Winning the new financial era

Chapter 478
"Mr. Zhang, this school bully has run away 1-on-1, but my child hasn't even attended a day of class. Can I not have to pay back the loan owed to Yimin Loan?"

"Yes, you are the richest man, how can you get involved with these scam companies?"

"Mr. Zhang, please give me an explanation!"

……

Zhang Yida's Weibo, which he hadn't used very much since last year, suddenly had a lot of comments, all pointing to the same question "Xueba 1v1" and ran away.

The Weibo official is also adding fuel to the flames, sending related news to the hot searches all at once.

Zhang Yida looked at Chen Shaojie, the CEO of Yimindai who stood tremblingly in front of him, and said coldly, "Have you investigated the matter clearly?"

Chen Shaojie sighed, "The investigation is clear, Xueba 1 to 1 was founded in 2015, the boss is a post-95, sophomore dropped out of Dongbei Finance and Economics to start this company.

The boss's name is Qu Feixuan, who is born in 95 and is also a beautiful boss. She is very popular on the Internet. "

Zhang Yida interrupted, "So you signed a contract with them, what did I say before? I would rather do less business than cooperate with these small and medium-sized educational institutions."

Chen Shaojie moved his lips, wanting to explain a few words, but in the end it turned into a helpless sigh.

Zhang Yida said these words, and he also passed them on.

However, in the track of education installment, competitors are making rapid progress, and there are no problems, so the scale of cooperation is gradually relaxed.

If he really wants to be held accountable, he can't escape the responsibility.

But things have already happened, it’s useless to talk more, let’s think of a solution first!
Chen Shaojie said: "At present, we have already reported to the police, Xueba owed 1 million wages to the employees 1 on 500, and the tuition fee is about 2000 million.

There are not many education installments through Yimin Loan, only 400 million, about 300 people. "

"300 people?"

Zhang Yida felt that something was wrong, he only had one battalion, why did he have the firepower of a division on his Weibo?
Most likely there is another villain at work!
Zhang Yida didn't continue to think too much, his first concern now was to calm down the incident.

"In addition to calling the police, Yimindai has no other countermeasures?"

"Yes, yes," Chen Shaojie hurriedly said, "We have arranged customer service to contact more than 300 education installment users involved in this incident, and negotiated to resolve the matter."

"The amount is not large, it's just that things are too bad."

Zhang Yida gradually calmed down, and said calmly: "But now all the users seeking justice have come to my Weibo."

Chen Shaojie also knows that the amount is not large, even if it is all bad debts, it will not shake the foundation of Yimindai today.

It's just that Mr. Zhang was dragged into the water this time. It's too shameful for the richest man to get involved in these messes.

Thinking of this, Chen Shaojie broke into a cold sweat, and tentatively asked: "Mr. Zhang, for users, shall we give interest reduction or loan extension as appropriate?
In this case, the pressure of public opinion may be slightly less.

In addition, we are doing our utmost sincerity.It is equivalent to not making money in this business, or even losing money. "

Zhang Yida nodded, "Part of the interest can be deducted, but this is out of humanitarian concern.

As for the principal, it must be paid back in small amounts.Regardless of the size of the amount, this is a matter of principle. "

Zhang Yida's tone was a little heavy, and Chen Shaojie understood the meaning behind it.

This time I made a concession to the user, and the next time this happens again, should I make a concession or not?
Moreover, even if there is no Yimin Loan, these parents still have to go to Xueba to pay tuition fees one-on-one.

It was the parents who found the training institution first, and the loan came later. If you really want to say the victim, Yimindai is also a victim, and was also deceived by Xueba 1-on-1.

Zhang Yida looked down at the 1-on-1 information about Qu Feixuan and the head.

The girl is of the same age as her, and the career she has done is not small.

Xueba 1 on 1 brings together more than 2000 Xueba, all from Top 10 schools such as Qingbei Fujiao, to teach elementary, junior and high school Chinese, mathematics, physics and other courses and test questions for students.

It also received a round A financing of 2000 million yuan. It stands to reason that it would not run away?

Zhang Yida looked up, looked at Chen Shaojie, and said, "Arrange the Supervision Department to go to Shanghai to conduct a comprehensive investigation on the sales and risk control related to the 1-on-1 cooperation contract of Xueba."

Chen Shaojie sensed something was wrong, "Mr. Zhang, do you doubt it?"

"Yes, no matter whether there is a problem or not, this procedure must go."

Zhang Yida pointed at Chen Shaojie, "And you, you have to take some responsibility for making such a big mess this time. This year's option and bonus will be halved."

When Chen Shaojie heard it, his face collapsed, but he still nodded, he must also bear the responsibility that should be borne.

"In addition, an audit will be arranged, and all educational institutions with unqualified qualifications will be removed from the cooperation list."

Zhang Yida said in a serious tone, "I don't want to hear about what happened this time again."

Chen Shaojie also knew how powerful he was. He finally understood why Mr. Zhang valued the qualifications of cooperative enterprises so much.

If this kind of running away happens more times, Yimindai is afraid that it will withdraw from the education installment market.

The public relations department of Yimindai quickly clarified, saying that it has reported the case to the public security organs and will consider reducing or exempting users from part of the interest as appropriate.

It is really difficult for the family to turn over, and the loan can be extended for a longer period of time.

There was no mention of principal reduction or exemption in the announcement, and some users were still dissatisfied and continued to slander Yimindai and Zhang Yida everywhere.

Yimindai will become much stronger in the future. The announcement shows that Yimindai is normally acting in accordance with commercial procedures and laws, and all lending funds come from financial institutions such as banks and trusts.

If the user maliciously fails to repay the loan overdue, the credit report will be reported to the central bank, which will affect the children to learn.

Now, the vast majority of users are afraid to make a fuss. They are all parents, and their children are all in elementary school, junior high school. If it affects their schooling, the loss will be great.

As for the small group of people who want to renege on their debts, or want to try whether Yimindai really needs to apply for credit, they are still making noise on the Internet.

But netizens will not focus on this all the time, and they will eat another melon soon.

Of course, the public relations department also contributed a lot, and the deletion of posts cost a lot of money.

Gradually, things calmed down.

Although the public opinion on the Internet has been controlled, Yimindai is experiencing a major earthquake inside.

Chen Shaojie looked at the situation reported by the investigation teams sent to various branches, which was shocking.

Many educational institutions are not as good as Xueba 1:1, and they even got 2000 million venture capital.

Chen Shaojie didn't dare to be negligent, and quickly called a meeting with the general managers of the branches from all over the country, with one purpose, to check the qualifications of the cooperative institutions.

Those who do not meet the conditions of cooperation contract shall be terminated.

As soon as this decision was announced, it attracted a lot of discussion from the general managers of the branch.

Each of their branches is carrying performance tasks. If so many companies are terminated, can they still complete the tasks and get performance?
Chen Shaojie also made a real move this time, whoever refuses to carry out will be withdrawn.

In addition, he felt that there were some flaws in the company's management system, so he formulated a new assessment mechanism.

Performance and overdue rate are no longer the only criteria for assessment, and the probability of problems with cooperative institutions is also included.

The general manager of the Shanghai city became the first chicken to scare the monkeys, and Xueba 1v1 was in Shanghai, so he was punished by demotion and salary reduction.

This is because the Ministry of Supervision did not find out any problems after they went to Shanghai. If economic problems were found, the punishment would not be so easy.

Now, no one dared to object anymore.Although I feel that the headquarters has made a big deal out of a molehill, but it's all in the stomach.

After the general managers from all over the country returned to the branch offices, they began to clear the cooperative education institutions that did not meet the qualifications in accordance with the requirements of the headquarters.

The cooperation agreements signed between Yimindai and these small and medium-sized educational institutions are relatively strong, and there are clauses for unilateral termination of the contract and exemption from liability.

So doing these things is very straightforward.

He only did this once, but he offended the small and medium education institutions all over again.

Some organizations even said that they would never cooperate with Yimindai in this lifetime.

Du Xiaoman Finance, a subsidiary of Qiandu, seized the opportunity and signed many education and training institutions that had terminated their contracts with Yimindai, increasing their market share.

Affected by a series of incidents, the stock price of Yimindai plummeted, falling below the issue price, and its market value was less than US$30 billion.

In the United States, a group of leeks who feel cheated are preparing to initiate a class action against Yimindai.

(End of this chapter)