is a loss of several billion yuan!

He still had some doubts, were the four big names a cover for Zhang Yida's bullshit?
Probably not!Hantai Fund cuts [-] million profits every year, and the valuation also cuts billions.

Ruixiang, as a shareholder holding 49% of the shares, will also bear half of these losses.

It shouldn't be a battle of spirits, I'm afraid it happened that the four big banks learned of the termination of the contract and took advantage of it.

Hu Gang asked again: "Then Yida, can the Hantai Fund re-connect to Changqianbao?"

Zhang Yida played with the lighter on the desk, but did not give an immediate answer.

After Hantai Fund terminated the cooperation, Ruixiang's operation team only needs to use a little means to let users redeem first and then apply for purchase, which can wipe out Hantai Fund's 2000 billion stock currency fund.

However, Zhang Yida didn't want to do it.

It's not that I'm afraid of losing money, but that I'm afraid that Hu Gang will be angered, and he will be dumbfounded if he doesn't sell the company to himself in the future.

There was no answer from the other end of the phone for a long time, and Hu Gang thought Zhang Yida was still angry.

So he added another fire, "Yida, I promise that similar things will never happen again.

The operation, management, finance, etc. of Hantai Fund are fully open to Ruixiang.

Both of us discuss big and small matters, and we will never hide anything.Look, is this okay? "

"Okay, then reconnect!"

Zhang Yida added, "However, I have agreed in advance. Ruixiang dare not take sides with any one party. To attract users to deposit, each of the five funds needs to show their talents!"

"Understanding, Hantai Fund is not afraid of competition, and the rate of return will definitely satisfy users."

"Okay," Zhang Yida said with a smile, "Oh, by the way, Brother Gang, Ruixiang is going to open the public beta of the mini program, do you want a quota for Hantai Fund?
Let me tell you a little bit, it's amazing that this small program is running well...

In short, there is an advantage in doing it first! "

"Okay, thank you brother! Hantai Fund wants a quota!"

After hanging up the phone, Zhang Yida smiled coldly, what an old fox.

For Hu Gang, although Zhang Yida was a fellow villager with him, he had no admiration for him.

In five years, a company has grown from a market value of tens of millions to a market value of 1000 billion, an increase of [-] times.

But how many insider transactions and non-compliance transactions there are, I am afraid that only the parties know.

It is all about various financial capital operations and cutting leeks.

If it is industrial capital, it can also drive some industrial development and solve some employment and taxation.

This kind of person can only be called a businessman, not an entrepreneur, nor an entrepreneur.

……

"This software is called Digua Video, and it targets third- and fourth-tier cities and rural users."

After sorting out the businesses of Pinduoduo and Doushi, Lu Qi put forward many ideas, one of which is to sink the market.

After Zhang Yida downloaded the sweet potato video software on his phone, he fiddled with it.

Found that the UI interface is not much different from Douvision, and asked: "Is there any difference between the recommendation algorithm and Douvision?"

"There is a difference. Compared with DouTV, the traffic of Digua Video will not be particularly inclined to the top creators, and the videos of long-tail users have more exposure opportunities.

In addition, the style of the content will be more down-to-earth, and the content creators are mainly ordinary people, who are closely related to life and have stronger social attributes. "

Zhang Yida froze for a moment, "Is this imitating Kuaishou?"

Lu Qi smiled and nodded, "Yes, we are imitating Kuaishou."

"Kuaishou has a clear first-mover advantage in sinking channels, so it's not easy to catch up, right?"

"That's right," Lu Qi said calmly, "but we have to do this.

The genes of Doushi and Pinduoduo do not match. Pinduoduo will then complete the market sinking and live e-commerce. It must have a short video software such as Digua Video to assist him.

If you don't do it now, you will have no chance in the future! "

Lu Qi's idea is very good, and Zhang Yida is also very supportive of this.

With the peak of the domestic short video dividend, the major short video platforms will see their popularity in the future, trying every means to break into each other's hinterland.

"Is there any good operating strategy?"

Lu Qi said: "Start a cold start, then spend money to buy volume, and then cooperate with Pinduoduo to help creators earn income."

Seeing that Zhang Yida didn't reply, Lu Qi continued: "At present, Kuaishou has started commercialization, but their commercialization is mainly based on the income from live broadcast rewards.

And what we want to do is live e-commerce, and Kuaishou has not tried much in this area so far.

This is also our only chance. If we can attract some high-quality creators of Kuaishou through live broadcast e-commerce, it will greatly weaken the threat of Kuaishou to Douyin.

In addition, Pinduoduo will also benefit a lot from it! "

"Okay, I have no objection, let's do it according to your idea!"

After discussing the Sweet Potato video, Lu Qi talked about the commercialization of DouTV.

"TikTV is still in the stage of rapid growth, and advertisements should not be too flooded. We must do a good job in reviewing and checking.

The specific forms include open screen advertisements, information flow advertisements, topic customization, stickers, etc.

In addition, for advertisers, we also need to develop an advertising delivery system, including user portraits, big data feature analysis, advertising creative production, effect optimization, effect statistics and other functions. "

Zhang Yida nodded, "It's time to start commercialization. By the way, there are a few industries that are prohibited from advertising.

For example, P2P financial management must not be accepted, otherwise there will be endless troubles. "

"Haha, is that an exaggeration? You are also the owner of a P2P company, are you so unconfident?"

Zhang Yida shook his head, "It's not a matter of self-confidence, this kind of transaction involving money must be paid attention to.

Have you heard about the Qiaoxing debt incident?In addition, Ruixiang closed the Internet financial management supermarket. "

"Okay, then refuse to enter the wealth management industry."

Lu Qi asked again: "Is the loan advertisement okay?"

"Yes, but you must complete the procedures and have a financial license."

"By the way," Lu Qi said again, "We don't have an advertising sales team. Do we build it ourselves or recruit an agency?"

"Build it yourself! I don't like the agency model, and we have just started commercialization. With advertising bonuses, advertising should not worry about selling."

Zhang Yida chatted with Lu Qi about which company to recruit, and Qiandu was listed as the first target.Because they are close together and have advertising sales experience.

(End of this chapter)