Winning the new financial era

Chapter 477 Turning Year

The news that Pate Holdings moved to Rongcheng still had a big impact on the Haiding government.

Although sitting in Zhongguancun, there are a lot of well-known Internet companies in the jurisdiction.

But Ruixiang and Zhonghe, two super unicorns who have grown up, don't want to give up, and they can't give up!

There are penguins in Pengcheng, Ahli in Lin'an, Beijing... Qiandu seems to be not enough.

Whether it is to maintain Zhongguancun's status as "China's Silicon Valley" or for tax purposes, they must stay with Ruixiang and Zhonghe.

The Haiding government and the Beijing government arranged a work inspection of Ruixiang and Zhonghe as quickly as possible.

During the visit and investigation, the leaders highly affirmed the commercial achievements of Ruixiang and Zhonghe, and encouraged Ruixiang and Zhonghe to overcome all difficulties and build the two companies into Beijing's benchmark Internet companies and Chinese famous brands.

When the leader asked about any difficulties, Zhang Yida complained appropriately: "Zhonghe Group currently has more than 3 employees, although more than half of them are scattered in other cities across the country and overseas.

However, the more than 1 people who stayed in the capital also put a certain amount of pressure on our work.

The various subsidiaries are scattered in different buildings, and sometimes it is not so convenient to communicate. "

The leader nodded slightly, he understood what Zhang Yida meant, that he wanted to build the headquarters building.

As for why not buy a ready-made building, maybe you still want to build it yourself, which is more economical and affordable.

A week later, the governments of Beijing City and Haiding District expressed their importance and concern for Zhonghe Group, and allocated two pieces of land in Xibeiwang to Zhonghe Group.

The two pieces of land are connected together, covering an area of ​​120 mu. Not far from the side is the Penguin Beijing headquarters, where companies such as Qiandu, Lenovo, Sina, and NetEase are also concentrated.

Zhang Yida was very satisfied with the land, it would be easier to dig a corner if it was closer to everyone.

Of course, it is also very convenient for other giants to dig people from the Zhonghe Group, everyone depends on their own abilities.

Standing on the open space allocated by the government to the Zhonghe Group, Zhang Yida looked at the Penguin capital headquarters that was about to be completed not far away, and felt that the repairs were quite good.

The back-shaped building covers an area of ​​more than 7 square meters, with a single floor area of ​​2.8 square meters and a total of 7 floors. It is known as one of the largest office buildings in the world.

Zhang Yida turned his head and asked Lu Qi beside him: "Old Lu, what style of building do you think we want to build?"

Lu Qi laughed, "The headquarters building is also one of the images we display to the outside world, and it can also strengthen employees' confidence and sense of belonging to the company.

Professional matters should be left to professional people. Many well-known foreign architectural design firms have already communicated with us, and the first draft of the design will be released in a short time.

At that time, Mr. Zhang, you can choose it yourself! "

Zhang Yida nodded and didn't take it too seriously, as long as it wasn't ugly and not as weird as "Sophie Mansion" or "Air Conditioning Fan Mansion".

That is to say, he is shy in his pocket, otherwise he also wants to be extravagant.

Apple's $50 billion "Super Donut" has been rumored to be miraculous. Working in it is no less than adding a buff to the employees. 996 or 007 are probably doing as hotly as possible.

……

"Hanzhou Securities 108 billion yuan, Hantai Fund 30 billion yuan, and Hanzhou Futures 3.5 million yuan."

After various due diligence and financial audits by the due diligence team, the value of the three assets to be sold by Handing Group has also been evaluated.

Since Ruixiang Group holds 49% equity of Hanzhou Securities and Hantai Fund, the final purchase price is set at RMB 73.88 billion.

For this price, Zhang Yida did not hesitate too much, and directly agreed to it.All have been checked repeatedly, and the data can stand scrutiny.

At the signing ceremony, after Hu Gang finished signing, he said to Zhang Yida with a smile on his face: "Thank you Brother Yida, you have helped us a lot and solved the urgent need of Handing Group."

Wang Xiaojie also said at the side: "That's right, I hope to have the opportunity to cooperate with Yida Brothers again in the future."

Zhang Yida smiled and nodded, knowing that this was just a humble speech. Even if he didn't buy it, this financial license would still be a hot commodity in the market.

However, Ruixiang's quick payment has really helped Handing Group a lot.

After the Handing Group fell into a debt crisis, its PE has recently sold more than a dozen A-share listed company stocks frantically.

With more than 70 billion yuan paid by Ruixiang, Handing Group's next shareholding reduction action can be a little more calm.

In five years, from a valuation of 2000 million to a total asset and market value of [-] billion, it has to be said that Handing Group is really familiar with the operation methods of China's capital market.

But this kind of leveraged expansion has now been backlashed.

But no matter how they sell their assets, the lean camels are bigger than horses. Hu Gang and Wang Xiaojie are still rich, but it's a pity that they are big A-share shareholders.

A Porsche goes in, and a Porsche comes out.

……

2018 is an important turning point for most financial companies.

In the middle of last year, the regulator’s regulatory attitude towards financial holdings has already been set: the financial industry must operate with a license, must be included in the supervision, and must achieve full coverage of supervision.

What is Financial Holdings?

The chief analyst of the Bank of Communications gave a definition: companies that have licenses in two or more financial fields such as banking, securities, insurance, funds, trusts, futures, and financial leasing, and actually operate or actually control companies in this industry are all financial companies. holding company.

Although Ruixiang has the skin of digital technology, its core is indeed a financial holding group.

The central bank has been screening the list of financial holding groups recently. Ruixiang, Leech Financial Services, and Suning are all active up and down, and they all want to be included in the first batch of financial holding pilot lists.

Zhang Yida attached great importance to this matter.

Although Ruixiang is transforming into the field of digital technology, the time is still short, and it has not made a big breakthrough, and it is quite dependent on the blood transfusion of financial business.

The same is true for Leech Financial Services. It advertises digital technology for valuation purposes, and the biggest source of profit is lending.

Lending has also been stuck recently. Leech Financial Services was criticized for having too high leverage, which exceeded the leverage multiple of the Internet small loan license. Leech Financial Services hastened to increase capital for small loan companies.

Ruixiang has received rumors that, in addition to using Internet micro-credit, Jincheng Consumer Finance, and Xingwang Bank to lend loans, it is also actively contacting various banks.

The way of cooperation in the future will be transformed into joint investment and joint lending by Ruixiang and major banks.

The source of income is not called interest, but technical service fees.This trick is learned from Leech Financial Services, not for the sake of being nice, but to get closer to the label of "technology".

While applying for the pilot program of financial holdings, and at the same time de-financialization, life is still a bit miserable.

Just when Zhang Yida was busy with a thousand things, Yimindai added to his troubles.

(End of this chapter)