Winning the new financial era

Chapter 437 Justice League F4
Justice League WeChat group.

Huang Xin: "Basically, well-known Internet companies in China are now making short videos, are you afraid? @张依达."

Zhang Yida: "There is no goal, no direction, no plan, and I just join in the fun. It's similar to the "Thousand Regiments War" back then.

These resource investments will eventually become the nutrients for the growth of Zhonghe Group.

With the rise of the magnesium group, isn't there also thousands of corpses lying under their feet? "

Huang Xin: "Like this one! It's just a chicken and a dog! I don't like these companies that join in the fun.

If you are angry, you will follow the trend, and you will lack the ability to think and judge independently. "

Chen Wei suddenly spoke in the group: "When are Zhonghe and Ruixiang going to IPO?"

Zhang Yida: "It's too early to talk about an IPO. We haven't found a stable profit model, and we still have a hard time fighting short videos and mobile payments."

Chen Wei posted an emoji of "You lied", and said: "Be humble, I heard that Ruixiang has never lost money since its establishment. Is it really so profitable to lend money?"

Zhang Yida: "Try it yourself, give the driver and passengers a credit line based on the data and information that Didi has, and use it repeatedly."

Chen Wei: "Like using and borrowing?"

Zhang Yida: "To be precise, it's a loan. Of course, you can get a consumption line that can only pay for the fare."

Chen Wei: "Oh, we are working on this, and plan to access mung bean credits as a basis for risk control."

Seeing this, Zhang Yida smiled.

Chen Wei is also unwilling to become a string puppet!
Didi didn't hide some of the little tricks she did during this period of time.

In the past few months, "Yijiufu" has been acquired, and Curve has obtained a payment license.

What is this for?
Want to rebel against Ahri and Penguin?

In this regard, Didi replied: "Travel is an important scenario for payment transactions. Didi has been maintaining extensive discussions and exchanges with partners in the payment industry. Didi will continue to focus on the field of travel and has no plans to enter the payment industry."

No plans to enter the payments industry?Then you buy a fart license!
Zhang Yida never believed the beeping reply.

With a company of their size, who wouldn't want to get rid of the constraints of the giant?

If it's just a small company with hundreds of millions of dollars or billions of dollars, then hugging the thigh is definitely very comfortable.

With the giant's huge platform resources, traffic, and financial support, the small life is very nourishing.

But when it comes to the size of tens of billions of dollars, if you want to go to the next level, you will inevitably have conflicts.

These judgments can also be seen from Didi’s recent rounds of financing becoming Softbank’s lead investment.

In addition, Ali also transferred a lot of shares to Softbank, which has become the largest shareholder of Didi.

Chen Wei also wanted to use Softbank to dilute Penguin and Ali's shareholding and influence in Didi.

In the long run, as an investment institution, Softbank only wants to make money, so it is more suitable as a major shareholder than Ali and Penguin, who are trying to control Didi.

Why is Huang Xin silent?

Zhang Yida suddenly discovered that Huang Xin had disappeared at some point, so Aite Huang Xin asked, "Do you want to access the mung bean credit score for Meituan's consumer credit business? The lowest discount!"

Huang Xin replied: "Okay, arrange it!"

While Zhang Yida was chatting with Huang Xin, Chen Wei disappeared again.

The two deliberately "avoided seeing each other", and Zhang Yida somewhat guessed some reasons.

Meituan launched "Meituan Taxi" in Jinling earlier this year, and the current daily orders are close to 10.

It can be said that Meituan has slapped Didi hard in its core business areas.

It is said that the day before Meituan’s taxi service was launched was Valentine’s Day, and Huang Xin and Chen Wei had dinner together…

However, the news that Meituan Taxi was launched in Jinling came out the next day.

Huang Xin is a real ruthless person, even though the battle is going to start the next day, he invited you to dinner the first day.

I don't know if it was to paralyze Chen Wei on purpose, or to pay for it in advance.

After learning that Meituan launched the taxi-hailing function, Chen Wei asked Huang Xin why, and the latter answered in four simple words: "I just want to try."

Chen Wei regarded this as a declaration of war, and immediately closed the Meituan interface on Didi APP.

Huang Xin shouted from the air: "Everyone has to accept that competition and cooperation are the new normal in the future."

Chen Wei's reply was only five words: "If you want to fight, then fight!"

Since then, the boat of friendship between the two has capsized.

Chen Wei and Huang Xin got acquainted in 2011, when Zhang Yida was still in high school in Rongcheng No. [-] Middle School.

Huang Xin and Chen Wei are not as powerful as they are today. They cannot be said to be small roles, but they are not irreplaceable.

At that time, Meituan’s market share was not ranked among the top three in the field of group buying. Huang Xin, who was in urgent need of funds, accepted Ari’s $5000 million.

As for Ari, it was Chen Wei who was working at Alipay at that time who was in charge of connecting business with Meituan.

Although Meituan and Ari fell out later, it didn't affect their friendship, because Chen Wei also resigned to start Didi.

There is another person in the Justice League group of four, Zhang Ming, who has been diving and has not come out to speak.

He and Zhang Yida are also at odds!

The headline video did not develop smoothly, and it was precisely because of the sniping of DouTV.

As a result, ByteDance currently only has one ace product, Toutiao, in the graphic and text field to support it. Other products such as Neiyin Duanzi, Wukong Q&A, and Dianchedi have obvious ceilings and limited imagination.

Blocking people's money is like killing their parents!
So Justice League F4 is falling apart!
Zhang Yida first fought with Chen Wei, then Zhang Ming, and then Chen Wei and Huang Xin fought each other.

Fifteen years ago, the group of four was still very active. The four of them often chatted in full swing, offering advice and arguing with each other, and it was common for them to eat together.

But now, it can only be said that the appearance is in harmony with the spirit.

There was no Zhang Yida in the previous life, and the three of Huang Xin also formed a WeChat group.

In the end, it wasn't much better than it is now.

But what makes Ponima more happy is that the four of them built the group on WeChat instead of DingTalk.

Does this mean that he is better than Jack Ma?At least it is more popular with entrepreneurs.

Bonimar was smoking a cigarette in the office, looking at the computer, and he had a clear view of all the chats of the members of the Justice League.

Can not be done?The frequency of these chats is getting lower and lower, and it seems that the four of them are going to break up.

Ponymar stubbed out his cigarette in the ashtray and closed the "monitoring" applet.

He actually didn't want to do such a thing.

But I just couldn't help being curious, what do the four of them talk about every day?What kind of person do you think you are in their minds?Are you against penguins?
In the end, curiosity overcame morality, and he made this small program himself.

As soon as the four of them chat online, the applet will remind him immediately.

To his disappointment, he had been monitoring the four for almost four years, and he hadn't found any valuable information.

What confuses him the most is that Zhang Yida seems to admire himself very much, and often says in the group that he wants to learn Penguin's corporate culture, pay attention to products, and respect technical talents.

At first he was a little ecstatic, but after thinking about it later, something seemed wrong.Did they find out?
In addition, the only major discovery was that, except for Zhang Ming, the other three people particularly disliked Jack Ma.

Especially Zhang Yida and Huang Xin often complain about Jack Ma in the group.

In addition to Didi, Meituan also won a payment license.

However, Meituan did not make efforts on the online and C-end. Its main direction is the acquiring business of millions of offline merchants and smart POS.

In addition, Meituan is also the second largest shareholder of Yealink Bank, and has its own layout in small loans and insurance.

In addition to car financing leasing, car purchase installment, and car insurance, Didi has gradually turned its attention to online loans.

Both companies also have hundreds of millions of users, and they have a huge amount of traffic, which is indeed very suitable for lending.

In addition to the self-operated loan business, he also started Ruixiang's old business, traffic trading.

At present, the two companies have limited digestion capacity and are still helping some online lending platforms to divert traffic.

Based on the principle of not wasting money, Zhang Yida talked with the two about moving in and cooperating.

He intends to let Jincheng Xiaojin, Xingwang Bank, Yimin Loan, and Yimin Pratt & Whitney join Meituan and Didi's traffic open platform.

Zhang Yida and the two had no direct business conflicts, so they readily agreed to cooperate.

Anyway, anyone who sells traffic is selling it, and Zhang Yida is not without money.

As for Zhang Ming, Zhang Yida didn't bother himself.

Because, the conflict between Zhonghe Group and ByteDance will expand again.

……

"My friend, after some research, I feel that our Abu Dhabi Investment Authority is not yet able to invest in Zhonghe Group."

Zhang Yida looked at Mansur who came to say goodbye to him, and asked why.

After finishing the investment work of Ruixiang, Mansour stayed in China for a while.

The people under him were also sent out by him to investigate the Zhonghe Group.

"Because my subordinates told me that Zhonghe Group is not currently worth 800 billion U.S. dollars."

Mansoor spread his hands with a regretful expression.

Zhang Yida was a little embarrassed. Mansur was indeed a rich man, but he was not stupid either.

It is indeed an indisputable fact that Zhonghe Group is not currently worth 800 billion US dollars.

Next year, next year should be able to achieve.Zhang Yida cheered himself up in his heart.

Mansour added: "I see that many Internet companies in China have announced their entry into the short video track, which makes me a little uncertain.

You know that Abu Dhabi Investment Authority does not belong to me alone, but to all citizens of Abu Dhabi.

So, unfortunately, my friend, I can only decline your kindness. "

Zhang Yida smiled, "It doesn't matter, there is an old saying in China that there is no righteousness in business.

No matter what the result is, it will not affect the friendship between us. "

Mansur pondered for a moment, then said: "Well, we will discuss this issue in half a year.

If the business of Zhonghe Group can be improved to a higher level, the valuation of 800 billion US dollars is not a problem at all.

Even higher valuations are acceptable to us. "

Mansour made a good plan. Seeing that the Zhonghe Group was facing a tendency to be embattled on all sides, what he thought was to hold the currency and wait and see.

When the situation is clear, it is not too late to invest.

For him, the safety of principal is the most important thing.After all, billions of dollars is not a small amount of money, so we must be more cautious.

"Okay, no problem, let's see in half a year!"

Mansur said a few more words of blessing before leaving.

Back on his seat, Zhang Yida looked at the latest business information in his mailbox and made up his mind.

Since penguins are unkind, don't blame me for being unrighteous.

　Thanks to Go Pikachu, Orange Juice Sauce, Only Water Is Fish, three book friends for their rewards!
　　
　
(End of this chapter)